SEGMENT INFORMATION (Tables)

12 Months Ended

Dec. 31, 2019

SEGMENT INFORMATION [Abstract]

Schedule of Segment Reporting Information by Segment

Information about reportable segments and reconciliation of the information to the consolidated financial statements follows:

(000’s omitted)	Banking			Employee Benefit Services		All Other		Eliminations			Consolidated Total
2019
Net interest income	$	358,334		$	665	$	176	$	0		$	359,175
Provision for loan losses		8,430			0		0		0			8,430
Noninterest revenue		75,067			99,483		59,075		(3,006	)		230,619
Amortization of intangible assets		5,751			6,770		3,435		0			15,956
Acquisition expenses		8,608			0		0		0			8,608
Other operating expenses		245,870			59,428		45,170		(3,006	)		347,462
Income before income taxes	$	164,742		$	33,950	$	10,646	$	0		$	209,338
Assets	$	11,225,509		$	209,690	$	76,351	$	(101,255	)	$	11,410,295
Goodwill	$	670,223		$	83,275	$	20,312	$	0		$	773,810
Core deposit intangibles & Other intangibles	$	16,418		$	37,775	$	8,920	$	0		$	63,113
2018
Net interest income	$	344,551		$	376	$	128	$	0		$	345,055
Provision for loan losses		10,837			0		0		0			10,837
Noninterest revenue		75,399			94,449		57,204		(2,993	)		224,059
Amortization of intangible assets		6,429			8,015		3,711		0			18,155
Acquisition expenses		(782	)		7		6		0			(769	)
Other operating expenses		231,362			56,275		43,259		(2,993	)		327,903
Income before income taxes	$	172,104		$	30,528	$	10,356	$	0		$	212,988
Assets	$	10,397,623		$	207,460	$	68,288	$	(66,076	)	$	10,607,295
Goodwill	$	629,916		$	83,275	$	20,312	$	0		$	733,503
Core deposit intangibles & Other intangibles	$	18,596		$	44,545	$	10,705	$	0		$	73,846
2017
Net interest income	$	315,025		$	396	$	254	$	0		$	315,675
Provision for loan losses		10,984			0		0		0			10,984
Noninterest revenue		73,337			82,743		49,201		(2,858	)		202,423
Amortization of intangible assets		5,296			8,578		3,067		0			16,941
Acquisition expenses		24,549			1,194		243		0			25,986
Other operating expenses		218,608			51,138		37,334		(2,858	)		304,222
Income before income taxes	$	128,925		$	22,229	$	8,811	$	0		$	159,965
Assets	$	10,505,919		$	203,369		66,548	$	(29,638	)	$	10,746,198
Goodwill	$	629,916		$	84,449	$	20,065	$	0		$	734,430
Core deposit intangibles & Other intangibles	$	25,025		$	52,288	$	13,345	$	0		$	90,658