XML 78 R63.htm IDEA: XBRL DOCUMENT v3.22.4
ALLOWANCE FOR CREDIT LOSSES AND CREDIT QUALITY - Allowance for Loan Losses by Portfolio Segment (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Post adoption of ASC 326      
Beginning balance $ 67,773 $ 61,408 $ 50,652
Provision for credit losses 9,375 1,077 14,770
Loans charged-off (5,134) (5,983) (5,253)
Recoveries 592 2,221 1,239
Net loans (charged-off) recovered (4,542) (3,762) (4,014)
Ending balance 72,606 67,773 61,408
Cumulative Effect, Period of Adoption, Adjustment      
Post adoption of ASC 326      
Beginning balance   9,050  
Ending balance     9,050
Commercial and Industrial | Total commercial loans      
Post adoption of ASC 326      
Beginning balance 30,595 28,333 25,789
Provision for credit losses 8,646 1,966 6,640
Loans charged-off (4,022) (5,575) (4,524)
Recoveries 71 1,559 428
Net loans (charged-off) recovered (3,951) (4,016) (4,096)
Ending balance 35,290 30,595 28,333
Commercial and Industrial | Total commercial loans | Cumulative Effect, Period of Adoption, Adjustment      
Post adoption of ASC 326      
Beginning balance   4,312  
Ending balance     4,312
Commercial Real Estate and Multi-family Residential | Total commercial loans      
Post adoption of ASC 326      
Beginning balance 26,535 22,907 15,796
Provision for credit losses 1,179 (632) 6,868
Loans charged-off (597) (70) (72)
Recoveries 277 14 315
Net loans (charged-off) recovered (320) (56) 243
Ending balance 27,394 26,535 22,907
Commercial Real Estate and Multi-family Residential | Total commercial loans | Cumulative Effect, Period of Adoption, Adjustment      
Post adoption of ASC 326      
Beginning balance   4,316  
Ending balance     4,316
Agri-business and Agricultural | Total commercial loans      
Post adoption of ASC 326      
Beginning balance 5,034 3,043 3,869
Provision for credit losses (605) 611 (826)
Loans charged-off 0 0 0
Recoveries 0 320 0
Net loans (charged-off) recovered 0 320 0
Ending balance 4,429 5,034 3,043
Agri-business and Agricultural | Total commercial loans | Cumulative Effect, Period of Adoption, Adjustment      
Post adoption of ASC 326      
Beginning balance   1,060  
Ending balance     1,060
Other Commercial | Total commercial loans      
Post adoption of ASC 326      
Beginning balance 1,146 416 447
Provision for credit losses (229) (211) (31)
Loans charged-off 0 0 0
Recoveries 0 0 0
Net loans (charged-off) recovered 0 0 0
Ending balance 917 1,146 416
Other Commercial | Total commercial loans | Cumulative Effect, Period of Adoption, Adjustment      
Post adoption of ASC 326      
Beginning balance   941  
Ending balance     941
Consumer 1-4 Family Mortgage | Other consumer loans      
Post adoption of ASC 326      
Beginning balance 2,866 2,619 2,086
Provision for credit losses 125 (777) 341
Loans charged-off (42) (51) (141)
Recoveries 52 122 333
Net loans (charged-off) recovered 10 71 192
Ending balance 3,001 2,866 2,619
Consumer 1-4 Family Mortgage | Other consumer loans | Cumulative Effect, Period of Adoption, Adjustment      
Post adoption of ASC 326      
Beginning balance   953  
Ending balance     953
Other Consumer | Other consumer loans      
Post adoption of ASC 326      
Beginning balance 1,147 951 345
Provision for credit losses 155 (72) 959
Loans charged-off (473) (287) (516)
Recoveries 192 206 163
Net loans (charged-off) recovered (281) (81) (353)
Ending balance 1,021 1,147 951
Other Consumer | Other consumer loans | Cumulative Effect, Period of Adoption, Adjustment      
Post adoption of ASC 326      
Beginning balance   349  
Ending balance     349
Unallocated      
Post adoption of ASC 326      
Beginning balance 450 3,139 2,320
Provision for credit losses 104 192 819
Loans charged-off 0 0 0
Recoveries 0 0 0
Net loans (charged-off) recovered 0 0 0
Ending balance $ 554 450 3,139
Unallocated | Cumulative Effect, Period of Adoption, Adjustment      
Post adoption of ASC 326      
Beginning balance   $ (2,881)  
Ending balance     $ (2,881)