XML 58 R44.htm IDEA: XBRL DOCUMENT v3.8.0.1
CAPITAL REQUIREMENTS AND RESTRICTIONS ON RETAINED EARNINGS (Tables)
12 Months Ended
Dec. 31, 2017
Capital Requirements and Restrictions On Retained Earnings [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations
There have been no conditions or events since that notification that management believes have changed the Company and the Bank's category.


 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minimum Required to
 
 
 
 
 
 Minimum Required
 
For Capital Adequacy
 
 Be Well Capitalized
 
 
 
 
 
 For Capital
 
Purposes Plus Capital
 
 Under Prompt Corrective
 
 Actual
 
 Adequacy Purposes
 
Conservation Buffer
 
 Action Regulations
(dollars in thousands)
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
As of December 31, 2017:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Total Capital (to Risk
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Weighted Assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  Consolidated
 $541,475
 
13.26%
 
 $326,782
 
8.00%
 
 $377,842
 
9.250%
 
 $408,478
 
10.00%
  Bank
 $525,482
 
12.89%
 
 $326,140
 
8.00%
 
 $377,099
 
9.250%
 
 $407,675
 
10.00%
Tier I Capital (to Risk
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Weighted Assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  Consolidated
 $494,265
 
12.10%
 
 $245,087
 
6.00%
 
 $296,147
 
7.250%
 
 $326,782
 
8.00%
  Bank
 $478,272
 
11.73%
 
 $244,605
 
6.00%
 
 $295,564
 
7.250%
 
 $326,140
 
8.00%
Common Equity Tier 1 (CET1)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  Consolidated
 $464,265
 
11.37%
 
 $183,815
 
4.50%
 
 $234,875
 
5.750%
 
 $265,511
 
6.50%
  Bank
 $478,272
 
11.73%
 
 $183,454
 
4.50%
 
 $234,413
 
5.750%
 
 $264,988
 
6.50%
Tier I Capital (to Average Assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  Consolidated
 $494,265
 
10.76%
 
 $183,793
 
4.00%
 
 $183,793
 
4.00%
 
 $229,741
 
5.00%
  Bank
 $478,272
 
10.44%
 
 $183,187
 
4.00%
 
 $183,187
 
4.00%
 
 $228,984
 
5.00%
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
As of December 31, 2016:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Total Capital (to Risk
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Weighted Assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  Consolidated
 $498,189
 
13.23%
 
 $301,243
 
8.00%
 
 $324,777
 
8.625%
 
 $376,554
 
10.00%
  Bank
 $482,600
 
12.84%
 
 $300,784
 
8.00%
 
 $324,283
 
8.625%
 
 $375,980
 
10.00%
Tier I Capital (to Risk
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Weighted Assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  Consolidated
 $454,382
 
12.07%
 
 $225,932
 
6.00%
 
 $249,467
 
6.625%
 
 $301,243
 
8.00%
  Bank
 $438,793
 
11.67%
 
 $225,588
 
6.00%
 
 $249,087
 
6.625%
 
 $300,784
 
8.00%
Common Equity Tier 1 (CET1)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  Consolidated
 $424,382
 
11.27%
 
 $169,449
 
4.50%
 
 $192,984
 
5.125%
 
 $244,760
 
6.50%
  Bank
 $438,793
 
11.67%
 
 $169,191
 
4.50%
 
 $192,690
 
5.125%
 
 $244,387
 
6.50%
Tier I Capital (to Average Assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  Consolidated
 $454,382
 
10.86%
 
 $167,310
 
4.00%
 
 $167,310
 
4.00%
 
 $209,138
 
5.00%
  Bank
 $438,793
 
10.54%
 
 $166,522
 
4.00%
 
 $166,522
 
4.00%
 
 $208,153
 
5.00%