XML 34 R24.htm IDEA: XBRL DOCUMENT v3.23.2
LOANS (Tables)
6 Months Ended
Jun. 30, 2023
Receivables [Abstract]  
Schedule of Loans
(dollars in thousands)June 30,
2023
December 31,
2022
Commercial and industrial loans:
Working capital lines of credit loans$618,655 12.7 %$650,948 13.8 %
Non-working capital loans851,232 17.5 842,101 17.9 
Total commercial and industrial loans1,469,887 30.2 1,493,049 31.7 
Commercial real estate and multi-family residential loans:
Construction and land development loans590,860 12.1 517,664 11.0 
Owner occupied loans806,072 16.6 758,091 16.0 
Nonowner occupied loans724,799 14.9 706,107 15.0 
Multifamily loans254,662 5.2 197,232 4.2 
Total commercial real estate and multi-family residential loans2,376,393 48.8 2,179,094 46.2 
Agri-business and agricultural loans:
Loans secured by farmland176,807 3.6 201,200 4.3 
Loans for agricultural production198,155 4.1 230,888 4.9 
Total agri-business and agricultural loans374,962 7.7 432,088 9.2 
Other commercial loans:120,958 2.5 113,593 2.4 
Total commercial loans4,342,200 89.2 4,217,824 89.5 
Consumer 1-4 family mortgage loans:
Closed end first mortgage loans229,078 4.7 212,742 4.5 
Open end and junior lien loans183,738 3.8 175,575 3.7 
Residential construction and land development loans18,569 0.4 19,249 0.4 
Total consumer 1-4 family mortgage loans431,385 8.9 407,566 8.6 
Other consumer loans92,139 1.9 88,075 1.9 
Total consumer loans523,524 10.8 495,641 10.5 
Subtotal4,865,724 100.0 %4,713,465 100.0 %
Less: Allowance for credit losses(72,058)(72,606)
Net deferred loan fees(3,464)(3,069)
Loans, net$4,790,202 $4,637,790