DEPOSITS

12 Months Ended

Dec. 31, 2022

DEPOSITS

DEPOSITS

NOTE G:  DEPOSITS

Deposits recorded in the consolidated statements of condition consist of the following at December 31:

(000’s omitted)	2022		2021
Noninterest checking	$	4,140,617	$	3,921,663
Interest checking		3,231,096		3,201,225
Savings		2,433,922		2,255,961
Money market		2,299,965		2,603,988
Time		906,708		928,331
Total deposits	$	13,012,308	$	12,911,168

Interest on deposits recorded in the consolidated statements of income consists of the following at December 31:

(000’s omitted)	2022		2021		2020
Interest on interest checking	$	3,340	$	1,142	$	2,182
Interest on savings		671		598		665
Interest on money market		4,019		1,393		2,685
Interest on time		7,014		8,498		11,229
Total interest on deposits	$	15,044	$	11,631	$	16,761

The approximate maturities of time deposits at December 31, 2022 are as follows:

			Accounts $250,000
(000’s omitted)	All Accounts		or Greater
2023	$	514,658	$	67,302
2024		282,044		53,970
2025		63,554		5,472
2026		24,567		262
2027		21,796		2,075
Thereafter		89		0
Total	$	906,708	$	129,081