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LOANS AND ALLOWANCE FOR CREDIT LOSSES - Allowance for Credit Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2023
Jun. 30, 2022
Jun. 30, 2023
Jun. 30, 2022
Allowance for credit loss - loans        
Beginning balance $ 63,170 $ 50,147 $ 61,059 $ 49,869
Charge-offs (2,758) (2,147) (5,988) (4,303)
Recoveries 2,052 1,764 3,771 3,381
Provision 820 5,707 4,442 6,524
Ending balance 63,284 55,542 63,284 55,542
Accrued interest receivable on loans $ 25,000   $ 25,000  
Financing Receivable, Accrued Interest, after Allowance for Credit Loss, Statement of Financial Position [Extensible Enumeration] Interest Receivable   Interest Receivable  
Purchase of secondary market eligible residential consumer mortgage loans       436,900
Sale of secondary market eligible residential consumer mortgage loans     $ 1,800 3,700
Liabilities for off-balance-sheet        
Beginning balance $ 1,001 892 1,123 803
Charge-offs 0 0 0 0
Recoveries 0 0 0 0
PCD Allowance at Acquisition   0   0
Provision (68) 331 (190) 420
Ending balance 933 1,223 933 1,223
Allowance for credit loss        
Beginning balance 64,171 51,039 62,182 50,672
Charge-offs (2,758) (2,147) (5,988) (4,303)
Recoveries 2,052 1,764 3,771 3,381
PCD Allowance at Acquisition   71   71
Provision 752 6,038 4,252 6,944
Ending balance 64,217 56,765 64,217 56,765
Elmira Savings Bank ("Elmira")        
Allowance for credit loss - loans        
Ending balance 63,300 55,500 63,300 55,500
Commercial Loan        
Allowance for credit loss - loans        
Charge-offs     (479)  
Consumer indirect        
Allowance for credit loss - loans        
Charge-offs     (4,390)  
Consumer direct        
Allowance for credit loss - loans        
Charge-offs     (812)  
Home equity        
Allowance for credit loss - loans        
Charge-offs     (84)  
Consumer mortgage        
Allowance for credit loss - loans        
Charge-offs     (223)  
Commercial Portfolio Segment | Commercial Loan        
Allowance for credit loss - loans        
Beginning balance 25,227 21,764 23,297 22,995
Charge-offs (304) (39) (479) (155)
Recoveries 113 155 285 494
Provision 255 1,290 2,188 (164)
Ending balance 25,291 23,241 25,291 23,241
Allowance for credit loss        
PCD Allowance at Acquisition   71   71
Residential Portfolio Segment | Home equity        
Allowance for credit loss - loans        
Beginning balance 1,588 1,468 1,594 1,814
Charge-offs (84) (26) (84) (37)
Recoveries 5 28 11 121
Provision 91 0 79 (428)
Ending balance 1,600 1,470 1,600 1,470
Allowance for credit loss        
PCD Allowance at Acquisition   0   0
Residential Portfolio Segment | Consumer mortgage        
Allowance for credit loss - loans        
Beginning balance 14,278 10,324 14,343 10,017
Charge-offs (204) (77) (223) (117)
Recoveries 25 8 32 17
Provision 454 2,376 401 2,714
Ending balance 14,553 12,631 14,553 12,631
Allowance for credit loss        
PCD Allowance at Acquisition   0   0
Consumer Portfolio Segment | Consumer indirect        
Allowance for credit loss - loans        
Beginning balance 18,047 12,866 17,852 11,737
Charge-offs (1,859) (1,789) (4,390) (3,477)
Recoveries 1,676 1,346 3,023 2,346
Provision (56) 1,955 1,323 3,772
Ending balance 17,808 14,378 17,808 14,378
Allowance for credit loss        
PCD Allowance at Acquisition   0   0
Consumer Portfolio Segment | Consumer direct        
Allowance for credit loss - loans        
Beginning balance 3,030 2,725 2,973 2,306
Charge-offs (307) (216) (812) (517)
Recoveries 233 227 420 403
Provision 76 86 451 630
Ending balance 3,032 2,822 3,032 2,822
Allowance for credit loss        
PCD Allowance at Acquisition   0   0
Unallocated Financing Receivables        
Allowance for credit loss - loans        
Beginning balance 1,000 1,000 1,000 1,000
Charge-offs 0 0 0 0
Recoveries 0 0 0 0
Provision 0 0 0 0
Ending balance $ 1,000 1,000 $ 1,000 1,000
Allowance for credit loss        
PCD Allowance at Acquisition   $ 0   $ 0