DEPOSITS (Tables)

12 Months Ended

Dec. 31, 2012

DEPOSITS [Abstract]

Deposits

Deposits consist of the following at December 31:

(000's omitted)	2012		2011
Noninterest checking	$	1,110,994	$	894,464
Interest checking		1,151,522		918,716
Savings		940,985		660,981
Money market		1,409,123		1,196,835
Time		1,015,415		1,124,249
Total deposits	$	5,628,039	$	4,795,245

Maturities of time deposits in denominations of $100,000 and greater

At December 31, 2012 and 2011, time deposits in denominations of $100,000 and greater totaled $244.9 million and $288.4 million, respectively.  The approximate maturities of these time deposits at December 31, 2012 are as follows:

(000's omitted)	Amount
2013	$	155,080
2014		49,378
2015		11,427
2016		13,559
2017		14,401
Thereafter		1,080
Total	$	244,925