SEGMENT INFORMATION (Tables)

12 Months Ended

Dec. 31, 2023

SEGMENT INFORMATION

Schedule of segment reporting information by segment

			Employee						Consolidated
(000’s omitted)	Banking		Benefit Services		All Other		Eliminations		Total
2023
Net interest income	$	435,083	$	1,711	$	491	$	0	$	437,285
Provision for credit losses		11,203		0		0		0		11,203
Loss on sales of investment securities		(52,329)		0		0		0		(52,329)
Gain on debt extinguishment		242		0		0		0		242
Other noninterest revenues		73,533		121,355		80,640		(8,607)		266,921
Amortization of intangible assets		4,363		6,452		3,696		0		14,511
Acquisition expenses		16		8		39		0		63
Acquisition-related contingent consideration adjustment		0		1,600		1,680		0		3,280
Restructuring expenses		1,163		0		0		0		1,163
Litigation accrual		5,800		0		0		0		5,800
Other operating expenses		315,024		75,873		65,578		(8,607)		447,868
Income before income taxes	$	118,960	$	39,133	$	10,138	$	0	$	168,231
Assets	$	15,323,489	$	245,967	$	106,363	$	(120,066)	$	15,555,753
Goodwill	$	732,598	$	85,384	$	27,414	$	0	$	845,396
Core deposit intangibles & Other intangibles	$	9,117	$	26,883	$	16,591	$	0	$	52,591
2022
Net interest income	$	420,273	$	319	$	38	$	0	$	420,630
Provision for credit losses		14,773		0		0		0		14,773
Noninterest revenues		75,480		117,956		73,126		(7,837)		258,725
Amortization of intangible assets		4,753		6,607		3,854		0		15,214
Acquisition expenses		5,018		3		0		0		5,021
Acquisition-related contingent consideration adjustment		0		(500)		200		0		(300)
Other operating expenses		283,942		71,466		56,762		(7,837)		404,333
Income before income taxes	$	187,267	$	40,699	$	12,348	$	0	$	240,314
Assets	$	15,616,885	$	226,135	$	96,924	$	(104,293)	$	15,835,651
Goodwill	$	732,088	$	85,384	$	24,369	$	0	$	841,841
Core deposit intangibles & Other intangibles	$	12,304	$	33,411	$	15,281	$	0	$	60,996
2021
Net interest income	$	374,078	$	293	$	41	$	0	$	374,412
Provision for credit losses		(8,839)		0		0		0		(8,839)
Noninterest revenues		67,910		116,621		68,834		(7,130)		246,235
Amortization of intangible assets		4,744		6,033		3,274		0		14,051
Acquisition expenses		638		36		27		0		701
Acquisition-related contingent consideration adjustment		0		200		0		0		200
Other operating expenses		265,525		64,423		50,368		(7,130)		373,186
Income before income taxes	$	179,920	$	46,222	$	15,206	$	0	$	241,348
Assets	$	15,325,732	$	257,879	$	97,391	$	(128,345)	$	15,552,657
Goodwill	$	689,868	$	85,321	$	23,920	$	0	$	799,109
Core deposit intangibles & Other intangibles	$	9,087	$	40,018	$	16,121	$	0	$	65,226