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LOANS
3 Months Ended
Mar. 31, 2013
Loans [Abstract]  
LOANS

NOTE 3. LOANS

 

    March 31,     December 31,  
    2013     2012  
Commercial and industrial loans:                                
Working capital lines of credit loans   $ 437,295       19.3 %   $ 439,638       19.5 %
Non-working capital loans     404,934       17.9       407,184       18.0  
Total commercial and industrial loans     842,229       37.2       846,822       37.5  
                                 
Commercial real estate and multi-family residential loans:                                
Construction and land development loans     97,263       4.3       82,494       3.7  
Owner occupied loans     365,619       16.2       358,617       15.9  
Nonowner occupied loans     339,030       15.0       314,889       13.9  
Multifamily loans     46,270       2.0       45,011       2.0  
Total commercial real estate and multi-family residential loans     848,182       37.5       801,011       35.5  
                                 
Agri-business and agricultural loans:                                
Loans secured by farmland     99,537       4.4       109,147       4.8  
Loans for agricultural production     105,312       4.7       115,572       5.1  
Total agri-business and agricultural loans     204,849       9.1       224,719       10.0  
                                 
Other commercial loans     48,867       2.2       56,807       2.5  
Total commercial loans     1,944,127       85.9       1,929,359       85.5  
                                 
Consumer 1-4 family mortgage loans:                                
Closed end first mortgage loans     116,164       5.1       109,823       4.9  
Open end and junior lien loans     154,773       6.8       161,366       7.1  
Residential construction and land development loans     6,110       0.3       11,541       0.5  
Total consumer 1-4 family mortgage loans     277,047       12.2       282,730       12.5  
                                 
Other consumer loans     41,891       1.9       45,755       2.0  
Total consumer loans     318,938       14.1       328,485       14.5  
Subtotal     2,263,065       100.0 %     2,257,844       100.0 %
Less: Allowance for loan losses     (50,818 )             (51,445 )        
Net deferred loan fees     (605 )             (324 )        
Loans, net   $ 2,211,642             $ 2,206,075