LOANS (Tables)

12 Months Ended

Dec. 31, 2012

Loans [Abstract]

Schedule of loans

Total loans outstanding as of year-end consisted of the following:

	2012			2011
	(in thousands)
Commercial and industrial loans:
Working capital lines of credit loans	$	439,638		$	373,768
Non-working capital loans		407,184			377,388
Total commercial and industrial loans		846,822			751,156
Commercial real estate and multi-family residential loans:
Construction and land development loans		82,494			82,284
Owner occupied loans		358,617			346,669
Nonowner occupied loans		314,889			385,090
Multifamily loans		45,011			38,477
Total commercial real estate and multi-family residential loans		801,011			852,520
Agri-business and agricultural loans:
Loans secured by farmland		109,147			118,224
Loans for agricultural production		115,572			119,705
Total agri-business and agricultural loans		224,719			237,929
Other commercial loans		56,807			58,278
Total commercial loans		1,929,359			1,899,883
Consumer 1-4 family mortgage loans:
Closed end first mortgage loans		109,823			106,999
Open end and junior lien loans		161,366			175,694
Residential construction and land development loans		11,541			5,462
Total consumer 1-4 family mortgage loans		282,730			288,155
Other consumer loans		45,755			45,999
Total consumer loans		328,485			334,154
Subtotal		2,257,844			2,234,037
Less:  Allowance for loan losses		(51,445	)		(53,400	)
Net deferred loan fees		(324	)		(328	)
Loans, net	$	2,206,075		$	2,180,309