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COMMITMENTS, OFF-BALANCE SHEET RISKS AND CONTINGENCIES (Tables)
12 Months Ended
Dec. 31, 2017
Commitments and Contingencies Disclosure [Abstract]  
Schedule of Financial Instruments Commitments
These financial instruments include commitments to make loans and open-ended revolving lines of credit. Amounts as of the years ended December 31, 2017 and 2016, were as follows:


 
 
2017
 
 
2016
 
Fixed
 
Variable
 
Fixed
 
Variable
(dollars in thousands)
Rate
 
Rate
 
Rate
 
Rate
Commercial loan lines of credit
 $53,998
 
 $1,155,096
 
 $46,940
 
 $1,164,660
Commercial letters of credit
 0
 
 50
 
 0
 
 93
Standby letters of credit
 0
 
 71,046
 
 0
 
 54,749
Real estate mortgage loans
 4,973
 
 5,722
 
 6,116
 
 3,103
Real estate construction mortgage loans
 2,365
 
 6,042
 
 0
 
 6,063
Home equity mortgage open-ended revolving lines
 0
 
 212,776
 
 0
 
 183,472
Consumer loan open-ended revolving lines
 249
 
 11,892
 
 240
 
 9,200
  Total  . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
 $61,585
 
 $1,462,624
 
 $53,296
 
 $1,421,340
Schedule Of Rate Of Interest Percentage Financial Instruments
Interest rate ranges on commitments and open-ended revolving lines of credit for years ended December 31, 2017 and 2016, were as follows:


 
 
2017
 
 
2016
 
 
Fixed
 
Variable
 
Fixed
 
Variable
 
 
Rate
 
Rate
 
Rate
 
Rate
 
Commercial loan
2.00-14.50
%
2.48-9.50
%
2.71-12.50
%
1.96-8.75
%
Real estate mortgage loan
3.25-4.50
%
3.50-5.75
%
3.13-4.50
%
3.25-5.75
%
Consumer loan open-ended revolving line
15.00
%
4.00-15.00
%
15.00
%
3.00-15.00
%