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Consolidated Statements Of Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended
Mar. 31, 2014
Mar. 31, 2013
Interest income    
Loans, including fees $ 7,511 $ 8,297
Interest and dividends on investments: Taxable interest 641 353
Interest and dividends on investments: Tax exempt interest 358 376
Interest and dividends on investments: Dividend income 25 18
Deposits and obligations of other banks 39 58
Total interest income 8,574 9,102
Interest expense    
Deposits 702 1,103
Securities sold under agreements to repurchase 7 18
Long-term debt 121 121
Total interest expense 830 1,242
Net interest income 7,744 7,860
Provision for loan losses 198 803
Net interest income after provision for loan losses 7,546 7,057
Noninterest income    
Investment and trust services fees 1,091 1,019
Loan service charges 167 250
Mortgage banking activities 12 (22)
Deposit service charges and fees 464 436
Other service charges and fees 267 221
Debit card income 306 285
Increase in cash surrender value of life insurance 143 152
Other real estate owned losses, net (122)  
Other 52 43
Total noninterest income 2,380 2,384
Noninterest expense    
Salaries and employee benefits 4,251 4,214
Net occupancy expense 675 568
Furniture and equipment expense 254 247
Advertising 316 335
Legal and professional fees 265 279
Data processing 391 394
Pennsylvania bank shares tax 173 205
Intangible amortization 104 106
FDIC insurance 232 245
ATM/debit card processing 179 181
Other 848 808
Total noninterest expense 7,688 7,582
Income before federal income tax expense 2,238 1,859
Federal income tax expense 412 308
Net income $ 1,826 $ 1,551
Per share    
Basic earnings per share $ 0.44 $ 0.38
Diluted earnings per share $ 0.44 $ 0.38
Cash dividends declared $ 0.17 $ 0.17