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Consolidated Balance Sheets - USD ($)
$ in Thousands
Sep. 30, 2015
Dec. 31, 2014
Assets    
Cash and due from banks $ 20,160 $ 14,258
Interest-bearing deposits in other banks 20,743 34,335
Total cash and cash equivalents 40,903 48,593
Investment securities available for sale, at fair value 169,516 171,751
Restricted stock 855 438
Loans held for sale 376 389
Loans 770,675 726,531
Allowance for loan losses (9,873) (9,111)
Net Loans 760,802 717,420
Premises and equipment, net 14,797 15,046
Bank owned life insurance 22,228 22,098
Goodwill 9,016 9,016
Other intangible assets   181
Other real estate owned 6,807 3,666
Deferred tax assets, net 4,567 4,328
Other assets 6,456 8,522
Total assets 1,036,323 1,001,448
Deposits    
Noninterest-bearing checking 151,603 136,910
Money management, savings and interest checking 676,339 645,672
Time 89,505 98,599
Total Deposits 917,447 881,181
Repurchase Agreements   9,079
Short Term Borrowings 3,500  
Other liabilities 5,263 7,667
Total liabilities 926,210 897,927
Shareholders' equity    
Common stock, $1 par value per share,15,000,000 shares authorized with 4,643,172 shares issued and 4,259,732 shares outstanding at September 30, 2015 and 4,606,564 shares issued and 4,218,330 shares outstanding at December 31, 2014 $ 4,643 $ 4,607
Capital stock without par value, 5,000,000 shares authorized with no shares issued and outstanding
Additional paid-in capital $ 38,343 $ 37,504
Retained earnings 77,059 71,452
Accumulated other comprehensive loss (3,076) (3,100)
Treasury stock, 383,440 shares at September 30, 2015 and 388,234 shares at December 31, 2014, at cost (6,856) (6,942)
Total shareholders' equity 110,113 103,521
Total liabilities and shareholders' equity $ 1,036,323 $ 1,001,448