Loans (Tables)

3 Months Ended

Mar. 31, 2015

Loans [Abstract]

Schedule Of Loans Outstanding

						Change
(Dollars in thousands)	March 31, 2015		December 31, 2014			Amount	%
Residential Real Estate 1-4 Family
Consumer first liens	$	104,949	$	105,014	$	(65)	(0.1)
Consumer junior liens and lines of credit		37,699		38,132		(433)	(1.1)
Total consumer		142,648		143,146		(498)	(0.3)
Commercial first lien		56,345		56,300		45	0.1
Commercial junior liens and lines of credit		5,556		5,663		(107)	(1.9)
Total commercial		61,901		61,963		(62)	(0.1)
Total residential real estate 1-4 family		204,549		205,109		(560)	(0.3)
Residential real estate - construction
Consumer		1,312		1,627		(315)	(19.4)
Commercial		8,371		8,088		283	3.5
Total residential real estate construction		9,683		9,715		(32)	(0.3)
Commercial real estate		323,675		326,482		(2,807)	(0.9)
Commercial		179,408		179,071		337	0.2
Total commercial		503,083		505,553		(2,470)	(0.5)
Consumer		5,643		6,154		(511)	(8.3)
		722,958		726,531		(3,573)	(0.5)
Less: Allowance for loan losses		(9,210)		(9,111)		(99)	1.1
Net Loans	$	713,748	$	717,420	$	(3,672)	(0.5)
Included in the loan balances are the following:
Net unamortized deferred loan costs (fees)	$	42	$	(76)
Loans pledged as collateral for borrowings and commitments from:
FHLB	$	604,784	$	602,633
Federal Reserve Bank		55,657		56,367
	$	660,441	$	659,000