LOANS (Tables)

12 Months Ended

Dec. 31, 2023

Receivables [Abstract]

Schedule of Loans

Total loans outstanding as of the years ended December 31, 2023 and 2022 consisted of the following:

(dollars in thousands)	2023		2022
Commercial and industrial loans:
Working capital lines of credit loans	$	604,893	$	650,948
Non-working capital loans	815,871		842,101
Total commercial and industrial loans	1,420,764		1,493,049
Commercial real estate and multi-family residential loans:
Construction and land development loans	634,435		517,664
Owner occupied loans	825,464		758,091
Nonowner occupied loans	724,101		706,107
Multi-family loans	253,534		197,232
Total commercial real estate and multi-family residential loans	2,437,534		2,179,094
Agri-business and agricultural loans:
Loans secured by farmland	162,890		201,200
Loans for agricultural production	225,874		230,888
Total agri-business and agricultural loans	388,764		432,088
Other commercial loans	120,726		113,593
Total commercial loans	4,367,788		4,217,824
Consumer 1-4 family mortgage loans:
Closed end first mortgage loans	258,103		212,742
Open end and junior lien loans	189,663		175,575
Residential construction and land development loans	8,421		19,249
Total consumer 1-4 family mortgage loans	456,187		407,566
Other consumer loans	96,022		88,075
Total consumer loans	552,209		495,641
Gross loans	4,919,997		4,713,465
Less: Allowance for credit losses	(71,972)		(72,606)
Net deferred loan fees	(3,463)		(3,069)
Loans, net	$	4,844,562	$	4,637,790