XML 35 R11.htm IDEA: XBRL DOCUMENT v2.4.0.8
LOANS
9 Months Ended
Sep. 30, 2013
Loans [Abstract]  
LOANS
NOTE 3.  LOANS
 
 
 
September 30,
 
 
December 31,
 
 
 
2013
 
 
2012
 
Commercial and industrial loans:
 
 
 
 
 
 
 
 
 
 
 
 
Working capital lines of credit loans
 
$
462,098
 
19.3
%
 
$
439,638
 
19.5
%
Non-working capital loans
 
 
435,968
 
18.2
 
 
 
407,184
 
18.0
 
Total commercial and industrial loans
 
 
898,066
 
37.5
 
 
 
846,822
 
37.5
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial real estate and multi-family residential loans:
 
 
 
 
 
 
 
 
 
 
 
 
Construction and land development loans
 
 
117,733
 
4.9
 
 
 
82,494
 
3.7
 
Owner occupied loans
 
 
371,500
 
15.5
 
 
 
358,617
 
15.9
 
Nonowner occupied loans
 
 
392,538
 
16.4
 
 
 
314,889
 
13.9
 
Multifamily loans
 
 
37,279
 
1.6
 
 
 
45,011
 
2.0
 
Total commercial real estate and multi-family residential loans
 
 
919,050
 
38.4
 
 
 
801,011
 
35.5
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Agri-business and agricultural loans:
 
 
 
 
 
 
 
 
 
 
 
 
Loans secured by farmland
 
 
104,807
 
4.4
 
 
 
109,147
 
4.8
 
Loans for agricultural production
 
 
95,330
 
4.0
 
 
 
115,572
 
5.1
 
Total agri-business and agricultural loans
 
 
200,137
 
8.4
 
 
 
224,719
 
10.0
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Other commercial loans
 
 
55,797
 
2.3
 
 
 
56,807
 
2.5
 
Total commercial loans
 
 
2,073,050
 
86.6
 
 
 
1,929,359
 
85.5
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consumer 1-4 family mortgage loans:
 
 
 
 
 
 
 
 
 
 
 
 
Closed end first mortgage loans
 
 
119,788
 
5.0
 
 
 
109,823
 
4.9
 
Open end and junior lien loans
 
 
151,726
 
6.3
 
 
 
161,366
 
7.1
 
Residential construction and land development loans
 
 
4,705
 
0.2
 
 
 
11,541
 
0.5
 
Total consumer 1-4 family mortgage loans
 
 
276,219
 
11.5
 
 
 
282,730
 
12.5
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Other consumer loans
 
 
44,091
 
1.8
 
 
 
45,755
 
2.0
 
Total consumer loans
 
 
320,310
 
13.4
 
 
 
328,485
 
14.5
 
Subtotal
 
 
2,393,360
 
100.0
%
 
 
2,257,844
 
100.0
%
Less: Allowance for loan losses
 
 
(49,804)
 
 
 
 
 
(51,445)
 
 
 
Net deferred loan fees
 
 
(645)
 
 
 
 
 
(324)
 
 
 
Loans, net
 
$
2,342,911
 
 
 
 
$
2,206,075