LOANS (Tables)

6 Months Ended

Jun. 30, 2012

LOANS [Abstract]

Schedule of loans

	June 30,			December 31,
	2012			2011
Commercial and industrial loans:
Working capital lines of credit loans	$   413,394	18.7	%	$   373,768	16.7	%
Non-working capital loans	375,677	17.0		377,388	16.9
Total commercial and industrial loans	789,071	35.6		751,156	33.6
Commercial real estate and multi-family residential loans:
Construction and land development loans	84,416	3.8		82,284	3.7
Owner occupied loans	356,889	16.1		346,669	15.5
Nonowner occupied loans	333,237	15.0		385,090	17.2
Multifamily loans	35,587	1.6		38,477	1.7
Total commercial real estate and multi-family residential loans	810,129	36.6		852,520	38.2
Agri-business and agricultural loans:
Loans secured by farmland	112,431	5.1		118,224	5.3
Loans for agricultural production	108,514	4.9		119,705	5.4
Total agri-business and agricultural loans	220,945	10.0		237,929	10.7
Other commercial loans	63,681	2.9		58,278	2.6
Total commercial loans	1,883,826	85.1		1,899,883	85.0
Consumer 1-4 family mortgage loans:
Closed end first mortgage loans	105,057	4.7		106,999	4.8
Open end and junior lien loans	171,063	7.7		175,694	7.9
Residential construction and land development loans	9,190	0.4		5,462	0.2
Total consumer 1-4 family mortgage loans	285,310	12.9		288,155	12.9
Other consumer loans	45,726	2.1		45,999	2.1
Total consumer loans	331,036	14.9		334,154	15.0
Subtotal	2,214,862	100.0	%	2,234,037	100.0	%
Less:  Allowance for loan losses	(51,817)			(53,400)
Net deferred loan fees	(462)			(328)
Loans, net	$2,162,583			$2,180,309