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BENEFIT PLANS (Tables)
3 Months Ended
Mar. 31, 2020
BENEFIT PLANS [Abstract]  
Net Periodic Benefit Cost
The net periodic benefit cost for the three months ended March 31, 2020 and 2019 is as follows:

 
Pension Benefits
   
Post-retirement Benefits
 
   
Three Months Ended
March 31,
   
Three Months Ended
March 31,
 
(000's omitted)
 
2020
   
2019
   
2020
   
2019
 
Service cost
 
$
1,438
   
$
1,270
   
$
0
   
$
0
 
Interest cost
   
1,356
     
1,566
     
14
     
18
 
Expected return on plan assets
   
(3,932
)
   
(3,577
)
   
0
     
0
 
Amortization of unrecognized net loss
   
810
     
642
     
10
     
9
 
Amortization of prior service cost
   
60
     
16
     
(45
)
   
(45
)
Net periodic benefit
 
$
(268
)
 
$
(83
)
 
$
(21
)
 
$
(18
)