COMMITMENTS OFF BALANCE SHEET RISKS AND CONTINGENCIES (Tables)

12 Months Ended

Dec. 31, 2012

Commitments and Contingencies Disclosure [Abstract]

Schedule of Financial Instruments Commitments

Amounts as of years ended December 31, 2012 and 2011, were as follows:

	2012				2011
	Fixed		Variable		Fixed		Variable
	Rate		Rate		Rate		Rate
	(in thousands)
Commercial loan lines of credit	$	55,422	$	719,393	$	44,800	$	651,767
Commercial letters of credit		0		5,331		0		984
Standby letters of credit		0		32,409		0		39,614
Real estate mortgage loans		17,740		1,189		10,744		3,145
Real estate construction mortgage loans		391		2,715		1,040		2,809
Home equity mortgage open-ended revolving lines		0		136,234		0		126,982
Consumer loan open-ended revolving lines		0		4,607		31		5,086
Total	$	73,553	$	901,878	$	56,615	$	830,387

Schedule Of Rate Of Interest Percentage Financial Instruments [Table Text Block]

The index on variable rate commercial loan commitments is principally the Company’s base rate, which is the national prime rate. Interest rate ranges on commitments and open-ended revolving lines of credit for years ended December 31, 2012 and 2011, were as follows:

	2012						2011
	Fixed			Variable			Fixed			Variable
	Rate			Rate			Rate			Rate
Commercial loan		1.00-10.00	%		1.11-7.00	%		1.00-10.00	%		2.00-7.50	%
Real estate mortgage loan		2.625-3.88	%		2.875-5.75	%		3.00-5.50	%		2.88-5.00	%
Consumer loan open-ended revolving line		N/A			2.09-15.00	%		N/A			2.09-15.00	%