CAPITAL REQUIREMENTS AND RESTRICTIONS ON RETAINED EARNINGS (Tables)

12 Months Ended

Dec. 31, 2023

There have been no conditions or events since that notification that management believes have changed the Company and the Bank’s category.


	Actual				Minimum Required For Capital Adequacy Purposes				For Capital Adequacy Purposes Plus Capital Conservation Buffer				Minimum "Required" to Be "Well" Capitalized Under "Prompt" Corrective Action Regulations
(dollars in thousands)	Amount		Ratio		Amount		Ratio		Amount		Ratio		Amount		Ratio
As of December 31, 2023
Total Capital (to Risk Weighted Assets)
Consolidated	$	870,390	15.47	%	$	450,211	8.00	%	$	590,901	N/A		N/A		N/A
Bank	852,405		15.16		449,894		8.00		590,486		10.50	%	$	562,367	10.00	%
Tier I Capital (to Risk Weighted Assets)
Consolidated	799,929		14.21		337,658		6.00		478,349		N/A		N/A		N/A
Bank	781,999		13.91		337,420		6.00		478,012		8.50		449,894		8.00
Common Equity Tier 1 (CET1)
Consolidated	799,929		14.21		253,243		4.50		393,934		N/A		N/A		N/A
Bank	781,999		13.91		253,065		4.50		393,657		7.00		365,539		6.50
Tier I Capital (to Average Assets)
Consolidated	799,929		11.82		270,636		4.00		270,636		N/A		N/A		N/A
Bank	781,999		11.58		270,041		4.00		270,041		4.00		337,551		5.00

As of December 31, 2022
Total Capital (to Risk Weighted Assets)
Consolidated	$	821,008	15.07	%	$	435,786	8.00	%	$	571,969	N/A		N/A		N/A
Bank	801,044		14.74		434,758		8.00		570,620		10.50	%	$	543,448	10.00	%
Tier I Capital (to Risk Weighted Assets)
Consolidated	752,751		13.82		326,840		6.00		463,023		N/A		N/A		N/A
Bank	732,966		13.49		326,069		6.00		461,930		8.50		434,758		8.00
Common Equity Tier 1 (CET1)
Consolidated	752,751		13.82		245,130		4.50		381,313		N/A		N/A		N/A
Bank	732,966		13.49		244,551		4.50		380,413		7.00		353,241		6.50
Tier I Capital (to Average Assets)
Consolidated	752,751		11.50		261,859		4.00		261,859		N/A		N/A		N/A
Bank	732,966		11.22		261,222		4.00		261,222		4.00		326,527		5.00