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ALLOWANCE FOR CREDIT LOSSES AND CREDIT QUALITY - Allowance for loan losses by portfolio segment (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2021
Jun. 30, 2020
Jun. 30, 2021
Jun. 30, 2020
Post adoption of ASC 326        
Beginning balance $ 71,844   $ 61,408  
Provision for credit losses [1] (1,700)   (223)  
Loans charged-off (267)   (503)  
Recoveries 1,836   1,981  
Net loans charged-off 1,569   1,478  
Ending balance [2] 71,713   71,713  
Prior to adoption of ASC 326        
Beginning balance   $ 53,609 61,408 [2] $ 50,652
Provision for credit losses   5,500 [1]   12,100 [3]
Loans charged-off   (411)   (4,260)
Recoveries   321   527
Net loans charged-off   (90)   (3,733)
Ending balance   59,019   59,019
Impact of ASC 326 Adoption | ASU 2016-13        
Post adoption of ASC 326        
Beginning balance     9,050  
Commercial and industrial loans        
Prior to adoption of ASC 326        
Beginning balance   24,739 28,333 25,789
Provision for credit losses   2,062   4,690
Loans charged-off   (296)   (4,031)
Recoveries   239   296
Net loans charged-off   (57)   (3,735)
Ending balance   26,744   26,744
Commercial and industrial loans | Commercial Portfolio Segment        
Post adoption of ASC 326        
Beginning balance 32,052   28,333  
Provision for credit losses (187)   (727)  
Loans charged-off (162)   (249)  
Recoveries 1,427   1,461  
Net loans charged-off 1,265   1,212  
Ending balance 33,130   33,130  
Commercial and industrial loans | Impact of ASC 326 Adoption | ASU 2016-13 | Commercial Portfolio Segment        
Post adoption of ASC 326        
Beginning balance     4,312  
Commercial real estate and multi-family residential loans        
Prior to adoption of ASC 326        
Beginning balance   18,658 22,907 15,796
Provision for credit losses   2,387   5,137
Loans charged-off   0   0
Recoveries   18   130
Net loans charged-off   18   130
Ending balance   21,063   21,063
Commercial real estate and multi-family residential loans | Commercial Portfolio Segment        
Post adoption of ASC 326        
Beginning balance 29,445   22,907  
Provision for credit losses (1,160)   1,125  
Loans charged-off 0   (71)  
Recoveries 6   14  
Net loans charged-off 6   (57)  
Ending balance 28,291   28,291  
Commercial real estate and multi-family residential loans | Impact of ASC 326 Adoption | ASU 2016-13 | Commercial Portfolio Segment        
Post adoption of ASC 326        
Beginning balance     4,316  
Agri-business and agricultural loans        
Prior to adoption of ASC 326        
Beginning balance   3,704 3,043 3,869
Provision for credit losses   (299)   (466)
Loans charged-off   0   0
Recoveries   3   5
Net loans charged-off   3   5
Ending balance   3,408   3,408
Agri-business and agricultural loans | Commercial Portfolio Segment        
Post adoption of ASC 326        
Beginning balance 3,901   3,043  
Provision for credit losses (291)   (493)  
Loans charged-off 0   0  
Recoveries 320   320  
Net loans charged-off 320   320  
Ending balance 3,930   3,930  
Agri-business and agricultural loans | Impact of ASC 326 Adoption | ASU 2016-13 | Commercial Portfolio Segment        
Post adoption of ASC 326        
Beginning balance     1,060  
Other Commercial        
Prior to adoption of ASC 326        
Beginning balance   521 416 447
Provision for credit losses   21   95
Loans charged-off   0   0
Recoveries   0   0
Net loans charged-off   0   0
Ending balance   542   542
Other Commercial | Commercial Portfolio Segment        
Post adoption of ASC 326        
Beginning balance 1,172   416  
Provision for credit losses 126   (59)  
Loans charged-off 0   0  
Recoveries 0   0  
Net loans charged-off 0   0  
Ending balance 1,298   1,298  
Other Commercial | Impact of ASC 326 Adoption | ASU 2016-13 | Commercial Portfolio Segment        
Post adoption of ASC 326        
Beginning balance     941  
Consumer 1-4 family loans        
Prior to adoption of ASC 326        
Beginning balance   2,475 2,619 2,086
Provision for credit losses   953   1,348
Loans charged-off   0   (13)
Recoveries   6   13
Net loans charged-off   6   0
Ending balance   3,434   3,434
Consumer 1-4 family loans | Consumer Portfolio Segment        
Post adoption of ASC 326        
Beginning balance 3,384   2,619  
Provision for credit losses (221)   (454)  
Loans charged-off (32)   (38)  
Recoveries 34   85  
Net loans charged-off 2   47  
Ending balance 3,165   3,165  
Consumer 1-4 family loans | Impact of ASC 326 Adoption | ASU 2016-13 | Consumer Portfolio Segment        
Post adoption of ASC 326        
Beginning balance     953  
Other Consumer        
Prior to adoption of ASC 326        
Beginning balance   447 951 345
Provision for credit losses   387   562
Loans charged-off   (115)   (216)
Recoveries   55   83
Net loans charged-off   (60)   (133)
Ending balance   774   774
Other Consumer | Consumer Portfolio Segment        
Post adoption of ASC 326        
Beginning balance 1,293   951  
Provision for credit losses 124   137  
Loans charged-off (73)   (145)  
Recoveries 49   101  
Net loans charged-off (24)   (44)  
Ending balance 1,393   1,393  
Other Consumer | Impact of ASC 326 Adoption | ASU 2016-13 | Consumer Portfolio Segment        
Post adoption of ASC 326        
Beginning balance     349  
Unallocated        
Post adoption of ASC 326        
Beginning balance 597   3,139  
Provision for credit losses (91)   248  
Loans charged-off 0   0  
Recoveries 0   0  
Net loans charged-off 0   0  
Ending balance $ 506   506  
Prior to adoption of ASC 326        
Beginning balance   3,065 3,139 2,320
Provision for credit losses   (11)   734
Loans charged-off   0   0
Recoveries   0   0
Net loans charged-off   0   0
Ending balance   $ 3,054   $ 3,054
Unallocated | Impact of ASC 326 Adoption | ASU 2016-13        
Post adoption of ASC 326        
Beginning balance     $ (2,881)  
[1]  Beginning January 1, 2021 calculation is based on the current expected credit loss methodology. Prior to January 1, 2021 calculation was based on the incurred loss methodology.
[2] Beginning January 1, 2021 calculation is based on the current expected credit loss methodology. Prior to January 1, 2021 calculation was based on the incurred loss methodology.
[3] Beginning January 1, 2021 calculation is based on the current expected credit loss methodology. Prior to January 1, 2021 calculation was based on the incurred loss methodology.