XML 17 R30.htm IDEA: XBRL DOCUMENT v2.4.0.6
ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY, Troubled Debt Restructurings (Details) (USD $)
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2012
Mar. 31, 2012
Jun. 30, 2012
Dec. 31, 2011
Troubled Debt Restructuring [Abstract]        
Loans modified in troubled debt restructured loans $ 15,100,000   $ 15,100,000 $ 15,700,000
Accruing troubled debt restructured loans 22,767,000   22,767,000 22,177,000
Nonaccrual troubled debt restructured loans 32,129,000   32,129,000 34,273,000
Total trouble debt restructured loans 54,896,000   54,896,000 56,450,000
Aggregate recorded investment with renewal terms 1,100,000 1,600,000    
Troubled Debt Restructurings [Abstract]        
Number of Loans 4   9 33
Pre-Modification Outstanding Recorded Investment       38,866,000
Total pre-modification outstanding recorded investment 2,215,000   3,853,000  
Post-Modification Outstanding Recorded Investment       38,850,000
Total post-modification outstanding recorded investment 2,333,000   3,971,000  
Loans receivable charged-off       667,000
Troubled Debt Restructurings that Subsequently Defaulted [Abstract]        
Number of Loans 1   1  
Recorded Investment 65,000   65,000  
Number of days a loan is considered to be in payment default (in days)     30 days  
Addition (deduction) to troubled debt restructured loans due to clarifications in accounting guidance       15,600,000
Interest Rate Reductions [Member]
       
Troubled Debt Restructurings [Abstract]        
Number of Loans 2   2 5
Pre-Modification Outstanding Recorded Investment 516,000   516,000 402,000
Post-Modification Outstanding Recorded Investment 132,000   132,000 324,000
Principal and Interest Forgiveness [Member]
       
Troubled Debt Restructurings [Abstract]        
Number of Loans 0   0 2
Principal and Interest Forgiveness [Member] | Interest [Member]
       
Troubled Debt Restructurings [Abstract]        
Pre-Modification Outstanding Recorded Investment 0   0 707,000
Post-Modification Outstanding Recorded Investment 0   0 486,000
Principal and Interest Forgiveness [Member] | Principal [Member]
       
Troubled Debt Restructurings [Abstract]        
Pre-Modification Outstanding Recorded Investment 0   0 2,675,000
Post-Modification Outstanding Recorded Investment 0   0 2,575,000
Modified Repayment Terms [Member]
       
Troubled Debt Restructurings [Abstract]        
Number of Loans 1   1 22
Extension period for modified repayment terms 14 months   14 months  
Modified Repayment Terms [Member] | Minimum [Member]
       
Troubled Debt Restructurings [Abstract]        
Extension period for modified repayment terms       6 months
Modified Repayment Terms [Member] | Maximum [Member]
       
Troubled Debt Restructurings [Abstract]        
Extension period for modified repayment terms       70 months
Nonperforming Financing Receivable [Member]
       
Troubled Debt Restructurings that Subsequently Defaulted [Abstract]        
Addition (deduction) to troubled debt restructured loans due to clarifications in accounting guidance       15,300,000
Commercial Real Estate and Multi-family Residential Loans [Member]
       
Troubled Debt Restructurings [Abstract]        
Increase in allowance for loan losses 290,000   790,000 3,200
Commercial and Industrial Loans [Member]
       
Troubled Debt Restructurings [Abstract]        
Increase in allowance for loan losses 690,000   690,000 (112,000)
Agri-business and Agricultural Loans [Member]
       
Troubled Debt Restructurings [Abstract]        
Increase in allowance for loan losses       (11,000)
Consumer 1-4 Family Mortgage Loans [Member]
       
Troubled Debt Restructurings [Abstract]        
Increase in allowance for loan losses 6,000   6,000 76,000
Construction and Land Development Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member]
       
Troubled Debt Restructurings [Abstract]        
Number of Loans     5  
Pre-Modification Outstanding Recorded Investment 1,638,000   1,638,000  
Post-Modification Outstanding Recorded Investment 1,638,000   1,638,000  
Construction and Land Development Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Interest Rate Reductions [Member]
       
Troubled Debt Restructurings [Abstract]        
Number of Loans 0   0  
Pre-Modification Outstanding Recorded Investment 0   0  
Post-Modification Outstanding Recorded Investment 0   0  
Construction and Land Development Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Principal and Interest Forgiveness [Member]
       
Troubled Debt Restructurings [Abstract]        
Number of Loans 0   0  
Construction and Land Development Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Principal and Interest Forgiveness [Member] | Interest [Member]
       
Troubled Debt Restructurings [Abstract]        
Pre-Modification Outstanding Recorded Investment 0   0  
Post-Modification Outstanding Recorded Investment 0   0  
Construction and Land Development Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Principal and Interest Forgiveness [Member] | Principal [Member]
       
Troubled Debt Restructurings [Abstract]        
Pre-Modification Outstanding Recorded Investment 0   0  
Post-Modification Outstanding Recorded Investment 0   0  
Construction and Land Development Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Modified Repayment Terms [Member]
       
Troubled Debt Restructurings [Abstract]        
Number of Loans 0   0  
Extension period for modified repayment terms 0 months   0 months  
Closed End First Mortgage Loans [Member] | Consumer 1-4 Family Mortgage Loans [Member]
       
Troubled Debt Restructurings [Abstract]        
Number of Loans 1   1 6
Pre-Modification Outstanding Recorded Investment 39,000   39,000 942,000
Post-Modification Outstanding Recorded Investment 39,000   39,000 849,000
Closed End First Mortgage Loans [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Interest Rate Reductions [Member]
       
Troubled Debt Restructurings [Abstract]        
Number of Loans 1   1 5
Pre-Modification Outstanding Recorded Investment 76,000   76,000 402,000
Post-Modification Outstanding Recorded Investment 15,000   15,000 324,000
Closed End First Mortgage Loans [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Principal and Interest Forgiveness [Member]
       
Troubled Debt Restructurings [Abstract]        
Number of Loans 0   0 1
Closed End First Mortgage Loans [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Principal and Interest Forgiveness [Member] | Interest [Member]
       
Troubled Debt Restructurings [Abstract]        
Pre-Modification Outstanding Recorded Investment 0   0 66,000
Post-Modification Outstanding Recorded Investment 0   0 57,000
Closed End First Mortgage Loans [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Principal and Interest Forgiveness [Member] | Principal [Member]
       
Troubled Debt Restructurings [Abstract]        
Pre-Modification Outstanding Recorded Investment 0   0 550,000
Post-Modification Outstanding Recorded Investment 0   0 450,000
Closed End First Mortgage Loans [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Modified Repayment Terms [Member]
       
Troubled Debt Restructurings [Abstract]        
Number of Loans 0   0 0
Extension period for modified repayment terms 0 months   0 months 0 months
Nonowner Occupied Loans [Member]
       
Troubled Debt Restructurings that Subsequently Defaulted [Abstract]        
Number of loans with inadequate compensation for terms of restructure     1  
Loans with inadequate compensation for terms of restructure 642,000   642,000  
Nonowner Occupied Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member]
       
Troubled Debt Restructurings [Abstract]        
Number of Loans 1   1 8
Pre-Modification Outstanding Recorded Investment 385,000   385,000 23,767,000
Post-Modification Outstanding Recorded Investment 385,000   385,000 23,767,000
Nonowner Occupied Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Interest Rate Reductions [Member]
       
Troubled Debt Restructurings [Abstract]        
Number of Loans 0   0 0
Pre-Modification Outstanding Recorded Investment 0   0 0
Post-Modification Outstanding Recorded Investment 0   0 0
Nonowner Occupied Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Principal and Interest Forgiveness [Member]
       
Troubled Debt Restructurings [Abstract]        
Number of Loans 0   0 0
Nonowner Occupied Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Principal and Interest Forgiveness [Member] | Interest [Member]
       
Troubled Debt Restructurings [Abstract]        
Pre-Modification Outstanding Recorded Investment 0   0 0
Post-Modification Outstanding Recorded Investment 0   0 0
Nonowner Occupied Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Principal and Interest Forgiveness [Member] | Principal [Member]
       
Troubled Debt Restructurings [Abstract]        
Pre-Modification Outstanding Recorded Investment 0   0 0
Post-Modification Outstanding Recorded Investment 0   0 0
Nonowner Occupied Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Modified Repayment Terms [Member]
       
Troubled Debt Restructurings [Abstract]        
Number of Loans 1   1 7
Extension period for modified repayment terms 14 months   14 months  
Nonowner Occupied Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Modified Repayment Terms [Member] | Minimum [Member]
       
Troubled Debt Restructurings [Abstract]        
Extension period for modified repayment terms       6 months
Nonowner Occupied Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Modified Repayment Terms [Member] | Maximum [Member]
       
Troubled Debt Restructurings [Abstract]        
Extension period for modified repayment terms       36 months
Loans Secured by Farmland [Member]
       
Troubled Debt Restructurings that Subsequently Defaulted [Abstract]        
Number of loans with inadequate compensation for terms of restructure     1  
Loans with inadequate compensation for terms of restructure 413,000   413,000  
Loans Secured by Farmland [Member] | Agri-business and Agricultural Loans [Member]
       
Troubled Debt Restructurings [Abstract]        
Number of Loans       2
Pre-Modification Outstanding Recorded Investment       683,000
Post-Modification Outstanding Recorded Investment       683,000
Loans Secured by Farmland [Member] | Agri-business and Agricultural Loans [Member] | Interest Rate Reductions [Member]
       
Troubled Debt Restructurings [Abstract]        
Number of Loans       0
Pre-Modification Outstanding Recorded Investment       0
Post-Modification Outstanding Recorded Investment       0
Loans Secured by Farmland [Member] | Agri-business and Agricultural Loans [Member] | Principal and Interest Forgiveness [Member]
       
Troubled Debt Restructurings [Abstract]        
Number of Loans       0
Loans Secured by Farmland [Member] | Agri-business and Agricultural Loans [Member] | Principal and Interest Forgiveness [Member] | Interest [Member]
       
Troubled Debt Restructurings [Abstract]        
Pre-Modification Outstanding Recorded Investment       0
Post-Modification Outstanding Recorded Investment       0
Loans Secured by Farmland [Member] | Agri-business and Agricultural Loans [Member] | Principal and Interest Forgiveness [Member] | Principal [Member]
       
Troubled Debt Restructurings [Abstract]        
Pre-Modification Outstanding Recorded Investment       0
Post-Modification Outstanding Recorded Investment       0
Loans Secured by Farmland [Member] | Agri-business and Agricultural Loans [Member] | Modified Repayment Terms [Member]
       
Troubled Debt Restructurings [Abstract]        
Number of Loans       1
Extension period for modified repayment terms       22 months
Working Capital Lines of Credit Loans [Member] | Commercial and Industrial Loans [Member]
       
Troubled Debt Restructurings [Abstract]        
Number of Loans       3
Pre-Modification Outstanding Recorded Investment       639,000
Post-Modification Outstanding Recorded Investment       639,000
Working Capital Lines of Credit Loans [Member] | Commercial and Industrial Loans [Member] | Interest Rate Reductions [Member]
       
Troubled Debt Restructurings [Abstract]        
Number of Loans       0
Pre-Modification Outstanding Recorded Investment       0
Post-Modification Outstanding Recorded Investment       0
Working Capital Lines of Credit Loans [Member] | Commercial and Industrial Loans [Member] | Principal and Interest Forgiveness [Member]
       
Troubled Debt Restructurings [Abstract]        
Number of Loans       0
Working Capital Lines of Credit Loans [Member] | Commercial and Industrial Loans [Member] | Principal and Interest Forgiveness [Member] | Interest [Member]
       
Troubled Debt Restructurings [Abstract]        
Pre-Modification Outstanding Recorded Investment       0
Post-Modification Outstanding Recorded Investment       0
Working Capital Lines of Credit Loans [Member] | Commercial and Industrial Loans [Member] | Principal and Interest Forgiveness [Member] | Principal [Member]
       
Troubled Debt Restructurings [Abstract]        
Pre-Modification Outstanding Recorded Investment       0
Post-Modification Outstanding Recorded Investment       0
Working Capital Lines of Credit Loans [Member] | Commercial and Industrial Loans [Member] | Modified Repayment Terms [Member]
       
Troubled Debt Restructurings [Abstract]        
Number of Loans       3
Working Capital Lines of Credit Loans [Member] | Commercial and Industrial Loans [Member] | Modified Repayment Terms [Member] | Minimum [Member]
       
Troubled Debt Restructurings [Abstract]        
Extension period for modified repayment terms       11 months
Working Capital Lines of Credit Loans [Member] | Commercial and Industrial Loans [Member] | Modified Repayment Terms [Member] | Maximum [Member]
       
Troubled Debt Restructurings [Abstract]        
Extension period for modified repayment terms       60 months
Non working Capital Loans [Member]
       
Troubled Debt Restructurings that Subsequently Defaulted [Abstract]        
Number of loans with inadequate compensation for terms of restructure     2  
Loans with inadequate compensation for terms of restructure 636,000   636,000  
Non working Capital Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Interest Rate Reductions [Member]
       
Troubled Debt Restructurings [Abstract]        
Number of Loans 0   0  
Pre-Modification Outstanding Recorded Investment 0   0  
Post-Modification Outstanding Recorded Investment 0   0  
Non working Capital Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Principal and Interest Forgiveness [Member]
       
Troubled Debt Restructurings [Abstract]        
Number of Loans 0   0  
Non working Capital Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Principal and Interest Forgiveness [Member] | Interest [Member]
       
Troubled Debt Restructurings [Abstract]        
Pre-Modification Outstanding Recorded Investment 0   0  
Post-Modification Outstanding Recorded Investment 0   0  
Non working Capital Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Principal and Interest Forgiveness [Member] | Principal [Member]
       
Troubled Debt Restructurings [Abstract]        
Pre-Modification Outstanding Recorded Investment 0   0  
Post-Modification Outstanding Recorded Investment 0   0  
Non working Capital Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Modified Repayment Terms [Member]
       
Troubled Debt Restructurings [Abstract]        
Number of Loans 0   0  
Extension period for modified repayment terms 0 months   0 months  
Non working Capital Loans [Member] | Commercial and Industrial Loans [Member]
       
Troubled Debt Restructurings [Abstract]        
Number of Loans 1   1 6
Pre-Modification Outstanding Recorded Investment 942,000   942,000 6,187,000
Post-Modification Outstanding Recorded Investment 1,060,000   1,060,000 6,261,000
Non working Capital Loans [Member] | Commercial and Industrial Loans [Member] | Interest Rate Reductions [Member]
       
Troubled Debt Restructurings [Abstract]        
Number of Loans       0
Pre-Modification Outstanding Recorded Investment 0   0 0
Post-Modification Outstanding Recorded Investment       0
Non working Capital Loans [Member] | Commercial and Industrial Loans [Member] | Principal and Interest Forgiveness [Member]
       
Troubled Debt Restructurings [Abstract]        
Number of Loans       0
Non working Capital Loans [Member] | Commercial and Industrial Loans [Member] | Principal and Interest Forgiveness [Member] | Interest [Member]
       
Troubled Debt Restructurings [Abstract]        
Pre-Modification Outstanding Recorded Investment       0
Post-Modification Outstanding Recorded Investment       0
Non working Capital Loans [Member] | Commercial and Industrial Loans [Member] | Principal and Interest Forgiveness [Member] | Principal [Member]
       
Troubled Debt Restructurings [Abstract]        
Pre-Modification Outstanding Recorded Investment       0
Post-Modification Outstanding Recorded Investment       0
Non working Capital Loans [Member] | Commercial and Industrial Loans [Member] | Modified Repayment Terms [Member]
       
Troubled Debt Restructurings [Abstract]        
Number of Loans       4
Non working Capital Loans [Member] | Commercial and Industrial Loans [Member] | Modified Repayment Terms [Member] | Minimum [Member]
       
Troubled Debt Restructurings [Abstract]        
Extension period for modified repayment terms       12 months
Non working Capital Loans [Member] | Commercial and Industrial Loans [Member] | Modified Repayment Terms [Member] | Maximum [Member]
       
Troubled Debt Restructurings [Abstract]        
Extension period for modified repayment terms       36 months
Owner Occupied Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member]
       
Troubled Debt Restructurings [Abstract]        
Number of Loans 1   1 8
Pre-Modification Outstanding Recorded Investment 849,000   849,000 6,648,000
Post-Modification Outstanding Recorded Investment 849,000   849,000 6,651,000
Owner Occupied Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Interest Rate Reductions [Member]
       
Troubled Debt Restructurings [Abstract]        
Number of Loans 1   1 0
Pre-Modification Outstanding Recorded Investment 440,000   440,000 0
Post-Modification Outstanding Recorded Investment 117,000   117,000 0
Owner Occupied Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Principal and Interest Forgiveness [Member]
       
Troubled Debt Restructurings [Abstract]        
Number of Loans 0   0 1
Owner Occupied Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Principal and Interest Forgiveness [Member] | Interest [Member]
       
Troubled Debt Restructurings [Abstract]        
Pre-Modification Outstanding Recorded Investment 0   0 641,000
Post-Modification Outstanding Recorded Investment 0   0 429,000
Owner Occupied Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Principal and Interest Forgiveness [Member] | Principal [Member]
       
Troubled Debt Restructurings [Abstract]        
Pre-Modification Outstanding Recorded Investment 0   0 2,125,000
Post-Modification Outstanding Recorded Investment $ 0   $ 0 $ 2,125,000
Owner Occupied Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Modified Repayment Terms [Member]
       
Troubled Debt Restructurings [Abstract]        
Number of Loans 0   0 7
Extension period for modified repayment terms 0 months   0 months  
Owner Occupied Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Modified Repayment Terms [Member] | Minimum [Member]
       
Troubled Debt Restructurings [Abstract]        
Extension period for modified repayment terms       20 months
Owner Occupied Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Modified Repayment Terms [Member] | Maximum [Member]
       
Troubled Debt Restructurings [Abstract]        
Extension period for modified repayment terms       70 months