SEGMENT INFORMATION (Tables)

6 Months Ended

Jun. 30, 2020

SEGMENT INFORMATION [Abstract]

Segment Reporting Information by Segment

Information about reportable segments and reconciliation of the information to the consolidated financial statements follows:

(000’s omitted)	Banking		Employee Benefit Services		All Other		Eliminations			Consolidated Total
Three Months Ended June 30, 2020
Net interest income	$	91,645	$	246	$	60	$	0		$	91,951
Provision for credit losses		9,774		0		0		0			9,774
Noninterest revenues		14,991		24,504		14,817		(1,374	)		52,938
Amortization of intangible assets		1,364		1,411		749		0			3,524
Acquisition expenses		3,372		0		0		0			3,372
Other operating expenses		59,130		14,948		11,303		(1,374	)		84,007
Income before income taxes	$	32,996	$	8,391	$	2,825	$	0		$	44,212
Assets	$	13,272,929	$	216,122	$	78,022	$	(122,856	)	$	13,444,217
Goodwill	$	689,128	$	83,275	$	20,312	$	0		$	792,715
Core deposit intangibles & Other intangibles	$	16,565	$	34,870	$	8,611	$	0		$	60,046
Three Months Ended June 30, 2019
Net interest income	$	88,127	$	131	$	42	$	0		$	88,300
Provision for credit losses		1,400		0		0		0			1,400
Noninterest revenues		21,921		24,839		15,159		(1,213	)		60,706
Amortization of intangible assets		1,375		1,669		860		0			3,904
Acquisition expenses		1,194		0		0		0			1,194
Other operating expenses		60,578		15,405		11,308		(1,213	)		86,078
Income before income taxes	$	45,501	$	7,896	$	3,033	$	0		$	56,430
Assets	$	10,534,555	$	206,178	$	72,862	$	(68,207	)	$	10,745,388
Goodwill	$	629,916	$	83,275	$	20,312	$	0		$	733,503
Core deposit intangibles & Other intangibles	$	15,738	$	41,107	$	10,167	$	0		$	67,012

(000’s omitted)	Banking		Employee Benefit Services		All Other		Eliminations			Consolidated Total
Six Months Ended  June 30, 2020
Net interest income	$	181,409	$	486	$	110	$	0		$	182,005
Provision for credit losses		15,368		0		0		0			15,368
Noninterest revenues		33,672		50,429		30,352		(2,893	)		111,560
Amortization of intangible assets		2,781		2,905		1,505		0			7,191
Acquisition expenses		3,741		0		0		0			3,741
Other operating expenses		123,330		30,079		23,118		(2,893	)		173,634
Income before income taxes	$	69,861	$	17,931	$	5,839	$	0		$	93,631
Six Months Ended June 30, 2019
Net interest income	$	174,842	$	239	$	78	$	0		$	175,159
Provision for credit losses		3,822		0		0		0			3,822
Noninterest revenues		39,269		49,509		29,606		(1,982	)		116,402
Amortization of intangible assets		2,858		3,438		1,738		0			8,034
Acquisition expenses		1,728		0		0		0			1,728
Other operating expenses		120,347		29,684		22,017		(1,982	)		170,066
Income before income taxes	$	85,356	$	16,626	$	5,929	$	0		$	107,911