SEGMENT INFORMATION (Tables)

9 Months Ended

Sep. 30, 2019

SEGMENT INFORMATION [Abstract]

Segment Reporting Information by Segment

Information about reportable segments and reconciliation of the information to the consolidated financial statements follows:

(000's omitted)	Banking			Employee Benefit Services		All Other		Eliminations			Consolidated Total
Three Months Ended September 30, 2019
Net interest income	$	91,018		$	209	$	49	$	0		$	91,276
Provision for loan losses		1,751			0		0		0			1,751
Noninterest revenues		17,790			24,830		15,143		(669	)		57,094
Amortization of intangible assets		1,439			1,667		854		0			3,960
Acquisition expenses		6,061			0		0		0			6,061
Other operating expenses		61,839			14,721		11,017		(669	)		86,908
Income before income taxes	$	37,718		$	8,651	$	3,321	$	0		$	49,690
Assets	$	11,398,191		$	201,442	$	74,169	$	(76,505	)	$	11,597,297
Goodwill	$	670,023		$	83,275	$	20,312	$	0		$	773,610
Core deposit intangibles & Other intangibles	$	17,872		$	39,440	$	9,763	$	0		$	67,075
Three Months Ended September 30, 2018
Net interest income	$	86,060		$	102	$	36	$	0		$	86,198
Provision for loan losses		2,215			0		0		0			2,215
Noninterest revenues		18,002			23,815		14,737		(763	)		55,791
Amortization of intangible assets		1,535			1,970		922		0			4,427
Acquisition expenses		(832	)		0		0		0			(832	)
Other operating expenses		57,863			14,025		10,513		(763	)		81,638
Income before income taxes	$	43,281		$	7,922	$	3,338	$	0		$	54,541
Assets	$	10,440,732		$	205,565	$	66,470	$	(53,200	)	$	10,659,567
Goodwill	$	629,916		$	83,275	$	20,288	$	0		$	733,479
Core deposit intangibles & Other intangibles	$	20,111		$	46,514	$	11,596	$	0		$	78,221

(000's omitted)	Banking			Employee Benefit Services		All Other		Eliminations			Consolidated Total
Nine Months Ended  September 30, 2019
Net interest income	$	265,860		$	448	$	127	$	0		$	266,435
Provision for loan losses		5,573			0		0		0			5,573
Noninterest revenues		57,059			73,919		44,749		(2,231	)		173,496
Amortization of intangible assets		4,297			5,105		2,592		0			11,994
Acquisition expenses		7,789			0		0		0			7,789
Other operating expenses		182,186			43,985		33,034		(2,231	)		256,974
Income before income taxes	$	123,074		$	25,277	$	9,250	$	0		$	157,601
Nine Months Ended September 30, 2018
Net interest income	$	257,313		$	264	$	91	$	0		$	257,668
Provision for loan losses		8,342			0		0		0			8,342
Noninterest revenues		58,399			70,316		43,285		(2,159	)		169,841
Amortization of intangible assets		4,914			6,047		2,819		0			13,780
Acquisition expenses		(782	)		7		6		0			(769	)
Other operating expenses		172,283			41,938		32,603		(2,159	)		244,665
Income before income taxes	$	130,955		$	22,588	$	7,948	$	0		$	161,491