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Consolidated Balance Sheets - USD ($)
$ in Thousands
Sep. 30, 2016
Dec. 31, 2015
Assets    
Cash and due from banks $ 16,770 $ 20,664
Interest-bearing deposits in other banks 23,824 18,502
Total cash and cash equivalents 40,594 39,166
Investment securities available for sale, at fair value 155,345 159,473
Restricted stock 1,118 782
Loans held for sale 367 461
Loans 858,576 782,016
Allowance for loan losses (10,685) (10,086)
Net Loans 847,891 771,930
Premises and equipment, net 14,322 14,759
Bank owned life insurance 22,327 22,364
Goodwill 9,016 9,016
Other real estate owned 5,872 6,451
Deferred tax assets, net 4,044 4,758
Other assets 6,224 6,135
Total assets 1,107,120 1,035,295
Deposits    
Noninterest-bearing checking 174,390 152,095
Money management, savings and interest checking 726,845 680,686
Time 77,317 85,731
Total Deposits 978,552 918,512
Short-term borrowings 8,530  
Other liabilities 3,159 5,407
Total liabilities 990,241 923,919
Shareholders' equity    
Common stock, $1 par value per share, 15,000,000 shares authorized with 4,688,149 shares issued and 4,299,223 shares outstanding at September 30, 2016 and 4,659,319 shares issued and 4,275,879 shares outstanding at December 31, 2015 4,688 4,659
Capital stock without par value, 5,000,000 shares authorized with no shares issued and outstanding
Additional paid-in capital 39,584 38,778
Retained earnings 82,262 78,517
Accumulated other comprehensive loss (2,547) (3,722)
Treasury stock, 388,926 shares at September 30, 2016 and 383,440 shares at December 31, 2015, at cost (7,108) (6,856)
Total shareholders' equity 116,879 111,376
Total liabilities and shareholders' equity $ 1,107,120 $ 1,035,295