September 30,

December 31,

2012

2011

Commercial and industrial loans:

Working capital lines of credit loans

$

445,981

20.2

%

$

373,768

16.7

%

Non-working capital loans

382,850

17.4

377,388

16.9

Total commercial and industrial loans

828,831

37.6

751,156

33.6

Commercial real estate and multi-family residential loans:

Construction and land development loans

87,949

4.0

82,284

3.7

Owner occupied loans

363,673

16.5

346,669

15.5

Nonowner occupied loans

308,146

14.0

385,090

17.2

Multifamily loans

25,482

1.2

38,477

1.7

Total commercial real estate and multi-family residential loans

785,250

35.6

852,520

38.2

Agri-business and agricultural loans:

Loans secured by farmland

119,524

5.4

118,224

5.3

Loans for agricultural production

94,563

4.3

119,705

5.4

Total agri-business and agricultural loans

214,087

9.7

237,929

10.7

Other commercial loans

44,982

2.0

58,278

2.6

Total commercial loans

1,873,150

85.0

1,899,883

85.0

Consumer 1-4 family mortgage loans:

Closed end first mortgage loans

106,147

4.8

106,999

4.8

Open end and junior lien loans

168,507

7.6

175,694

7.9

Residential construction and land development loans

11,303

0.5

5,462

0.2

Total consumer 1-4 family mortgage loans

285,957

13.0

288,155

12.9

Other consumer loans

44,691

2.0

45,999

2.1

Total consumer loans

330,648

15.0

334,154

15.0

Subtotal

2,203,798

100.0

%

2,234,037

100.0

%

Less: Allowance for loan losses

(51,912

)

(53,400

)

Net deferred loan fees

(410

)

(328

)

Loans, net

$

2,151,476

$

2,180,309