SEGMENT INFORMATION (Tables)

3 Months Ended

Mar. 31, 2020

SEGMENT INFORMATION [Abstract]

Segment Reporting Information by Segment

Information about reportable segments and reconciliation of the information to the consolidated financial statements follows:

(000's omitted)	Banking		Employee Benefit Services		All Other		Eliminations			Consolidated Total
Three Months Ended March 31, 2020
Net interest income	$	89,763	$	240	$	51	$	0		$	90,054
Provision for credit losses		5,594		0		0		0			5,594
Noninterest revenues		18,680		25,925		15,536		(1,519	)		58,622
Amortization of intangible assets		1,417		1,494		756		0			3,667
Acquisition expenses		369		0		0		0			369
Other operating expenses		64,200		15,130		11,816		(1,519	)		89,627
Income before income taxes	$	36,863	$	9,541	$	3,015	$	0		$	49,419
Assets	$	11,633,330	$	213,768	$	76,525	$	(114,640	)	$	11,808,983
Goodwill	$	669,886	$	83,275	$	20,312	$	0		$	773,473
Core deposit intangibles & Other intangibles	$	15,001	$	36,281	$	8,164	$	0		$	59,446
Three Months Ended March 31, 2019
Net interest income	$	86,715	$	108	$	36	$	0		$	86,859
Provision for credit losses		2,422		0		0		0			2,422
Noninterest revenues		17,348		24,670		14,447		(769	)		55,696
Amortization of intangible assets		1,483		1,769		878		0			4,130
Acquisition expenses		534		0		0		0			534
Other operating expenses		59,769		14,279		10,709		(769	)		83,988
Income before income taxes	$	39,855	$	8,730	$	2,896	$	0		$	51,481
Assets	$	10,699,384	$	199,345	$	71,047	$	(53,309	)	$	10,916,467
Goodwill	$	629,916	$	83,275	$	20,312	$	0		$	733,503
Core deposit intangibles & Other intangibles	$	17,113	$	42,777	$	11,026	$	0		$	70,916