XML 80 R65.htm IDEA: XBRL DOCUMENT v3.24.0.1
ALLOWANCE FOR CREDIT LOSSES AND CREDIT QUALITY - Allowance for Loan Losses by Portfolio Segment (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Post adoption of ASC 326      
Beginning balance $ 72,606 $ 67,773 $ 61,408
Provision for credit losses 5,850 9,375 1,077
Loans charged-off (7,332) (5,134) (5,983)
Recoveries 848 592 2,221
Net loans (charged-off) recovered (6,484) (4,542) (3,762)
Ending balance 71,972 72,606 67,773
Cumulative Effect, Period of Adoption, Adjustment      
Post adoption of ASC 326      
Beginning balance     9,050
Commercial and Industrial | Total commercial loans      
Post adoption of ASC 326      
Beginning balance 35,290 30,595 28,333
Provision for credit losses 1,209 8,646 1,966
Loans charged-off (6,341) (4,022) (5,575)
Recoveries 180 71 1,559
Net loans (charged-off) recovered (6,161) (3,951) (4,016)
Ending balance 30,338 35,290 30,595
Commercial and Industrial | Total commercial loans | Cumulative Effect, Period of Adoption, Adjustment      
Post adoption of ASC 326      
Beginning balance     4,312
Commercial Real Estate and Multi-family Residential | Total commercial loans      
Post adoption of ASC 326      
Beginning balance 27,394 26,535 22,907
Provision for credit losses 3,619 1,179 (632)
Loans charged-off 0 (597) (70)
Recoveries 322 277 14
Net loans (charged-off) recovered 322 (320) (56)
Ending balance 31,335 27,394 26,535
Commercial Real Estate and Multi-family Residential | Total commercial loans | Cumulative Effect, Period of Adoption, Adjustment      
Post adoption of ASC 326      
Beginning balance     4,316
Agri-business and Agricultural | Total commercial loans      
Post adoption of ASC 326      
Beginning balance 4,429 5,034 3,043
Provision for credit losses (279) (605) 611
Loans charged-off 0 0 0
Recoveries 0 0 320
Net loans (charged-off) recovered 0 0 320
Ending balance 4,150 4,429 5,034
Agri-business and Agricultural | Total commercial loans | Cumulative Effect, Period of Adoption, Adjustment      
Post adoption of ASC 326      
Beginning balance     1,060
Other Commercial | Total commercial loans      
Post adoption of ASC 326      
Beginning balance 917 1,146 416
Provision for credit losses 212 (229) (211)
Loans charged-off 0 0 0
Recoveries 0 0 0
Net loans (charged-off) recovered 0 0 0
Ending balance 1,129 917 1,146
Other Commercial | Total commercial loans | Cumulative Effect, Period of Adoption, Adjustment      
Post adoption of ASC 326      
Beginning balance     941
Consumer 1-4 Family Mortgage | Other consumer loans      
Post adoption of ASC 326      
Beginning balance 3,001 2,866 2,619
Provision for credit losses 598 125 (777)
Loans charged-off (163) (42) (51)
Recoveries 38 52 122
Net loans (charged-off) recovered (125) 10 71
Ending balance 3,474 3,001 2,866
Consumer 1-4 Family Mortgage | Other consumer loans | Cumulative Effect, Period of Adoption, Adjustment      
Post adoption of ASC 326      
Beginning balance     953
Other Consumer | Other consumer loans      
Post adoption of ASC 326      
Beginning balance 1,021 1,147 951
Provision for credit losses 673 155 (72)
Loans charged-off (828) (473) (287)
Recoveries 308 192 206
Net loans (charged-off) recovered (520) (281) (81)
Ending balance 1,174 1,021 1,147
Other Consumer | Other consumer loans | Cumulative Effect, Period of Adoption, Adjustment      
Post adoption of ASC 326      
Beginning balance     349
Unallocated      
Post adoption of ASC 326      
Beginning balance 554 450 3,139
Provision for credit losses (182) 104 192
Loans charged-off 0 0 0
Recoveries 0 0 0
Net loans (charged-off) recovered 0 0 0
Ending balance $ 372 $ 554 450
Unallocated | Cumulative Effect, Period of Adoption, Adjustment      
Post adoption of ASC 326      
Beginning balance     $ (2,881)