DEPOSITS (Tables)

12 Months Ended

Dec. 31, 2014

DEPOSITS [Abstract]

Components of Deposits

Deposits consist of the following at December 31:

(000's omitted)	2014		2013
Noninterest checking	$	1,324,661	$	1,203,346
Interest checking		1,348,995		1,289,676
Savings		1,032,617		1,010,196
Money market		1,455,991		1,466,273
Time		773,000		926,553
Total deposits	$	5,935,264	$	5,896,044

Maturities of Time Deposits in Denominations of $100,000 and Greater

The approximate maturities of these time deposits at December 31, 2014 are as follows:

(000's omitted)	Amount
2015	$	104,004
2016		30,032
2017		18,052
2018		9,387
2019		6,599
Thereafter		1,813
Total	$	169,887