Trust Operations AVP - Oneonta Branch

0000909012-14-000193.txt : 20140430 0000909012-14-000193.hdr.sgml : 20140430 20140430114117 ACCESSION NUMBER: 0000909012-14-000193 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20140331 FILED AS OF DATE: 20140430 DATE AS OF CHANGE: 20140430 EFFECTIVENESS DATE: 20140430 FILER: COMPANY DATA: COMPANY CONFORMED NAME: COMMUNITY BANK SYSTEM, INC. CENTRAL INDEX KEY: 0000723188 STANDARD INDUSTRIAL CLASSIFICATION: NATIONAL COMMERCIAL BANKS [6021] IRS NUMBER: 161213679 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-11044 FILM NUMBER: 14796855 BUSINESS ADDRESS: STREET 1: 5790 WIDEWATERS PKWY CITY: DEWITT STATE: NY ZIP: 13214 BUSINESS PHONE: 8007242262 MAIL ADDRESS: STREET 1: 5790 WIDEWATERS PARKWAY CITY: DEWITT STATE: NY ZIP: 13214 FORMER COMPANY: FORMER CONFORMED NAME: COMMUNITY BANK NA, a subsidiary of Community Bank System Inc DATE OF NAME CHANGE: 20130729 FORMER COMPANY: FORMER CONFORMED NAME: COMMUNITY BANK NA, a subsidiary of Community Bank System Inc. DATE OF NAME CHANGE: 20130726 FORMER COMPANY: FORMER CONFORMED NAME: COMMUNITY BANK SYSTEM INC DATE OF NAME CHANGE: 19920703 13F-HR 1 primary_doc.xml 13F-HR LIVE false false false 0000723188 XXXXXXXX 03-31-2014 03-31-2014 COMMUNITY BANK SYSTEM, INC.

5790 WIDEWATERS PARKWAY DEWITT NY 13214

13F HOLDINGS REPORT 028-11044 N Patricia Lowe Trust Operations AVP - Oneonta Branch 607 433 4129 /s/ PATRICIA LOWE Oneonta NY 04-17-2014 0 569 456175 false INFORMATION TABLE 2 aci_13f.xml EATON CORP PLC FOREIGN EQUITIES G29183103 127 1697 SH SOLE 0 1697 0 0 NOBLE CORP PLC USD FOREIGN EQUITIES G65431101 1020 31150 SH SOLE 0 31150 0 0 NOBLE CORP PLC USD FOREIGN EQUITIES G65431101 157 4800 SH DFND 0 4800 0 0 WHITE MTNS INS GROUP LTD COMMON STOCK G9618E107 60 100 SH SOLE 0 100 0 0 XL GROUP PLC FOREIGN EQUITIES G98290102 14 440 SH SOLE 0 440 0 0 AFLAC INC COMMON STOCK 001055102 5 79 SH SOLE 0 79 0 0 AGL RESOURCES INC COMMON STOCK 001204106 22 451 SH SOLE 0 451 0 0 ALPS ETF TR ALERIAN MLP ETF/OTHER 00162Q866 2444 138457 SH SOLE 0 134404 0 4053 ALPS ETF TR ALERIAN MLP ETF/OTHER 00162Q866 227 12871 SH DFND 0 12871 0 0 AT&T INC COMMON STOCK 00206R102 5083 144980 SH SOLE 0 144980 0 0 AT&T INC COMMON STOCK 00206R102 1008 28757 SH DFND 0 28757 0 0 ABBOTT LABS COMMON STOCK 002824100 1972 51220 SH SOLE 0 51220 0 0 ABBOTT LABS COMMON STOCK 002824100 152 3950 SH DFND 0 3950 0 0 ABBVIE INC COMMON STOCK 00287Y109 2338 45495 SH SOLE 0 45495 0 0 ABBVIE INC COMMON STOCK 00287Y109 177 3450 SH DFND 0 3450 0 0 AETNA INC NEW COMMON STOCK 00817Y108 37 500 SH DFND 0 500 0 0 AIR PRODS & CHEMS INC COMMON STOCK 009158106 643 5405 SH SOLE 0 5405 0 0 AIR PRODS & CHEMS INC COMMON STOCK 009158106 24 200 SH DFND 0 200 0 0 ALCOA INC COMMON STOCK 013817101 45 3459 SH SOLE 0 3459 0 0 ALCOA INC COMMON STOCK 013817101 51 4000 SH DFND 0 4000 0 0 ALCATEL-LUCENT SPONSORED ADR FOREIGN EQUITIES 013904305 0 49 SH SOLE 0 49 0 0 ALLIANT ENERGY CORP COMMON STOCK 018802108 18 319 SH SOLE 0 319 0 0 ALLSTATE CORP COMMON STOCK 020002101 34 600 SH SOLE 0 600 0 0 ALTRIA GROUP INC COMMON STOCK 02209S103 106 2827 SH SOLE 0 2827 0 0 ALTRIA GROUP INC COMMON STOCK 02209S103 24 650 SH DFND 0 650 0 0 AMAZON COM INC COMMON STOCK 023135106 35 105 SH SOLE 0 105 0 0 AMERICAN ELEC PWR INC COMMON STOCK 025537101 216 4259 SH SOLE 0 4259 0 0 AMERICAN ELEC PWR INC COMMON STOCK 025537101 123 2419 SH DFND 0 2419 0 0 AMERICAN EXPRESS CO COMMON STOCK 025816109 99 1100 SH SOLE 0 1100 0 0 AMERICAN INTL GROUP INC *W EXP 01/19/2021 WARRANTS & RIGHTS 026874156 0 4 SH SOLE 0 4 0 0 AMERICAN INTL GROUP INC *W EXP 01/19/2021 WARRANTS & RIGHTS 026874156 0 10 SH DFND 0 10 0 0 AMERICAN TOWER CORP NEW COMMON STOCK 03027X100 5 59 SH SOLE 0 59 0 0 AMERIGAS PARTNERS L P UNIT L P INT COMMON STOCK 030975106 34 800 SH DFND 0 800 0 0 AMGEN INC COMMON STOCK 031162100 543 4400 SH SOLE 0 4400 0 0 AMGEN INC COMMON STOCK 031162100 259 2100 SH DFND 0 2100 0 0 ANADARKO PETROLEUM CORP COMMON STOCK 032511107 51 600 SH SOLE 0 600 0 0 APACHE CORP COMMON STOCK 037411105 622 7500 SH SOLE 0 7500 0 0 APACHE CORP COMMON STOCK 037411105 133 1600 SH DFND 0 1600 0 0 APPLE INC COMMON STOCK 037833100 1335 2487 SH SOLE 0 2487 0 0 APPLE INC COMMON STOCK 037833100 120 224 SH DFND 0 224 0 0 APPLIED MATERIALS INC COMMON STOCK 038222105 13 648 SH SOLE 0 648 0 0 ARROW FINL CORP COMMON STOCK 042744102 158 5962 SH DFND 0 5962 0 0 ASTORIA FINL CORP COMMON STOCK 046265104 91 6600 SH SOLE 0 6600 0 0 AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 2887 37366 SH SOLE 0 37226 0 140 AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 416 5382 SH DFND 0 5382 0 0 AVON PRODS INC COMMON STOCK 054303102 20 1390 SH SOLE 0 1390 0 0 BB&T CORP COMMON STOCK 054937107 211 5250 SH SOLE 0 5250 0 0 BB&T CORP COMMON STOCK 054937107 28 700 SH DFND 0 700 0 0 BP PLC SPONSORED ADR FOREIGN EQUITIES 055622104 6 132 SH SOLE 0 132 0 0 BANK OF AMERICA CORPORATION COMMON STOCK 060505104 117 6810 SH SOLE 0 6810 0 0 BANK OF MONTREAL FOREIGN EQUITIES 063671101 7 100 SH DFND 0 100 0 0 BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 265 7505 SH SOLE 0 7505 0 0 BANK OF NOVA SCOTIA FOREIGN EQUITIES 064149107 26 440 SH SOLE 0 440 0 0 BARCLAYS BANK PLC SP ADR 7.1%PF3 PREFERRED STOCK 06739H776 375 14600 SH SOLE 0 14600 0 0 BARCLAYS BANK PLC SP ADR 7.1%PF3 PREFERRED STOCK 06739H776 44 1700 SH DFND 0 1700 0 0 BAXANO SURGICAL INC COM COMMON STOCK 071773105 6 5325 SH SOLE 0 3375 0 1950 BAXTER INTERNATIONAL INC COMMON STOCK 071813109 217 2950 SH SOLE 0 2950 0 0 BAXTER INTERNATIONAL INC COMMON STOCK 071813109 15 200 SH DFND 0 200 0 0 BECTON DICKINSON & CO COMMON STOCK 075887109 290 2475 SH SOLE 0 2475 0 0 BECTON DICKINSON & CO COMMON STOCK 075887109 187 1600 SH DFND 0 1600 0 0 BEMIS INC COMMON STOCK 081437105 782 19925 SH SOLE 0 19925 0 0 BEMIS INC COMMON STOCK 081437105 204 5200 SH DFND 0 5200 0 0 BERKSHIRE HATHAWAY INC DEL CL B NEW COMMON STOCK 084670702 132 1053 SH SOLE 0 1053 0 0 BERKSHIRE HILLS BANCORP INC COMMON STOCK 084680107 29 1127 SH DFND 0 1127 0 0 BHP BILLITON LTD SPONSORED ADR FOREIGN EQUITIES 088606108 1266 18680 SH SOLE 0 18680 0 0 BHP BILLITON LTD SPONSORED ADR FOREIGN EQUITIES 088606108 191 2825 SH DFND 0 2825 0 0 BLACKROCK BUILD AMER BD TR SHS MUTUAL FUNDS FIXED INCOME 09248X100 30 1500 SH SOLE 0 1500 0 0 BLACKROCK MUNIHLDGS NY QLTY COM NY TAX EXEMPT 09255C106 51 3835 SH SOLE 0 3835 0 0 BOEING CO COMMON STOCK 097023105 450 3584 SH SOLE 0 3584 0 0 BRIDGE BANCORP INC COMMON STOCK 108035106 5 200 SH SOLE 0 200 0 0 BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 881 16962 SH SOLE 0 16729 0 233 BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 561 10799 SH DFND 0 10799 0 0 BROADRIDGE FINL SOLUTIONS IN COMMON STOCK 11133T103 7 200 SH DFND 0 200 0 0 BUCKEYE PARTNERS LP UNIT LTD PARTN COMMON STOCK 118230101 83 1100 SH DFND 0 1100 0 0 C H ROBINSON WORLDWIDE INC COMMON STOCK 12541W209 310 5910 SH SOLE 0 5910 0 0 C H ROBINSON WORLDWIDE INC COMMON STOCK 12541W209 24 450 SH DFND 0 450 0 0 CME GROUP INC CL A COMMON STOCK 12572Q105 9 125 SH SOLE 0 125 0 0 CVS/CAREMARK CORP COMMON STOCK 126650100 347 4630 SH SOLE 0 4630 0 0 CATERPILLAR INC DEL COMMON STOCK 149123101 839 8448 SH SOLE 0 8448 0 0 CATERPILLAR INC DEL COMMON STOCK 149123101 276 2775 SH DFND 0 2775 0 0 CELGENE CORP COMMON STOCK 151020104 36 260 SH SOLE 0 260 0 0 CENTERPOINT ENERGY INC COMMON STOCK 15189T107 2 100 SH SOLE 0 100 0 0 CENTURYTEL INC COMMON STOCK 156700106 17 529 SH SOLE 0 529 0 0 CHAMBERS STR PPTYS COMMON STOCK 157842105 10 1266 SH SOLE 0 1266 0 0 CHEVRON CORP COMMON STOCK 166764100 3162 26590 SH SOLE 0 26518 0 72 CHEVRON CORP COMMON STOCK 166764100 841 7072 SH DFND 0 7072 0 0 CHUBB CORP COMMON STOCK 171232101 784 8774 SH SOLE 0 8774 0 0 CHUBB CORP COMMON STOCK 171232101 107 1200 SH DFND 0 1200 0 0 CISCO SYSTEMS INC COMMON STOCK 17275R102 1916 85498 SH SOLE 0 85498 0 0 CISCO SYSTEMS INC COMMON STOCK 17275R102 382 17050 SH DFND 0 17050 0 0 CITIGROUP INC COMMON STOCK 172967424 20 410 SH SOLE 0 410 0 0 CLAYMORE EXCHANGE TRD FD TR GUGG BULSH 2022 COMMON STOCK 18383M258 10 500 SH SOLE 0 500 0 0 CLAYMORE EXCHANGE TRD FD TR GUG BULL2019 E COMMON STOCK 18383M522 10 500 SH SOLE 0 500 0 0 COCA COLA CO COMMON STOCK 191216100 3804 98422 SH SOLE 0 98211 0 211 COCA COLA CO COMMON STOCK 191216100 983 25427 SH DFND 0 25427 0 0 COGNIZANT TECH SOLUTIONS CL A COMMON STOCK 192446102 6 116 SH SOLE 0 116 0 0 COHEN & STEERS REIT & PFD INCOM MUTUAL FUNDS INTL EQUITIES 19247X100 3 200 SH SOLE 0 200 0 0 COLGATE PALMOLIVE CO COMMON STOCK 194162103 764 11784 SH SOLE 0 11784 0 0 COLGATE PALMOLIVE CO COMMON STOCK 194162103 560 8636 SH DFND 0 8636 0 0 COMCAST CORP COMMON STOCK 20030N101 257 5128 SH SOLE 0 5128 0 0 COMCAST CORP COMMON STOCK 20030N101 4 81 SH DFND 0 81 0 0 COMMUNITY BK SYS INC COMMON STOCK 203607106 30538 782617 SH SOLE 0 781467 0 1150 COMMUNITY BK SYS INC COMMON STOCK 203607106 31213 799934 SH DFND 0 799934 0 0 CONAGRA FOODS INC COMMON STOCK 205887102 3 100 SH SOLE 0 100 0 0 CONOCOPHILLIPS COMMON STOCK 20825C104 2046 29082 SH SOLE 0 28940 0 142 CONOCOPHILLIPS COMMON STOCK 20825C104 462 6567 SH DFND 0 6567 0 0 CONSOLIDATED EDISON INC COMMON STOCK 209115104 426 7935 SH SOLE 0 7935 0 0 CONSOLIDATED EDISON INC COMMON STOCK 209115104 40 750 SH DFND 0 750 0 0 CONSTELLATION BRANDS INC CL A COMMON STOCK 21036P108 152 1791 SH SOLE 0 1791 0 0 CONSTELLATION BRANDS INC CL A COMMON STOCK 21036P108 94 1106 SH DFND 0 1106 0 0 CORNING INC COMMON STOCK 219350105 191 9194 SH SOLE 0 9194 0 0 CORNING INC COMMON STOCK 219350105 14 690 SH DFND 0 690 0 0 COVANCE INC COMMON STOCK 222816100 5 48 SH SOLE 0 48 0 0 CRESTWOOD EQUITY PARTNERS LPUNIT LTD PARTNER COMMON STOCK 226344109 3 217 SH SOLE 0 217 0 0 CRESTWOOD EQUITY PARTNERS LPUNIT LTD PARTNER COMMON STOCK 226344109 1 100 SH DFND 0 100 0 0 CRESTWOOD MIDSTREAM PARTNERSUNIT LTD PARTNER COMMON STOCK 226378107 2 93 SH SOLE 0 93 0 0 CRESTWOOD MIDSTREAM PARTNERSUNIT LTD PARTNER COMMON STOCK 226378107 1 43 SH DFND 0 43 0 0 CUMMINS INC COMMON STOCK 231021106 145 970 SH SOLE 0 970 0 0 CURTISS WRIGHT CORP COMMON STOCK 231561101 51 800 SH SOLE 0 800 0 0 DARDEN RESTAURANTS INC COMMON STOCK 237194105 113 2234 SH SOLE 0 2074 0 160 DARDEN RESTAURANTS INC COMMON STOCK 237194105 131 2580 SH DFND 0 2580 0 0 DEERE & CO COMMON STOCK 244199105 31 339 SH SOLE 0 339 0 0 DEVON ENERGY CORP NEW COMMON STOCK 25179M103 120 1800 SH SOLE 0 1800 0 0 DEVON ENERGY CORP NEW COMMON STOCK 25179M103 94 1400 SH DFND 0 1400 0 0 DISNEY WALT CO COMMON STOCK 254687106 1232 15393 SH SOLE 0 15393 0 0 DISNEY WALT CO COMMON STOCK 254687106 18 231 SH DFND 0 231 0 0 DOMINION RES INC VA NEW COMMON STOCK 25746U109 2390 33665 SH SOLE 0 33665 0 0 DOMINION RES INC VA NEW COMMON STOCK 25746U109 752 10600 SH DFND 0 10600 0 0 DOW CHEMICAL CO COMMON STOCK 260543103 1169 24064 SH SOLE 0 23807 0 257 DOW CHEMICAL CO COMMON STOCK 260543103 237 4868 SH DFND 0 4868 0 0 DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 552 8227 SH SOLE 0 8058 0 169 DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 158 2352 SH DFND 0 2352 0 0 DUKE ENERGY CORP NEW COMMON STOCK 26441C204 352 4943 SH SOLE 0 4943 0 0 DUN & BRADSTREET CORP COMMON STOCK 26483E100 5 50 SH SOLE 0 50 0 0 E M C CORP MASS COMMON STOCK 268648102 270 9859 SH SOLE 0 9859 0 0 EOG RESOURCES INC COMMON STOCK 26875P101 428 2180 SH SOLE 0 2180 0 0 ELDORADO GOLD CORP NEW FOREIGN EQUITIES 284902103 3 452 SH DFND 0 452 0 0 EMERSON ELECTRIC CO COMMON STOCK 291011104 1484 22225 SH SOLE 0 22225 0 0 EMERSON ELECTRIC CO COMMON STOCK 291011104 62 925 SH DFND 0 925 0 0 ENBRIDGE ENERGY PARTNERS L P COMMON STOCK 29250R106 5 200 SH DFND 0 200 0 0 ENERGY TRANSFER PARTNERS COMMON STOCK 29273R109 5 100 SH DFND 0 100 0 0 ENTERGY CORP NEW COMMON STOCK 29364G103 7 100 SH DFND 0 100 0 0 ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 226 3258 SH SOLE 0 3106 0 152 ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 7 100 SH DFND 0 100 0 0 EQUITY RESIDENTIAL COMMON STOCK 29476L107 35 600 SH SOLE 0 600 0 0 EXELON CORP COMMON STOCK 30161N101 713 21251 SH SOLE 0 21251 0 0 EXELON CORP COMMON STOCK 30161N101 233 6950 SH DFND 0 6950 0 0 EXPEDITORS INTL WASH INC COMMON STOCK 302130109 10 260 SH SOLE 0 260 0 0 EXPRESS SCRIPTS HLDG CO COMMON STOCK 30219G108 19 250 SH SOLE 0 250 0 0 EXXON MOBIL CORP COMMON STOCK 30231G102 7263 74359 SH SOLE 0 74359 0 0 EXXON MOBIL CORP COMMON STOCK 30231G102 1284 13150 SH DFND 0 13150 0 0 FACEBOOK INC CL A COMMON STOCK 30303M102 9 150 SH SOLE 0 150 0 0 FASTENAL CO COMMON STOCK 311900104 261 5300 SH SOLE 0 5300 0 0 FASTENAL CO COMMON STOCK 311900104 148 3000 SH DFND 0 3000 0 0 FEDEX CORP COMMON STOCK 31428X106 48 361 SH SOLE 0 361 0 0 FIRST TRUST BIOTECH ETF ETF/EQUITY 33733E203 9 112 SH SOLE 0 112 0 0 FIRST TRUST DJ INTERNET ETF ETF/EQUITY 33733E302 9 146 SH SOLE 0 146 0 0 FIRST TRUST CONS DISC ETF ETF/EQUITY 33734X101 8 251 SH SOLE 0 251 0 0 FIRST TRUST CONS STAPLES ETF ETF/EQUITY 33734X119 8 220 SH SOLE 0 220 0 0 FIRST TRUST FINANCIALS ETF ETF/EQUITY 33734X135 3 135 SH SOLE 0 135 0 0 FIRST TRUST HEALTH CARE ETF ETF/EQUITY 33734X143 9 172 SH SOLE 0 172 0 0 FORD MOTOR CO NEW COMMON STOCK 345370860 56 3590 SH SOLE 0 3590 0 0 FORD MOTOR CO NEW COMMON STOCK 345370860 44 2805 SH DFND 0 2805 0 0 FRANCO NEVADA CORP FOREIGN EQUITIES 351858105 6 132 SH DFND 0 132 0 0 FREEPORT-MCMORAN COPPER & GO COMMON STOCK 35671D857 6 180 SH SOLE 0 180 0 0 FREEPORT-MCMORAN COPPER & GO COMMON STOCK 35671D857 165 5000 SH DFND 0 5000 0 0 FRONTIER COMMUNICATIONS CORP COMMON STOCK 35906A108 14 2541 SH SOLE 0 2541 0 0 FRONTIER COMMUNICATIONS CORP COMMON STOCK 35906A108 4 732 SH DFND 0 732 0 0 GSV CAPITAL CORP COMMON STOCK 36191J101 3 300 SH SOLE 0 300 0 0 GENERAL DYNAMICS CORP COMMON STOCK 369550108 272 2500 SH SOLE 0 2500 0 0 GENERAL DYNAMICS CORP COMMON STOCK 369550108 22 200 SH DFND 0 200 0 0 GENERAL ELECTRIC CO COMMON STOCK 369604103 4341 167751 SH SOLE 0 167751 0 0 GENERAL ELECTRIC CO COMMON STOCK 369604103 987 38138 SH DFND 0 38138 0 0 GENERAL MILLS INC COMMON STOCK 370334104 1607 31009 SH SOLE 0 31009 0 0 GENERAL MILLS INC COMMON STOCK 370334104 519 10020 SH DFND 0 10020 0 0 GENERAL MOTORS CO COMMON STOCK 37045V100 6 170 SH SOLE 0 170 0 0 GENERAL MOTORS CO WTS EXP 07/10/16 WARRANTS & RIGHTS 37045V118 4 153 SH SOLE 0 153 0 0 GENERAL MOTORS CO WTS EXP 07/10/19 WARRANTS & RIGHTS 37045V126 3 153 SH SOLE 0 153 0 0 GENUINE PARTS CO COMMON STOCK 372460105 42 479 SH SOLE 0 479 0 0 GILEAD SCIENCES INC COMMON STOCK 375558103 47 663 SH SOLE 0 663 0 0 GLAXOSMITHKLINE PLC SPONSORED ADR FOREIGN EQUITIES 37733W105 37 700 SH SOLE 0 700 0 0 GLOBAL HIGH INCOME FUND INC COM MUTUAL FUNDS INTL FIXED INCOME 37933G108 5 500 SH SOLE 0 500 0 0 GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 25 150 SH SOLE 0 150 0 0 GOOGLE INC CL A COMMON STOCK 38259P508 108 97 SH SOLE 0 97 0 0 HCP INC COMMON STOCK 40414L109 126 3248 SH SOLE 0 3248 0 0 HCP INC COMMON STOCK 40414L109 89 2303 SH DFND 0 2303 0 0 HSBC HLDGS PLC ADR A 1/40PF A PREFERRED STOCK 404280604 51 2000 SH DFND 0 2000 0 0 HALLIBURTON CO COMMON STOCK 406216101 112 1900 SH SOLE 0 1900 0 0 HANGER INC COMMON STOCK 41043F208 7 200 SH SOLE 0 200 0 0 HARLEY DAVIDSON INC COMMON STOCK 412822108 13 200 SH SOLE 0 200 0 0 HERSHEY CO COMMON STOCK 427866108 157 1500 SH SOLE 0 1500 0 0 HERSHEY CO COMMON STOCK 427866108 104 1000 SH DFND 0 1000 0 0 HILLSHIRE BRANDS CO COMMON STOCK 432589109 7 191 SH SOLE 0 191 0 0 HOME DEPOT INC COMMON STOCK 437076102 380 4804 SH SOLE 0 4804 0 0 HOME DEPOT INC COMMON STOCK 437076102 115 1456 SH DFND 0 1456 0 0 HONEYWELL INTL INC COMMON STOCK 438516106 324 3489 SH SOLE 0 3489 0 0 HUNTINGTON INGALLS INDS INC COMMON STOCK 446413106 1 14 SH SOLE 0 14 0 0 ICAD INC NEW COMMON STOCK 44934S206 18 2000 SH SOLE 0 2000 0 0 ILLINOIS TOOL WORKS INC COMMON STOCK 452308109 2131 26208 SH SOLE 0 26208 0 0 ILLINOIS TOOL WORKS INC COMMON STOCK 452308109 315 3875 SH DFND 0 3875 0 0 INFUSYSTEM HLDGS INC COMMON STOCK 45685K102 33 12000 SH SOLE 0 12000 0 0 INTEL CORP COMMON STOCK 458140100 2897 112234 SH SOLE 0 111894 0 340 INTEL CORP COMMON STOCK 458140100 613 23738 SH DFND 0 23738 0 0 INTEGRYS ENERGY GROUP INC COMMON STOCK 45822P105 77 1293 SH SOLE 0 1148 0 145 INTEGRYS ENERGY GROUP INC COMMON STOCK 45822P105 112 1871 SH DFND 0 1871 0 0 INTERCONTINENTALEXCHANGE GRP COMMON STOCK 45866F104 34 170 SH SOLE 0 170 0 0 INTL BUSINESS MACHINES CORP COMMON STOCK 459200101 11269 58546 SH SOLE 0 58546 0 0 INTL BUSINESS MACHINES CORP COMMON STOCK 459200101 16182 84069 SH DFND 0 84069 0 0 INTL FLAVORS & FRAGRANCES COMMON STOCK 459506101 297 3100 SH SOLE 0 3100 0 0 INTERNATIONAL PAPER CO COMMON STOCK 460146103 5 113 SH SOLE 0 113 0 0 ISHARES SILVER TRUST ISHARES ETF/OTHER 46428Q109 14 750 SH SOLE 0 750 0 0 ISHARES SILVER TRUST ISHARES ETF/OTHER 46428Q109 36 1872 SH DFND 0 1872 0 0 ISHARES INC MSCI BRAZIL ETF/INTERNATIONAL EQUITY 464286400 64 1425 SH SOLE 0 1425 0 0 ISHARES INC MSCI CDA INDEX ETF/INTERNATIONAL EQUITY 464286509 287 9699 SH SOLE 0 9699 0 0 ISHARES INC MSCI CDA INDEX ETF/INTERNATIONAL EQUITY 464286509 52 1750 SH DFND 0 1750 0 0 ISHARES MSCI EMERGING MKTS MINI VOL ETF ETF/INTERNATIONAL EQUITY 464286533 498 8700 SH DFND 0 8700 0 0 ISHARES INC MSCI EMU INDEX ETF/INTERNATIONAL EQUITY 464286608 3199 75675 SH SOLE 0 75400 0 275 ISHARES INC MSCI THAILAND ETF/INTERNATIONAL EQUITY 464286624 82 1125 SH SOLE 0 1125 0 0 ISHARES INC MSCI PAC J IDX ETF/INTERNATIONAL EQUITY 464286665 24 495 SH SOLE 0 495 0 0 ISHARES INC MSCI SINGAPORE ETF/INTERNATIONAL EQUITY 464286673 61 4700 SH SOLE 0 4700 0 0 ISHARES INC MSCI TURKEY FD ETF/INTERNATIONAL EQUITY 464286715 107 2200 SH SOLE 0 2200 0 0 ISHARES INC MSCI TAIWAN ETF/INTERNATIONAL EQUITY 464286731 48 3350 SH SOLE 0 3350 0 0 ISHARES MSCI SPAN CP ETF ETF/INTERNATIONAL EQUITY 464286764 90 2200 SH SOLE 0 2200 0 0 ISHARES INC MSCI S KOREA ETF/INTERNATIONAL EQUITY 464286772 74 1200 SH SOLE 0 1200 0 0 ISHARES INC MSCI STH AFRCA ETF/INTERNATIONAL EQUITY 464286780 13 200 SH SOLE 0 200 0 0 ISHARES MSCI MEX CAP ETF ETF/INTERNATIONAL EQUITY 464286822 890 13925 SH SOLE 0 13925 0 0 ISHARES TR DJ SEL DIV INX ETF/EQUITY 464287168 201 2745 SH SOLE 0 2745 0 0 I SHARES BARCLAYS TIPS BOND FUND ETF/FIXED INCOME 464287176 151 1351 SH SOLE 0 1351 0 0 I SHARES TR S&P 500 INDEX FD ETF/EQUITY 464287200 40491 215215 SH SOLE 0 215215 0 0 I SHARES CORE TOTAL U S BONDMARKET ETF ETF/FIXED INCOME 464287226 4894 45350 SH SOLE 0 45350 0 0 I SHARES MSCI EMERGING MKTS INDEX FUND ETF/INTERNATIONAL EQUITY 464287234 232 5654 SH SOLE 0 5654 0 0 ISHARES TR IBOXX INV CPBD ETF/FIXED INCOME 464287242 275 2348 SH SOLE 0 2179 0 169 ISHARES TR IBOXX INV CPBD ETF/FIXED INCOME 464287242 218 1867 SH DFND 0 1867 0 0 ISHARES TR S&P GBL HLTHCR ETF/EQUITY 464287325 37 411 SH SOLE 0 411 0 0 ISHARES TR 1-3 YR TRS BD ETF/FIXED INCOME 464287457 171 2027 SH SOLE 0 1802 0 225 ISHARES TR 1-3 YR TRS BD ETF/FIXED INCOME 464287457 29 343 SH DFND 0 343 0 0 I SHARES MSCI EAFE ETF/INTERNATIONAL EQUITY 464287465 1702 25323 SH SOLE 0 25323 0 0 I SHARES MSCI EAFE ETF/INTERNATIONAL EQUITY 464287465 984 14640 SH DFND 0 14640 0 0 ISHARES RUSSELL MIDCAP VALUE ETF/EQUITY 464287473 1863 27115 SH SOLE 0 27115 0 0 ISHARES RUSSELL MIDCAP VALUE ETF/EQUITY 464287473 206 3000 SH DFND 0 3000 0 0 ISHARES RUS MID-CAP ETF ETF/EQUITY 464287499 12 77 SH SOLE 0 77 0 0 ISHARES TR S&P MIDCAP 400 ETF/EQUITY 464287507 8400 61104 SH SOLE 0 60034 0 1070 COHEN & STEERS INDEX REALTY FUND ETF/EQUITY 464287564 9 110 SH SOLE 0 110 0 0 I SHARES RUSSELL 1000 VALUE ETF/EQUITY 464287598 4086 42340 SH SOLE 0 38640 0 3700 I SHARES RUSSELL 1000 VALUE ETF/EQUITY 464287598 1535 15910 SH DFND 0 15910 0 0 ISHARES S&P MC 400GR ETF ETF/EQUITY 464287606 133 870 SH SOLE 0 870 0 0 ISHARES TR RUSSELL 1000 GROWTH INDEX FUND ETF/EQUITY 464287614 4068 47002 SH SOLE 0 42952 0 4050 ISHARES TR RUSSELL 1000 GROWTH INDEX FUND ETF/EQUITY 464287614 1777 20531 SH DFND 0 20531 0 0 ISHARES RUS 1000 ETF ETF/EQUITY 464287622 39 374 SH SOLE 0 374 0 0 ISHARES TR RUSL 2000 VALU ETF/EQUITY 464287630 69 684 SH SOLE 0 684 0 0 ISHARES TRUST 2000 RUSSELL INDEX FUND ETF/EQUITY 464287655 16 134 SH SOLE 0 134 0 0 ISHARES U.S. REAL ES ETF ETF/EQUITY 464287739 19 278 SH SOLE 0 278 0 0 I SHARES CORE S&P SMALL CAP ETF ETF/EQUITY 464287804 6797 61712 SH SOLE 0 61362 0 350 I SHARES CORE S&P SMALL CAP ETF ETF/EQUITY 464287804 1857 16862 SH DFND 0 16862 0 0 ISHARES TRUST ETF/EQUITY 464287846 5 52 SH SOLE 0 52 0 0 ISHARES MSCI ACWI EX US ETF/INTERNATIONAL EQUITY 464288240 65 1400 SH SOLE 0 1400 0 0 ISHARES TR JPMORGAN USD ETF/INTERNATIONAL FIXED INCOME 464288281 8 70 SH SOLE 0 70 0 0 ISHARES INTL SEL DIV ETF COMMON STOCK 464288448 81 2100 SH SOLE 0 2100 0 0 ISHARES TR HIGH YLD CORP ETF/FIXED INCOME 464288513 2912 30850 SH SOLE 0 30850 0 0 ISHARES TR MRTG PLS CAP IDX ETF/EQUITY 464288539 736 60000 SH SOLE 0 60000 0 0 ISHARES TR BARCLYS MBS BD ETF/FIXED INCOME 464288588 42 400 SH SOLE 0 400 0 0 ISHARES TR BARCLYS 1-3YR CR ETF/FIXED INCOME 464288646 1232 11682 SH SOLE 0 9150 0 2532 ISHARES TR BARCLYS 1-3YR CR ETF/FIXED INCOME 464288646 23 214 SH DFND 0 214 0 0 ISHARES TR US PFD STK IDX ETF/OTHER 464288687 3610 92514 SH SOLE 0 90339 0 2175 ISHARES TR US PFD STK IDX ETF/OTHER 464288687 11 270 SH DFND 0 270 0 0 ISHARES TR MSCI PERU CAP ETF/INTERNATIONAL EQUITY 464289842 38 1175 SH SOLE 0 1175 0 0 ISHARES TR MSCI POL CAP ETF ETF/INTERNATIONAL EQUITY 46429B606 67 2225 SH SOLE 0 2225 0 0 ISHARES TR HGH DIV EQT FD ETF/EQUITY 46429B663 344 4820 SH SOLE 0 3745 0 1075 ISHARES TR EAFE MIN VOLAT ETF/INTERNATIONAL EQUITY 46429B689 3047 48550 SH SOLE 0 48425 0 125 ISHARES TR USA MIN VOL ID ETF/EQUITY 46429B697 8083 224270 SH SOLE 0 214645 0 9625 ISHARES TR 2018 CP TM ETF COMMON STOCK 46432FAW7 23 225 SH SOLE 0 225 0 0 ISHARES CORE MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 46432F842 21038 344547 SH SOLE 0 344272 0 275 ISHARES CORE MSCI EAFE ETF ETF/INTERNATIONAL EQUITY 46432F842 31 500 SH DFND 0 500 0 0 ISHARES INC CORE MSCI EMKT ETF/INTERNATIONAL EQUITY 46434G103 8581 174841 SH SOLE 0 174641 0 200 JP MORGAN CHASE & CO COMMON STOCK 46625H100 2171 35767 SH SOLE 0 35767 0 0 JP MORGAN CHASE & CO COMMON STOCK 46625H100 150 2473 SH DFND 0 2473 0 0 JOHNSON & JOHNSON COMMON STOCK 478160104 6246 63586 SH SOLE 0 63472 0 114 JOHNSON & JOHNSON COMMON STOCK 478160104 1199 12203 SH DFND 0 12203 0 0 JOHNSON CONTROLS INC COMMON STOCK 478366107 441 9325 SH SOLE 0 9325 0 0 JOHNSON CONTROLS INC COMMON STOCK 478366107 24 500 SH DFND 0 500 0 0 KBR INC COMMON STOCK 48242W106 7 260 SH SOLE 0 260 0 0 KAYNE ANDERSON ENERGY TOTAL RETURN FUND MUTUAL FUND EQUITIES 48660P104 22 800 SH DFND 0 800 0 0 KEYCORP NEW COMMON STOCK 493267108 172 12078 SH SOLE 0 12078 0 0 KIMBERLY CLARK CORP COMMON STOCK 494368103 36 325 SH SOLE 0 325 0 0 KIMBERLY CLARK CORP COMMON STOCK 494368103 331 3000 SH DFND 0 3000 0 0 KIMCO REALTY CORP COMMON STOCK 49446R109 55 2535 SH SOLE 0 2535 0 0 KINDER MORGAN ENERGY PARTNERS LP COMMON STOCK 494550106 57 767 SH SOLE 0 767 0 0 KINDER MORGAN ENERGY PARTNERS LP COMMON STOCK 494550106 15 200 SH DFND 0 200 0 0 KINDER MORGAN INC DEL COMMON STOCK 49456B101 3 105 SH SOLE 0 105 0 0 KINDER MORGAN INC DEL *W EXP 05/25/2017 WARRANTS & RIGHTS 49456B119 0 160 SH SOLE 0 160 0 0 KRAFT FOODS GROUP INC COMMON STOCK 50076Q106 308 5488 SH SOLE 0 5372 0 116 KRAFT FOODS GROUP INC COMMON STOCK 50076Q106 142 2538 SH DFND 0 2538 0 0 LILLY ELI & CO COMMON STOCK 532457108 436 7402 SH SOLE 0 7233 0 169 LILLY ELI & CO COMMON STOCK 532457108 145 2466 SH DFND 0 2466 0 0 LOCKHEED MARTIN CORP COMMON STOCK 539830109 174 1064 SH SOLE 0 1064 0 0 LORILLARD INC COMMON STOCK 544147101 16 300 SH SOLE 0 300 0 0 LORILLARD INC COMMON STOCK 544147101 49 900 SH DFND 0 900 0 0 LOWES COS INC COMMON STOCK 548661107 335 6841 SH SOLE 0 6841 0 0 M & T BANK CORP COMMON STOCK 55261F104 203 1671 SH SOLE 0 1671 0 0 M & T BANK CORP COMMON STOCK 55261F104 1213 10000 SH DFND 0 10000 0 0 MGE ENERGY INC COMMON STOCK 55277P104 9 240 SH SOLE 0 240 0 0 MANNATECH INC NEW COMMON STOCK 563771203 1 40 SH DFND 0 40 0 0 MARATHON OIL CORP COMMON STOCK 565849106 27 760 SH SOLE 0 760 0 0 MARATHON PETROLEUM CORP COMMON STOCK 56585A102 9 100 SH SOLE 0 100 0 0 MARKET VECTORS ETF TR OIL SVCS ETF ETF/EQUITY 57060U191 1428 28375 SH SOLE 0 28375 0 0 MARKET VECTORS ETF TR RUSSIA ETF ETF/INTERNATIONAL EQUITY 57060U506 53 2225 SH SOLE 0 2225 0 0 MARKET VECTORS ETF TR AGRIBUS ETF ETF/EQUITY 57060U605 101 1851 SH SOLE 0 1851 0 0 MARKET VECTORS ETF TR VIETNAM ETF ETF/INTERNATIONAL EQUITY 57060U761 69 3175 SH SOLE 0 3175 0 0 MASTERCARD INC CL A COMMON STOCK 57636Q104 15 205 SH SOLE 0 205 0 0 MCDONALDS CORP COMMON STOCK 580135101 1000 10205 SH SOLE 0 10117 0 88 MCDONALDS CORP COMMON STOCK 580135101 442 4505 SH DFND 0 4505 0 0 MCGRAW HILL FINANCIAL INC COMMON STOCK 580645109 15 200 SH SOLE 0 200 0 0 MCKESSON CORP COMMON STOCK 58155Q103 353 2000 SH DFND 0 2000 0 0 MEDICAL PPTYS TRUST INC COMMON STOCK 58463J304 14 1100 SH DFND 0 1100 0 0 MEDTRONIC INC COMMON STOCK 585055106 392 6378 SH SOLE 0 6378 0 0 MERCHANTS BANCSHARES COMMON STOCK 588448100 155 4750 SH SOLE 0 4750 0 0 MERCHANTS BANCSHARES COMMON STOCK 588448100 98 3000 SH DFND 0 3000 0 0 MERCK & CO INC NEW COMMON STOCK 58933Y105 3548 62491 SH SOLE 0 62303 0 188 MERCK & CO INC NEW COMMON STOCK 58933Y105 778 13701 SH DFND 0 13701 0 0 METLIFE INC COMMON STOCK 59156R108 29 550 SH SOLE 0 550 0 0 METLIFE INC COMMON STOCK 59156R108 21 400 SH DFND 0 400 0 0 MICROSOFT CORP COMMON STOCK 594918104 2452 59842 SH SOLE 0 59567 0 275 MICROSOFT CORP COMMON STOCK 594918104 399 9725 SH DFND 0 9725 0 0 MONSANTO CO (NEW) COMMON STOCK 61166W101 731 6429 SH SOLE 0 6429 0 0 MONSANTO CO (NEW) COMMON STOCK 61166W101 46 400 SH DFND 0 400 0 0 MOODY'S CORP COMMON STOCK 615369105 16 200 SH SOLE 0 200 0 0 MORGAN STANLEY NEW COMMON STOCK 617446448 109 3500 SH SOLE 0 3500 0 0 MOSAIC CO NEW COMMON STOCK 61945C103 1 23 SH SOLE 0 23 0 0 NBT BANCORP INC COMMON STOCK 628778102 489 20005 SH SOLE 0 20005 0 0 NBT BANCORP INC COMMON STOCK 628778102 90 3691 SH DFND 0 3691 0 0 NCR CORP NEW COM COMMON STOCK 62886E108 1 24 SH SOLE 0 24 0 0 NATIONAL BK GREECE S A SPN ADR REP 1 SH FOREIGN EQUITIES 633643705 0 20 SH SOLE 0 20 0 0 NATIONAL FUEL GAS CO N J COMMON STOCK 636180101 6 80 SH SOLE 0 80 0 0 NATIONAL FUEL GAS CO N J COMMON STOCK 636180101 70 1000 SH DFND 0 1000 0 0 NATIONAL GRID PLC SPON ADR NEW FOREIGN EQUITIES 636274300 3 50 SH SOLE 0 50 0 0 NATIONAL GRID PLC SPON ADR NEW FOREIGN EQUITIES 636274300 7 100 SH DFND 0 100 0 0 NATURAL RESOURCE PARTNERS LP COMMON STOCK 63900P103 6 400 SH DFND 0 400 0 0 NEWELL RUBBERMAID INC COMMON STOCK 651229106 10 340 SH SOLE 0 0 0 340 NEXTERA ENERGY INC COMMON STOCK 65339F101 1076 11250 SH SOLE 0 11250 0 0 NEXTERA ENERGY INC COMMON STOCK 65339F101 354 3700 SH DFND 0 3700 0 0 NIKE INC CL B COMMON STOCK 654106103 207 2800 SH SOLE 0 2800 0 0 NIKE INC CL B COMMON STOCK 654106103 59 800 SH DFND 0 800 0 0 NOKIA CORP SPONSORED ADR FOREIGN EQUITIES 654902204 5 700 SH SOLE 0 700 0 0 NOBLE ENERGY INC COMMON STOCK 655044105 18 250 SH SOLE 0 250 0 0 NORFOLK SOUTHERN CORP COMMON STOCK 655844108 1270 13073 SH SOLE 0 13073 0 0 NORFOLK SOUTHERN CORP COMMON STOCK 655844108 165 1700 SH DFND 0 1700 0 0 NORTH EUROPEAN OIL RTY TR SH BEN INT COMMON STOCK 659310106 9 400 SH SOLE 0 400 0 0 NORTHEAST UTILITIES COMMON STOCK 664397106 25 551 SH SOLE 0 551 0 0 NORTHERN TIER ENERGY LP COMMON STOCK 665826103 23 900 SH DFND 0 900 0 0 NORTHROP GRUMMAN CORP COMMON STOCK 666807102 104 844 SH SOLE 0 844 0 0 NORWOOD FINANCIAL CORP COMMON STOCK 669549107 43 1501 SH SOLE 0 1501 0 0 NOVARTIS A G SPONSORED ADR FOREIGN EQUITIES 66987V109 2729 32101 SH SOLE 0 32101 0 0 NOVARTIS A G SPONSORED ADR FOREIGN EQUITIES 66987V109 608 7150 SH DFND 0 7150 0 0 NUCOR CORP COMMON STOCK 670346105 1500 29682 SH SOLE 0 29682 0 0 NUCOR CORP COMMON STOCK 670346105 111 2200 SH DFND 0 2200 0 0 NUVEEN NY MUNI VALUE FD NY TAX EXEMPT 67062M105 42 4486 SH SOLE 0 4486 0 0 NUVEEN NY MUNI VALUE FD NY TAX EXEMPT 67062M105 5 500 SH DFND 0 500 0 0 OGE ENERGY CORP COMMON STOCK 670837103 290 7900 SH SOLE 0 7900 0 0 OGE ENERGY CORP COMMON STOCK 670837103 44 1200 SH DFND 0 1200 0 0 OCCIDENTAL PETROLEUM CORP COMMON STOCK 674599105 124 1305 SH SOLE 0 1305 0 0 OLIN CORP COMMON STOCK 680665205 14 500 SH SOLE 0 500 0 0 ONEOK PARTNERS LP COMMON STOCK 68268N103 21 400 SH SOLE 0 400 0 0 ORACLE CORP COMMON STOCK 68389X105 415 10142 SH SOLE 0 10142 0 0 ORACLE CORP COMMON STOCK 68389X105 20 500 SH DFND 0 500 0 0 ORANGE SPONSORED ADR FOREIGN EQUITIES 684060106 15 1000 SH DFND 0 1000 0 0 PDL BIOPHARMA INC COMMON STOCK 69329Y104 33 4000 SH DFND 0 4000 0 0 PG&E CORP COMMON STOCK 69331C108 102 2356 SH SOLE 0 2171 0 185 PG&E CORP COMMON STOCK 69331C108 104 2407 SH DFND 0 2407 0 0 PPG INDUSTRIES INC COMMON STOCK 693506107 253 1307 SH SOLE 0 1307 0 0 PPL CORP COMMON STOCK 69351T106 315 9495 SH SOLE 0 9495 0 0 PPL CORP COMMON STOCK 69351T106 7 200 SH DFND 0 200 0 0 PARKER HANNIFIN CORP COMMON STOCK 701094104 30 250 SH SOLE 0 250 0 0 PAYCHEX INC COMMON STOCK 704326107 6 135 SH SOLE 0 135 0 0 PAYCHEX INC COMMON STOCK 704326107 13 312 SH DFND 0 312 0 0 PEABODY ENERGY CORP COMMON STOCK 704549104 6 350 SH SOLE 0 350 0 0 PEPCO HOLDINGS INC COMMON STOCK 713291102 4 200 SH DFND 0 200 0 0 PEPSICO INC COMMON STOCK 713448108 3901 46717 SH SOLE 0 46605 0 112 PEPSICO INC COMMON STOCK 713448108 797 9546 SH DFND 0 9546 0 0 PERMIAN BASIN RTY TR UNIT BEN INT COMMON STOCK 714236106 3 200 SH SOLE 0 200 0 0 PFIZER INC COMMON STOCK 717081103 2482 77284 SH SOLE 0 76956 0 328 PFIZER INC COMMON STOCK 717081103 259 8075 SH DFND 0 8075 0 0 PHILIP MORRIS INTL INC COMMON STOCK 718172109 80 974 SH SOLE 0 974 0 0 PHILIP MORRIS INTL INC COMMON STOCK 718172109 25 300 SH DFND 0 300 0 0 PHILLIPS 66 COMMON STOCK 718546104 251 3262 SH SOLE 0 3262 0 0 PHILLIPS 66 COMMON STOCK 718546104 274 3557 SH DFND 0 3557 0 0 PIMCO EHHANCED SHRT MATURITYETF ETF/FIXED INCOME 72201R833 430 4238 SH SOLE 0 2492 0 1746 PIMCO EHHANCED SHRT MATURITYETF ETF/FIXED INCOME 72201R833 400 3944 SH DFND 0 3944 0 0 PIMCO DYNAMIC INCOME FD SHS ETF/FIXED INCOME 72201Y101 15 500 SH SOLE 0 500 0 0 PINNACLE WEST CPTLCORP COMMON STOCK 723484101 215 3930 SH SOLE 0 3930 0 0 PLAINS ALL AMERICAN PIPELINE COMMON STOCK 726503105 33 600 SH SOLE 0 600 0 0 PLUG POWER INC NEW COMMON STOCK 72919P202 0 3 SH SOLE 0 3 0 0 POTASH CORP SASK INC FOREIGN EQUITIES 73755L107 1047 28893 SH SOLE 0 28893 0 0 POTASH CORP SASK INC FOREIGN EQUITIES 73755L107 175 4825 SH DFND 0 4825 0 0 POWERSHARES QQQ TRUST UNIT SER 1 ETF/EQUITY 73935A104 4287 48896 SH SOLE 0 47896 0 1000 POWERSHARES DB CMDTY IDX TRAUNIT BEN INT ETF/OTHER 73935S105 5 200 SH SOLE 0 200 0 0 POWERSHARES ETF TRUST FINL PFD PTFL ETF/OTHER 73935X229 9 500 SH SOLE 0 500 0 0 POWERSHARES ETF TRUST FINL PFD PTFL ETF/OTHER 73935X229 36 2000 SH DFND 0 2000 0 0 POWERSHARES ETF TRUST FTSE US1500 SM ETF/EQUITY 73935X567 30 300 SH SOLE 0 300 0 0 POWERSHARES ETF TRUST WATER RESOURCE ETF/EQUITY 73935X575 1 50 SH SOLE 0 50 0 0 POWERSHARES ETF TRUST FTSE RAFI 1000 ETF/EQUITY 73935X583 21 246 SH SOLE 0 246 0 0 POWERSHARES DWA DEV MARKET MOM PORT ETF ETF/INTERNATIONAL EQUITY 73936Q108 116 4326 SH SOLE 0 4326 0 0 POWERSHARES ETF TRUST II SENIOR LN PORT ETF/OTHER 73936Q769 2611 105287 SH SOLE 0 100387 0 4900 POWERSHARES GLOBAL ETF TRUSTDEV MKTS EX-US ETF/INTERNATIONAL EQUITY 73936T789 1552 35375 SH SOLE 0 35175 0 200 PRICE T ROWE GROUP INC COMMON STOCK 74144T108 14 170 SH SOLE 0 170 0 0 PROCTER & GAMBLE CO COMMON STOCK 742718109 4843 60090 SH SOLE 0 59973 0 117 PROCTER & GAMBLE CO COMMON STOCK 742718109 722 8956 SH DFND 0 8956 0 0 PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 22 265 SH SOLE 0 265 0 0 PUBLIC SVC ENTERPRISE GROUP COMMON STOCK 744573106 2345 61511 SH SOLE 0 61511 0 0 PUBLIC SVC ENTERPRISE GROUP COMMON STOCK 744573106 774 20308 SH DFND 0 20308 0 0 QUALCOMM INC COMMON STOCK 747525103 514 6520 SH SOLE 0 6520 0 0 QUALCOMM INC COMMON STOCK 747525103 119 1510 SH DFND 0 1510 0 0 QUANTA SERVICES INC COMMON STOCK 74762E102 7 180 SH SOLE 0 180 0 0 RANGE RESOURCES CORP COMMON STOCK 75281A109 10 125 SH SOLE 0 125 0 0 RAYTHEON CO NEW COMMON STOCK 755111507 25 250 SH SOLE 0 250 0 0 REYNOLDS AMERICAN INC COMMON STOCK 761713106 13 250 SH DFND 0 250 0 0 RIO TINTO PLC SPONSORED ADR FOREIGN EQUITIES 767204100 167 3000 SH SOLE 0 3000 0 0 RIO TINTO PLC SPONSORED ADR FOREIGN EQUITIES 767204100 229 4100 SH DFND 0 4100 0 0 RITE AID CORP COMMON STOCK 767754104 31 5000 SH SOLE 0 5000 0 0 ROCKWELL AUTOMATION INC COMMON STOCK 773903109 199 1600 SH SOLE 0 1600 0 0 ROCKWELL COLLINS INC COMMON STOCK 774341101 237 2975 SH SOLE 0 2975 0 0 ROYAL BANK OF CANADA FOREIGN EQUITIES 780087102 66 1000 SH DFND 0 1000 0 0 ROYAL DUTCH SHELL PLC SPONS ADR A FOREIGN EQUITIES 780259206 569 7787 SH SOLE 0 7787 0 0 ROYAL GOLD INC COMMON STOCK 780287108 4 63 SH DFND 0 63 0 0 RUBICON MINERALS CORP FOREIGN EQUITIES 780911103 1 1228 SH DFND 0 1228 0 0 SPDR S&P 500 ETF TRUST ETF/EQUITY 78462F103 4354 23284 SH SOLE 0 23284 0 0 SPDR S&P 500 ETF TRUST ETF/EQUITY 78462F103 476 2546 SH DFND 0 2546 0 0 SPDR GOLD TRUST GOLD SHS ETF/OTHER 78463V107 92 748 SH SOLE 0 748 0 0 SPDR INDEX SHS FDS S&P EM MKT DIV ETF/INTERNATIONAL EQUITY 78463X533 138 3625 SH SOLE 0 3625 0 0 SPDR INDEX SHS FDS S&P INTL ETF ETF/INTERNATIONAL EQUITY 78463X772 77 1575 SH SOLE 0 1575 0 0 SPDR INDEX SHS FDS MACQU GLBIN100 ETF/INTERNATIONAL EQUITY 78463X855 2 50 SH SOLE 0 50 0 0 SPDR BARCLAYS CONVERTIBLE SECURITIES ETF ETF/OTHER 78464A359 42 860 SH SOLE 0 860 0 0 SPDR SERIES TRUST INTR TRM CORP BD ETF/FIXED INCOME 78464A375 50 1475 SH SOLE 0 1475 0 0 SPDR BARCLAYS HIGH YIELD BOND ETF ETF/FIXED INCOME 78464A417 126 3050 SH SOLE 0 3050 0 0 SPDR BARCLAYS HIGH YIELD BOND ETF ETF/FIXED INCOME 78464A417 39 950 SH DFND 0 950 0 0 SPDR SERIES TRUST BARC CAPTL ETF ETF/FIXED INCOME 78464A474 181 5900 SH SOLE 0 4400 0 1500 SPDR SERIES TRUST DB INT GVT ETF ETF/FIXED INCOME 78464A490 53 875 SH SOLE 0 875 0 0 SPDR S&P BANK ETF ETF/EQUITY 78464A797 3 90 SH SOLE 0 90 0 0 SSGA ACTIVE ETF TR BLKSTN GSOSRLN ETF/FIXED INCOME 78467V608 1000 20000 SH SOLE 0 20000 0 0 SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP ETF/EQUITY 78467Y107 2697 10765 SH SOLE 0 10765 0 0 SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP ETF/EQUITY 78467Y107 1958 7814 SH DFND 0 7814 0 0 SPDR BARCLAYS SHORT TERM HIGH YIELD BOND ETF ETF/FIXED INCOME 78468R408 4031 130195 SH SOLE 0 124570 0 5625 SABINE ROYALTY TR UNIT BEN INT COMMON STOCK 785688102 10 200 SH SOLE 0 200 0 0 SAPIENT CORP COMMON STOCK 803062108 2 103 SH SOLE 0 103 0 0 SCANA CORP NEW COMMON STOCK 80589M102 74 1446 SH SOLE 0 1446 0 0 SCHEIN HENRY INC COMMON STOCK 806407102 21 180 SH SOLE 0 180 0 0 SCHLUMBERGER LTD FOREIGN EQUITIES 806857108 923 9468 SH SOLE 0 9468 0 0 SCHWAB CHARLES CORP NEW COMMON STOCK 808513105 5 170 SH SOLE 0 170 0 0 SCHWAB STRATEGIC TR US SML CAP ETF ETF/EQUITY 808524607 250 4658 SH SOLE 0 4658 0 0 SELECT SECTOR SPDR TR SBI MATERIALS ETF/EQUITY 81369Y100 5 100 SH SOLE 0 100 0 0 SELECT SECTOR SPDR TR SBI CONS STPLS ETF/EQUITY 81369Y308 15 350 SH SOLE 0 350 0 0 SELECT SECTOR SPDR TR SBI INT-FINL ETF/EQUITY 81369Y605 639 28600 SH SOLE 0 25025 0 3575 SELECT SECTOR SPDR TR SBI INT-TECH ETF/EQUITY 81369Y803 249 6844 SH DFND 0 6844 0 0 SELECT SECTOR SPDR TR SBI INT-UTILS ETF/EQUITY 81369Y886 65 1575 SH SOLE 0 1575 0 0 SEMPRA ENERGY COMMON STOCK 816851109 2111 21815 SH SOLE 0 21815 0 0 SEMPRA ENERGY COMMON STOCK 816851109 346 3575 SH DFND 0 3575 0 0 SIGMA ALDRICH CORP COMMON STOCK 826552101 292 3130 SH SOLE 0 3130 0 0 SILVER WHEATON CORP FOREIGN EQUITIES 828336107 12 540 SH DFND 0 540 0 0 SONOCO PRODUCTS CO COMMON STOCK 835495102 74 1800 SH SOLE 0 1800 0 0 SOUTHERN CO COMMON STOCK 842587107 328 7458 SH SOLE 0 7458 0 0 SPECTRA ENERGY CORP COMMON STOCK 847560109 137 3704 SH SOLE 0 3426 0 278 SPECTRA ENERGY CORP COMMON STOCK 847560109 132 3570 SH DFND 0 3570 0 0 SPRINT CORP SER 1 COMMON STOCK 85207U105 0 26 SH SOLE 0 26 0 0 STANLEY BLACK & DECKER INC COMMON STOCK 854502101 81 1000 SH SOLE 0 1000 0 0 STANLEY BLACK & DECKER INC COMMON STOCK 854502101 162 2000 SH DFND 0 2000 0 0 STAPLES INCORPORATED COMMON STOCK 855030102 8 677 SH SOLE 0 677 0 0 STARBUCKS CORP COMMON STOCK 855244109 90 1225 SH SOLE 0 1225 0 0 STATE STREET CORP COMMON STOCK 857477103 170 2445 SH SOLE 0 2445 0 0 STRYKER CORP COMMON STOCK 863667101 223 2737 SH SOLE 0 2737 0 0 STRYKER CORP COMMON STOCK 863667101 49 600 SH DFND 0 600 0 0 SUBURBAN PROPANE PARTNERS L UNIT LTD PARTN COMMON STOCK 864482104 1 23 SH SOLE 0 23 0 0 SUBURBAN PROPANE PARTNERS L UNIT LTD PARTN COMMON STOCK 864482104 0 10 SH DFND 0 10 0 0 SUNCOR ENERGY INC NEW FOREIGN EQUITIES 867224107 87 2500 SH SOLE 0 2500 0 0 SYMANTEC CORP COMMON STOCK 871503108 25 1250 SH SOLE 0 1250 0 0 SYSCO CORP COMMON STOCK 871829107 1327 36725 SH SOLE 0 36725 0 0 SYSCO CORP COMMON STOCK 871829107 340 9400 SH DFND 0 9400 0 0 TECO ENERGY INC COMMON STOCK 872375100 51 2955 SH SOLE 0 2955 0 0 TARGET CORP COMMON STOCK 87612E106 466 7708 SH SOLE 0 7708 0 0 TARGET CORP COMMON STOCK 87612E106 18 300 SH DFND 0 300 0 0 TELEFONICA S A SPONSORED ADR FOREIGN EQUITIES 879382208 4 240 SH SOLE 0 240 0 0 TELEFONICA S A SPONSORED ADR FOREIGN EQUITIES 879382208 5 308 SH DFND 0 308 0 0 TEMPLETON EMERG MKTS INCOME COM MUTUAL FUNDS INTL FIXED INCOME 880192109 4 250 SH DFND 0 250 0 0 TENARIS S A SPONSORED ADR FOREIGN EQUITIES 88031M109 44 1000 SH SOLE 0 1000 0 0 TEVA PHARMACEUTICAL INDS LTDADR FOREIGN EQUITIES 881624209 11 200 SH SOLE 0 200 0 0 TEVA PHARMACEUTICAL INDS LTDADR FOREIGN EQUITIES 881624209 11 200 SH DFND 0 200 0 0 TEXAS INSTRUMENTS INC COMMON STOCK 882508104 773 16395 SH SOLE 0 16395 0 0 TEXAS INSTRUMENTS INC COMMON STOCK 882508104 104 2200 SH DFND 0 2200 0 0 THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 22 180 SH SOLE 0 180 0 0 3M COMPANY COMMON STOCK 88579Y101 4571 33696 SH SOLE 0 33696 0 0 3M COMPANY COMMON STOCK 88579Y101 638 4700 SH DFND 0 4700 0 0 TIME WARNER INC NEW COMMON STOCK 887317303 80 1230 SH SOLE 0 1042 0 188 TOMPKINS TRUST CO INC COMMON STOCK 890110109 164 3341 SH SOLE 0 3341 0 0 TOTAL S A SPONSORED ADR FOREIGN EQUITIES 89151E109 390 5950 SH SOLE 0 5950 0 0 TOTAL S A SPONSORED ADR FOREIGN EQUITIES 89151E109 151 2300 SH DFND 0 2300 0 0 TOYOTA MOTOR CORP SP ADR REP2COM FOREIGN EQUITIES 892331307 23 200 SH SOLE 0 200 0 0 TRI CONTL CORP COM MUTUAL FUND EQUITIES 895436103 161 8000 SH SOLE 0 8000 0 0 TRUSTCO BANK CORP NY COMMON STOCK 898349105 6 842 SH DFND 0 842 0 0 UIL HOLDINGS CORP COMMON STOCK 902748102 31 847 SH SOLE 0 847 0 0 US BANCORP DEL NEW COMMON STOCK 902973304 634 14783 SH SOLE 0 14783 0 0 US BANCORP DEL NEW COMMON STOCK 902973304 103 2400 SH DFND 0 2400 0 0 UNILEVER PLC SPON ADR NEW FOREIGN EQUITIES 904767704 4 100 SH DFND 0 100 0 0 UNILEVER N V N Y SHS NEW FOREIGN EQUITIES 904784709 16 400 SH SOLE 0 400 0 0 UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 1290 13252 SH SOLE 0 13252 0 0 UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 204 2100 SH DFND 0 2100 0 0 UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 2760 23620 SH SOLE 0 23620 0 0 UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 502 4300 SH DFND 0 4300 0 0 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 954 11640 SH SOLE 0 11640 0 0 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 49 600 SH DFND 0 600 0 0 URBAN OUTFITTERS INC COMMON STOCK 917047102 3 80 SH SOLE 0 80 0 0 V F CORP COMMON STOCK 918204108 7 108 SH SOLE 0 108 0 0 VALERO ENERGY CORP NEW COMMON STOCK 91913Y100 44 821 SH SOLE 0 821 0 0 VANGUARD SPECIALIZED PORTFOLDIV APP ETF ETF/EQUITY 921908844 8301 110359 SH SOLE 0 103859 0 6500 VANGUARD SPECIALIZED PORTFOLDIV APP ETF ETF/EQUITY 921908844 521 6928 SH DFND 0 6928 0 0 VANGUARD BD INDEX FD INC LONG TERM BOND ETF/FIXED INCOME 921937793 3 34 SH SOLE 0 34 0 0 VANGUARD SHORT TERM BOND ETF ETF/FIXED INCOME 921937827 2238 27938 SH SOLE 0 27568 0 370 VANGUARD SHORT TERM BOND ETF ETF/FIXED INCOME 921937827 160 2000 SH DFND 0 2000 0 0 VANGUARD BD INDEX FD INC TOTAL BND MRKT ETF/FIXED INCOME 921937835 1582 19489 SH SOLE 0 18594 0 895 VANGUARD BD INDEX FD INC TOTAL BND MRKT ETF/FIXED INCOME 921937835 735 9050 SH DFND 0 9050 0 0 VANGUARD HIGH DIVIDEND YIELDETF ETF/EQUITY 921946406 28 450 SH SOLE 0 450 0 0 VANGUARD CHARLOTTE FDS INTL BD IDX ETF ETF/INTERNATIONAL FIXED INCOME 92203J407 4175 82500 SH SOLE 0 82250 0 250 VANGUARD WORLD FDS CONSUM STP ETF ETF/EQUITY 92204A207 22 200 SH SOLE 0 200 0 0 VANGUARD WORLD FDS ENERGY ETF ETF/EQUITY 92204A306 6 50 SH SOLE 0 50 0 0 VANGUARD 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INCOME 92206C409 3756 46973 SH SOLE 0 46973 0 0 VANGUARD SHORT TERM CORP BOND ETF ETF/FIXED INCOME 92206C409 554 6925 SH DFND 0 6925 0 0 VANGUARD INDEX FDS MCAP GR IDXVIP ETF/EQUITY 922908538 78 837 SH SOLE 0 837 0 0 VANGUARD INDEX FDS REIT ETF ETF/EQUITY 922908553 1891 26775 SH SOLE 0 26775 0 0 VANGUARD INDEX FDS SM CP VAL ETF ETF/EQUITY 922908611 20 200 SH SOLE 0 200 0 0 VANGUARD INDEX FDS MID CAP ETF ETF/EQUITY 922908629 162 1430 SH SOLE 0 1430 0 0 VANGUARD INDEX FDS SMALL CP ETF ETF/EQUITY 922908751 198 1750 SH SOLE 0 1750 0 0 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 4117 86557 SH SOLE 0 86374 0 183 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 1004 21103 SH DFND 0 21103 0 0 VIACOM INC NEW CL B COMMON STOCK 92553P201 21 250 SH SOLE 0 250 0 0 VISA INC CL A COMMON STOCK 92826C839 178 825 SH SOLE 0 825 0 0 VODAFONE GROUP PLC NEW SPNSR ADR NO PAR FOREIGN EQUITIES 92857W308 11 291 SH SOLE 0 291 0 0 VODAFONE GROUP PLC NEW SPNSR ADR NO PAR FOREIGN EQUITIES 92857W308 6 161 SH DFND 0 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