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COMMITMENTS, CONTINGENT LIABILITIES AND RESTRICTIONS (Tables)
 6 Months Ended
Jun. 30, 2017
COMMITMENTS, CONTINGENT LIABILITIES AND RESTRICTIONS [Abstract]  
Off Balance Sheet Financial Instruments Contract Amounts
The contract amounts of commitments and contingencies are as follows:

(000's omitted)
 
June 30,
2017
  
December 31,
2016
 
Commitments to extend credit
 
$
924,039
  
$
773,442
 
Standby letters of credit
  
24,511
   
22,656
 
Total
 
$
948,550
  
$
796,098