PREMISES AND EQUIPMENT (Tables)

12 Months Ended

Dec. 31, 2022

PREMISES AND EQUIPMENT

Schedule of premises and equipment

Premises and equipment consist of the following at December 31:

(000’s omitted)	2022		2021
Land and land improvements	$	34,487	$	31,884
Bank premises		158,312		151,724
Equipment		72,960		85,391
Operating lease right-of-use assets		30,069		31,754
Construction in progress		2,377		4,786
Premises and equipment, gross		298,205		305,539
Accumulated depreciation		(137,427)		(144,888)
Premises and equipment, net	$	160,778	$	160,651