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COMMITMENTS, OFF-BALANCE SHEET RISKS AND CONTINGENCIES (Tables)
12 Months Ended
Dec. 31, 2021
Commitments and Contingencies Disclosure [Abstract]  
Schedule of Financial Instruments Commitments These financial instruments include commitments to make loans and open-ended revolving lines of credit. Amounts as of the years ended December 31, 2021 and 2020, were as follows:
20212020
(dollars in thousands)Fixed
Rate
Variable RateFixed
Rate
Variable Rate
Commercial loan lines of credit$79,792 $1,850,719 $52,568 $1,646,539 
Standby letters of credit0 55,336 53,796 
Real estate mortgage loans7,906 14,216 11,984 3,921 
Real estate construction mortgage loans2,402 3,213 767 3,051 
Home equity mortgage open-ended revolving lines0 306,124 267,530 
Consumer loan open-ended revolving lines0 23,287 19,918 
Total$90,100 $2,252,895 $65,319 $1,994,755 
Schedule Of Rate Of Interest Percentage Financial Instruments
The index on variable rate commercial loan commitments is principally the national prime rate. Interest rate ranges on commitments and open-ended revolving lines of credit for years ended December 31, 2021 and 2020, were as follows:
20212020
Fixed
Rate
Variable
Rate
Fixed
Rate
Variable
Rate
Commercial loan
1.99-14.50%
1.11-10.00%
1.00-14.50%
1.16-9.25%
Real estate mortgage loan
2.50-3.75%
3.00-8.25%
2.63-3.75%
3.00-5.75%
Consumer loan open-ended revolving line
15.00%
3.25-15.00%
15.00%
3.00-15.00%