Loans (Tables)

9 Months Ended

Sep. 30, 2015

Loans [Abstract]

Schedule Of Loans Outstanding

						Change
(Dollars in thousands)	September 30, 2015		December 31, 2014			Amount	%
Residential Real Estate 1-4 Family
Consumer first liens	$	104,881	$	105,014	$	(133)	(0.1)
Commercial first lien		58,083		56,300		1,783	3.2
Total first liens		162,964		161,314		1,650	1.0
Consumer junior liens and lines of credit		43,024		38,132		4,892	12.8
Commercial junior liens and lines of credit		6,014		5,663		351	6.2
Total junior liens and lines of credit		49,038		43,795		5,243	12.0
Total residential real estate 1-4 family		212,002		205,109		6,893	3.4
Residential real estate - construction
Consumer		890		1,627		(737)	(45.3)
Commercial		7,155		8,088		(933)	(11.5)
Total residential real estate construction		8,045		9,715		(1,670)	(17.2)
Commercial real estate		337,597		326,482		11,115	3.4
Commercial		207,757		179,071		28,686	16.0
Total commercial		545,354		505,553		39,801	7.9
Consumer		5,274		6,154		(880)	(14.3)
		770,675		726,531		44,144	6.1
Less: Allowance for loan losses		(9,873)		(9,111)		(762)	(8.4)
Net Loans	$	760,802	$	717,420	$	43,382	6.0
Included in the loan balances are the following:
Net unamortized deferred loan fees (costs)	$	318	$	(76)
Loans pledged as collateral for borrowings and commitments from:
FHLB	$	641,496	$	602,633
Federal Reserve Bank		48,554		56,367
	$	690,050	$	659,000