XML 105 R46.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
CAPITAL REQUIREMENTS AND RESTRICTIONS ON RETAINED EARNINGS (Tables)
 12 Months Ended
Dec. 31, 2019
CAPITAL REQUIREMENTS AND RESTRICTIONS ON RETAINED EARNINGS  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations There have been no conditions or events since that notification that management believes have changed the Company and the Bank’s category.

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

Minimum Required to

 

​

​

​

​

​

​

​

Minimum Required

​

For Capital Adequacy

​

Be Well Capitalized

 

​

​

​

​

​

​

​

For Capital

​

Purposes Plus Capital

​

Under Prompt Corrective

 

​

​

Actual

​

Adequacy Purposes

​

Conservation Buffer

​

Action Regulations

 

(dollars in thousands)

    

Amount

    

Ratio

    

Amount

    

Ratio

    

Amount

    

Ratio

    

Amount

    

Ratio

 

As of December 31, 2019:

 

​

  

 

  

 

​

  

 

  

 

​

  

 

  

 

​

  

 

  

​

Total Capital (to Risk Weighted Assets)

 

​

  

 

  

 

​

  

 

  

 

​

  

 

  

 

​

  

 

  

​

Consolidated

​

$

631,723

 

14.36

%  

$

351,894

 

8.00

%  

$

461,862

 

N/A

 

​

N/A

 

N/A

​

Bank

​

$

616,386

 

14.04

%  

$

351,227

 

8.00

%  

$

460,985

 

10.50

%  

$

439,034

 

10.00

%

Tier I Capital (to Risk Weighted Assets)

​

 

  

 

  

​

 

  

 

  

​

 

  

 

  

​

 

  

 

  

​

Consolidated

​

$

580,982

 

13.21

%  

$

263,921

 

6.00

%  

$

373,887

 

N/A

​

 

N/A

 

N/A

​

Bank

​

$

565,645

 

12.88

%  

$

263,420

 

6.00

%  

$

373,179

 

8.50

%  

$

351,227

 

8.00

%

Common Equity Tier 1 (CET1)

​

 

  

 

  

​

 

  

 

  

​

 

  

 

  

​

 

  

 

  

​

Consolidated

​

$

580,982

 

13.21

%  

$

197,941

 

4.50

%  

$

307,908

 

N/A

​

 

N/A

 

N/A

​

Bank

​

$

565,645

 

12.88

%  

$

197,565

 

4.50

%  

$

307,324

 

7.00

%  

$

285,372

 

6.50

%

Tier I Capital (to Average Assets)

​

 

​

 

​

​

 

  

 

  

​

 

  

 

  

​

 

  

 

  

​

Consolidated

​

$

580,982

 

11.67

%  

$

199,099

 

4.00

%  

$

199,099

 

N/A

​

 

N/A

 

N/A

​

Bank

​

$

565,645

 

11.43

%  

$

197,923

 

4.00

%  

$

197,923

 

4.00

%  

$

247,404

 

5.00

%

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

As of December 31, 2018:

​

 

  

 

  

​

 

  

 

  

​

 

  

 

  

​

 

  

 

  

​

Total Capital (to Risk Weighted Assets)

​

 

  

 

  

​

 

  

 

  

​

 

  

 

  

​

 

  

 

  

​

Consolidated

​

$

601,379

 

14.20

%  

$

338,690

 

8.00

%  

$

418,070

 

N/A

 

​

N/A

 

N/A

​

Bank

​

$

583,206

 

13.80

%  

$

338,098

 

8.00

%  

$

417,340

 

9.875

%  

$

422,623

 

10.00

%

Tier I Capital (to Risk Weighted Assets)

​

 

  

 

  

​

 

  

 

  

​

 

  

 

  

​

 

  

 

  

​

Consolidated

​

$

552,836

 

13.06

%  

$

254,017

 

6.00

%  

$

333,398

 

N/A

​

 

N/A

 

N/A

​

Bank

​

$

534,664

 

12.65

%  

$

253,574

 

6.00

%  

$

332,815

 

7.875

%  

$

338,098

 

8.00

%

Common Equity Tier 1 (CET1)

​

 

  

 

  

​

 

  

 

  

​

 

  

 

  

​

 

  

 

  

​

Consolidated

​

$

522,836

 

12.35

%  

$

190,513

 

4.50

%  

$

269,893

 

N/A

​

 

N/A

 

N/A

​

Bank

​

$

534,664

 

12.65

%  

$

190,180

 

4.50

%  

$

269,422

 

6.375

%  

$

274,705

 

6.50

%

Tier I Capital (to Average Assets)

​

 

  

 

  

​

 

  

 

  

​

 

  

 

  

​

 

  

 

  

​

Consolidated

​

$

552,836

 

11.44

%  

$

193,305

 

4.00

%  

$

193,305

 

N/A

​

 

N/A

 

N/A

​

Bank

​

$

534,664

 

11.06

%  

$

193,312

 

4.00

%  

$

193,312

 

4.00

%  

$

241,639

 

5.00

%