SEGMENT INFORMATION (Tables)

12 Months Ended

Dec. 31, 2022

SEGMENT INFORMATION

Schedule of Segment Reporting Information by Segment

			Employee						Consolidated
(000’s omitted)	Banking		Benefit Services		All Other		Eliminations		Total
2022
Net interest income	$	420,273	$	319	$	38	$	0	$	420,630
Provision for credit losses		14,773		0		0		0		14,773
Noninterest revenue		75,480		117,956		73,126		(7,837)		258,725
Amortization of intangible assets		4,753		6,607		3,854		0		15,214
Acquisition expenses		5,018		3		0		0		5,021
Acquisition-related contingent consideration adjustment		0		(500)		200		0		(300)
Other operating expenses		283,942		71,466		56,762		(7,837)		404,333
Income before income taxes	$	187,267	$	40,699	$	12,348	$	0	$	240,314
Assets	$	15,616,885	$	226,135	$	96,924	$	(104,293)	$	15,835,651
Goodwill	$	732,088	$	85,384	$	24,369	$	0	$	841,841
Core deposit intangibles & Other intangibles	$	12,304	$	33,411	$	15,281	$	0	$	60,996
2021
Net interest income	$	374,078	$	293	$	41	$	0	$	374,412
Provision for credit losses		(8,839)		0		0		0		(8,839)
Noninterest revenue		67,910		116,621		68,834		(7,130)		246,235
Amortization of intangible assets		4,744		6,033		3,274		0		14,051
Acquisition expenses		638		36		27		0		701
Acquisition-related contingent consideration adjustment		0		200		0		0		200
Other operating expenses		265,525		64,423		50,368		(7,130)		373,186
Income before income taxes	$	179,920	$	46,222	$	15,206	$	0	$	241,348
Assets	$	15,325,732	$	257,879	$	97,391	$	(128,345)	$	15,552,657
Goodwill	$	689,868	$	85,321	$	23,920	$	0	$	799,109
Core deposit intangibles & Other intangibles	$	9,087	$	40,018	$	16,121	$	0	$	65,226
2020
Net interest income	$	367,237	$	943	$	223	$	0	$	368,403
Provision for credit losses		14,212		0		0		0		14,212
Noninterest revenue		69,578		103,456		61,599		(6,214)		228,419
Amortization of intangible assets		5,515		5,724		3,058		0		14,297
Acquisition expenses		4,933		0		0		0		4,933
Other operating expenses		255,955		60,709		46,854		(6,214)		357,304
Income before income taxes	$	156,200	$	37,966	$	11,910	$	0	$	206,076
Assets	$	13,762,325	$	217,780	$	82,849	$	(131,860)	$	13,931,094
Goodwill	$	690,121	$	83,275	$	20,312	$	0	$	793,708
Core deposit intangibles & Other intangibles	$	13,831	$	32,051	$	7,058	$	0	$	52,940