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ALLOWANCE FOR CREDIT LOSSES AND CREDIT QUALITY - Allowance for loan losses by portfolio segment (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2021
Sep. 30, 2020
Sep. 30, 2021
Sep. 30, 2020
Post adoption of ASC 326        
Beginning balance $ 71,713   $ 61,408  
Provision for credit losses 1,300 [1]   1,077 [2]  
Loans charged-off (90)   (593)  
Recoveries 125   2,106  
Net loans (charged-off) recovered 35   1,513  
Ending balance [3] 73,048   73,048  
Prior to adoption of ASC 326        
Beginning balance   $ 59,019 61,408 [3] $ 50,652
Provision for credit losses   1,750 [1]   13,850 [2]
Loans charged-off   (305)   (4,565)
Recoveries   283   810
Net loans charged-off   (22)   (3,755)
Ending balance   60,747   60,747
Impact of ASC 326 Adoption | ASU 2016-13        
Post adoption of ASC 326        
Beginning balance     9,050  
Commercial and industrial loans        
Prior to adoption of ASC 326        
Beginning balance   26,744 28,333 25,789
Provision for credit losses   1,574   6,264
Loans charged-off   (6)   (4,037)
Recoveries   51   347
Net loans charged-off   45   (3,690)
Ending balance   28,363   28,363
Commercial and industrial loans | Commercial Portfolio Segment        
Post adoption of ASC 326        
Beginning balance 33,130   28,333  
Provision for credit losses 3,507   2,780  
Loans charged-off (5)   (254)  
Recoveries 44   1,505  
Net loans (charged-off) recovered 39   1,251  
Ending balance 36,676   36,676  
Commercial and industrial loans | Impact of ASC 326 Adoption | ASU 2016-13 | Commercial Portfolio Segment        
Post adoption of ASC 326        
Beginning balance     4,312  
Commercial real estate and multi-family residential loans        
Prior to adoption of ASC 326        
Beginning balance   21,063 22,907 15,796
Provision for credit losses   175   5,312
Loans charged-off   0   0
Recoveries   177   307
Net loans charged-off   177   307
Ending balance   21,415   21,415
Commercial real estate and multi-family residential loans | Commercial Portfolio Segment        
Post adoption of ASC 326        
Beginning balance 28,291   22,907  
Provision for credit losses (1,545)   (420)  
Loans charged-off 0   (71)  
Recoveries 0   14  
Net loans (charged-off) recovered 0   (57)  
Ending balance 26,746   26,746  
Commercial real estate and multi-family residential loans | Impact of ASC 326 Adoption | ASU 2016-13 | Commercial Portfolio Segment        
Post adoption of ASC 326        
Beginning balance     4,316  
Agri-business and agricultural loans        
Prior to adoption of ASC 326        
Beginning balance   3,408 3,043 3,869
Provision for credit losses   (314)   (780)
Loans charged-off   0   0
Recoveries   3   8
Net loans charged-off   3   8
Ending balance   3,097   3,097
Agri-business and agricultural loans | Commercial Portfolio Segment        
Post adoption of ASC 326        
Beginning balance 3,930   3,043  
Provision for credit losses (244)   (737)  
Loans charged-off 0   0  
Recoveries 0   320  
Net loans (charged-off) recovered 0   320  
Ending balance 3,686   3,686  
Agri-business and agricultural loans | Impact of ASC 326 Adoption | ASU 2016-13 | Commercial Portfolio Segment        
Post adoption of ASC 326        
Beginning balance     1,060  
Other Commercial        
Prior to adoption of ASC 326        
Beginning balance   542 416 447
Provision for credit losses   30   125
Loans charged-off   0   0
Recoveries   0   0
Net loans charged-off   0   0
Ending balance   572   572
Other Commercial | Commercial Portfolio Segment        
Post adoption of ASC 326        
Beginning balance 1,298   416  
Provision for credit losses 89   30  
Loans charged-off 0   0  
Recoveries 0   0  
Net loans (charged-off) recovered 0   0  
Ending balance 1,387   1,387  
Other Commercial | Impact of ASC 326 Adoption | ASU 2016-13 | Commercial Portfolio Segment        
Post adoption of ASC 326        
Beginning balance     941  
Consumer 1-4 family loans        
Prior to adoption of ASC 326        
Beginning balance   3,434 2,619 2,086
Provision for credit losses   (50)   1,298
Loans charged-off   (70)   (83)
Recoveries   4   17
Net loans charged-off   (66)   (66)
Ending balance   3,318   3,318
Consumer 1-4 family loans | Consumer Portfolio Segment        
Post adoption of ASC 326        
Beginning balance 3,165   2,619  
Provision for credit losses (265)   (719)  
Loans charged-off (13)   (51)  
Recoveries 14   99  
Net loans (charged-off) recovered 1   48  
Ending balance 2,901   2,901  
Consumer 1-4 family loans | Impact of ASC 326 Adoption | ASU 2016-13 | Consumer Portfolio Segment        
Post adoption of ASC 326        
Beginning balance     953  
Other Consumer        
Prior to adoption of ASC 326        
Beginning balance   774 951 345
Provision for credit losses   237   799
Loans charged-off   (229)   (445)
Recoveries   48   131
Net loans charged-off   (181)   (314)
Ending balance   830   830
Other Consumer | Consumer Portfolio Segment        
Post adoption of ASC 326        
Beginning balance 1,393   951  
Provision for credit losses (116)   21  
Loans charged-off (72)   (217)  
Recoveries 67   168  
Net loans (charged-off) recovered (5)   (49)  
Ending balance 1,272   1,272  
Other Consumer | Impact of ASC 326 Adoption | ASU 2016-13 | Consumer Portfolio Segment        
Post adoption of ASC 326        
Beginning balance     349  
Unallocated        
Post adoption of ASC 326        
Beginning balance 506   3,139  
Provision for credit losses (126)   122  
Loans charged-off 0   0  
Recoveries 0   0  
Net loans (charged-off) recovered 0   0  
Ending balance $ 380   380  
Prior to adoption of ASC 326        
Beginning balance   3,054 3,139 2,320
Provision for credit losses   98   832
Loans charged-off   0   0
Recoveries   0   0
Net loans charged-off   0   0
Ending balance   $ 3,152   $ 3,152
Unallocated | Impact of ASC 326 Adoption | ASU 2016-13        
Post adoption of ASC 326        
Beginning balance     $ (2,881)  
[1]  Beginning January 1, 2021 calculation is based on the current expected credit loss methodology. Prior to January 1, 2021 calculation was based on the incurred loss methodology.
[2] Beginning January 1, 2021 calculation is based on the current expected credit loss methodology. Prior to January 1, 2021 calculation was based on the incurred loss methodology.
[3] Beginning January 1, 2021 calculation is based on the current expected credit loss methodology. Prior to January 1, 2021 calculation was based on the incurred loss methodology.