LOANS

12 Months Ended

Dec. 31, 2013

Loans [Abstract]

LOANS

NOTE 3 – LOANS

Total loans outstanding as of the years ended December 31, 2013 and 2012 consisted of the following:

(dollars in thousands)	2013			2012
Commercial and industrial loans:
Working capital lines of credit loans	$	457,690		$	439,638
Non-working capital loans		443,877			407,184
Total commercial and industrial loans		901,567			846,822
Commercial real estate and multi-family residential loans:
Construction and land development loans		157,630			82,494
Owner occupied loans		370,386			358,617
Nonowner occupied loans		394,748			314,889
Multifamily loans		63,443			45,011
Total commercial real estate and multi-family residential loans		986,207			801,011
Agri-business and agricultural loans:
Loans secured by farmland		133,458			109,147
Loans for agricultural production		120,571			115,572
Total agri-business and agricultural loans		254,029			224,719
Other commercial loans		70,770			56,807
Total commercial loans		2,212,573			1,929,359
Consumer 1-4 family mortgage loans:
Closed end first mortgage loans		125,444			109,823
Open end and junior lien loans		146,946			161,366
Residential construction and land development loans		4,640			11,541
Total consumer 1-4 family mortgage loans		277,030			282,730
Other consumer loans		46,125			45,755
Total consumer loans		323,155			328,485
Subtotal		2,535,728			2,257,844
Less:  Allowance for loan losses		(48,797	)		(51,445	)
Net deferred loan fees		(630	)		(324	)
Loans, net	$	2,486,301		$	2,206,075