XML 27 R13.htm IDEA: XBRL DOCUMENT v3.6.0.2
Self-Insurance
12 Months Ended
Jan. 28, 2017
Self Insurance [Abstract]  
Self-Insurance
NOTE 4: SELF-INSURANCE
Our self-insurance reserves are summarized as follows:
 
January 28, 2017

 
January 30, 2016

Workers’ compensation

$69

 

$68

Employee health and welfare
29

 
28

Other liability
16

 
16

Total self-insurance reserve

$114

 

$112


Our workers’ compensation policies have a retention per claim of $1 or less and no policy limits.
We are self-insured for the majority of our employee health and welfare coverage and we do not use stop-loss coverage. Participants contribute to the cost of their coverage through premiums and out-of-pocket expenses for deductibles, co-pays and co-insurance.
Our liability policies, encompassing employment practices liability and commercial general liability, have a retention per claim of $3 or less and a policy limit up to $30 and $151, respectively.