DEPOSITS (Tables)

12 Months Ended

Dec. 31, 2013

DEPOSITS [Abstract]

Deposits

Deposits consist of the following at December 31:

(000's omitted)	2013		2012
Noninterest checking	$	1,203,346	$	1,110,994
Interest checking		1,289,676		1,151,522
Savings		1,010,196		940,985
Money market		1,466,273		1,409,123
Time		926,553		1,015,415
Total deposits	$	5,896,044	$	5,628,039

Maturities of time deposits in denominations of $100,000 and greater

At December 31, 2013 and 2012, time deposits in denominations of $100,000 and greater totaled $206.4 million and $244.9 million, respectively.  The approximate maturities of these time deposits at December 31, 2013 are as follows:

(000's omitted)	Amount
2014	$	142,691
2015		20,938
2016		17,880
2017		14,347
2018		8,213
Thereafter		2,346
Total	$	206,415