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INCOME TAXES, Effective Tax Rate Reconciliation (Details)
12 Months Ended
Dec. 31, 2021
Dec. 31, 2020
Dec. 31, 2019
Effective tax rate reconciliation [Abstract]      
Federal statutory income tax rate 21.00% 21.00% 21.00%
Increase (reduction) in taxes resulting from [Abstract]      
Tax-exempt interest (1.10%) (1.50%) (1.50%)
State income taxes, net of federal benefit 3.60% 3.00% 2.50%
Stock-based compensation (0.90%) (0.80%) (1.60%)
Federal tax credits (1.00%) (1.30%) (1.30%)
Other, net (0.20%) (0.30%) 0.10%
Effective income tax rate 21.40% 20.10% 19.20%