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EARNINGS PER SHARE (Tables)
12 Months Ended
Dec. 31, 2019
EARNINGS PER SHARE [Abstract]  
Reconciliation of Basic to Diluted Earnings per Share
The following is a reconciliation of basic to diluted earnings per share for the years ended December 31, 2019, 2018 and 2017.

(000’s omitted, except per share data)
 
2019
   
2018
   
2017
 
Net income
 
$
169,063
   
$
168,641
   
$
150,717
 
Income attributable to unvested stock-based compensation awards
   
(400
)
   
(744
)
   
(597
)
Income available to common shareholders
 
$
168,663
   
$
167,897
   
$
150,120
 
                         
Weighted-average common shares outstanding - basic
   
51,732
     
51,165
     
48,843
 
                         
Basic earnings per share
 
$
3.26
   
$
3.28
   
$
3.07
 
                         
Net income
 
$
169,063
   
$
168,641
   
$
150,717
 
Income attributable to unvested stock-based compensation awards
   
(400
)
   
(744
)
   
(597
)
Income available to common shareholders
 
$
168,663
   
$
167,897
   
$
150,120
 
                         
Weighted-average common shares outstanding
   
51,732
     
51,165
     
48,843
 
Assumed exercise of stock options
   
516
     
583
     
627
 
Weighted-average common shares outstanding – diluted
   
52,248
     
51,748
     
49,470
 
                         
Diluted earnings per share
 
$
3.23
   
$
3.24
   
$
3.03
 
Cash dividends declared per share
 
$
1.58
   
$
1.44
   
$
1.32