13F-HR 1 t301985.txt COMMUNITY BANK N.A. UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 13F Form 13F COVER PAGE Report for the Calendar Year or Quarter Ended: JUNE 30, 2005 Check here if Amendment [ ]; Amendment Number: ___ This Amendment (Check only one.): [ ] is a restatement. [ ] adds new holdings entries. Institutional Investment Manager Filing this Report: Name: COMMUNITY BANK N.A. Address: 5790 Widewaters Parkway DeWitt, NY 13214-1883 Form 13F File Number: 028-11044 The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists and tables, are considered integral parts of this form. Person Signing this Report on Behalf of Reporting Manager: Name: Kathy Strohmeyer signing for Community Bank Services Inc. Title: Operations Manager Phone: 716-633-3800 Signature, Place, and Date of Signing: Kathy Strohmeyer WILLIAMSVILLE, NY 08/05/05 ----------------- ------------------ -------- [Signature] [City, State] [Date] Report Type (Check only one.): [X] 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report. [ ] 13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).) [ ] 13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).) List of Other Managers Reporting for this Manager: [If there are no entries in this list, omit this section.] Form 13F File Number Name ___________________________________- [Repeat as necessary.] Form 13F SUMMARY PAGE Report Summary: Number of Other Included Managers: 0 Form 13F Information Table Entry Total: 376 Form 13F Information Table Value Total: $112155 (thousands) List of other Included Managers: none Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report. [If there are no entries in this list, state "NONE" and omit the column headings and list entries.] No. Form 13F File Number Name [Repeat as necessary.]
FORM 13F INFORMATION TABLE AS OF 6/30/2005 NAME OF ISSUER TITLE OF VALUE SHARES SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANGERS SOLE SHARED NONE ------------------------------------------------------------------------------------------------------------------------------------ ACCENTURE LTD BERMUDA CL A G1150G111 40 1800 SH DEFINED 1800 0 0 INGERSOLL RAND LTD G4776G101 32 450 SH SOLE 450 0 0 INGERSOLL RAND LTD G4776G101 47 660 SH DEFINED 660 0 0 TRANSOCEAN INC ORD G90078109 80 1500 SH SOLE 1500 0 0 FLEXTRONICS INTL LTD ORD Y2573F102 9 700 SH SOLE 700 0 0 OMI CORPORATION Y6476W104 3 200 SH DEFINED 200 0 0 AGL RES INC COM 1204106 7 200 SH SOLE 200 0 0 AES CORP COM 00130H105 1 100 SH SOLE 100 0 0 AES CORP COM 00130H105 13 833 SH DEFINED 833 0 0 AT&T CORP COM NEW 1957505 3 200 SH DEFINED 200 0 0 ABBOTT LABS COM 2824100 1168 23850 SH SOLE 23650 0 200 ABBOTT LABS COM 2824100 85 1750 SH DEFINED 1750 0 0 ADVANCED MEDICAL OPTICS INC COM 00763M108 5 133 SH DEFINED 133 0 0 AGILENT TECHNOLOGIES INC COM 00846U101 19 843 SH SOLE 843 0 0 AIR PRODS & CHEMS INC COM 9158106 325 5395 SH SOLE 5395 0 0 ALCOA INC COM 13817101 53 2050 SH SOLE 2050 0 0 ALCOA INC COM 13817101 20 800 SH DEFINED 800 0 0 ALLERGAN INC COM 18490102 51 600 SH DEFINED 600 0 0 ALLIANCE FINANCIAL CORP NY COM 19205103 22 735 SH SOLE 735 0 0 ALLSTATE CORP COM 20002101 83 1400 SH DEFINED 1400 0 0 ALLTEL CORP COM 20039103 3 58 SH DEFINED 58 0 0 ALTRIA GROUP INC COM 02209S103 11 175 SH SOLE 175 0 0 ALTRIA GROUP INC COM 02209S103 77 1200 SH DEFINED 1200 0 0 AMERICAN EAGLE OUTFITTERS NE COM 02553E106 24 800 SH SOLE 800 0 0 AMERICAN ELEC PWR INC COM 25537101 26 720 SH DEFINED 720 0 0 AMERICAN EXPRESS CO COM 25816109 770 14480 SH SOLE 14305 0 175 AMERICAN EXPRESS CO COM 25816109 77 1450 SH DEFINED 1450 0 0 AMERICAN INTL GROUP INC COM 26874107 888 15289 SH SOLE 15289 0 0 AMERICAN INTL GROUP INC COM 26874107 119 2050 SH DEFINED 2050 0 0 AMGEN INC COM 31162100 901 14920 SH SOLE 14745 0 175 AMGEN INC COM 31162100 235 3900 SH DEFINED 3900 0 0 ANALOG DEVICES INC COM 32654105 37 1000 SH SOLE 1000 0 0 ANHEUSER BUSCH COS INC COM 35229103 114 2500 SH SOLE 2500 0 0 ANHEUSER BUSCH COS INC COM 35229103 2 50 SH DEFINED 50 0 0 ANNALY MTG MGMT INC COM 35710409 89 5000 SH SOLE 5000 0 0 ANTEON INTL CORP COM 3674E108 4 100 SH DEFINED 100 0 0 APPLE COMPUTER INC COM 37833100 559 15200 SH SOLE 15200 0 0 APPLIED MATLS INC COM 38222105 43 2700 SH SOLE 2700 0 0 AUTOMATIC DATA PROCESSING IN COM 53015103 301 7189 SH SOLE 7189 0 0 AUTOMATIC DATA PROCESSING IN COM 53015103 11 285 SH DEFINED 285 0 0 BJ SVCS CO COM 55482103 26 500 SH SOLE 500 0 0 BP PLC SPONSORED ADR 55622104 869 13944 SH SOLE 13944 0 0 BP PLC SPONSORED ADR 55622104 40 656 SH DEFINED 656 0 0 BRE PROPERTIES INC CL A 5564E106 23 572 SH SOLE 572 0 0 BAKER HUGHES INC COM 57224107 11 220 SH SOLE 220 0 0 BANK OF AMERICA CORPORATION COM 60505104 687 15078 SH SOLE 15078 0 0 BANK OF AMERICA CORPORATION COM 60505104 136 3000 SH DEFINED 3000 0 0 BANK NEW YORK INC COM 64057102 596 20736 SH SOLE 20736 0 0 BANK NEW YORK INC COM 64057102 141 4910 SH DEFINED 4910 0 0 BARD C R INC COM 67383109 770 11585 SH SOLE 11485 0 100 BARD C R INC COM 67383109 69 1050 SH DEFINED 1050 0 0 BARNES & NOBLE INC COM 67774109 3 100 SH DEFINED 100 0 0 BARR PHARMACEUTICALS INC COM 68306109 4 100 SH DEFINED 100 0 0 BAXTER INTL INC COM 71813109 76 2050 SH SOLE 2050 0 0 BECKMAN COULTER INC COM 75811109 13 220 SH DEFINED 220 0 0 BED BATH & BEYOND INC COM 75896100 899 21540 SH SOLE 21300 0 240 BED BATH & BEYOND INC COM 75896100 78 1875 SH DEFINED 1875 0 0 BELLSOUTH CORP COM 79860102 417 15729 SH SOLE 15729 0 0 BELLSOUTH CORP COM 79860102 111 4200 SH DEFINED 4200 0 0 BERKSHIRE HATHAWAY INC DEL CL B 84670207 114 41 SH DEFINED 41 0 0 BEST BUY INC COM 86516101 10 150 SH SOLE 150 0 0 BIOGEN IDEC INC COM 09062X103 374 10875 SH SOLE 10775 0 100 BIOGEN IDEC INC COM 09062X103 35 1025 SH DEFINED 1025 0 0 BOEING CO COM 97023105 165 2500 SH SOLE 2500 0 0 BOEING CO COM 97023105 33 500 SH DEFINED 500 0 0 BRISTOL MYERS SQUIBB CO COM 110122108 543 21780 SH SOLE 21780 0 0 BRISTOL MYERS SQUIBB CO COM 110122108 67 2700 SH DEFINED 2700 0 0 BURLINGTON NORTHN SANTA FE C COM 12189T104 14 300 SH SOLE 300 0 0 BURLINGTON RES INC COM 122014103 22 400 SH SOLE 400 0 0 BURLINGTON RES INC COM 122014103 110 2000 SH DEFINED 2000 0 0 CSX CORP COM 126408103 5 120 SH SOLE 120 0 0 CVS CORP COM 126650100 226 7800 SH SOLE 7800 0 0 CVS CORP COM 126650100 2 100 SH DEFINED 100 0 0 CARDINAL HEALTH INC COM 14149Y108 5 100 SH SOLE 100 0 0 CAREMARK RX INC COM 141705103 71 1600 SH DEFINED 1600 0 0 CARNIVAL CORP 143658300 803 14725 SH SOLE 14600 0 125 CARNIVAL CORP 143658300 96 1775 SH DEFINED 1775 0 0 CATERPILLAR INC DEL COM 149123101 23 250 SH SOLE 250 0 0 CENDANT CORP COM 151313103 122 5490 SH SOLE 5490 0 0 CHEVRON CORP COM 166764100 639 11434 SH SOLE 11434 0 0 CHEVRON CORP COM 166764100 84 1520 SH DEFINED 1520 0 0 CHUBB CORP COM 171232101 175 2050 SH SOLE 2050 0 0 CIENA CORP COM 171779101 20 10000 SH SOLE 10000 0 0 CISCO SYS INC COM 17275R102 946 49658 SH SOLE 49258 0 400 CISCO SYS INC COM 17275R102 154 8100 SH DEFINED 8100 0 0 CITIZENS & NORTHN CORP COM 172922106 290 9315 SH SOLE 9315 0 0 CITIGROUP INC COM 172967101 1295 28022 SH SOLE 27822 0 200 CITIGROUP INC COM 172967101 219 4758 SH DEFINED 4758 0 0 COCA COLA CO COM 191216100 506 12140 SH SOLE 12140 0 0 COCA COLA CO COM 191216100 263 6315 SH DEFINED 6315 0 0 COLGATE PALMOLIVE CO COM 194162103 498 9993 SH SOLE 9993 0 0 COLGATE PALMOLIVE CO COM 194162103 44 900 SH DEFINED 900 0 0 COMCAST CORP NEW CL A 20030N101 119 3893 SH SOLE 3893 0 0 COMCAST CORP NEW CL A 20030N101 86 2823 SH DEFINED 2823 0 0 COMCAST CORP NEW CL A SPL 20030N200 2 75 SH SOLE 75 0 0 COMMUNITY BK SYS INC COM 203607106 4984 2 4444 SH SOLE 204444 0 0 COMMUNITY BK SYS INC COM 203607106 29 1200 SH DEFINED 1200 0 0 COMMUNITY HEALTH SYS INC NEW COM 203668108 4 125 SH DEFINED 125 0 0 CONAGRA FOODS INC COM 205887102 13 600 SH SOLE 600 0 0 CONOCOPHILLIPS COM 20825C104 24 428 SH SOLE 428 0 0 CONSOLIDATED EDISON INC COM 209115104 29 635 SH SOLE 635 0 0 CONSTELLATION BRANDS INC CL A 21036P108 47 1600 SH SOLE 1600 0 0 CONSTELLATION BRANDS INC CL A 21036P108 91 3106 SH DEFINED 3106 0 0 CORNING INC COM 219350105 75 4556 SH SOLE 4556 0 0 CORNING INC COM 219350105 25 1525 SH DEFINED 1525 0 0 COVANCE INC COM 222816100 3 75 SH DEFINED 75 0 0 DTE ENERGY CO COM 233331107 60 1300 SH DEFINED 1300 0 0 DARDEN RESTAURANTS INC COM 237194105 213 6480 SH SOLE 6480 0 0 DELL INC COM 24702R101 23 585 SH SOLE 585 0 0 DELL INC COM 24702R101 67 1700 SH DEFINED 1700 0 0 DELPHI CORPORATION COM 247126105 22 4750 SH SOLE 4750 0 0 DELPHI CORPORATION COM 247126105 2 500 SH DEFINED 500 0 0 DIAMONDS TR UNIT SER 1 252787106 8 85 SH SOLE 85 0 0 THE DIRECTV GROUP INC 25459L106 6 390 SH DEFINED 390 0 0 DISNEY WALT CO COM DISNEY 254687106 888 35290 SH SOLE 34915 0 375 DISNEY WALT CO COM DISNEY 254687106 100 4000 SH DEFINED 4000 0 0 DOMINION RES INC VA NEW COM 25746U109 72 990 SH SOLE 990 0 0 DOMINION RES INC VA NEW COM 25746U109 11 150 SH DEFINED 150 0 0 DOW CHEM CO COM 260543103 8 193 SH SOLE 193 0 0 DU PONT E I DE NEMOURS & CO COM 263534109 324 7540 SH SOLE 7540 0 0 DU PONT E I DE NEMOURS & CO COM 263534109 139 3240 SH DEFINED 3240 0 0 DUKE ENERGY CORP COM 264399106 46 1552 SH SOLE 1552 0 0 DUKE ENERGY CORP COM 264399106 118 4000 SH DEFINED 4000 0 0 E M C CORP MASS COM 268648102 870 63505 SH SOLE 63340 0 165 E M C CORP MASS COM 268648102 76 5550 SH DEFINED 5550 0 0 ENSCO INTL INC COM 26874Q100 35 1000 SH DEFINED 1000 0 0 EASTMAN CHEM CO COM 277432100 6 118 SH DEFINED 118 0 0 EASTMAN KODAK CO COM 277461109 12 472 SH DEFINED 472 0 0 EBAY INC COM 278642103 627 19015 SH SOLE 18815 0 200 EBAY INC COM 278642103 55 1675 SH DEFINED 1675 0 0 EL PASO CORP 28336L109 37 3250 SH SOLE 3250 0 0 ELAN PLC ADR 284131208 0 19 SH SOLE 19 0 0 ELECTRONIC DATA SYS NEW COM 285661104 23 1200 SH DEFINED 1200 0 0 EMERSON ELEC CO COM 291011104 517 8255 SH SOLE 8255 0 0 ENERGY EAST CORP COM 29266M109 20 692 SH SOLE 692 0 0 ENERGY EAST CORP COM 29266M109 11 400 SH DEFINED 400 0 0 EQUITABLE RES INC COM 294549100 13 200 SH SOLE 200 0 0 EXELON CORP COM 30161N101 10 200 SH SOLE 200 0 0 EXELON CORP COM 30161N101 41 800 SH DEFINED 800 0 0 EXPRESS SCRIPTS INC COM 302182100 49 1000 SH DEFINED 1000 0 0 EXXON MOBIL CORP COM 30231G102 3379 58812 SH SOLE 58612 0 200 EXXON MOBIL CORP COM 30231G102 505 8792 SH DEFINED 8792 0 0 FPL GROUP INC COM 302571104 16 400 SH SOLE 400 0 0 FPL GROUP INC COM 302571104 33 800 SH DEFINED 800 0 0 FEDERAL NATL MTG ASSN COM 313586109 35 600 SH SOLE 600 0 0 FIRST DATA CORP COM 319963104 38 950 SH SOLE 950 0 0 FIRST DATA CORP COM 319963104 76 1900 SH DEFINED 1900 0 0 FIRST HORIZON NATL CORP COM 320517105 21 500 SH SOLE 500 0 0 FISERV INC COM 337738108 2 50 SH DEFINED 50 0 0 FOOT LOCKER INC COM 344849104 31 1140 SH SOLE 1140 0 0 FORD MTR CO DEL COM PAR $0.01 345370860 30 3005 SH DEFINED 3005 0 0 FORTUNE BRANDS INC COM 349631101 7 80 SH SOLE 80 0 0 FREESCALE SEMICONDUCTOR INC CL B 35687M206 0 33 SH SOLE 33 0 0 GANNETT INC COM 364730101 96 1350 SH SOLE 1350 0 0 GENERAL DYNAMICS CORP COM 369550108 10 100 SH SOLE 100 0 0 GENERAL ELEC CO COM 369604103 4427 1 27825 SH SOLE 127525 0 300 GENERAL ELEC CO COM 369604103 717 20701 SH DEFINED 20701 0 0 GENERAL MLS INC COM 370334104 536 11470 SH SOLE 11470 0 0 GENERAL MLS INC COM 370334104 91 1960 SH DEFINED 1960 0 0 GENERAL MTRS CORP COM 370442105 15 451 SH DEFINED 451 0 0 GENUINE PARTS CO COM 372460105 80 1950 SH SOLE 1950 0 0 GILLETTE CO COM 375766102 185 3654 SH SOLE 3654 0 0 GILLETTE CO COM 375766102 55 1100 SH DEFINED 1100 0 0 GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 176 3641 SH SOLE 3641 0 0 GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 151 3131 SH DEFINED 3131 0 0 HSBC HOLDINGS PLC SPONSORED ADR 404280406 28 353 SH DEFINED 353 0 0 HANCOCK JOHN INVS TR COM 410142103 4 200 SH SOLE 200 0 0 HARDINGE INC 412324303 50 3604 SH SOLE 3604 0 0 HARTFORD FINL SVCS GROUP INC COM 416515104 104 1400 SH DEFINED 1400 0 0 HEALTH MGMT ASSOC INC NEW CL A 421933102 52 2000 SH DEFINED 2000 0 0 HEINZ H J CO COM 423074103 253 7150 SH SOLE 7150 0 0 HEWLETT PACKARD CO COM 428236103 209 8900 SH SOLE 8900 0 0 HEWLETT PACKARD CO COM 428236103 8 360 SH DEFINED 360 0 0 HOME DEPOT INC COM 437076102 1086 27950 SH SOLE 27700 0 250 HOME DEPOT INC COM 437076102 162 4170 SH DEFINED 4170 0 0 HONEYWELL INTL INC COM 438516106 955 26084 SH SOLE 25859 0 225 HONEYWELL INTL INC COM 438516106 69 1900 SH DEFINED 1900 0 0 ITT INDS INC IND COM 450911102 68 700 SH DEFINED 700 0 0 ILLINOIS TOOL WKS INC COM 452308109 396 4975 SH SOLE 4975 0 0 IMAGISTICS INTERNATIONAL INC COM 45247T104 11 414 SH SOLE 414 0 0 INDEPENDENT BANK CORPORATION 453836108 1139 40395 SH DEFINED 40395 0 0 INTEL CORP COM 458140100 1300 49975 SH SOLE 49650 0 325 INTEL CORP COM 458140100 463 17800 SH DEFINED 17800 0 0 INTERGROUP CORP COM 458685104 24 1350 SH DEFINED 1350 0 0 INTL BUSINESS MACH COM 459200101 1774 23920 SH SOLE 23920 0 0 INTL BUSINESS MACH COM 459200101 338 4567 SH DEFINED 4567 0 0 INTL PAPER CO COM 460146103 12 400 SH DEFINED 400 0 0 INTERNATIONAL RECTIFIER CORP COM 460254105 47 1000 SH DEFINED 1000 0 0 ISHARES INC MSCI PAC J IDX 464286665 9 100 SH DEFINED 100 0 0 ISHARES INC MSCI JAPAN 464286848 3 325 SH DEFINED 325 0 0 ISHARES TR DJ SEL DIV INX 464287168 131 2125 SH SOLE 2125 0 0 I SHARES TR S&P 500 INDEX FD 464287200 9 80 SH SOLE 80 0 0 I SHARES MSCI EMERGING MKTS INDEX FUND 464287234 354 4950 SH SOLE 4950 0 0 I SHARES MSCI EMERGING MKTS INDEX FUND 464287234 4 60 SH DEFINED 60 0 0 I SHARES MSCI EAFE 464287465 5222 99705 SH SOLE 99705 0 0 I SHARES RUSSELL 1000 VALUE 464287598 5966 89545 SH SOLE 87745 0 1800 I SHARES RUSSELL 1000 VALUE 464287598 30 465 SH DEFINED 465 0 0 ISHARES TR RUSSELL 1000 GROWTH INDEX FUND464287614 43 900 SH DEFINED 900 0 0 ISHARES TR S&P SMLCAP 600 464287804 6046 1 9900 SH SOLE 108850 0 1050 JDS UNIPHASE CORP COM 46612J101 15 10000 SH SOLE 10000 0 0 JP MORGAN CHASE & CO COM 46625H100 814 23073 SH SOLE 23073 0 0 JP MORGAN CHASE & CO COM 46625H100 53 1513 SH DEFINED 1513 0 0 JEFFERSON PILOT CORP COM 475070108 229 4555 SH SOLE 4555 0 0 JOHNSON & JOHNSON COM 478160104 1592 24500 SH SOLE 24350 0 150 JOHNSON & JOHNSON COM 478160104 383 5900 SH DEFINED 5900 0 0 KERR MCGEE CORP COM 492386107 198 2605 SH SOLE 2605 0 0 KEYCORP NEW COM 493267108 58 1759 SH SOLE 1759 0 0 KEYSPAN CORP COM 49337W100 152 3750 SH SOLE 3750 0 0 KIMBERLY CLARK CORP COM 494368103 50 800 SH DEFINED 800 0 0 KINDER MORGAN ENERGY PARTNER UT LTD PARTNER 494550106 7 150 SH DEFINED 150 0 0 KOHL'S CORP 500255104 836 14970 SH SOLE 14820 0 150 KOHL'S CORP 500255104 81 1450 SH DEFINED 1450 0 0 KRAFT FOODS INC CL A 50075N104 47 1500 SH DEFINED 1500 0 0 L-3 COMMUNICATIONS HLDGS INC COM 502424104 9 125 SH DEFINED 125 0 0 LEGGETT & PLATT INC COM 524660107 21 800 SH SOLE 800 0 0 LIBERTY MEDIA CORP NEW COM SER A 530718105 25 2500 SH DEFINED 2500 0 0 LILLY ELI & CO COM 532457108 174 3125 SH SOLE 3125 0 0 LILLY ELI & CO COM 532457108 50 900 SH DEFINED 900 0 0 LINCOLN NATL CORP IND COM 534187109 79 1700 SH DEFINED 1700 0 0 LOCKHEED MARTIN CORP COM 539830109 87 1350 SH SOLE 1350 0 0 LOCKHEED MARTIN CORP COM 539830109 64 1000 SH DEFINED 1000 0 0 LOWES COS INC COM 548661107 64 1115 SH SOLE 1115 0 0 LUCENT TECHNOLOGIES INC COM 549463107 4 1450 SH SOLE 1450 0 0 M & T BK CORP COM 55261F104 21 200 SH SOLE 200 0 0 MBNA CORP COM 55262L100 6 232 SH SOLE 232 0 0 MANAGED MUNICIPALS PORTFOLIO 561662107 28 2673 SOLE 2673 0 0 MANULIFE FINL CORP COM 56501R106 85 1786 SH SOLE 1786 0 0 MARATHON OIL CORP 565849106 9 180 SH SOLE 180 0 0 MASCO CORP COM 574599106 54 1725 SH SOLE 1725 0 0 MASCO CORP COM 574599106 66 2100 SH DEFINED 2100 0 0 MATTEL INC COM 577081102 29 1600 SH DEFINED 1600 0 0 MCDONALDS CORP COM 580135101 40 1450 SH SOLE 1450 0 0 MEDCO HEALTH SOLUTIONS INC COM 58405U102 6 114 SH SOLE 114 0 0 MEDTRONIC INC COM 585055106 459 8875 SH SOLE 8875 0 0 MEDTRONIC INC COM 585055106 222 4300 SH DEFINED 4300 0 0 MERCK & CO INC COM 589331107 335 10895 SH SOLE 10895 0 0 MERCK & CO INC COM 589331107 252 8200 SH DEFINED 8200 0 0 MICROSOFT CORP COM 594918104 1284 51712 SH SOLE 51362 0 350 MICROSOFT CORP COM 594918104 373 15050 SH DEFINED 15050 0 0 MIDCAP SPDR TR UNIT SER 1 595635103 6269 50055 SH SOLE 49055 0 1000 MORGAN STANLEY COM NEW 617446448 82 1575 SH SOLE 1575 0 0 MORGAN STANLEY COM NEW 617446448 57 1100 SH DEFINED 1100 0 0 MOTOROLA INC COM 620076109 875 48000 SH SOLE 47525 0 475 MOTOROLA INC COM 620076109 62 3450 SH DEFINED 3450 0 0 MYLAN LABS INC COM 628530107 4 225 SH SOLE 225 0 0 NBT BANCORP INC COM 628778102 28 1205 SH SOLE 1205 0 0 NCR CORP NEW COM 4 124 SH DEFINED 124 0 0 NATIONAL FUEL GAS CO N J COM 636180101 50 1760 SH DEFINED 1760 0 0 NEW YORK CMNTY BANCORP INC COM 649445103 8 475 SH DEFINED 475 0 0 NEWELL RUBBERMAID INC COM 651229106 40 1700 SH DEFINED 1700 0 0 NEWS CORP CL A 1 86 SH DEFINED 86 0 0 NIKE INC CL B 654106103 912 10535 SH SOLE 10435 0 100 NIKE INC CL B 654106103 84 975 SH DEFINED 975 0 0 NOKIA CORP SPONSORED ADR 654902204 1 75 SH SOLE 75 0 0 NORFOLK SOUTHERN CORP COM 655844108 37 1200 SH SOLE 1200 0 0 NORTHERN TR CORP COM 665859104 844 18535 SH SOLE 18335 0 200 NORTHERN TR CORP COM 665859104 72 1600 SH DEFINED 1600 0 0 NOVELL INC COM 670006105 60 9800 SH DEFINED 9800 0 0 NUCOR CORP COM 670346105 9 200 SH SOLE 200 0 0 NUVEEN PREFERRED AND CONVERTIBLE INCOM67073B106 13 1000 SH SOLE 1000 0 0 OGE ENERGY CORP COM 670837103 17 600 SH DEFINED 600 0 0 NUVEEN MUN VALUE FD INC COM 670928100 62 6500 SOLE 6500 0 0 OCCIDENTAL PETE CORP DEL COM 674599105 38 500 SH SOLE 500 0 0 ORACLE CORP COM 68389X105 837 63430 SH SOLE 62680 0 750 ORACLE CORP COM 68389X105 79 6000 SH DEFINED 6000 0 0 PNC FINL SVCS GROUP INC COM 693475105 97 1795 SH SOLE 1795 0 0 PNC FINL SVCS GROUP INC COM 693475105 8 150 SH DEFINED 150 0 0 PPG INDS INC COM 693506107 134 2150 SH SOLE 2150 0 0 PPG INDS INC COM 693506107 376 6000 SH DEFINED 6000 0 0 PPL CORP COM 69351T106 273 4600 SH SOLE 4600 0 0 PACTIV CORP COM 695257105 43 2000 SH DEFINED 2000 0 0 PAYCHEX INC COM 704326107 81 2500 SH SOLE 2500 0 0 PAYCHEX INC COM 704326107 10 312 SH DEFINED 312 0 0 PENNEY J C INC COM 708160106 31 600 SH SOLE 600 0 0 PENNEY J C INC COM 708160106 5 100 SH DEFINED 100 0 0 PEPCO HOLDINGS INC COM 713291102 9 400 SH SOLE 400 0 0 PEPSICO INC COM 713448108 1509 27990 SH SOLE 27815 0 175 PEPSICO INC COM 713448108 264 4900 SH DEFINED 4900 0 0 PETSMART INC COM 716768106 54 1800 SH DEFINED 1800 0 0 PFIZER INC COM 717081103 1156 41948 SH SOLE 41673 0 275 PFIZER INC COM 717081103 317 11500 SH DEFINED 11500 0 0 PITNEY BOWES INC COM 724479100 182 4184 SH SOLE 4184 0 0 PLUM CREEK TIMBER CO INC COM 729251108 10 280 SH SOLE 280 0 0 PLUM CREEK TIMBER CO INC COM 729251108 62 1724 SH DEFINED 1724 0 0 POWERWAVE TECHNOLOGIES INC COM 739363109 20 2000 SH SOLE 2000 0 0 PRAXAIR INC COM 74005P104 5 108 SH SOLE 108 0 0 PROCTER & GAMBLE CO COM 742718109 807 15310 SH SOLE 15310 0 0 PROCTER & GAMBLE CO COM 742718109 52 1000 SH DEFINED 1000 0 0 PROGRESS ENERGY INC COM 743263105 79 1748 SH SOLE 1748 0 0 PROGRESS ENERGY INC COM 743263105 4 100 SH DEFINED 100 0 0 QUEST DIAGNOSTICS INC COM 74834L100 3 74 SH DEFINED 74 0 0 RAYTHEON CO COM NEW 755111507 19 500 SH SOLE 500 0 0 RAYTHEON CO COM NEW 755111507 67 1738 SH DEFINED 1738 0 0 ROSS STORES INC COM 778296103 52 1800 SH DEFINED 1800 0 0 ROYAL DUTCH PET NY REG PAR N GLDR 780257804 712 10976 SH SOLE 10976 0 0 SBC COMMUNICATIONS INC COM 78387G103 287 12122 SH SOLE 12122 0 0 SBC COMMUNICATIONS INC COM 78387G103 54 2283 SH DEFINED 2283 0 0 SPDR TR UNIT SER 1 78462F103 1639 13755 SH SOLE 13755 0 0 SAFENET INC COM 78645R107 5 150 SH DEFINED 150 0 0 ST JUDE MED INC COM 790849103 838 19230 SH SOLE 19030 0 200 ST JUDE MED INC COM 790849103 69 1600 SH DEFINED 1600 0 0 ST PAUL TRAVELERS INC COM 792860108 71 1800 SH DEFINED 1800 0 0 SALOMON BROTHERS FD INC COM 795477108 4 335 SH DEFINED 335 0 0 SCHERING PLOUGH CORP COM 806605101 1031 54155 SH SOLE 53780 0 375 SCHERING PLOUGH CORP COM 806605101 95 5000 SH DEFINED 5000 0 0 SCHLUMBERGER LTD 806857108 1361 17935 SH SOLE 17835 0 100 SCHLUMBERGER LTD 806857108 68 900 SH DEFINED 900 0 0 SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 4 150 SH DEFINED 150 0 0 SIMON PPTY GROUP INC NEW PFD CONV I 6% 828806802 3 60 SH SOLE 60 0 0 SIRIUS SATELLITE RADIO INC COM 82966U103 12 2000 SH SOLE 2000 0 0 SOLECTRON CORP COM 834182107 18 5000 SH DEFINED 5000 0 0 SOUTHERN CO COM 842587107 124 3585 SH SOLE 3585 0 0 SOUTHERN CO COM 842587107 62 1800 SH DEFINED 1800 0 0 SOUTHERN UN CO NEW COM 844030106 49 2000 SH SOLE 2000 0 0 STAPLES INCORPORATED 855030102 797 37465 SH SOLE 37128 0 337 STAPLES INCORPORATED 855030102 144 6787 SH DEFINED 6787 0 0 STREETTRACKS GOLD TR GOLD SHS 863307104 8 200 SH DEFINED 200 0 0 STRYKER CORP COM 863667101 751 15810 SH SOLE 15610 0 200 STRYKER CORP COM 863667101 64 1350 SH DEFINED 1350 0 0 SUN MICROSYSTEMS INC COM 866810104 0 60 SH DEFINED 60 0 0 SYMANTEC CORP COM 871503108 21 1000 SH SOLE 1000 0 0 SYMBOL TECHNOLOGIES INC COM 871508107 40 4100 SH DEFINED 4100 0 0 SYSCO CORP COM 871829107 96 2675 SH SOLE 2675 0 0 TCW CONV SECS FD INC COM 872340104 17 3480 SH SOLE 3480 0 0 TARGET CORP COM 291 5350 SH SOLE 5350 0 0 TEXAS INSTRS INC COM 882508104 901 32120 SH SOLE 31770 0 350 TEXAS INSTRS INC COM 882508104 85 3050 SH DEFINED 3050 0 0 TEXTRON INC COM 883203101 3 50 SH SOLE 50 0 0 3M CO COM 88579Y101 14 200 SH SOLE 200 0 0 3M CO COM 88579Y101 209 2900 SH DEFINED 2900 0 0 TIME WARNER INC COM 887317105 77 4625 SH SOLE 4625 0 0 TIME WARNER INC COM 887317105 1 100 SH DEFINED 100 0 0 TOLL BROTHERS INC COM 889478103 101 1000 SH DEFINED 1000 0 0 TOMPKINSTRUSTCO INC COM 890110109 119 2761 SH SOLE 2761 0 0 TRUSTCO BK CORP N Y COM 898349105 10 842 SH DEFINED 842 0 0 TYCO INTL LTD NEW COM 902124106 756 25900 SH SOLE 25700 0 200 TYCO INTL LTD NEW COM 902124106 60 2085 SH DEFINED 2085 0 0 UNILEVER N V N Y SHS NEW 904784709 1910 29464 SH DEFINED 29464 0 0 UNION PAC CORP COM 907818108 135 2090 SH SOLE 2090 0 0 UNITED PARCEL SERVICE INC CL B 911312106 70 1025 SH SOLE 1025 0 0 UNITED TECHNOLOGIES CORP COM 913017109 1077 20985 SH SOLE 20785 0 200 UNITED TECHNOLOGIES CORP COM 913017109 77 1500 SH DEFINED 1500 0 0 UTILITIES HOLDRS TR DEPOSITRY RCPT 918019100 11 100 SH SOLE 100 0 0 VAN KAMPEN AMERICAN CAP BOND 920955101 29 1655 SH SOLE 1655 0 0 VERISIGN INC COM 28 1000 SH DEFINED 1000 0 0 VERIZON COMMUNICATIONS COM 92343V104 487 14115 SH SOLE 14115 0 0 VERIZON COMMUNICATIONS COM 92343V104 91 2650 SH DEFINED 2650 0 0 VERITAS SOFTWARE CO COM 923436109 10 450 SH SOLE 450 0 0 VIACOM INC CL B 925524308 3 100 SH SOLE 100 0 0 VIACOM INC CL B 925524308 57 1800 SH DEFINED 1800 0 0 VODAFONE GROUP PLC NEW SPONSORED ADR 92857W100 18 750 SH DEFINED 750 0 0 WPS RESOURCES CORP COM 92931B106 53 950 SH DEFINED 950 0 0 WACHOVIA CORP 2ND NEW COM 929903102 2755 55559 SH SOLE 55559 0 0 WACHOVIA CORP 2ND NEW COM 929903102 49 1000 SH DEFINED 1000 0 0 WAL MART STORES INC COM 931142103 1280 26565 SH SOLE 26565 0 0 WAL MART STORES INC COM 931142103 57 1200 SH DEFINED 1200 0 0 WALGREEN CO COM 931422109 1062 23105 SH SOLE 22890 0 215 WALGREEN CO COM 931422109 73 1600 SH DEFINED 1600 0 0 WASHINGTON MUT INC COM 939322103 57 1415 SH SOLE 1415 0 0 WASHINGTON MUT INC COM 939322103 73 1800 SH DEFINED 1800 0 0 WELLS FARGO & CO NEW COM 949746101 100 1625 SH SOLE 1625 0 0 WELLS FARGO & CO NEW COM 949746101 86 1400 SH DEFINED 1400 0 0 WERNER ENTERPRISES INC COM 950755108 50 2600 SH DEFINED 2600 0 0 WISCONSIN ENERGY CORP COM 976657106 43 1103 SH SOLE 1103 0 0 WYETH COM 983024100 155 3500 SH DEFINED 3500 0 0 XTO ENERGY INC COM 98385X106 13 408 SH DEFINED 408 0 0 ZIMMER HLDGS INC COM 98956P102 102 1343 SH SOLE 1343 0 0 ZIMMER HLDGS INC COM 98956P102 18 240 SH DEFINED 240 0 0 GRAND TOTALS 112155 27 80605 2768198 0 12407