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LOANS (Tables)
6 Months Ended
Jun. 30, 2014
Loans [Abstract]  
Schedule of loans
 
 
June 30,
 
December 31,
 
(dollars in thousands)
 
2014
 
2013
 
Commercial and industrial loans:
 
 
 
 
 
 
 
 
 
 
 
 
 
Working capital lines of credit loans
 
$
509,725
 
 
19.1
%
$
457,690
 
 
18.0
%
Non-working capital loans
 
 
526,221
 
 
19.7
 
 
443,877
 
 
17.5
 
Total commercial and industrial loans
 
 
1,035,946
 
 
38.7
 
 
901,567
 
 
35.6
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial real estate and multi-family residential loans:
 
 
 
 
 
 
 
 
 
 
 
 
 
Construction and land development loans
 
 
166,671
 
 
6.2
 
 
157,630
 
 
6.2
 
Owner occupied loans
 
 
385,706
 
 
14.4
 
 
370,386
 
 
14.6
 
Nonowner occupied loans
 
 
406,691
 
 
15.2
 
 
394,748
 
 
15.6
 
Multifamily loans
 
 
58,955
 
 
2.2
 
 
63,443
 
 
2.5
 
Total commercial real estate and multi-family residential loans
 
 
1,018,023
 
 
38.1
 
 
986,207
 
 
38.9
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Agri-business and agricultural loans:
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans secured by farmland
 
 
122,515
 
 
4.6
 
 
133,458
 
 
5.3
 
Loans for agricultural production
 
 
90,164
 
 
3.4
 
 
120,571
 
 
4.8
 
Total agri-business and agricultural loans
 
 
212,679
 
 
8.0
 
 
254,029
 
 
10.0
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Other commercial loans
 
 
72,097
 
 
2.7
 
 
70,770
 
 
2.8
 
Total commercial loans
 
 
2,338,745
 
 
87.5
 
 
2,212,573
 
 
87.3
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consumer 1-4 family mortgage loans:
 
 
 
 
 
 
 
 
 
 
 
 
 
Closed end first mortgage loans
 
 
138,773
 
 
5.2
 
 
125,444
 
 
4.9
 
Open end and junior lien loans
 
 
145,330
 
 
5.4
 
 
146,946
 
 
5.8
 
Residential construction and land development loans
 
 
7,114
 
 
0.3
 
 
4,640
 
 
0.2
 
Total consumer 1-4 family mortgage loans
 
 
291,217
 
 
10.9
 
 
277,030
 
 
10.9
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Other consumer loans
 
 
43,907
 
 
1.6
 
 
46,125
 
 
1.8
 
Total consumer loans
 
 
335,124
 
 
12.5
 
 
323,155
 
 
12.7
 
Subtotal
 
 
2,673,869
 
 
100.0
%
 
2,535,728
 
 
100.0
%
Less: Allowance for loan losses
 
 
(45,605)
 
 
 
 
 
(48,797)
 
 
 
 
Net deferred loan fees
 
 
(542)
 
 
 
 
 
(630)
 
 
 
 
Loans, net
 
$
2,627,722
 
 
 
 
$
2,486,301