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CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
Cash flows from operating activities:      
Net income $ 35,394 $ 30,662 $ 24,543
Adjustments to reconcile net income to net cash from operating activities:      
Depreciation 2,790 2,279 2,194
Provision for loan losses 2,549 13,800 23,947
(Gain) Loss on sale and write down of other real estate owned (99) 387 129
Amortization of intangible assets 52 54 54
Amortization of loan servicing rights 728 594 620
Net change in loan servicing rights valuation allowance (66) 86 (24)
Loans originated for sale (119,647) (78,425) (91,638)
Net gain on sales of loans (2,805) (1,712) (2,023)
Proceeds from sale of loans 115,163 82,161 88,818
Net loss on sale of premises and equipment 3 17 4
Net (gain) loss on securities available for sale 376 167 (4)
Impairment on available for sale securities 1,026 286 1,587
Net securities amortization 8,209 3,601 1,741
Stock compensation expense 1,344 1,342 739
Earnings on life insurance (955) (970) (1,085)
Tax benefit of stock option exercises (112) (138) (371)
Net change:      
Accrued income receivable 1,121 (538) (474)
Accrued expenses payable 1,969 1,558 (1,891)
Other assets 3,936 (3,930) (2,811)
Other liabilities (384) 121 1,644
Total adjustments 15,198 20,740 21,156
Net cash from operating activities 50,592 51,402 45,699
Cash flows from investing activities:      
Proceeds from sale of securities available for sale 27,855 73,318 0
Proceeds from maturities, calls and principal paydowns of securities available for sale 125,107 84,051 90,458
Purchases of securities available for sale (161,621) (179,296) (114,063)
Purchase of life insurance (20,227) (134) (1,102)
Net increase in total loans (28,728) (150,115) (94,702)
Proceeds from sales of land, premises and equipment 2 33 0
Purchases of land, premises and equipment (2,899) (6,660) (3,027)
Proceeds from sales of other real estate owned 1,791 2,070 2,789
Net cash from investing activities (58,720) (176,733) (119,647)
Cash flows from financing activities:      
Net increase in total deposits 169,060 211,671 349,900
Net decrease in short-term borrowings (20,107) (32,062) (179,999)
Payments on long-term borrowings (2) (1) (25,001)
Common dividends paid (13,630) (10,045) (9,989)
Preferred dividends paid (13) (13) (1,601)
Redemption of preferred stock 0 0 (56,044)
Proceeds from stock option exercise 894 468 1,052
Purchase of treasury stock (421) (244) (212)
Net cash from financing activities 135,781 169,774 78,106
Net change in cash and cash equivalents 127,653 44,443 4,158
Cash and cash equivalents at beginning of the year 104,584 60,141 55,983
Cash and cash equivalents at end of the year 232,237 104,584 60,141
Cash paid during the year for:      
Interest 27,514 29,215 32,494
Income taxes 12,728 21,529 18,587
Supplemental non-cash disclosures:      
Loans transferred to other real estate $ 413 $ 958 $ 5,740