10-Q/A

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 10-Q/A

[X] QUARTERLY REPORT UNDER SECTION 13 OR 15(d)

OF THE SECURITIES EXCHANGE ACT OF 1934

For the quarterly period ended June 30, 2012

OR

[ ]TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d)

OF THE SECURITIES EXCHANGE ACT OF 1934

For the transition period from ____________ to _____________

LAKELAND FINANCIAL CORPORATION

(Exact name of registrant as specified in its charter)

Indiana	0-11487	35-1559596
(State or Other Jurisdiction	(Commission File Number)	(IRS Employer
of Incorporation or Organization)		Identification No.)

202 East Center Street, P.O. Box 1387, Warsaw, Indiana 46581-1387

(Address of Principal Executive Offices)(Zip Code)

(574) 267-6144

Registrant’s Telephone Number, Including Area Code

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes X   No __

Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Web site, if any, every Interactive Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was required to submit and post such files). Yes X   No __

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a smaller reporting company.  See the definitions of “large accelerated filer,” “accelerated filer” and “smaller reporting company” in Rule 12b-2 of the Exchange Act). (check one):

Large accelerated filer __   Accelerated filer X   Non-accelerated filer__  (do not check if a smaller reporting company)   Smaller reporting company __

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). Yes __   No X

Number of shares of common stock outstanding at July 31, 2012:  16,339,122

Explanatory Note

This Form 10-Q/A amends the Quarterly Report on Form 10-Q of Lakeland Financial Corp. for the quarterly period ended June 30, 2012 (the "Form 10-Q"), as filed with the Securities and Exchange Commission on August 8, 2012, for the sole purpose of furnishing the Interactive Data Files as Exhibit 101 in accordance with Rule 405(a)(2) of Regulation S-T. Exhibit 101 provides the financial statements and related notes from the Form 10-Q formatted in XBRL (eXtensible Business Reporting Language).

No other changes have been made to the Form 10-Q other than the furnishing of the exhibit described above. This Form 10-Q/A speaks as of the original filing date of the Form 10-Q, does not reflect events that may have occurred subsequent to the original filing date, and does not modify or update in any way disclosures made in the Form 10-Q.

The interactive data files on Exhibit 101 hereto are not deemed filed with the Securities and Exchange Commission and are not to be incorporated by reference into any filing of Lakeland Financial Corp. under the Securities Act of 1933, as amended, or the Securities Act of 1934, as amended, and otherwise are not subject to liability under those sections.

LAKELAND FINANCIAL CORPORATION

FORM 10-Q

June 30, 2012

Part II - Other Information

Item 6. Exhibits

31.1	Certification of Chief Executive Officer Pursuant to Rule 13a-14(a)/15d-14(a)*
31.2	Certification of Chief Financial Officer Pursuant to Rule 13a-14(a)/15d-14(a)*
32.1	Certification of Chief Executive Officer Pursuant to 18 U.S.C. Section 1350, as Adopted Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002.*
32.2	Certification of Chief Financial Officer Pursuant to 18 U.S.C. Section 1350, as Adopted Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002.*
101	Interactive data files pursuant to Rule 405 of Regulation S-T: (i) Consolidated Balance Sheets at June 30, 2012 and December 31, 2011; (ii) Consolidated Statements of Income for the three and six months ended June 30, 2012 and June 30, 2011; (iii) Consolidated Statements of Comprehensive Income for the three and six months ended June 30, 2012 and June 30, 2011; (iv) Consolidated Statements of Cash Flows for the six months ended June 30, 2012 and June 30, 2011; and (v) Notes to Unaudited Consolidated Financial Statements.**

* Previously filed.

** As provided in Rule 406T of Regulation S-T, this information shall not be deemed “filed” for purposes of Sections 11 and 12 of the Securities Act of 1933 and Section 18 of the Securities Exchange Act of 1934, or otherwise subject to liability under those sections.

Signatures

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

LAKELAND FINANCIAL CORPORATION

(Registrant)

Date: September 6, 2012	/s/ Michael L. Kubacki
	Michael L. Kubacki – Chief Executive Officer

Date: September 6, 2012	/s/ David M. Findlay
	David M. Findlay –President
	and Chief Financial Officer

Date: September 6, 2012	/s/ Teresa A. Bartman
	Teresa A. Bartman – Senior Vice President-
	Finance and Controller

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ACCUMULATED OTHER COMPREHENSIVE INCOME (Details) (USD $) In Thousands, unless otherwise specified	6 Months Ended
	Jun. 30, 2012	Jun. 30, 2011	Dec. 31, 2011	Dec. 31, 2010
ACCUMULATED OTHER COMPREHENSIVE INCOME [Abstract]
Unrealized loss on securities available for sale without other than temporary impairment, opening balance	$ 7,688	$ 4,285
Unrealized loss on securities available for sale without other than temporary impairment, current period change	886	1,446
Unrealized loss on securities available for sale without other than temporary impairment, closing balance	8,574	5,731
Unrealized loss on securities available for sale with other than temporary impairment, opening balance	(523)	(1,425)
Unrealized loss on securities available for sale with other than temporary impairment, current period changes	335	1,062
Unrealized loss on securities available for sale with other than temporary impairment, closing balance	(188)	(363)
Total unrealized loss on securities available for sale, opening balance	8,386	5,368	7,165	2,860
Total unrealized loss on securities available for sale, current period changes	1,221	2,508
Total unrealized loss on securities available for sale, closing balance	8,386	5,368	7,165	2,860
Unrealized (loss) on defined benefit pension plans, opening balance	(2,026)	(1,510)
Unrealized (loss) on defined benefit pension plansUnrealized (loss) gain on defined benefit pension plans, current period changes	131	(96)
Unrealized (loss) on defined benefit pension plans, closing balance	(1,895)	(1,606)
Total, opening balance	6,491	3,762	5,139	1,350
Total, current period changes	1,352	2,412
Total, closing balance	$ 6,491	$ 3,762	$ 5,139	$ 1,350

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EMPLOYEE BENEFIT PLANS (Details) (USD $) In Thousands, unless otherwise specified	3 Months Ended		6 Months Ended
	Jun. 30, 2012	Jun. 30, 2011	Jun. 30, 2012	Jun. 30, 2011	Dec. 31, 2011
Components of net periodic benefit cost [Abstract]
Additional contributions to benefit plan	$ 108,000		$ 108,000
Pension Benefits [Member]
Components of net periodic benefit cost [Abstract]
Interest cost	29	35	64	71
Expected return on plan assets	(29)	(39)	(69)	(78)
Recognized net actuarial loss	41	21	68	41
Net pension expense	41	17	63	34
Estimated future employer contributions in next fiscal year					170,000
Defined Benefit Plan, Contributions by Employer			62,000
SERP Benefits [Member]
Components of net periodic benefit cost [Abstract]
Interest cost	10	16	26	33
Expected return on plan assets	(18)	(20)	(38)	(40)
Recognized net actuarial loss	25	16	42	31
Net pension expense	17	12	30	24
Estimated future employer contributions in next fiscal year					114,000
Defined Benefit Plan, Contributions by Employer			$ 114,000

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FAIR VALUE DISCLOSURES (Tables)

6 Months Ended

Jun. 30, 2012

FAIR VALUE DISCLOSURES [Abstract]

Schedule of assets measured at fair value on a recurring basis

The table below presents the balances of assets measured at fair value on a recurring basis:

	June 30, 2012
	Fair Value Measurements Using			Assets
Assets	Level 1	Level 2	Level 3	at Fair Value
U.S. Treasury securities	$             1,046	$                      0	$                     0	$              1,046
U.S. Government sponsored agencies	0	5,298	0	5,298
Residential mortgage-backed securities	0	362,009	0	362,009
Non-agency residential mortgage-backed securities	0	28,207	0	28,207
State and municipal securities	0	81,239	641	81,880
Total Securities	1,046	476,753	641	478,440
Mortgage banking derivative	0	535	0	535
Total assets	$             1,046	$           477,288	$                 641	$          478,975
Liabilities
Mortgage banking derivative	$                    0	$                   (42)	$                     0	$                  (42)

40

	December 31, 2011
	Fair Value Measurements Using			Assets
Assets	Level 1	Level 2	Level 3	at Fair Value
U.S. Treasury securities	$             1,055	$                      0	$                     0	$              1,055
U.S. Government sponsored agencies	0	5,277	0	5,277
Residential mortgage-backed securities	0	350,102	0	350,102
Non-agency residential mortgage-backed securities	0	32,207	0	32,207
State and municipal securities	0	78,064	686	78,750
Total Securities	1,055	465,650	686	467,391
Mortgage banking derivative	0	406	0	406
Total assets	$             1,055	$           466,056	$                 686	$          467,797
Liabilities
Mortgage banking derivative	$                    0	$                   (81)	$                     0	$                  (81)

Schedule of reconciliation of all assets measured at fair value on a recurring basis using significant unobservable inputs

The table below presents a reconciliation of all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the six months ended June 30, 2012:

	State and
	Municipal
	Securities
	June 30, 2012
Balance or recurring Level 3 assets at January 1	$                 686
Change in fair value of securities	0
Principal payments	(45)
Balance or recurring Level 3 assets at June 30	$                 641

Schedule of valuation methodology and unobservable inputs for Level 3 assets measured at fair value on a non-recurring basis

The securities measured at fair value included below are nonrated Indiana municipal revenue bonds and are not actively traded.

Quantitative Information about Level 3 Fair Value Measurements
	Fair Value at			Range
	6/30/2012	Valuation Technique	Unobservable Input	(Weighted Average)
	(in thousands)
State and municipal securities	$             641	Price to type, par, call	Discount to benchmark index	1%

Schedule of assets measured at fair value on a nonrecurring basis

The table below presents the balances of assets measured at fair value on a nonrecurring basis:

	June 30, 2012
	Fair Value Measurements Using			Assets
Assets	Level 1	Level 2	Level 3	at Fair Value
		(in thousands)
Impaired loans:
Commercial and industrial loans:
Working capital lines of credit loans	$                   0	$                     0	$            1,539	$             1,539
Non-working capital loans	0	0	5,102	5,102
Commercial real estate and multi-family residential loans:
Construction and land development loans	0	0	1,486	1,486
Owner occupied loans	0	0	3,136	3,136
Nonowner occupied loans	0	0	20,646	20,646
Multifamily loans	0	0	0	0
Agri-business and agricultural loans:
Loans secured by farmland	0	0	266	266
Loans for agricultural production	0	0	0	0
Other commercial loans	0	0	0	0
Consumer 1-4 family mortgage loans:
Closed end first mortgage loans	0	0	514	514
Open end and junior lien loans	0	0	141	141
Residential construction loans	0	0	0	0
Other consumer loans	0	0	1	1
Total impaired loans	$                   0	$                     0	$          32,831	$          32,831
Mortgage servicing rights	0	0	1,838	1,838
Other real estate owned	0	0	805	805
Total assets	$                   0	$                     0	$          35,474	$          35,474

43

The following table presents the valuation methodology and unobservable inputs for Level 3 assets measured at fair value on a non-recurring basis at June 30, 2012:

				Range of Inputs
	Fair Value	Valuation Methodology	Unobservable Inputs	(Average)
Impaired Loans:
Commercial and industrial:	$        6,641	Collateral based	Discount to reflect	0% - 83%
		measurements	current market conditions	(25%)
			and ultimate collectability
Impaired loans:
Commercial real estate:	25,268	Collateral based	Discount to reflect	0% - 88%
		measurements	current market conditions	(40%)
			and ultimate collectability
Impaired loans:
Agri-business and agricultural:	266	Collateral based	Discount to reflect	9% - 24%
		measurements	current market conditions	(16%)
			and ultimate collectability
Impaired loans:
Consumer 1-4 family mortgage	655	Collateral based	Discount to reflect	0% - 20%
		measurements	current market conditions	(8%)
			and ultimate collectability
Impaired loans:
Other consumer	1	Collateral based	Discount to reflect	83%
		measurements	current market conditions
			and ultimate collectability
Mortgage servicing rights	1,838	Discounted cash flows	Discount rate	9.1% - 9.5%
				(9.3%)
Other real estate owned	805	Appraisals	Discount to reflect	31% - 61%
			current market conditions	(46%)

44

	December 31, 2011
	Fair Value Measurements Using			Assets
Assets	Level 1	Level 2	Level 3	at Fair Value
		(in thousands)
Impaired loans:
Commercial and industrial loans:
Working capital lines of credit loans	$                   0	$                     0	$            2,762	$             2,762
Non-working capital loans	0	0	11,885	11,885
Commercial real estate and multi-family residential loans:
Construction and land development loans	0	0	303	303
Owner occupied loans	0	0	3,515	3,515
Nonowner occupied loans	0	0	23,591	23,591
Multifamily loans	0	0	0	0
Agri-business and agricultural loans:
Loans secured by farmland	0	0	433	433
Loans for agricultural production	0	0	207	207
Other commercial loans	0	0	0	0
Consumer 1-4 family mortgage loans:
Closed end first mortgage loans	0	0	878	878
Open end and junior lien loans	0	0	406	406
Residential construction loans	0	0	0	0
Other consumer loans	0	0	0	0
Total impaired loans	$                   0	$                     0	$          43,980	$          43,980
Mortgage servicing rights	0	0	1,734	1,734
Other real estate owned	0	0	730	730
Total assets	$                   0	$                     0	$          46,444	$          46,444

Schedule of fair values and the related carrying values of financial instruments

The following table contains the estimated fair values and the related carrying values of the Company's financial instruments. Items which are not financial instruments are not included.

	June 30, 2012
	Carrying	Estimated Fair Value
	Value	Level 1	Level 2	Level 3	Total
Financial Assets:
Cash and cash equivalents	$       194,949	$       194,949	$                  0	$                  0	$    194,949
Securities available for sale	478,440	1,046	476,753	641	478,440
Real estate mortgages held for sale	5,124	0	5,211	0	5,211
Loans, net	2,162,583	0	0	2,180,124	2,180,124
Federal Home Loan Bank stock	7,313	N/A	N/A	N/A	N/A
Federal Reserve Bank stock	3,420	N/A	N/A	N/A	N/A
Accrued interest receivable	9,441	4	1,708	7,729	9,441
Financial Liabilities:
Certificates of deposit	(955,215)	0	(972,320)	0	(972,320)
All other deposits	(1,570,270)	(1,570,270)	0	0	(1,570,270)
Securities sold under agreements to repurchase	(98,696)	0	(98,696)	0	(98,696)
Long-term borrowings	(15,038)	0	(15,837)	0	(15,837)
Subordinated debentures	(30,928)	0	0	(31,238)	(31,238)
Standby letters of credit	(383)	0	0	(383)	(383)
Accrued interest payable	(6,834)	(351)	(6,480)	(3)	(6,834)

46

	December 31, 2011
	Carrying	Estimated
	Value	Fair Value
Financial Assets:
Cash and cash equivalents	$       104,584	$       104,584
Securities available for sale	467,391	467,391
Real estate mortgages held for sale	2,953	2,998
Loans, net	2,180,309	2,141,459
Federal Home Loan Bank stock	7,313	N/A
Federal Reserve Bank stock	3,420	N/A
Accrued interest receivable	9,604	9,604
Financial Liabilities:
Certificates of deposit	(910,381)	(925,619)
All other deposits	(1,502,315)	(1,502,315)
Securities sold under agreements to repurchase	(131,990)	(131,990)
Other short-term borrowings	(10,000)	(10,000)
Long-term borrowings	(15,040)	(16,079)
Subordinated debentures	(30,928)	(31,240)
Standby letters of credit	(247)	(247)
Accrued interest payable	(5,574)	(5,574)

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FAIR VALUE DISCLOSURES, Valuation methodology (Details) (USD $) In Thousands, unless otherwise specified				6 Months Ended
	Jun. 30, 2012	Jun. 30, 2012 Non-recurring [Member] Level 3 [Member]	Dec. 31, 2011 Non-recurring [Member] Level 3 [Member]	Jun. 30, 2012 State and Municipal Securities [Member]	Jun. 30, 2012 Commercial and Industrial Loans [Member]	Jun. 30, 2012 Commercial and Industrial Loans [Member] Maximum [Member]	Jun. 30, 2012 Commercial and Industrial Loans [Member] Minimum [Member]	Jun. 30, 2012 Commercial and Industrial Loans [Member] Weighted Average [Member]	Jun. 30, 2012 Commercial Real Estate [Member]	Jun. 30, 2012 Commercial Real Estate [Member] Maximum [Member]	Jun. 30, 2012 Commercial Real Estate [Member] Minimum [Member]	Jun. 30, 2012 Commercial Real Estate [Member] Weighted Average [Member]	Jun. 30, 2012 Agri-business and Agricultural Loans [Member]	Jun. 30, 2012 Agri-business and Agricultural Loans [Member] Maximum [Member]	Jun. 30, 2012 Agri-business and Agricultural Loans [Member] Minimum [Member]	Jun. 30, 2012 Agri-business and Agricultural Loans [Member] Weighted Average [Member]	Jun. 30, 2012 Consumer 1-4 Family Mortgage Loans [Member]	Jun. 30, 2012 Consumer 1-4 Family Mortgage Loans [Member] Maximum [Member]	Jun. 30, 2012 Consumer 1-4 Family Mortgage Loans [Member] Minimum [Member]	Jun. 30, 2012 Consumer 1-4 Family Mortgage Loans [Member] Weighted Average [Member]	Jun. 30, 2012 Other Consumer [Member]	Jun. 30, 2012 Mortgage servicing rights [Member]	Jun. 30, 2012 Mortgage servicing rights [Member] Maximum [Member]	Jun. 30, 2012 Mortgage servicing rights [Member] Minimum [Member]	Jun. 30, 2012 Mortgage servicing rights [Member] Weighted Average [Member]	Jun. 30, 2012 Other real estate owned [Member]	Jun. 30, 2012 Other real estate owned [Member] Maximum [Member]	Jun. 30, 2012 Other real estate owned [Member] Minimum [Member]	Jun. 30, 2012 Other real estate owned [Member] Weighted Average [Member]
Valuation methodology and unobservable inputs for Level 3 assets measured at fair value [Abstract]
Securities available for sale	$ 478,440			$ 641	$ 6,641				$ 25,268				$ 266				$ 655				$ 1	$ 1,838				$ 805
Impaired loans		32,831	43,980
Mortgage servicing rights		1,838	1,734
Other real estate owned		$ 805	$ 730
Valuation Technique				Price to type, par, call	Collateral based measurements				Collateral based measurements				Collateral based measurements				Collateral based measurements				Collateral based measurements	Discounted cash flows				Appraisals
Unobservable Inputs				Discount to benchmark index	Discount to reflect current market conditions and ultimate collectability				Discount to reflect current market conditions and ultimate collectability				Discount to reflect current market conditions and ultimate collectability				Discount to reflect current market conditions and ultimate collectability				Discount to reflect current market conditions and ultimate collectability	Discount rate				Discount to reflect current market conditions
Range of Inputs (Average) (in hundredths)				1.00%		83.00%	0.00%	(25.00%)		88.00%	0.00%	40.00%		24.00%	9.00%	16.00%		20.00%	0.00%	8.00%	83.00%		9.50%	9.10%	9.30%		61.00%	31.00%	46.00%

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BASIS OF PRESENTATION

6 Months Ended

Jun. 30, 2012

BASIS OF PRESENTATION [Abstract]

BASIS OF PRESENTATION

NOTE 1. BASIS OF PRESENTATION

This report is filed for Lakeland Financial Corporation (the "Company") and its wholly owned subsidiary, Lake City Bank (the "Bank"). All significant inter-company balances and transactions have been eliminated in consolidation. Also included is the Bank's wholly owned subsidiary, LCB Investments II, Inc. ("LCB Investments"). LCB Investments also owns LCB Funding, Inc. ("LCB Funding"), a real estate investment trust.

The unaudited consolidated financial statements have been prepared in accordance with U.S. generally accepted accounting principles ("GAAP") for interim financial information and with the instructions for Form 10-Q. Accordingly, they do not include all of the information and footnotes required by GAAP for complete financial statements and are unaudited. In the opinion of management, all adjustments (all of which are normal and recurring in nature) considered necessary for a fair presentation have been included. Operating results for the three-month and six-month periods ending June 30, 2012 are not necessarily indicative of the results that may be expected for the year ending December 31, 2012. The 2011 Lakeland Financial Corporation Annual Report on Form 10-K should be read in conjunction with these statements.

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ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY (Details) (USD $) In Thousands, unless otherwise specified	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2012	Jun. 30, 2011	Jun. 30, 2012	Jun. 30, 2011	Dec. 31, 2011
Allowance for Loan and Lease Losses [Roll Forward]
Balance, opening	$ 52,757	$ 48,495	$ 53,400	$ 45,007	$ 45,007
Provision for loan losses	500	2,900	1,299	8,500	13,800
Loans charged-off	(1,851)	(649)	(3,584)	(2,949)	(6,829)
Recoveries	411	514	702	702	1,422
Net loans charged-off	(1,440)	(135)	(2,882)	(2,247)	(5,407)
Balance, closing	51,817	51,260	51,817	51,260	53,400
Ending allowance balance attributable to loans: [Abstract]
Individually evaluated for impairment	16,228		16,228		18,326
Collectively evaluated for impairment	35,589		35,589		35,074
Loans and Leases Receivable, Allowance	51,817	51,260	51,817	51,260	53,400
Loans [Abstract]
Loans individually evaluated for impairment	59,256		59,256		63,516
Loans collectively evaluated for impairment	2,155,144		2,155,144		2,170,193
Total ending loan balance	2,214,400		2,214,400		2,233,709
Loans Individually Evaluated for Impairment [Abstract]
Unpaid Principal Balance	66,249		66,249		70,494
Recorded Investment	59,256		59,256		63,516
Allowance for loan losses allocated	16,228		16,228		18,326
Average Recorded Investment	59,378		60,596		54,924
Interest Income Recognized	326		643		970
Cash Basis Interest Income Recogonized	330		647		995
Ratio of allowance of loan losses to total loans (in hundredths)			2.34%		2.39%
Recorded Investment in Nonaccrual and Loans Past Due Over 90 Days Still on Accrual by Class of Loans [Abstract]
Nonaccrual	34,514		34,514		39,452
Loans Past Due Over 90 Days and Still Accruing	105		105		52
Financing Receivable, Recorded Investment, Aging [Abstract]
30 to 89 Days Past Due	6,735		6,735		4,225
Greater than 90 Days Past Due	34,619		34,619		39,504
Total Past Due	41,354		41,354		43,729
Loans Not Past Due	2,173,046		2,173,046		2,189,980
Loans	2,214,400		2,214,400		2,233,709
Commercial and Industrial Loans [Member]
Allowance for Loan and Lease Losses [Roll Forward]
Balance, opening	22,134	22,549	22,830	21,479	21,479
Provision for loan losses	(1,048)	506	(1,152)	1,877	3,112
Loans charged-off	(1,676)	(189)	(2,454)	(587)	(2,587)
Recoveries	286	133	472	230	826
Net loans charged-off	(1,390)	(56)	(1,982)	(357)	(1,761)
Balance, closing	19,696	22,999	19,696	22,999	22,830
Ending allowance balance attributable to loans: [Abstract]
Individually evaluated for impairment	6,721		6,721		9,443
Collectively evaluated for impairment	12,975		12,975		13,387
Loans and Leases Receivable, Allowance	19,696	22,999	19,696	22,999	22,830
Loans [Abstract]
Loans individually evaluated for impairment	20,420		20,420		24,204
Loans collectively evaluated for impairment	768,798		768,798		727,160
Total ending loan balance	789,218		789,218		751,364
Loans Individually Evaluated for Impairment [Abstract]
Allowance for loan losses allocated	6,721		6,721		9,443
Financing Receivable, Recorded Investment, Aging [Abstract]
Loans	789,218		789,218		751,364
Commercial Real Estate and Multi-family Residential Loans [Member]
Allowance for Loan and Lease Losses [Roll Forward]
Balance, opening	23,236	17,884	23,489	15,893	15,893
Provision for loan losses	829	1,855	1,394	5,228	9,748
Loans charged-off	0	(25)	(847)	(1,416)	(2,514)
Recoveries	18	318	47	327	362
Net loans charged-off	18	293	(800)	(1,089)	(2,152)
Balance, closing	24,083	20,032	24,083	20,032	23,489
Ending allowance balance attributable to loans: [Abstract]
Individually evaluated for impairment	8,946		8,946		8,382
Collectively evaluated for impairment	15,137		15,137		15,107
Loans and Leases Receivable, Allowance	24,083	20,032	24,083	20,032	23,489
Loans [Abstract]
Loans individually evaluated for impairment	35,234		35,234		35,794
Loans collectively evaluated for impairment	773,980		773,980		815,883
Total ending loan balance	809,214		809,214		851,677
Loans Individually Evaluated for Impairment [Abstract]
Allowance for loan losses allocated	8,946		8,946		8,382
Financing Receivable, Recorded Investment, Aging [Abstract]
Loans	809,214		809,214		851,677
Agri-business and Agricultural Loans [Member]
Allowance for Loan and Lease Losses [Roll Forward]
Balance, opening	538	1,194	695	1,318	1,318
Provision for loan losses	881	(246)	724	(370)	(520)
Loans charged-off	0	0	0	0	(103)
Recoveries	0	0	0	0	0
Net loans charged-off	0	0	0	0	(103)
Balance, closing	1,419	948	1,419	948	695
Ending allowance balance attributable to loans: [Abstract]
Individually evaluated for impairment	75		75		213
Collectively evaluated for impairment	1,344		1,344		482
Loans and Leases Receivable, Allowance	1,419	948	1,419	948	695
Loans [Abstract]
Loans individually evaluated for impairment	809		809		853
Loans collectively evaluated for impairment	220,217		220,217		237,150
Total ending loan balance	221,026		221,026		238,003
Loans Individually Evaluated for Impairment [Abstract]
Allowance for loan losses allocated	75		75		213
Financing Receivable, Recorded Investment, Aging [Abstract]
Loans	221,026		221,026		238,003
Other Commercial [Member]
Allowance for Loan and Lease Losses [Roll Forward]
Balance, opening	186	270	65	270	270
Provision for loan losses	(12)	290	107	290	(205)
Loans charged-off	0	0	0	0	0
Recoveries	2	0	4	0	0
Net loans charged-off	2	0	4	0	0
Balance, closing	176	560	176	560	65
Ending allowance balance attributable to loans: [Abstract]
Individually evaluated for impairment	0		0		0
Collectively evaluated for impairment	176		176		65
Loans and Leases Receivable, Allowance	176	560	176	560	65
Loans [Abstract]
Loans individually evaluated for impairment	0		0		0
Loans collectively evaluated for impairment	63,671		63,671		58,249
Total ending loan balance	63,671		63,671		58,249
Loans Individually Evaluated for Impairment [Abstract]
Unpaid principal balance with an allowance recorded	0		0		0
Recorded investment with an allowance recorded	0		0		0
Allowance for loans losses allocated with an allowance recorded	0		0		0
Allowance for loan losses allocated	0		0		0
Average recorded investment with an allowance recorded	0		0		129
Interest income recognized with an allowance recorded	0		0		0
Cash basis interest income recognized with an allowance recorded	0		0		0
Recorded Investment in Nonaccrual and Loans Past Due Over 90 Days Still on Accrual by Class of Loans [Abstract]
Nonaccrual	0		0		0
Loans Past Due Over 90 Days and Still Accruing	0		0		0
Financing Receivable, Recorded Investment, Aging [Abstract]
30 to 89 Days Past Due					0
Greater than 90 Days Past Due					0
Total Past Due					0
Loans Not Past Due					58,249
Loans	63,671		63,671		58,249
Consumer 1-4 Family Mortgage Loans [Member]
Allowance for Loan and Lease Losses [Roll Forward]
Balance, opening	2,527	2,480	2,322	1,694	1,694
Provision for loan losses	(110)	499	61	1,662	1,632
Loans charged-off	(78)	(337)	(92)	(717)	(1,050)
Recoveries	73	16	121	19	46
Net loans charged-off	(5)	(321)	29	(698)	(1,004)
Balance, closing	2,412	2,658	2,412	2,658	2,322
Ending allowance balance attributable to loans: [Abstract]
Individually evaluated for impairment	481		481		288
Collectively evaluated for impairment	1,931		1,931		2,034
Loans and Leases Receivable, Allowance	2,412	2,658	2,412	2,658	2,322
Loans [Abstract]
Loans individually evaluated for impairment	2,787		2,787		2,665
Loans collectively evaluated for impairment	282,803		282,803		285,791
Total ending loan balance	285,590		285,590		288,456
Loans Individually Evaluated for Impairment [Abstract]
Allowance for loan losses allocated	481		481		288
Financing Receivable, Recorded Investment, Aging [Abstract]
Loans	285,590		285,590		288,456
Other Consumer [Member]
Allowance for Loan and Lease Losses [Roll Forward]
Balance, opening	523	548	645	682	682
Provision for loan losses	65	108	11	26	350
Loans charged-off	(97)	(98)	(191)	(229)	(575)
Recoveries	32	47	58	126	188
Net loans charged-off	(65)	(51)	(133)	(103)	(387)
Balance, closing	523	605	523	605	645
Ending allowance balance attributable to loans: [Abstract]
Individually evaluated for impairment	5		5		0
Collectively evaluated for impairment	518		518		645
Loans and Leases Receivable, Allowance	523	605	523	605	645
Loans [Abstract]
Loans individually evaluated for impairment	6		6		0
Loans collectively evaluated for impairment	45,675		45,675		45,960
Total ending loan balance	45,681		45,681		45,960
Loans Individually Evaluated for Impairment [Abstract]
Unpaid principal balance with an allowance recorded	6		6		0
Recorded investment with an allowance recorded	6		6		0
Allowance for loans losses allocated with an allowance recorded	5		5		0
Allowance for loan losses allocated	5		5		0
Average recorded investment with an allowance recorded	6		7		0
Interest income recognized with an allowance recorded	0		0		0
Cash basis interest income recognized with an allowance recorded	0		0		0
Recorded Investment in Nonaccrual and Loans Past Due Over 90 Days Still on Accrual by Class of Loans [Abstract]
Nonaccrual	6		6		7
Loans Past Due Over 90 Days and Still Accruing	0		0		0
Financing Receivable, Recorded Investment, Aging [Abstract]
30 to 89 Days Past Due	146		146		192
Greater than 90 Days Past Due	6		6		7
Total Past Due	152		152		199
Loans Not Past Due	45,529		45,529		45,761
Loans	45,681		45,681		45,960
Unallocated [Member]
Allowance for Loan and Lease Losses [Roll Forward]
Balance, opening	3,613	3,570	3,354	3,671	3,671
Provision for loan losses	(105)	(112)	154	(213)	(317)
Loans charged-off	0	0	0	0	0
Recoveries	0	0	0	0	0
Net loans charged-off	0	0	0	0	0
Balance, closing	3,508	3,458	3,508	3,458	3,354
Ending allowance balance attributable to loans: [Abstract]
Individually evaluated for impairment	0		0		0
Collectively evaluated for impairment	3,508		3,508		3,354
Loans and Leases Receivable, Allowance	3,508	3,458	3,508	3,458	3,354
Loans [Abstract]
Loans individually evaluated for impairment	0		0		0
Loans collectively evaluated for impairment	0		0		0
Total ending loan balance	0		0		0
Loans Individually Evaluated for Impairment [Abstract]
Allowance for loan losses allocated	0		0		0
Financing Receivable, Recorded Investment, Aging [Abstract]
Loans	0		0		0
Other Commerical Loans [Member] | Agri-business and Agricultural Loans [Member]
Loans [Abstract]
Total ending loan balance	63,671		63,671
Financing Receivable, Recorded Investment, Aging [Abstract]
30 to 89 Days Past Due	0		0
Greater than 90 Days Past Due	0		0
Total Past Due	0		0
Loans Not Past Due	63,671		63,671
Loans	63,671		63,671
Non-working Capital Loans [Member] | Commercial and Industrial Loans [Member]
Loans [Abstract]
Total ending loan balance	375,702		375,702		377,472
Loans Individually Evaluated for Impairment [Abstract]
Unpaid principal balance with no related allowance recorded	505		505		116
Unpaid principal balance with an allowance recorded	17,954		17,954		20,867
Recorded Investment with no related allowance recorded	166		166		116
Recorded investment with an allowance recorded	17,265		17,265		18,119
Allowance for loan losses allocated with no related allowance recorded	0		0		0
Allowance for loans losses allocated with an allowance recorded	5,271		5,271		6,237
Average recorded investment with no related allowance recorded	168		170		30
Average recorded investment with an allowance recorded	17,264		17,494		17,202
Interest income recognized with no related allowance recorded	0		0		0
Interest income recognized with an allowance recorded	177		357		616
Cash basis interest income recognized with no related allowance recorded	0		0		0
Cash basis interest income recognized with an allowance recorded	178		360		625
Recorded Investment in Nonaccrual and Loans Past Due Over 90 Days Still on Accrual by Class of Loans [Abstract]
Nonaccrual	5,201		5,201		5,433
Loans Past Due Over 90 Days and Still Accruing	0		0		0
Financing Receivable, Recorded Investment, Aging [Abstract]
30 to 89 Days Past Due	19		19		21
Greater than 90 Days Past Due	5,201		5,201		5,433
Total Past Due	5,220		5,220		5,454
Loans Not Past Due	370,482		370,482		372,018
Loans	375,702		375,702		377,472
Owner Occupied Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member]
Loans [Abstract]
Total ending loan balance	356,746		356,746		346,543
Loans Individually Evaluated for Impairment [Abstract]
Unpaid principal balance with no related allowance recorded	654		654
Unpaid principal balance with an allowance recorded	5,405		5,405		5,874
Recorded Investment with no related allowance recorded	629		629
Recorded investment with an allowance recorded	4,636		4,636		5,082
Allowance for loan losses allocated with no related allowance recorded	0		0
Allowance for loans losses allocated with an allowance recorded	1,500		1,500		1,566
Average recorded investment with no related allowance recorded	637		464
Average recorded investment with an allowance recorded	4,288		4,438		3,082
Interest income recognized with no related allowance recorded	0		0
Interest income recognized with an allowance recorded	6		18		41
Cash basis interest income recognized with no related allowance recorded	0		0
Cash basis interest income recognized with an allowance recorded	6		16		45
Recorded Investment in Nonaccrual and Loans Past Due Over 90 Days Still on Accrual by Class of Loans [Abstract]
Nonaccrual	4,699		4,699		4,371
Loans Past Due Over 90 Days and Still Accruing	0		0		0
Financing Receivable, Recorded Investment, Aging [Abstract]
30 to 89 Days Past Due	0		0		104
Greater than 90 Days Past Due	4,699		4,699		4,371
Total Past Due	4,699		4,699		4,475
Loans Not Past Due	352,047		352,047		342,068
Loans	356,746		356,746		346,543
Closed End First Mortgage Loans [Member] | Consumer 1-4 Family Mortgage Loans [Member]
Loans [Abstract]
Total ending loan balance	104,832		104,832		106,784
Loans Individually Evaluated for Impairment [Abstract]
Unpaid principal balance with no related allowance recorded	580		580
Unpaid principal balance with an allowance recorded	1,875		1,875		2,461
Recorded Investment with no related allowance recorded	580		580
Recorded investment with an allowance recorded	1,877		1,877		2,256
Allowance for loan losses allocated with no related allowance recorded	0		0
Allowance for loans losses allocated with an allowance recorded	312		312		285
Average recorded investment with no related allowance recorded	583		440
Average recorded investment with an allowance recorded	1,833		1,815		1,872
Interest income recognized with no related allowance recorded	0		0
Interest income recognized with an allowance recorded	9		20		44
Cash basis interest income recognized with no related allowance recorded	0		0
Cash basis interest income recognized with an allowance recorded	11		22		48
Recorded Investment in Nonaccrual and Loans Past Due Over 90 Days Still on Accrual by Class of Loans [Abstract]
Nonaccrual	1,171		1,171		1,193
Loans Past Due Over 90 Days and Still Accruing	65		65		52
Financing Receivable, Recorded Investment, Aging [Abstract]
30 to 89 Days Past Due	2,837		2,837		2,569
Greater than 90 Days Past Due	1,236		1,236		1,245
Total Past Due	4,073		4,073		3,814
Loans Not Past Due	100,759		100,759		102,970
Loans	104,832		104,832		106,784
Open End and Junior Lien Loans [Member] | Consumer 1-4 Family Mortgage Loans [Member]
Loans [Abstract]
Total ending loan balance	171,568		171,568		176,223
Loans Individually Evaluated for Impairment [Abstract]
Unpaid principal balance with no related allowance recorded	20		20
Unpaid principal balance with an allowance recorded	310		310		409
Recorded Investment with no related allowance recorded	20		20
Recorded investment with an allowance recorded	310		310		409
Allowance for loan losses allocated with no related allowance recorded	0		0
Allowance for loans losses allocated with an allowance recorded	169		169		3
Average recorded investment with no related allowance recorded	20		30
Average recorded investment with an allowance recorded	312		333		118
Interest income recognized with no related allowance recorded	0		0
Interest income recognized with an allowance recorded	0		0		0
Cash basis interest income recognized with no related allowance recorded	0		0
Cash basis interest income recognized with an allowance recorded	0		0		0
Recorded Investment in Nonaccrual and Loans Past Due Over 90 Days Still on Accrual by Class of Loans [Abstract]
Nonaccrual	330		330		452
Loans Past Due Over 90 Days and Still Accruing	40		40		0
Financing Receivable, Recorded Investment, Aging [Abstract]
30 to 89 Days Past Due	432		432		254
Greater than 90 Days Past Due	370		370		452
Total Past Due	802		802		706
Loans Not Past Due	170,766		170,766		175,517
Loans	171,568		171,568		176,223
Working Capital Lines of Credit Loans [Member] | Commercial and Industrial Loans [Member]
Loans [Abstract]
Total ending loan balance	413,516		413,516		373,892
Loans Individually Evaluated for Impairment [Abstract]
Unpaid principal balance with an allowance recorded	5,598		5,598		7,831
Recorded investment with an allowance recorded	2,989		2,989		5,969
Allowance for loans losses allocated with an allowance recorded	1,450		1,450		3,206
Average recorded investment with an allowance recorded	4,395		5,100		5,649
Interest income recognized with an allowance recorded	13		29		23
Cash basis interest income recognized with an allowance recorded	13		28		25
Recorded Investment in Nonaccrual and Loans Past Due Over 90 Days Still on Accrual by Class of Loans [Abstract]
Nonaccrual	1,928		1,928		4,743
Loans Past Due Over 90 Days and Still Accruing	0		0		0
Financing Receivable, Recorded Investment, Aging [Abstract]
30 to 89 Days Past Due	2,632		2,632		1,051
Greater than 90 Days Past Due	1,928		1,928		4,743
Total Past Due	4,560		4,560		5,794
Loans Not Past Due	408,956		408,956		368,098
Loans	413,516		413,516		373,892
Construction and Land Development Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member]
Loans [Abstract]
Total ending loan balance	84,215		84,215		82,079
Loans Individually Evaluated for Impairment [Abstract]
Unpaid principal balance with an allowance recorded	2,386		2,386		816
Recorded investment with an allowance recorded	1,996		1,996		429
Allowance for loans losses allocated with an allowance recorded	510		510		125
Average recorded investment with an allowance recorded	2,036		1,503		1,319
Interest income recognized with an allowance recorded	17		17		0
Cash basis interest income recognized with an allowance recorded	17		17		0
Recorded Investment in Nonaccrual and Loans Past Due Over 90 Days Still on Accrual by Class of Loans [Abstract]
Nonaccrual	413		413		429
Loans Past Due Over 90 Days and Still Accruing	0		0		0
Financing Receivable, Recorded Investment, Aging [Abstract]
30 to 89 Days Past Due	0		0		0
Greater than 90 Days Past Due	413		413		429
Total Past Due	413		413		429
Loans Not Past Due	83,802		83,802		81,650
Loans	84,215		84,215		82,079
Nonowner Occupied Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member]
Loans [Abstract]
Total ending loan balance	332,753		332,753		384,681
Loans Individually Evaluated for Impairment [Abstract]
Unpaid principal balance with no related allowance recorded	391		391		0
Unpaid principal balance with an allowance recorded	28,184		28,184		30,769
Recorded Investment with no related allowance recorded	391		391		0
Recorded investment with an allowance recorded	27,582		27,582		30,283
Allowance for loan losses allocated with no related allowance recorded	0		0		0
Allowance for loans losses allocated with an allowance recorded	6,936		6,936		6,691
Average recorded investment with no related allowance recorded	265		133		425
Average recorded investment with an allowance recorded	27,561		28,481		24,108
Interest income recognized with no related allowance recorded	0		0		0
Interest income recognized with an allowance recorded	104		202		246
Cash basis interest income recognized with no related allowance recorded	0		0		0
Cash basis interest income recognized with an allowance recorded	105		204		252
Recorded Investment in Nonaccrual and Loans Past Due Over 90 Days Still on Accrual by Class of Loans [Abstract]
Nonaccrual	19,957		19,957		21,971
Loans Past Due Over 90 Days and Still Accruing	0		0		0
Financing Receivable, Recorded Investment, Aging [Abstract]
30 to 89 Days Past Due	613		613		0
Greater than 90 Days Past Due	19,957		19,957		21,971
Total Past Due	20,570		20,570		21,971
Loans Not Past Due	312,183		312,183		362,710
Loans	332,753		332,753		384,681
Multifamily Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member]
Loans [Abstract]
Total ending loan balance	35,500		35,500		38,374
Loans Individually Evaluated for Impairment [Abstract]
Unpaid principal balance with an allowance recorded	0		0		0
Recorded investment with an allowance recorded	0		0		0
Allowance for loans losses allocated with an allowance recorded	0		0		0
Average recorded investment with an allowance recorded	0		0		0
Interest income recognized with an allowance recorded	0		0		0
Cash basis interest income recognized with an allowance recorded	0		0		0
Recorded Investment in Nonaccrual and Loans Past Due Over 90 Days Still on Accrual by Class of Loans [Abstract]
Nonaccrual	0		0		0
Loans Past Due Over 90 Days and Still Accruing	0		0		0
Financing Receivable, Recorded Investment, Aging [Abstract]
30 to 89 Days Past Due	0		0		0
Greater than 90 Days Past Due	0		0		0
Total Past Due	0		0		0
Loans Not Past Due	35,500		35,500		38,374
Loans	35,500		35,500		38,374
Loans Secured by Farmland [Member] | Agri-business and Agricultural Loans [Member]
Loans [Abstract]
Total ending loan balance	112,451		112,451		118,247
Loans Individually Evaluated for Impairment [Abstract]
Unpaid principal balance with no related allowance recorded	443		443
Unpaid principal balance with an allowance recorded	1,735		1,735		1,126
Recorded Investment with no related allowance recorded	265		265
Recorded investment with an allowance recorded	341		341		628
Allowance for loan losses allocated with no related allowance recorded	0		0
Allowance for loans losses allocated with an allowance recorded	75		75		195
Average recorded investment with no related allowance recorded	266		133
Average recorded investment with an allowance recorded	345		484		610
Interest income recognized with no related allowance recorded	0		0
Interest income recognized with an allowance recorded	0		0		0
Cash basis interest income recognized with no related allowance recorded	0		0
Cash basis interest income recognized with an allowance recorded	0		0		0
Recorded Investment in Nonaccrual and Loans Past Due Over 90 Days Still on Accrual by Class of Loans [Abstract]
Nonaccrual	606		606		628
Loans Past Due Over 90 Days and Still Accruing	0		0		0
Financing Receivable, Recorded Investment, Aging [Abstract]
30 to 89 Days Past Due	0		0		0
Greater than 90 Days Past Due	606		606		628
Total Past Due	606		606		628
Loans Not Past Due	111,845		111,845		117,619
Loans	112,451		112,451		118,247
Loans for Agricultural Production [Member] | Agri-business and Agricultural Loans [Member]
Loans [Abstract]
Total ending loan balance	108,575		108,575		119,756
Loans Individually Evaluated for Impairment [Abstract]
Unpaid principal balance with no related allowance recorded	203		203
Unpaid principal balance with an allowance recorded	0		0		225
Recorded Investment with no related allowance recorded	203		203
Recorded investment with an allowance recorded	0		0		225
Allowance for loan losses allocated with no related allowance recorded	0		0
Allowance for loans losses allocated with an allowance recorded	0		0		18
Average recorded investment with no related allowance recorded	204		102
Average recorded investment with an allowance recorded	0		105		410
Interest income recognized with no related allowance recorded	0		0
Interest income recognized with an allowance recorded	0		0		0
Cash basis interest income recognized with no related allowance recorded	0		0
Cash basis interest income recognized with an allowance recorded	0		0		0
Recorded Investment in Nonaccrual and Loans Past Due Over 90 Days Still on Accrual by Class of Loans [Abstract]
Nonaccrual	203		203		225
Loans Past Due Over 90 Days and Still Accruing	0		0		0
Financing Receivable, Recorded Investment, Aging [Abstract]
30 to 89 Days Past Due	0		0		0
Greater than 90 Days Past Due	203		203		225
Total Past Due	203		203		225
Loans Not Past Due	108,372		108,372		119,531
Loans	108,575		108,575		119,756
Residential Construction and Land Development Loans [Member] | Consumer 1-4 Family Mortgage Loans [Member]
Loans [Abstract]
Total ending loan balance	9,190		9,190		5,449
Loans Individually Evaluated for Impairment [Abstract]
Unpaid principal balance with an allowance recorded	0		0		0
Recorded investment with an allowance recorded	0		0		0
Allowance for loans losses allocated with an allowance recorded	0		0		0
Average recorded investment with an allowance recorded	0		0		0
Interest income recognized with an allowance recorded	0		0		0
Cash basis interest income recognized with an allowance recorded	0		0		0
Recorded Investment in Nonaccrual and Loans Past Due Over 90 Days Still on Accrual by Class of Loans [Abstract]
Nonaccrual	0		0		0
Loans Past Due Over 90 Days and Still Accruing	0		0		0
Financing Receivable, Recorded Investment, Aging [Abstract]
30 to 89 Days Past Due	56		56		34
Greater than 90 Days Past Due	0		0		0
Total Past Due	56		56		34
Loans Not Past Due	9,134		9,134		5,415
Loans	$ 9,190		$ 9,190		$ 5,449

XML

LOANS (Details) (USD $) In Thousands, unless otherwise specified	6 Months Ended	12 Months Ended
	Jun. 30, 2012	Dec. 31, 2011	Mar. 31, 2012	Jun. 30, 2011	Mar. 31, 2011	Dec. 31, 2010
Accounts, Notes, Loans and Financing Receivable [Line Items]
Subtotal	$ 2,214,862	$ 2,234,037
Less: Allowance for loan losses	(51,817)	(53,400)	(52,757)	(51,260)	(48,495)	(45,007)
Net deferred loan fees	(462)	(328)
Loans, net	2,162,583	2,180,309
Ratio of loan to all loans (in hundredths)	100.00%	100.00%
Commercial and Industrial Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	789,071	751,156
Less: Allowance for loan losses	(19,696)	(22,830)	(22,134)	(22,999)	(22,549)	(21,479)
Ratio of loan to all loans (in hundredths)	35.60%	33.60%
Commercial Real Estate and Multi-family Residential Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	810,129	852,520
Ratio of loan to all loans (in hundredths)	36.60%	38.20%
Agri-business and Agricultural Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	220,945	237,929
Less: Allowance for loan losses	(1,419)	(695)	(538)	(948)	(1,194)	(1,318)
Ratio of loan to all loans (in hundredths)	10.00%	10.70%
Consumer 1-4 Family mortgage loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total consumer loans	285,310	288,155
Ratio of loan to all loans (in hundredths)	12.90%	12.90%
Working Capital Lines of Credit Loans [Member] | Commercial and Industrial Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	413,394	373,768
Ratio of loan to all loans (in hundredths)	18.70%	16.70%
Non-working Capital Loans [Member] | Commercial and Industrial Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	375,677	377,388
Ratio of loan to all loans (in hundredths)	17.00%	16.90%
Construction and Land Development Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	84,416	82,284
Ratio of loan to all loans (in hundredths)	3.80%	3.70%
Owner Occupied Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	356,889	346,669
Ratio of loan to all loans (in hundredths)	16.10%	15.50%
Nonowner Occupied Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	333,237	385,090
Ratio of loan to all loans (in hundredths)	15.00%	1720.00%
Multifamily Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	35,587	38,477
Ratio of loan to all loans (in hundredths)	1.60%	1.70%
Loans Secured by Farmland [Member] | Agri-business and Agricultural Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	112,431	118,224
Ratio of loan to all loans (in hundredths)	5.10%	5.30%
Loans for Agricultural Production [Member] | Agri-business and Agricultural Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	108,514	119,705
Ratio of loan to all loans (in hundredths)	4.90%	5.40%
Other Commerical Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	63,681	58,278
Ratio of loan to all loans (in hundredths)	2.90%	2.60%
Commercial Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	1,883,826	1,899,883
Ratio of loan to all loans (in hundredths)	85.10%	85.00%
Closed End First Mortgage Loans [Member] | Consumer 1-4 Family mortgage loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total consumer loans	105,057	106,999
Ratio of loan to all loans (in hundredths)	4.70%	4.80%
Open End and Junior Lien Loans [Member] | Consumer 1-4 Family mortgage loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total consumer loans	171,063	175,694
Ratio of loan to all loans (in hundredths)	7.70%	7.90%
Residential Construction and Land Development Loans [Member] | Consumer 1-4 Family mortgage loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total consumer loans	9,190	5,462
Ratio of loan to all loans (in hundredths)	0.40%	0.20%
Other Consumer Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total consumer loans	45,726	45,999
Ratio of loan to all loans (in hundredths)	2.10%	2.10%
Consumer Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total consumer loans	$ 331,036	$ 334,154
Ratio of loan to all loans (in hundredths)	14.90%	15.00%

XML

ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY, Troubled Debt Restructurings (Details) (USD $)	3 Months Ended		6 Months Ended	12 Months Ended
	Jun. 30, 2012	Mar. 31, 2012	Jun. 30, 2012	Dec. 31, 2011
Troubled Debt Restructuring [Abstract]
Loans modified in troubled debt restructured loans	$ 15,100,000		$ 15,100,000	$ 15,700,000
Accruing troubled debt restructured loans	22,767,000		22,767,000	22,177,000
Nonaccrual troubled debt restructured loans	32,129,000		32,129,000	34,273,000
Total trouble debt restructured loans	54,896,000		54,896,000	56,450,000
Aggregate recorded investment with renewal terms	1,100,000	1,600,000
Troubled Debt Restructurings [Abstract]
Number of Loans	4		9	33
Pre-Modification Outstanding Recorded Investment				38,866,000
Total pre-modification outstanding recorded investment	2,215,000		3,853,000
Post-Modification Outstanding Recorded Investment				38,850,000
Total post-modification outstanding recorded investment	2,333,000		3,971,000
Loans receivable charged-off				667,000
Troubled Debt Restructurings that Subsequently Defaulted [Abstract]
Number of Loans	1		1
Recorded Investment	65,000		65,000
Number of days a loan is considered to be in payment default (in days)			30 days
Addition (deduction) to troubled debt restructured loans due to clarifications in accounting guidance				15,600,000
Interest Rate Reductions [Member]
Troubled Debt Restructurings [Abstract]
Number of Loans	2		2	5
Pre-Modification Outstanding Recorded Investment	516,000		516,000	402,000
Post-Modification Outstanding Recorded Investment	132,000		132,000	324,000
Principal and Interest Forgiveness [Member]
Troubled Debt Restructurings [Abstract]
Number of Loans	0		0	2
Principal and Interest Forgiveness [Member] | Interest [Member]
Troubled Debt Restructurings [Abstract]
Pre-Modification Outstanding Recorded Investment	0		0	707,000
Post-Modification Outstanding Recorded Investment	0		0	486,000
Principal and Interest Forgiveness [Member] | Principal [Member]
Troubled Debt Restructurings [Abstract]
Pre-Modification Outstanding Recorded Investment	0		0	2,675,000
Post-Modification Outstanding Recorded Investment	0		0	2,575,000
Modified Repayment Terms [Member]
Troubled Debt Restructurings [Abstract]
Number of Loans	1		1	22
Extension period for modified repayment terms	14 months		14 months
Modified Repayment Terms [Member] | Minimum [Member]
Troubled Debt Restructurings [Abstract]
Extension period for modified repayment terms				6 months
Modified Repayment Terms [Member] | Maximum [Member]
Troubled Debt Restructurings [Abstract]
Extension period for modified repayment terms				70 months
Nonperforming Financing Receivable [Member]
Troubled Debt Restructurings that Subsequently Defaulted [Abstract]
Addition (deduction) to troubled debt restructured loans due to clarifications in accounting guidance				15,300,000
Commercial Real Estate and Multi-family Residential Loans [Member]
Troubled Debt Restructurings [Abstract]
Increase in allowance for loan losses	290,000		790,000	3,200
Commercial and Industrial Loans [Member]
Troubled Debt Restructurings [Abstract]
Increase in allowance for loan losses	690,000		690,000	(112,000)
Agri-business and Agricultural Loans [Member]
Troubled Debt Restructurings [Abstract]
Increase in allowance for loan losses				(11,000)
Consumer 1-4 Family Mortgage Loans [Member]
Troubled Debt Restructurings [Abstract]
Increase in allowance for loan losses	6,000		6,000	76,000
Construction and Land Development Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member]
Troubled Debt Restructurings [Abstract]
Number of Loans			5
Pre-Modification Outstanding Recorded Investment	1,638,000		1,638,000
Post-Modification Outstanding Recorded Investment	1,638,000		1,638,000
Construction and Land Development Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Interest Rate Reductions [Member]
Troubled Debt Restructurings [Abstract]
Number of Loans	0		0
Pre-Modification Outstanding Recorded Investment	0		0
Post-Modification Outstanding Recorded Investment	0		0
Construction and Land Development Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Principal and Interest Forgiveness [Member]
Troubled Debt Restructurings [Abstract]
Number of Loans	0		0
Construction and Land Development Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Principal and Interest Forgiveness [Member] | Interest [Member]
Troubled Debt Restructurings [Abstract]
Pre-Modification Outstanding Recorded Investment	0		0
Post-Modification Outstanding Recorded Investment	0		0
Construction and Land Development Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Principal and Interest Forgiveness [Member] | Principal [Member]
Troubled Debt Restructurings [Abstract]
Pre-Modification Outstanding Recorded Investment	0		0
Post-Modification Outstanding Recorded Investment	0		0
Construction and Land Development Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Modified Repayment Terms [Member]
Troubled Debt Restructurings [Abstract]
Number of Loans	0		0
Extension period for modified repayment terms	0 months		0 months
Closed End First Mortgage Loans [Member] | Consumer 1-4 Family Mortgage Loans [Member]
Troubled Debt Restructurings [Abstract]
Number of Loans	1		1	6
Pre-Modification Outstanding Recorded Investment	39,000		39,000	942,000
Post-Modification Outstanding Recorded Investment	39,000		39,000	849,000
Closed End First Mortgage Loans [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Interest Rate Reductions [Member]
Troubled Debt Restructurings [Abstract]
Number of Loans	1		1	5
Pre-Modification Outstanding Recorded Investment	76,000		76,000	402,000
Post-Modification Outstanding Recorded Investment	15,000		15,000	324,000
Closed End First Mortgage Loans [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Principal and Interest Forgiveness [Member]
Troubled Debt Restructurings [Abstract]
Number of Loans	0		0	1
Closed End First Mortgage Loans [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Principal and Interest Forgiveness [Member] | Interest [Member]
Troubled Debt Restructurings [Abstract]
Pre-Modification Outstanding Recorded Investment	0		0	66,000
Post-Modification Outstanding Recorded Investment	0		0	57,000
Closed End First Mortgage Loans [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Principal and Interest Forgiveness [Member] | Principal [Member]
Troubled Debt Restructurings [Abstract]
Pre-Modification Outstanding Recorded Investment	0		0	550,000
Post-Modification Outstanding Recorded Investment	0		0	450,000
Closed End First Mortgage Loans [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Modified Repayment Terms [Member]
Troubled Debt Restructurings [Abstract]
Number of Loans	0		0	0
Extension period for modified repayment terms	0 months		0 months	0 months
Nonowner Occupied Loans [Member]
Troubled Debt Restructurings that Subsequently Defaulted [Abstract]
Number of loans with inadequate compensation for terms of restructure			1
Loans with inadequate compensation for terms of restructure	642,000		642,000
Nonowner Occupied Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member]
Troubled Debt Restructurings [Abstract]
Number of Loans	1		1	8
Pre-Modification Outstanding Recorded Investment	385,000		385,000	23,767,000
Post-Modification Outstanding Recorded Investment	385,000		385,000	23,767,000
Nonowner Occupied Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Interest Rate Reductions [Member]
Troubled Debt Restructurings [Abstract]
Number of Loans	0		0	0
Pre-Modification Outstanding Recorded Investment	0		0	0
Post-Modification Outstanding Recorded Investment	0		0	0
Nonowner Occupied Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Principal and Interest Forgiveness [Member]
Troubled Debt Restructurings [Abstract]
Number of Loans	0		0	0
Nonowner Occupied Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Principal and Interest Forgiveness [Member] | Interest [Member]
Troubled Debt Restructurings [Abstract]
Pre-Modification Outstanding Recorded Investment	0		0	0
Post-Modification Outstanding Recorded Investment	0		0	0
Nonowner Occupied Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Principal and Interest Forgiveness [Member] | Principal [Member]
Troubled Debt Restructurings [Abstract]
Pre-Modification Outstanding Recorded Investment	0		0	0
Post-Modification Outstanding Recorded Investment	0		0	0
Nonowner Occupied Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Modified Repayment Terms [Member]
Troubled Debt Restructurings [Abstract]
Number of Loans	1		1	7
Extension period for modified repayment terms	14 months		14 months
Nonowner Occupied Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Modified Repayment Terms [Member] | Minimum [Member]
Troubled Debt Restructurings [Abstract]
Extension period for modified repayment terms				6 months
Nonowner Occupied Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Modified Repayment Terms [Member] | Maximum [Member]
Troubled Debt Restructurings [Abstract]
Extension period for modified repayment terms				36 months
Loans Secured by Farmland [Member]
Troubled Debt Restructurings that Subsequently Defaulted [Abstract]
Number of loans with inadequate compensation for terms of restructure			1
Loans with inadequate compensation for terms of restructure	413,000		413,000
Loans Secured by Farmland [Member] | Agri-business and Agricultural Loans [Member]
Troubled Debt Restructurings [Abstract]
Number of Loans				2
Pre-Modification Outstanding Recorded Investment				683,000
Post-Modification Outstanding Recorded Investment				683,000
Loans Secured by Farmland [Member] | Agri-business and Agricultural Loans [Member] | Interest Rate Reductions [Member]
Troubled Debt Restructurings [Abstract]
Number of Loans				0
Pre-Modification Outstanding Recorded Investment				0
Post-Modification Outstanding Recorded Investment				0
Loans Secured by Farmland [Member] | Agri-business and Agricultural Loans [Member] | Principal and Interest Forgiveness [Member]
Troubled Debt Restructurings [Abstract]
Number of Loans				0
Loans Secured by Farmland [Member] | Agri-business and Agricultural Loans [Member] | Principal and Interest Forgiveness [Member] | Interest [Member]
Troubled Debt Restructurings [Abstract]
Pre-Modification Outstanding Recorded Investment				0
Post-Modification Outstanding Recorded Investment				0
Loans Secured by Farmland [Member] | Agri-business and Agricultural Loans [Member] | Principal and Interest Forgiveness [Member] | Principal [Member]
Troubled Debt Restructurings [Abstract]
Pre-Modification Outstanding Recorded Investment				0
Post-Modification Outstanding Recorded Investment				0
Loans Secured by Farmland [Member] | Agri-business and Agricultural Loans [Member] | Modified Repayment Terms [Member]
Troubled Debt Restructurings [Abstract]
Number of Loans				1
Extension period for modified repayment terms				22 months
Working Capital Lines of Credit Loans [Member] | Commercial and Industrial Loans [Member]
Troubled Debt Restructurings [Abstract]
Number of Loans				3
Pre-Modification Outstanding Recorded Investment				639,000
Post-Modification Outstanding Recorded Investment				639,000
Working Capital Lines of Credit Loans [Member] | Commercial and Industrial Loans [Member] | Interest Rate Reductions [Member]
Troubled Debt Restructurings [Abstract]
Number of Loans				0
Pre-Modification Outstanding Recorded Investment				0
Post-Modification Outstanding Recorded Investment				0
Working Capital Lines of Credit Loans [Member] | Commercial and Industrial Loans [Member] | Principal and Interest Forgiveness [Member]
Troubled Debt Restructurings [Abstract]
Number of Loans				0
Working Capital Lines of Credit Loans [Member] | Commercial and Industrial Loans [Member] | Principal and Interest Forgiveness [Member] | Interest [Member]
Troubled Debt Restructurings [Abstract]
Pre-Modification Outstanding Recorded Investment				0
Post-Modification Outstanding Recorded Investment				0
Working Capital Lines of Credit Loans [Member] | Commercial and Industrial Loans [Member] | Principal and Interest Forgiveness [Member] | Principal [Member]
Troubled Debt Restructurings [Abstract]
Pre-Modification Outstanding Recorded Investment				0
Post-Modification Outstanding Recorded Investment				0
Working Capital Lines of Credit Loans [Member] | Commercial and Industrial Loans [Member] | Modified Repayment Terms [Member]
Troubled Debt Restructurings [Abstract]
Number of Loans				3
Working Capital Lines of Credit Loans [Member] | Commercial and Industrial Loans [Member] | Modified Repayment Terms [Member] | Minimum [Member]
Troubled Debt Restructurings [Abstract]
Extension period for modified repayment terms				11 months
Working Capital Lines of Credit Loans [Member] | Commercial and Industrial Loans [Member] | Modified Repayment Terms [Member] | Maximum [Member]
Troubled Debt Restructurings [Abstract]
Extension period for modified repayment terms				60 months
Non working Capital Loans [Member]
Troubled Debt Restructurings that Subsequently Defaulted [Abstract]
Number of loans with inadequate compensation for terms of restructure			2
Loans with inadequate compensation for terms of restructure	636,000		636,000
Non working Capital Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Interest Rate Reductions [Member]
Troubled Debt Restructurings [Abstract]
Number of Loans	0		0
Pre-Modification Outstanding Recorded Investment	0		0
Post-Modification Outstanding Recorded Investment	0		0
Non working Capital Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Principal and Interest Forgiveness [Member]
Troubled Debt Restructurings [Abstract]
Number of Loans	0		0
Non working Capital Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Principal and Interest Forgiveness [Member] | Interest [Member]
Troubled Debt Restructurings [Abstract]
Pre-Modification Outstanding Recorded Investment	0		0
Post-Modification Outstanding Recorded Investment	0		0
Non working Capital Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Principal and Interest Forgiveness [Member] | Principal [Member]
Troubled Debt Restructurings [Abstract]
Pre-Modification Outstanding Recorded Investment	0		0
Post-Modification Outstanding Recorded Investment	0		0
Non working Capital Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Modified Repayment Terms [Member]
Troubled Debt Restructurings [Abstract]
Number of Loans	0		0
Extension period for modified repayment terms	0 months		0 months
Non working Capital Loans [Member] | Commercial and Industrial Loans [Member]
Troubled Debt Restructurings [Abstract]
Number of Loans	1		1	6
Pre-Modification Outstanding Recorded Investment	942,000		942,000	6,187,000
Post-Modification Outstanding Recorded Investment	1,060,000		1,060,000	6,261,000
Non working Capital Loans [Member] | Commercial and Industrial Loans [Member] | Interest Rate Reductions [Member]
Troubled Debt Restructurings [Abstract]
Number of Loans				0
Pre-Modification Outstanding Recorded Investment	0		0	0
Post-Modification Outstanding Recorded Investment				0
Non working Capital Loans [Member] | Commercial and Industrial Loans [Member] | Principal and Interest Forgiveness [Member]
Troubled Debt Restructurings [Abstract]
Number of Loans				0
Non working Capital Loans [Member] | Commercial and Industrial Loans [Member] | Principal and Interest Forgiveness [Member] | Interest [Member]
Troubled Debt Restructurings [Abstract]
Pre-Modification Outstanding Recorded Investment				0
Post-Modification Outstanding Recorded Investment				0
Non working Capital Loans [Member] | Commercial and Industrial Loans [Member] | Principal and Interest Forgiveness [Member] | Principal [Member]
Troubled Debt Restructurings [Abstract]
Pre-Modification Outstanding Recorded Investment				0
Post-Modification Outstanding Recorded Investment				0
Non working Capital Loans [Member] | Commercial and Industrial Loans [Member] | Modified Repayment Terms [Member]
Troubled Debt Restructurings [Abstract]
Number of Loans				4
Non working Capital Loans [Member] | Commercial and Industrial Loans [Member] | Modified Repayment Terms [Member] | Minimum [Member]
Troubled Debt Restructurings [Abstract]
Extension period for modified repayment terms				12 months
Non working Capital Loans [Member] | Commercial and Industrial Loans [Member] | Modified Repayment Terms [Member] | Maximum [Member]
Troubled Debt Restructurings [Abstract]
Extension period for modified repayment terms				36 months
Owner Occupied Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member]
Troubled Debt Restructurings [Abstract]
Number of Loans	1		1	8
Pre-Modification Outstanding Recorded Investment	849,000		849,000	6,648,000
Post-Modification Outstanding Recorded Investment	849,000		849,000	6,651,000
Owner Occupied Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Interest Rate Reductions [Member]
Troubled Debt Restructurings [Abstract]
Number of Loans	1		1	0
Pre-Modification Outstanding Recorded Investment	440,000		440,000	0
Post-Modification Outstanding Recorded Investment	117,000		117,000	0
Owner Occupied Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Principal and Interest Forgiveness [Member]
Troubled Debt Restructurings [Abstract]
Number of Loans	0		0	1
Owner Occupied Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Principal and Interest Forgiveness [Member] | Interest [Member]
Troubled Debt Restructurings [Abstract]
Pre-Modification Outstanding Recorded Investment	0		0	641,000
Post-Modification Outstanding Recorded Investment	0		0	429,000
Owner Occupied Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Principal and Interest Forgiveness [Member] | Principal [Member]
Troubled Debt Restructurings [Abstract]
Pre-Modification Outstanding Recorded Investment	0		0	2,125,000
Post-Modification Outstanding Recorded Investment	$ 0		$ 0	$ 2,125,000
Owner Occupied Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Modified Repayment Terms [Member]
Troubled Debt Restructurings [Abstract]
Number of Loans	0		0	7
Extension period for modified repayment terms	0 months		0 months
Owner Occupied Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Modified Repayment Terms [Member] | Minimum [Member]
Troubled Debt Restructurings [Abstract]
Extension period for modified repayment terms				20 months
Owner Occupied Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Modified Repayment Terms [Member] | Maximum [Member]
Troubled Debt Restructurings [Abstract]
Extension period for modified repayment terms				70 months

XML

ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY, Credit Quality Indicators (Details) (USD $) In Thousands, unless otherwise specified	6 Months Ended
	Jun. 30, 2012	Dec. 31, 2011
Credit Quality Indicators [Abstract]
Loan amount of credit quality analysis	$ 250,000
Financing Receivable, Recorded Investment [Line Items]
Loans	2,214,400	2,233,709
Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	1,773,684	1,771,778
Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	38,863	33,276
Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	112,178	131,286
Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	289,675	297,369
Commercial and Industrial Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	789,218	751,364
Commercial Real Estate and Multi-family Residential Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	809,214	851,677
Agri-business and Agricultural Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	221,026	238,003
Consumer 1-4 Family Mortgage Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	285,590	288,456
Working Capital Lines of Credit Loans [Member] | Commercial and Industrial Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	413,516	373,892
Working Capital Lines of Credit Loans [Member] | Commercial and Industrial Loans [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	395,594	352,055
Working Capital Lines of Credit Loans [Member] | Commercial and Industrial Loans [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	6,110	5,625
Working Capital Lines of Credit Loans [Member] | Commercial and Industrial Loans [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	11,812	16,212
Working Capital Lines of Credit Loans [Member] | Commercial and Industrial Loans [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Working Capital Lines of Credit Loans [Member] | Commercial and Industrial Loans [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Non-working Capital Loans [Member] | Commercial and Industrial Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	375,702	377,472
Non-working Capital Loans [Member] | Commercial and Industrial Loans [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	331,602	331,881
Non-working Capital Loans [Member] | Commercial and Industrial Loans [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	7,981	7,437
Non-working Capital Loans [Member] | Commercial and Industrial Loans [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	34,788	36,751
Non-working Capital Loans [Member] | Commercial and Industrial Loans [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Non-working Capital Loans [Member] | Commercial and Industrial Loans [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	1,331	1,403
Construction and Land Development Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	84,215	82,079
Construction and Land Development Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	66,427	64,808
Construction and Land Development Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	4,960	3,296
Construction and Land Development Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	12,828	13,976
Construction and Land Development Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Construction and Land Development Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Owner Occupied Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	356,746	346,543
Owner Occupied Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	325,661	318,191
Owner Occupied Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	7,594	5,913
Owner Occupied Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	23,441	22,400
Owner Occupied Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Owner Occupied Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	50	38
Nonowner Occupied Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	332,753	384,681
Nonowner Occupied Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	296,157	337,090
Nonowner Occupied Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	10,138	8,875
Nonowner Occupied Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	26,458	38,716
Nonowner Occupied Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Nonowner Occupied Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Multifamily Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	35,500	38,374
Multifamily Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	34,287	37,127
Multifamily Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	1,213	1,247
Multifamily Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Multifamily Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Multifamily Loans [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Loans Secured by Farmland [Member] | Agri-business and Agricultural Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	112,451	118,247
Loans Secured by Farmland [Member] | Agri-business and Agricultural Loans [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	111,132	116,742
Loans Secured by Farmland [Member] | Agri-business and Agricultural Loans [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	70	70
Loans Secured by Farmland [Member] | Agri-business and Agricultural Loans [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	1,230	1,415
Loans Secured by Farmland [Member] | Agri-business and Agricultural Loans [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Loans Secured by Farmland [Member] | Agri-business and Agricultural Loans [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	19	20
Loans for Agricultural Production [Member] | Agri-business and Agricultural Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	108,575	119,756
Loans for Agricultural Production [Member] | Agri-business and Agricultural Loans [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	108,372	119,531
Loans for Agricultural Production [Member] | Agri-business and Agricultural Loans [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Loans for Agricultural Production [Member] | Agri-business and Agricultural Loans [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	203	225
Loans for Agricultural Production [Member] | Agri-business and Agricultural Loans [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Loans for Agricultural Production [Member] | Agri-business and Agricultural Loans [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Other Commerical Loans [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	63,563	58,061
Other Commerical Loans [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	66
Other Commerical Loans [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	108	120
Other Commerical Loans [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Other Commerical Loans [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	2
Other Commerical Loans [Member] | Agri-business and Agricultural Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	63,671
Closed End First Mortgage Loans [Member] | Consumer 1-4 Family Mortgage Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	104,832	106,784
Closed End First Mortgage Loans [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	19,014	17,307
Closed End First Mortgage Loans [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	50	53
Closed End First Mortgage Loans [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	813	974
Closed End First Mortgage Loans [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Closed End First Mortgage Loans [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	84,955	88,450
Open End and Junior Lien Loans [Member] | Consumer 1-4 Family Mortgage Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	171,568	176,223
Open End and Junior Lien Loans [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	13,527	11,569
Open End and Junior Lien Loans [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	351	319
Open End and Junior Lien Loans [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Open End and Junior Lien Loans [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Open End and Junior Lien Loans [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	157,690	164,335
Residential Construction and Land Development Loans [Member] | Consumer 1-4 Family Mortgage Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	9,190	5,449
Residential Construction and Land Development Loans [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Residential Construction and Land Development Loans [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Residential Construction and Land Development Loans [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Residential Construction and Land Development Loans [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Residential Construction and Land Development Loans [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	9,190	5,449
Other Consumer Loans [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	8,348	7,416
Other Consumer Loans [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	396	375
Other Consumer Loans [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	497	497
Other Consumer Loans [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Other Consumer Loans [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	$ 36,440	$ 37,672

XML

CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (USD $) In Thousands, unless otherwise specified	6 Months Ended
	Jun. 30, 2012	Jun. 30, 2011
Cash flows from operating activities:
Net income	$ 17,445	$ 13,954
Adjustments to reconcile net income to net cash from operating activities:
Depreciation	1,338	1,100
Provision for loan losses	1,299	8,500
Loss on sale and write down of other real estate owned	103	263
Amortization of intangible assets	26	27
Amortization of loan servicing rights	347	266
Net change in loan servicing rights valuation allowance	(22)	(7)
Loans originated for sale	(64,807)	(30,642)
Net gain on sales of loans	(1,140)	(659)
Proceeds from sale of loans	63,365	33,482
Net loss on sales of premises and equipment	0	(1)
Net (gain) loss on sales and calls of securities available for sale	(3)	166
Impairment on available for sale securities	959	121
Net securities amortization	3,143	1,202
Stock compensation expense	689	647
Earnings on life insurance	(459)	(586)
Tax benefit of stock option exercises	(432)	(91)
Net change:
Accrued income receivable	166	262
Accrued expenses payable	1,383	1,006
Other assets	998	(469)
Other liabilities	(178)	(66)
Total adjustments	6,775	14,521
Net cash from operating activities	24,220	28,475
Cash flows from investing activities:
Proceeds from sale of securities available for sale	0	73,318
Proceeds from maturities, calls and principal paydowns of securities available for sale	48,098	38,446
Purchases of securities available for sale	(61,221)	(113,507)
Purchase of life insurance	(14)	(148)
Net (increase) decrease in total loans	16,283	(60,990)
Proceeds from sales of land, premises and equipment	0	44
Purchases of land, premises and equipment	(1,564)	(1,445)
Proceeds from sales of other real estate	373	948
Net cash from investing activities	1,955	(63,334)
Cash flows from financing activities:
Net increase in total deposits	112,789	75,474
Net decrease in short-term borrowings	(43,294)	(35,618)
Payments on long-term borrowings	(2)	(1)
Common dividends paid	(5,289)	(5,022)
Preferred dividends paid	(13)	(13)
Proceeds from stock option exercise	185	336
Purchase of treasury stock	(186)	(113)
Net cash from financing activities	64,190	35,043
Net change in cash and cash equivalents	90,365	184
Cash and cash equivalents at beginning of the period	104,584	60,141
Cash and cash equivalents at end of the period	194,949	60,325
Cash paid during the period for:
Interest	12,560	13,300
Income taxes	7,050	8,822
Supplemental non-cash disclosures:
Loans transferred to other real estate	$ 144	$ 270

XML

SECURITIES (Details) (USD $)	3 Months Ended		6 Months Ended
	Jun. 30, 2012	Jun. 30, 2011	Jun. 30, 2012	Jun. 30, 2011	Dec. 31, 2011
Information related to available for sale securities [Abstract]
Fair Value	$ 478,440,000		$ 478,440,000		$ 467,391,000
Gross Unrealized Gain	15,604,000		15,604,000		14,768,000
Gross Unrealized Losses	(1,968,000)		(1,968,000)		(3,157,000)
Amortized Cost	464,804,000		464,804,000		455,780,000
Other-than-temporary impairment recognized in accumulated other comprehensive income	783,000		783,000		213,000
Maturities of Available-for-sale Debt Securities [Abstract]
Due in one year or less, amortized cost	1,793,000		1,793,000
Due after one year through five years, amortized cost	23,236,000		23,236,000
Due after five years through ten years, amortized cost	34,263,000		34,263,000
Due after ten years, amortized cost	23,106,000		23,106,000
Available for sale securities with maturities amortized cost	82,398,000		82,398,000
Mortgage-backed securities, amortized cost	382,406,000		382,406,000
Total debt securities amortized cost	464,804,000		464,804,000
Due in one year or less, fair value	1,797,000		1,797,000
Due after one year though five years, fair value	24,847,000		24,847,000
Due five years through ten years, fair value	36,820,000		36,820,000
Due after ten years, fair value	24,760,000		24,760,000
Available for sale securities with maturities fair value	88,224,000		88,224,000
Mortgage-backed securities, fair value	390,216,000		390,216,000
Total Securities	478,440,000		478,440,000
Sales of Securities Available for Sale [Abstract]
Proceeds	0	4,471,000	0	73,318,000
Gross gains	0	76,000	0	4,005,000
Gross losses	0	(44,000)	0	(4,171,000)
Number of securities sold			36
Fair value of sold security	478,440,000		478,440,000
Number of non-agency residential mortgage backed securities sold			6
Available-for-sale Securities pledged as collateral	216,500,000	259,300,000	216,500,000	259,300,000
Securities with unrealized losses [Abstract]
Less than twelve months, fair value	105,240,000		105,240,000		78,183,000
Less than 12 months, unrealized losses	(1,021,000)		(1,021,000)		(866,000)
12 months or more, fair value	22,861,000		22,861,000		29,701,000
12 months or more, unrealized losses	(947,000)		(947,000)		(2,291,000)
Total fair value	128,101,000		128,101,000		107,884,000
Total unrealized losses	(1,968,000)		(1,968,000)		(3,157,000)
Number of securities with unrealized losses [Abstract]
Number of available-for-sale securities in unrealized loss positions, less than 12 months	39		39		26
Number of available-for-sale securities in unrealized loss positions, 12 months or more	9		9		12
Available-for-sale, Securities in Unrealized Loss Positions, Number of Positions	48		48		38
Percentage of securities backed by the U.S. government, government agencies, government sponsored agencies or are A rated or better (in hundredths)			94.00%
Non-agency residential mortgage backed securities not issued by the federal government or government sponsored agencies	28,200,000		28,200,000		32,200,000
Other than temporary impairment losses, investments, available-for-sale securities, Total	475,000	0	985,000	121,000
Other than Temporary Impairment, Credit Losses Recognized in Earnings [Roll Forward]
Balance	869,000	194,000	359,000	1,812,000
Additions related to other-than-temporary impairment losses not previously recognized	198,000	0	747,000	0
Additional increase to the amount of credit loss for which other-than-temporary impairment was previously recognized	251,000	0	212,000	121,000
Reductions for previous credit losses realized on securities sold during the year	0	0	0	(1,739,000)
Balance	1,318,000	194,000	1,318,000	194,000
Investment [Line Items]
Other Than Temporary Impairment Since Purchase	1,318,000	194,000	1,318,000	194,000
Amortized Cost	464,804,000		464,804,000		455,780,000
Securities available for sale	478,440,000		478,440,000
One Rating Below Investment Grade [Member]
Information related to available for sale securities [Abstract]
Amortized Cost	21,490,000		21,490,000
Maturities of Available-for-sale Debt Securities [Abstract]
Total Securities	20,761,000		20,761,000
Sales of Securities Available for Sale [Abstract]
Fair value of sold security	20,761,000		20,761,000
Other than Temporary Impairment, Credit Losses Recognized in Earnings [Roll Forward]
Balance	1,318,000		1,318,000
Investment [Line Items]
Other Than Temporary Impairment Since Purchase	1,318,000		1,318,000
Par Value	23,515,000		23,515,000
Amortized Cost	21,490,000		21,490,000
Securities available for sale	20,761,000		20,761,000
Unrealized Gain (Loss)	(729,000)		(729,000)
CWHL 2006-18 2A7 [Member] | One Rating Below Investment Grade [Member]
Information related to available for sale securities [Abstract]
Amortized Cost	2,188,000		2,188,000
Maturities of Available-for-sale Debt Securities [Abstract]
Total Securities	2,144,000		2,144,000
Sales of Securities Available for Sale [Abstract]
Fair value of sold security	2,144,000		2,144,000
Other than Temporary Impairment, Credit Losses Recognized in Earnings [Roll Forward]
Balance	202,000		202,000
Investment [Line Items]
CUSIP	12543WAJ7		12543WAJ7
Other Than Temporary Impairment Since Purchase	202,000		202,000
Par Value	2,437,000		2,437,000
Amortized Cost	2,188,000		2,188,000
Securities available for sale	2,144,000		2,144,000
Unrealized Gain (Loss)	(44,000)		(44,000)
Lowest Credit Rating			C
1 Month Constant Default Rate	4.56		4.56
3 Month Constant Default Rate	6.87		6.87
6 Month Constant Default Rate	7.19		7.19
Credit Support	0.97		0.97
CWALT 2005-46CB A1 [Member] | One Rating Below Investment Grade [Member]
Information related to available for sale securities [Abstract]
Amortized Cost	2,833,000		2,833,000
Maturities of Available-for-sale Debt Securities [Abstract]
Total Securities	2,712,000		2,712,000
Sales of Securities Available for Sale [Abstract]
Fair value of sold security	2,712,000		2,712,000
Other than Temporary Impairment, Credit Losses Recognized in Earnings [Roll Forward]
Balance	254,000		254,000
Investment [Line Items]
CUSIP	12667G6U2		12667G6U2
Other Than Temporary Impairment Since Purchase	254,000		254,000
Par Value	3,237,000		3,237,000
Amortized Cost	2,833,000		2,833,000
Securities available for sale	2,712,000		2,712,000
Unrealized Gain (Loss)	(121,000)		(121,000)
Lowest Credit Rating			C
1 Month Constant Default Rate	5.95		5.95
3 Month Constant Default Rate	5.35		5.35
6 Month Constant Default Rate	5.45		5.45
Credit Support	1.38		1.38
CWALT 2005-J8 1A3 [Member] | One Rating Below Investment Grade [Member]
Information related to available for sale securities [Abstract]
Amortized Cost	4,083,000		4,083,000
Maturities of Available-for-sale Debt Securities [Abstract]
Total Securities	3,987,000		3,987,000
Sales of Securities Available for Sale [Abstract]
Fair value of sold security	3,987,000		3,987,000
Other than Temporary Impairment, Credit Losses Recognized in Earnings [Roll Forward]
Balance	348,000		348,000
Investment [Line Items]
CUSIP	12667GJ20		12667GJ20
Other Than Temporary Impairment Since Purchase	348,000		348,000
Par Value	4,620,000		4,620,000
Amortized Cost	4,083,000		4,083,000
Securities available for sale	3,987,000		3,987,000
Unrealized Gain (Loss)	(96,000)		(96,000)
Lowest Credit Rating			CC
1 Month Constant Default Rate	12.53		12.53
3 Month Constant Default Rate	6.77		6.77
6 Month Constant Default Rate	7.30		7.30
Credit Support	4.68		4.68
CHASE 2006-S3 1A5 [Member] | One Rating Below Investment Grade [Member]
Information related to available for sale securities [Abstract]
Amortized Cost	624,000		624,000
Maturities of Available-for-sale Debt Securities [Abstract]
Total Securities	664,000		664,000
Sales of Securities Available for Sale [Abstract]
Fair value of sold security	664,000		664,000
Other than Temporary Impairment, Credit Losses Recognized in Earnings [Roll Forward]
Balance	197,000		197,000
Investment [Line Items]
CUSIP	16162XAE7		16162XAE7
Other Than Temporary Impairment Since Purchase	197,000		197,000
Par Value	823,000		823,000
Amortized Cost	624,000		624,000
Securities available for sale	664,000		664,000
Unrealized Gain (Loss)	40,000		40,000
Lowest Credit Rating			D
1 Month Constant Default Rate	5.74		5.74
3 Month Constant Default Rate	8.45		8.45
6 Month Constant Default Rate	8.33		8.33
Credit Support	0.00		0.00
CMSI 2007-61A5 [Member] | One Rating Below Investment Grade [Member]
Information related to available for sale securities [Abstract]
Amortized Cost	2,098,000		2,098,000
Maturities of Available-for-sale Debt Securities [Abstract]
Total Securities	2,106,000		2,106,000
Sales of Securities Available for Sale [Abstract]
Fair value of sold security	2,106,000		2,106,000
Other than Temporary Impairment, Credit Losses Recognized in Earnings [Roll Forward]
Balance	0		0
Investment [Line Items]
CUSIP	173103AE2		173103AE2
Other Than Temporary Impairment Since Purchase	0		0
Par Value	2,100,000		2,100,000
Amortized Cost	2,098,000		2,098,000
Securities available for sale	2,106,000		2,106,000
Unrealized Gain (Loss)	8,000		8,000
Lowest Credit Rating			B
1 Month Constant Default Rate	4.05		4.05
3 Month Constant Default Rate	1.30		1.30
6 Month Constant Default Rate	3.54		3.54
Credit Support	6.60		6.60
GSR 2006-10F 1A1 [Member] | One Rating Below Investment Grade [Member]
Information related to available for sale securities [Abstract]
Amortized Cost	2,971,000		2,971,000
Maturities of Available-for-sale Debt Securities [Abstract]
Total Securities	2,821,000		2,821,000
Sales of Securities Available for Sale [Abstract]
Fair value of sold security	2,821,000		2,821,000
Other than Temporary Impairment, Credit Losses Recognized in Earnings [Roll Forward]
Balance	0		0
Investment [Line Items]
CUSIP	36266WAC6		36266WAC6
Other Than Temporary Impairment Since Purchase	0		0
Par Value	3,194,000		3,194,000
Amortized Cost	2,971,000		2,971,000
Securities available for sale	2,821,000		2,821,000
Unrealized Gain (Loss)	(150,000)		(150,000)
Lowest Credit Rating			C
1 Month Constant Default Rate	0.00		0.00
3 Month Constant Default Rate	0.00		0.00
6 Month Constant Default Rate	0.00		0.00
Credit Support	0.67		0.67
MALT 2004-6 7 A1 [Member] | One Rating Below Investment Grade [Member]
Information related to available for sale securities [Abstract]
Amortized Cost	2,773,000		2,773,000
Maturities of Available-for-sale Debt Securities [Abstract]
Total Securities	2,804,000		2,804,000
Sales of Securities Available for Sale [Abstract]
Fair value of sold security	2,804,000		2,804,000
Other than Temporary Impairment, Credit Losses Recognized in Earnings [Roll Forward]
Balance	0		0
Investment [Line Items]
CUSIP	576434SK1		576434SK1
Other Than Temporary Impairment Since Purchase	0		0
Par Value	2,791,000		2,791,000
Amortized Cost	2,773,000		2,773,000
Securities available for sale	2,804,000		2,804,000
Unrealized Gain (Loss)	31,000		31,000
Lowest Credit Rating			B
1 Month Constant Default Rate	0.00		0.00
3 Month Constant Default Rate	0.00		0.00
6 Month Constant Default Rate	0.00		0.00
Credit Support	11.84		11.84
MANA 2007-F1 1A1 [Member] | One Rating Below Investment Grade [Member]
Information related to available for sale securities [Abstract]
Amortized Cost	1,771,000		1,771,000
Maturities of Available-for-sale Debt Securities [Abstract]
Total Securities	1,468,000		1,468,000
Sales of Securities Available for Sale [Abstract]
Fair value of sold security	1,468,000		1,468,000
Other than Temporary Impairment, Credit Losses Recognized in Earnings [Roll Forward]
Balance	0		0
Investment [Line Items]
CUSIP	59023YAA2		59023YAA2
Other Than Temporary Impairment Since Purchase	0		0
Par Value	1,806,000		1,806,000
Amortized Cost	1,771,000		1,771,000
Securities available for sale	1,468,000		1,468,000
Unrealized Gain (Loss)	(303,000)		(303,000)
Lowest Credit Rating			D
1 Month Constant Default Rate	0.00		0.00
3 Month Constant Default Rate	0.00		0.00
6 Month Constant Default Rate	0.00		0.00
Credit Support	0.00		0.00
RFMSI 2006-S5 A14 [Member] | One Rating Below Investment Grade [Member]
Information related to available for sale securities [Abstract]
Amortized Cost	2,149,000		2,149,000
Maturities of Available-for-sale Debt Securities [Abstract]
Total Securities	2,055,000		2,055,000
Sales of Securities Available for Sale [Abstract]
Fair value of sold security	2,055,000		2,055,000
Other than Temporary Impairment, Credit Losses Recognized in Earnings [Roll Forward]
Balance	317,000		317,000
Investment [Line Items]
CUSIP	74957EAP2		74957EAP2
Other Than Temporary Impairment Since Purchase	317,000		317,000
Par Value	2,507,000		2,507,000
Amortized Cost	2,149,000		2,149,000
Securities available for sale	2,055,000		2,055,000
Unrealized Gain (Loss)	(94,000)		(94,000)
Lowest Credit Rating			D
1 Month Constant Default Rate	6.75		6.75
3 Month Constant Default Rate	5.06		5.06
6 Month Constant Default Rate	4.29		4.29
Credit Support	0.00		0.00
US Treasury Securities [Member]
Information related to available for sale securities [Abstract]
Fair Value	1,046,000		1,046,000		1,055,000
Gross Unrealized Gain	43,000		43,000		52,000
Gross Unrealized Losses	0		0		0
Amortized Cost	1,003,000		1,003,000		1,003,000
Investment [Line Items]
Amortized Cost	1,003,000		1,003,000		1,003,000
US Government Sponsored Agencies [Member]
Information related to available for sale securities [Abstract]
Fair Value	5,298,000		5,298,000		5,277,000
Gross Unrealized Gain	269,000		269,000		244,000
Gross Unrealized Losses	0		0		0
Amortized Cost	5,029,000		5,029,000		5,033,000
Investment [Line Items]
Amortized Cost	5,029,000		5,029,000		5,033,000
Agency Residential Mortgage-backed Securities [Member]
Information related to available for sale securities [Abstract]
Fair Value	362,009,000		362,009,000		350,102,000
Gross Unrealized Gain	9,383,000		9,383,000		8,989,000
Gross Unrealized Losses	(1,138,000)		(1,138,000)		(923,000)
Amortized Cost	353,764,000		353,764,000		342,036,000
Securities with unrealized losses [Abstract]
Less than twelve months, fair value	99,303,000		99,303,000		74,463,000
Less than 12 months, unrealized losses	(903,000)		(903,000)		(860,000)
12 months or more, fair value	11,689,000		11,689,000		4,813,000
12 months or more, unrealized losses	(235,000)		(235,000)		(63,000)
Total fair value	110,992,000		110,992,000		79,276,000
Total unrealized losses	(1,138,000)		(1,138,000)		(923,000)
Number of securities with unrealized losses [Abstract]
Number of available-for-sale securities in unrealized loss positions, less than 12 months	27		27		21
Number of available-for-sale securities in unrealized loss positions, 12 months or more	4		4		1
Available-for-sale, Securities in Unrealized Loss Positions, Number of Positions	31		31		22
Investment [Line Items]
Amortized Cost	353,764,000		353,764,000		342,036,000
Non-agency Residential Mortgage Backed Securities [Member]
Information related to available for sale securities [Abstract]
Fair Value	28,207,000		28,207,000		32,207,000
Gross Unrealized Gain	373,000		373,000		191,000
Gross Unrealized Losses	(808,000)		(808,000)		(2,225,000)
Amortized Cost	28,642,000		28,642,000		34,241,000
Maturities of Available-for-sale Debt Securities [Abstract]
Total Securities	73,300,000		73,300,000
Sales of Securities Available for Sale [Abstract]
Cost basis of securities sold	73,500,000		73,500,000
Fair value of sold security	73,300,000		73,300,000
Number of non-agency residential mortgage backed securities held	7		7
Securities with unrealized losses [Abstract]
Less than twelve months, fair value	3,981,000		3,981,000		3,379,000
Less than 12 months, unrealized losses	(96,000)		(96,000)		(4,000)
12 months or more, fair value	11,172,000		11,172,000		23,885,000
12 months or more, unrealized losses	(712,000)		(712,000)		(2,221,000)
Total fair value	15,153,000		15,153,000		27,264,000
Total unrealized losses	(808,000)		(808,000)		(2,225,000)
Number of securities with unrealized losses [Abstract]
Number of available-for-sale securities in unrealized loss positions, less than 12 months	1		1		2
Number of available-for-sale securities in unrealized loss positions, 12 months or more	5		5		9
Available-for-sale, Securities in Unrealized Loss Positions, Number of Positions	6		6		11
Number of non-agency residential mortgage backed securities rated AAA/Aaa	3		3
Number of non-agency residential mortgage backed securities	14		14
Number of securities downgraded	11		11
Number of non-agency residential mortgage backed securities downgraded to below investment grade	9		9
Other than temporary impairment losses, investments, available-for-sale securities, Total	449,000,000		959,000,000
Number of securities impaired	4		4
Investment [Line Items]
Amortized Cost	28,642,000		28,642,000		34,241,000
Securities available for sale	73,300,000		73,300,000
State and Municipal Securities [Member]
Information related to available for sale securities [Abstract]
Fair Value	81,880,000		81,880,000		78,750,000
Gross Unrealized Gain	5,536,000		5,536,000		5,292,000
Gross Unrealized Losses	(22,000)		(22,000)		(9,000)
Amortized Cost	76,366,000		76,366,000		73,467,000
Securities with unrealized losses [Abstract]
Less than twelve months, fair value	1,956,000		1,956,000		341,000
Less than 12 months, unrealized losses	(22,000)		(22,000)		(2,000)
12 months or more, fair value					1,003,000
12 months or more, unrealized losses					(7,000)
Total fair value	1,956,000		1,956,000		1,344,000
Total unrealized losses	(22,000)		(22,000)		(9,000)
Number of securities with unrealized losses [Abstract]
Number of available-for-sale securities in unrealized loss positions, less than 12 months	11		11		3
Number of available-for-sale securities in unrealized loss positions, 12 months or more	0		0		2
Available-for-sale, Securities in Unrealized Loss Positions, Number of Positions	11		11		5
Investment [Line Items]
Amortized Cost	$ 76,366,000		$ 76,366,000		$ 73,467,000

XML

CONSOLIDATED BALANCE SHEETS (Unaudited) (USD $) In Thousands, unless otherwise specified	Jun. 30, 2012	Dec. 31, 2011
ASSETS
Cash and due from banks	$ 162,669	$ 56,909
Short-term investments	32,280	47,675
Total cash and cash equivalents	194,949	104,584
Securities available for sale (carried at fair value)	478,440	467,391
Real estate mortgage loans held for sale	5,124	2,953
Loans, net of allowance for loan losses of $51,817 and $53,400	2,162,583	2,180,309
Land, premises and equipment, net	34,962	34,736
Bank owned life insurance	40,502	39,959
Accrued income receivable	9,446	9,612
Goodwill	4,970	4,970
Other intangible assets	73	99
Other assets	43,389	45,075
Total assets	2,974,438	2,889,688
LIABILITIES
Noninterest bearing deposits	376,928	356,682
Interest bearing deposits	2,148,557	2,056,014
Total deposits	2,525,485	2,412,696
Short-term borrowings
Federal funds purchased	0	10,000
Securities sold under agreements to repurchase	98,696	131,990
Total short-term borrowings	98,696	141,990
Accrued expenses payable	14,802	13,550
Other liabilities	1,831	2,195
Long-term borrowings	15,038	15,040
Subordinated debentures	30,928	30,928
Total liabilities	2,686,780	2,616,399
EQUITY
Common stock: 90,000,000 shares authorized, no par value 16,331,947 shares issued and 16,253,496 outstanding as of June 30, 2012 16,217,019 shares issued and 16,145,772 outstanding as of December 31, 2011	88,440	87,380
Retained earnings	194,046	181,903
Accumulated other comprehensive income	6,491	5,139
Treasury stock, at cost (2012 - 78,451 shares, 2011 - 71,247 shares)	(1,408)	(1,222)
Total stockholders' equity	287,569	273,200
Noncontrolling interest	89	89
Total equity	287,658	273,289
Total liabilities and equity	$ 2,974,438	$ 2,889,688

XML

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (Unaudited) (USD $) In Thousands, unless otherwise specified	Total	Common Stock [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income [Member]	Treasury Stock [Member]
Balance at Dec. 31, 2010	$ 246,997	$ 85,766	$ 161,299	$ 1,350	$ (1,418)
Comprehensive income:
Net income	13,954		13,954
Other comprehensive income (loss), net of tax	2,412			2,412
Comprehensive income	16,366
Common stock cash dividends declared	(5,035)		(5,035)
Treasury shares purchased under deferred directors' plan	0	113			(113)
Treasury shares sold under the deferred directors' plan	0	(440)			440
Stock activity under stock compensation plans, net of taxes	336	336
Stock compensation expense	647	647
Balance at end of period at Jun. 30, 2011	259,311	86,422	170,218	3,762	(1,091)
Balance at Dec. 31, 2011	273,200	87,380	181,903	5,139	(1,222)
Comprehensive income:
Net income	17,445		17,445
Other comprehensive income (loss), net of tax	1,352			1,352
Comprehensive income	18,797
Common stock cash dividends declared	(5,302)		(5,302)
Treasury shares purchased under deferred directors' plan	0	186			(186)
Stock activity under stock compensation plans, net of taxes	185	185
Stock compensation expense	689	689
Balance at end of period at Jun. 30, 2012	$ 287,569	$ 88,440	$ 194,046	$ 6,491	$ (1,408)

XML

FAIR VALUE DISCLOSURES, Fair value hierarchy (Details) (USD $)	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2012	Jun. 30, 2011	Jun. 30, 2012	Jun. 30, 2011	Dec. 31, 2011	Mar. 31, 2012	Mar. 31, 2011	Dec. 31, 2010
Assets [Abstract]
Residential mortgage-backed securities	$ 390,216,000		$ 390,216,000
Total Securities	478,440,000		478,440,000
Assets measured at fair value on nonrecurring basis [Abstract]
Impaired loan gross carrying value	2,214,862,000		2,214,862,000		2,234,037,000
Valuation allowance	51,817,000	51,260,000	51,817,000	51,260,000	53,400,000	52,757,000	48,495,000	45,007,000
Net recovery in provision for loan losses	411,000	514,000	702,000	702,000	1,422,000
Mortgage servicing rights fair value	1,800,000		1,800,000
Mortgage servicing rights outstanding balance	1,900,000		1,900,000
Valuation allowance for servicing rights			86,000
Mortgage servicing right recovery			22,000	7,000
Reduction in other real estate			61,000	20,000
Impaired Loans [Member]
Assets measured at fair value on nonrecurring basis [Abstract]
Impaired loan gross carrying value	47,600,000	42,500,000	47,600,000	42,500,000
Valuation allowance	14,700,000	14,800,000	14,700,000	14,800,000
Net recovery in provision for loan losses	1,800,000	2,500,000	3,500,000	3,400,000
Commercial and Industrial Loans [Member]
Assets measured at fair value on nonrecurring basis [Abstract]
Valuation allowance	19,696,000	22,999,000	19,696,000	22,999,000	22,830,000	22,134,000	22,549,000	21,479,000
Net recovery in provision for loan losses	286,000	133,000	472,000	230,000	826,000
Commercial Real Estate and Multi-family Residential Loans [Member]
Assets measured at fair value on nonrecurring basis [Abstract]
Valuation allowance	24,083,000	20,032,000	24,083,000	20,032,000	23,489,000	23,236,000	17,884,000	15,893,000
Net recovery in provision for loan losses	18,000	318,000	47,000	327,000	362,000
Agri-business and Agricultural Loans [Member]
Assets measured at fair value on nonrecurring basis [Abstract]
Valuation allowance	1,419,000	948,000	1,419,000	948,000	695,000	538,000	1,194,000	1,318,000
Net recovery in provision for loan losses	0	0	0	0	0
Consumer 1-4 Family Mortgage Loans [Member]
Assets measured at fair value on nonrecurring basis [Abstract]
Valuation allowance	2,412,000	2,658,000	2,412,000	2,658,000	2,322,000	2,527,000	2,480,000	1,694,000
Net recovery in provision for loan losses	73,000	16,000	121,000	19,000	46,000
Level 1 [Member] | Recurring [Member]
Assets [Abstract]
U.S. Treasury securities	1,046,000		1,046,000		1,055,000
US Government Sponsored agencies	0		0		0
Residential mortgage-backed securities	0		0		0
Non-agency residential mortgage-backed securities	0		0		0
State and municipal securities	0		0		0
Total Securities	1,046,000		1,046,000		1,055,000
Mortgage banking derivative	0		0		0
Total assets	1,046,000		1,046,000		1,055,000
Liabilities [Abstract]
Mortgage banking derivative	0		0		0
Assets measured at fair value on nonrecurring basis [Abstract]
Total assets	1,046,000		1,046,000		1,055,000
Level 1 [Member] | Non-recurring [Member]
Assets [Abstract]
Total assets	0		0		0
Assets measured at fair value on nonrecurring basis [Abstract]
Impaired loans	0		0		0
Mortgage servicing rights	0		0		0
Other real estate owned	0		0		0
Total assets	0		0		0
Level 1 [Member] | Non-recurring [Member] | Commercial and Industrial Loans [Member] | Working Capital Lines of Credit Loans [Member]
Assets measured at fair value on nonrecurring basis [Abstract]
Impaired loans	0		0		0
Level 1 [Member] | Non-recurring [Member] | Commercial and Industrial Loans [Member] | Non working Capital Loans [Member]
Assets measured at fair value on nonrecurring basis [Abstract]
Impaired loans	0		0		0
Level 1 [Member] | Non-recurring [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Construction and Land Development Loans [Member]
Assets measured at fair value on nonrecurring basis [Abstract]
Impaired loans	0		0		0
Level 1 [Member] | Non-recurring [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Owner Occupied Loans [Member]
Assets measured at fair value on nonrecurring basis [Abstract]
Impaired loans	0		0		0
Level 1 [Member] | Non-recurring [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Nonowner Occupied Loans [Member]
Assets measured at fair value on nonrecurring basis [Abstract]
Impaired loans	0		0		0
Level 1 [Member] | Non-recurring [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Multifamily Loans [Member]
Assets measured at fair value on nonrecurring basis [Abstract]
Impaired loans	0		0		0
Level 1 [Member] | Non-recurring [Member] | Agri-business and Agricultural Loans [Member] | Loans Secured by Farmland [Member]
Assets measured at fair value on nonrecurring basis [Abstract]
Impaired loans	0		0		0
Level 1 [Member] | Non-recurring [Member] | Agri-business and Agricultural Loans [Member] | Loans for Agricultural Production [Member]
Assets measured at fair value on nonrecurring basis [Abstract]
Impaired loans	0		0		0
Level 1 [Member] | Non-recurring [Member] | Other Commerical Loans [Member]
Assets measured at fair value on nonrecurring basis [Abstract]
Impaired loans	0		0		0
Level 1 [Member] | Non-recurring [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Closed End First Mortgage Loans [Member]
Assets measured at fair value on nonrecurring basis [Abstract]
Impaired loans	0		0		0
Level 1 [Member] | Non-recurring [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Open End and Junior Lien Loans [Member]
Assets measured at fair value on nonrecurring basis [Abstract]
Impaired loans	0		0		0
Level 1 [Member] | Non-recurring [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Residential Construction Loans [Member]
Assets measured at fair value on nonrecurring basis [Abstract]
Impaired loans	0		0		0
Level 1 [Member] | Non-recurring [Member] | Other Consumer Loans [Member]
Assets measured at fair value on nonrecurring basis [Abstract]
Impaired loans	0		0		0
Level 2 [Member] | Recurring [Member]
Assets [Abstract]
U.S. Treasury securities	0		0		0
US Government Sponsored agencies	5,298,000		5,298,000		5,277,000
Residential mortgage-backed securities	362,009,000		362,009,000		350,102,000
Non-agency residential mortgage-backed securities	28,207,000		28,207,000		32,207,000
State and municipal securities	81,239,000		81,239,000		78,064,000
Total Securities	476,753,000		476,753,000		465,650,000
Mortgage banking derivative	535,000		535,000		406,000
Total assets	477,288,000		477,288,000		466,056,000
Liabilities [Abstract]
Mortgage banking derivative	(42,000)		(42,000)		(81,000)
Assets measured at fair value on nonrecurring basis [Abstract]
Total assets	477,288,000		477,288,000		466,056,000
Level 2 [Member] | Non-recurring [Member]
Assets [Abstract]
Total assets	0		0		0
Assets measured at fair value on nonrecurring basis [Abstract]
Impaired loans	0		0		0
Mortgage servicing rights	0		0		0
Other real estate owned	0		0		0
Total assets	0		0		0
Level 2 [Member] | Non-recurring [Member] | Commercial and Industrial Loans [Member] | Working Capital Lines of Credit Loans [Member]
Assets measured at fair value on nonrecurring basis [Abstract]
Impaired loans	0		0		0
Level 2 [Member] | Non-recurring [Member] | Commercial and Industrial Loans [Member] | Non working Capital Loans [Member]
Assets measured at fair value on nonrecurring basis [Abstract]
Impaired loans	0		0		0
Level 2 [Member] | Non-recurring [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Construction and Land Development Loans [Member]
Assets measured at fair value on nonrecurring basis [Abstract]
Impaired loans	0		0		0
Level 2 [Member] | Non-recurring [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Owner Occupied Loans [Member]
Assets measured at fair value on nonrecurring basis [Abstract]
Impaired loans	0		0		0
Level 2 [Member] | Non-recurring [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Nonowner Occupied Loans [Member]
Assets measured at fair value on nonrecurring basis [Abstract]
Impaired loans	0		0		0
Level 2 [Member] | Non-recurring [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Multifamily Loans [Member]
Assets measured at fair value on nonrecurring basis [Abstract]
Impaired loans	0		0		0
Level 2 [Member] | Non-recurring [Member] | Agri-business and Agricultural Loans [Member] | Loans Secured by Farmland [Member]
Assets measured at fair value on nonrecurring basis [Abstract]
Impaired loans	0		0		0
Level 2 [Member] | Non-recurring [Member] | Agri-business and Agricultural Loans [Member] | Loans for Agricultural Production [Member]
Assets measured at fair value on nonrecurring basis [Abstract]
Impaired loans	0		0		0
Level 2 [Member] | Non-recurring [Member] | Other Commerical Loans [Member]
Assets measured at fair value on nonrecurring basis [Abstract]
Impaired loans	0		0		0
Level 2 [Member] | Non-recurring [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Closed End First Mortgage Loans [Member]
Assets measured at fair value on nonrecurring basis [Abstract]
Impaired loans	0		0		0
Level 2 [Member] | Non-recurring [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Open End and Junior Lien Loans [Member]
Assets measured at fair value on nonrecurring basis [Abstract]
Impaired loans	0		0		0
Level 2 [Member] | Non-recurring [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Residential Construction Loans [Member]
Assets measured at fair value on nonrecurring basis [Abstract]
Impaired loans	0		0		0
Level 2 [Member] | Non-recurring [Member] | Other Consumer Loans [Member]
Assets measured at fair value on nonrecurring basis [Abstract]
Impaired loans	0		0		0
Level 3 [Member] | Recurring [Member]
Assets [Abstract]
U.S. Treasury securities	0		0		0
US Government Sponsored agencies	0		0		0
Residential mortgage-backed securities	0		0		0
Non-agency residential mortgage-backed securities	0		0		0
State and municipal securities	641,000		641,000		686,000
Total Securities	641,000		641,000		686,000
Mortgage banking derivative	0		0		0
Total assets	641,000		641,000		686,000
Liabilities [Abstract]
Mortgage banking derivative	0		0		0
Assets measured at fair value on nonrecurring basis [Abstract]
Total assets	641,000		641,000		686,000
Level 3 [Member] | Non-recurring [Member]
Assets [Abstract]
Total assets	35,474,000		35,474,000		46,444,000
Assets measured at fair value on nonrecurring basis [Abstract]
Impaired loans	32,831,000		32,831,000		43,980,000
Mortgage servicing rights	1,838,000		1,838,000		1,734,000
Other real estate owned	805,000		805,000		730,000
Total assets	35,474,000		35,474,000		46,444,000
Level 3 [Member] | Non-recurring [Member] | Commercial and Industrial Loans [Member] | Working Capital Lines of Credit Loans [Member]
Assets measured at fair value on nonrecurring basis [Abstract]
Impaired loans	1,539,000		1,539,000		2,762,000
Level 3 [Member] | Non-recurring [Member] | Commercial and Industrial Loans [Member] | Non working Capital Loans [Member]
Assets measured at fair value on nonrecurring basis [Abstract]
Impaired loans	5,102,000		5,102,000		11,885,000
Level 3 [Member] | Non-recurring [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Construction and Land Development Loans [Member]
Assets measured at fair value on nonrecurring basis [Abstract]
Impaired loans	1,486,000		1,486,000		303,000
Level 3 [Member] | Non-recurring [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Owner Occupied Loans [Member]
Assets measured at fair value on nonrecurring basis [Abstract]
Impaired loans	3,136,000		3,136,000		3,515,000
Level 3 [Member] | Non-recurring [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Nonowner Occupied Loans [Member]
Assets measured at fair value on nonrecurring basis [Abstract]
Impaired loans	20,646,000		20,646,000		23,591,000
Level 3 [Member] | Non-recurring [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Multifamily Loans [Member]
Assets measured at fair value on nonrecurring basis [Abstract]
Impaired loans	0		0		0
Level 3 [Member] | Non-recurring [Member] | Agri-business and Agricultural Loans [Member] | Loans Secured by Farmland [Member]
Assets measured at fair value on nonrecurring basis [Abstract]
Impaired loans	266,000		266,000		433,000
Level 3 [Member] | Non-recurring [Member] | Agri-business and Agricultural Loans [Member] | Loans for Agricultural Production [Member]
Assets measured at fair value on nonrecurring basis [Abstract]
Impaired loans	0		0		207,000
Level 3 [Member] | Non-recurring [Member] | Other Commerical Loans [Member]
Assets measured at fair value on nonrecurring basis [Abstract]
Impaired loans	0		0		0
Level 3 [Member] | Non-recurring [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Closed End First Mortgage Loans [Member]
Assets measured at fair value on nonrecurring basis [Abstract]
Impaired loans	514,000		514,000		878,000
Level 3 [Member] | Non-recurring [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Open End and Junior Lien Loans [Member]
Assets measured at fair value on nonrecurring basis [Abstract]
Impaired loans	141,000		141,000		406,000
Level 3 [Member] | Non-recurring [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Residential Construction Loans [Member]
Assets measured at fair value on nonrecurring basis [Abstract]
Impaired loans	0		0		0
Level 3 [Member] | Non-recurring [Member] | Other Consumer Loans [Member]
Assets measured at fair value on nonrecurring basis [Abstract]
Impaired loans	1,000		1,000		0
Fair Value [Member] | Recurring [Member]
Assets [Abstract]
U.S. Treasury securities	1,046,000		1,046,000		1,055,000
US Government Sponsored agencies	5,298,000		5,298,000		5,277,000
Residential mortgage-backed securities	362,009,000		362,009,000		350,102,000
Non-agency residential mortgage-backed securities	28,207,000		28,207,000		32,207,000
State and municipal securities	81,880,000		81,880,000		78,750,000
Total Securities	478,440,000		478,440,000		467,391,000
Mortgage banking derivative	535,000		535,000		406,000
Total assets	478,975,000		478,975,000		467,797,000
Liabilities [Abstract]
Mortgage banking derivative	(42,000)		(42,000)		(81,000)
Assets measured at fair value on nonrecurring basis [Abstract]
Total assets	478,975,000		478,975,000		467,797,000
Fair Value [Member] | Non-recurring [Member]
Assets [Abstract]
Total assets	35,474,000		35,474,000		46,444,000
Assets measured at fair value on nonrecurring basis [Abstract]
Impaired loans	32,831,000		32,831,000		43,980,000
Mortgage servicing rights	1,838,000		1,838,000		1,734,000
Other real estate owned	805,000		805,000		730,000
Total assets	35,474,000		35,474,000		46,444,000
Fair Value [Member] | Non-recurring [Member] | Commercial and Industrial Loans [Member] | Working Capital Lines of Credit Loans [Member]
Assets measured at fair value on nonrecurring basis [Abstract]
Impaired loans	1,539,000		1,539,000		2,762,000
Fair Value [Member] | Non-recurring [Member] | Commercial and Industrial Loans [Member] | Non working Capital Loans [Member]
Assets measured at fair value on nonrecurring basis [Abstract]
Impaired loans	5,102,000		5,102,000		11,885,000
Fair Value [Member] | Non-recurring [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Construction and Land Development Loans [Member]
Assets measured at fair value on nonrecurring basis [Abstract]
Impaired loans	1,486,000		1,486,000		303,000
Fair Value [Member] | Non-recurring [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Owner Occupied Loans [Member]
Assets measured at fair value on nonrecurring basis [Abstract]
Impaired loans	3,136,000		3,136,000		3,515,000
Fair Value [Member] | Non-recurring [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Nonowner Occupied Loans [Member]
Assets measured at fair value on nonrecurring basis [Abstract]
Impaired loans	20,646,000		20,646,000		23,591,000
Fair Value [Member] | Non-recurring [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Multifamily Loans [Member]
Assets measured at fair value on nonrecurring basis [Abstract]
Impaired loans	0		0		0
Fair Value [Member] | Non-recurring [Member] | Agri-business and Agricultural Loans [Member] | Loans Secured by Farmland [Member]
Assets measured at fair value on nonrecurring basis [Abstract]
Impaired loans	266,000		266,000		433,000
Fair Value [Member] | Non-recurring [Member] | Agri-business and Agricultural Loans [Member] | Loans for Agricultural Production [Member]
Assets measured at fair value on nonrecurring basis [Abstract]
Impaired loans	0		0		207,000
Fair Value [Member] | Non-recurring [Member] | Other Commerical Loans [Member]
Assets measured at fair value on nonrecurring basis [Abstract]
Impaired loans	0		0		0
Fair Value [Member] | Non-recurring [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Closed End First Mortgage Loans [Member]
Assets measured at fair value on nonrecurring basis [Abstract]
Impaired loans	514,000		514,000		878,000
Fair Value [Member] | Non-recurring [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Open End and Junior Lien Loans [Member]
Assets measured at fair value on nonrecurring basis [Abstract]
Impaired loans	141,000		141,000		406,000
Fair Value [Member] | Non-recurring [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Residential Construction Loans [Member]
Assets measured at fair value on nonrecurring basis [Abstract]
Impaired loans	0		0		0
Fair Value [Member] | Non-recurring [Member] | Other Consumer Loans [Member]
Assets measured at fair value on nonrecurring basis [Abstract]
Impaired loans	1,000		1,000		0
State and Municipal Securities [Member]
Assets [Abstract]
Total Securities	$ 641,000		$ 641,000

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ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY (Tables)

6 Months Ended

Jun. 30, 2012

ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY [Abstract]

Balance in the allowance for loan losses and the recorded investment in loans by portfolio segment

The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of June 30, 2012:

		Commercial
		Real Estate			Consumer
	Commercial	and Multifamily	Agri-business	Other	1-4 Family	Other
	and Industrial	Residential	and Agricultural	Commercial	Mortgage	Consumer	Unallocated	Total
Three Months Ended June 30, 2012	(in thousands)
Balance April 1,	$               22,134	$               23,236	$                    538	$                    186	$                 2,527	$                    523	$                 3,613	$               52,757
Provision for loan losses	(1,048)	829	881	(12)	(110)	65	(105)	500
Loans charged-off	(1,676)	0	0	0	(78)	(97)	0	(1,851)
Recoveries	286	18	0	2	73	32	0	411
Net loans charged-off	(1,390)	18	0	2	(5)	(65)	0	(1,440)
Balance June 30,	$               19,696	$               24,083	$                 1,419	$                    176	$                 2,412	$                    523	$                 3,508	$               51,817
Six Months Ended June 30, 2012
Balance January 1,	$               22,830	$               23,489	$                    695	$                      65	$                 2,322	$                    645	$                 3,354	$               53,400
Provision for loan losses	(1,152)	1,394	724	107	61	11	154	1,299
Loans charged-off	(2,454)	(847)	0	0	(92)	(191)	0	(3,584)
Recoveries	472	47	0	4	121	58	0	702
Net loans charged-off	(1,982)	(800)	0	4	29	(133)	0	(2,882)
Balance June 30,	$               19,696	$               24,083	$                 1,419	$                    176	$                 2,412	$                    523	$                 3,508	$               51,817
Allowance for loan losses:
Ending allowance balance attributable to loans:
Individually evaluated for impairment	$                 6,721	$                 8,946	$                      75	$                        0	$                    481	$                        5	$                        0	$               16,228
Collectively evaluated for impairment	12,975	15,137	1,344	176	1,931	518	3,508	35,589
Total ending allowance balance	$               19,696	$               24,083	$                 1,419	$                    176	$                 2,412	$                    523	$                 3,508	$               51,817
Loans:
Loans individually evaluated for impairment	$               20,420	$               35,234	$                    809	$                        0	$                 2,787	$                        6	$                        0	$               59,256
Loans collectively evaluated for impairment	768,798	773,980	220,217	63,671	282,803	45,675	0	2,155,144
Total ending loans balance	$             789,218	$             809,214	$             221,026	$               63,671	$             285,590	$               45,681	$                        0	$          2,214,400

The recorded investment in loans does not include accrued interest.

The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of June 30, 2011:

		Commercial
		Real Estate			Consumer
	Commercial	and Multifamily	Agri-business	Other	1-4 Family	Other
	and Industrial	Residential	and Agricultural	Commercial	Mortgage	Consumer	Unallocated	Total
	(in thousands)
Three Months Ended June 30, 2011
Balance April 1,	$               22,549	$               17,884	$                 1,194	$                    270	$                 2,480	$                    548	$                 3,570	$               48,495
Provision for loan losses	506	1,855	(246)	290	499	108	(112)	2,900
Loans charged-off	(189)	(25)	0	0	(337)	(98)	0	(649)
Recoveries	133	318	0	0	16	47	0	514
Net loans charged-off	(56)	293	0	0	(321)	(51)	0	(135)
Balance June 30,	$               22,999	$               20,032	$                    948	$                    560	$                 2,658	$                    605	$                 3,458	$               51,260
Six Months Ended June 30, 2011
Balance January 1,	$               21,479	$               15,893	$                 1,318	$                    270	$                 1,694	$                    682	$                 3,671	$               45,007
Provision for loan losses	1,877	5,228	(370)	290	1,662	26	(213)	8,500
Loans charged-off	(587)	(1,416)	0	0	(717)	(229)	0	(2,949)
Recoveries	230	327	0	0	19	126	0	702
Net loans charged-off	(357)	(1,089)	0	0	(698)	(103)	0	(2,247)
Balance June 30,	$               22,999	$               20,032	$                    948	$                    560	$                 2,658	$                    605	$                 3,458	$               51,260

The recorded investment in loans does not include accrued interest.

The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of December 31, 2011:

		Commercial
		Real Estate			Consumer
	Commercial	and Multifamily	Agri-business	Other	1-4 Family	Other
	and Industrial	Residential	and Agricultural	Commercial	Mortgage	Consumer	Unallocated	Total
	(in thousands)
Balance January 1	$               21,479	$               15,893	$                 1,318	$                    270	$                 1,694	$                    682	$                 3,671	$               45,007
Provision for loan losses	3,112	9,748	(520)	(205)	1,632	350	(317)	13,800
Loans charged-off	(2,587)	(2,514)	(103)	0	(1,050)	(575)	0	(6,829)
Recoveries	826	362	0	0	46	188	0	1,422
Net loans charged-off	(1,761)	(2,152)	(103)	0	(1,004)	(387)	0	(5,407)
Balance December 31	$               22,830	$               23,489	$                    695	$                      65	$                 2,322	$                    645	$                 3,354	$               53,400
Allowance for loan losses:
Ending allowance balance attributable to loans:
Individually evaluated for impairment	$                 9,443	$                 8,382	$                    213	$                        -	$                    288	$                        0	$                        0	$               18,326
Collectively evaluated for impairment	13,387	15,107	482	65	2,034	645	3,354	35,074
Total ending allowance balance	$               22,830	$               23,489	$                    695	$                      65	$                 2,322	$                    645	$                 3,354	$               53,400
Loans:
Loans individually evaluated for impairment	$               24,204	$               35,794	$                    853	$                        0	$                 2,665	$                        0	$                        0	$               63,516
Loans collectively evaluated for impairment	727,160	815,883	237,150	58,249	285,791	45,960	0	2,170,193
Total ending loans balance	$             751,364	$             851,677	$             238,003	$               58,249	$             288,456	$               45,960	$                        0	$          2,233,709

Loans individually evaluated for impairment

The following table presents loans individually evaluated for impairment as of and for the three-month and six-month periods ended June 30, 2012 and 2011:

				Three Months Ended June 30, 2012			Six Months Ended June 30, 2012
						Cash Basis			Cash Basis
	Unpaid		Allowance for	Average	Interest	Interest	Average	Interest	Interest
	Principal	Recorded	Loan Losses	Recorded	Income	Income	Recorded	Income	Income
	Balance	Investment	Allocated	Investment	Recognized	Recognized	Investment	Recognized	Recognized
With no related allowance recorded:
Commercial and industrial loans:
Non-working capital loans	$                    505	$                    166	$                        0	$                    168	$                        0	$                        0	$                    170	$                        0	$                        0
Commercial real estate and multi-family residential loans:
Owner occupied loans	654	629	0	637	0	0	464	0	0
Nonowner occupied loans	391	391	0	265	0	0	133	0	0
Agri-business and agricultural loans:
Loans secured by farmland	443	265	0	266	0	0	133	0	0
Loans for ag production	203	203	0	204	0	0	102	0	0
Consumer 1-4 family loans:
Closed end first mortgage loans	580	580	0	583	0	0	440	0	0
Open end and junior lien loans	20	20	0	20	0	0	30	0	0
With an allowance recorded:
Commercial and industrial loans:
Working capital lines of credit loans	5,598	2,989	1,450	4,395	13	13	5,100	29	28
Non-working capital loans	17,954	17,265	5,271	17,264	177	178	17,494	357	360
Commercial real estate and multi-family residential loans:
Construction and land development loans	2,386	1,996	510	2,036	17	17	1,503	17	17
Owner occupied loans	5,405	4,636	1,500	4,288	6	6	4,438	18	16
Nonowner occupied loans	28,184	27,582	6,936	27,561	104	105	28,481	202	204
Multifamily loans	0	0	0	0	0	0	0	0	0
Agri-business and agricultural loans:
Loans secured by farmland	1,735	341	75	345	0	0	484	0	0
Loans for agricultural production	0	0	0	0	0	0	105	0	0
Other commercial loans	0	0	0	0	0	0	0	0	0
Consumer 1-4 family mortgage loans:
Closed end first mortgage loans	1,875	1,877	312	1,833	9	11	1,815	20	22
Open end and junior lien loans	310	310	169	312	0	0	333	0	0
Residential construction loans	0	0	0	0	0	0	0	0	0
Other consumer loans	6	6	5	6	0	0	7	0	0
Total	$               66,249	$               59,256	$               16,228	$               59,378	$                    326	$                    330	$               60,596	$                    643	$                    647

The recorded investment in loans does not include accrued interest.

The following table presents loans individually evaluated for impairment by class of loans as of December 31, 2011:

						Cash Basis
	Unpaid		Allowance for	Average	Interest	Interest
	Principal	Recorded	Loan Losses	Recorded	Income	Income
	Balance	Investment	Allocated	Investment	Recognized	Recognized
With no related allowance recorded:
Commercial and industrial loans:
Non-working capital loans	$                    116	$                    116	$                        0	$                      30	$                        0	$                        0
Commercial real estate and multi-family residential loans:
Nonowner occupied loans	0	0	0	425	0	0
With an allowance recorded:
Commercial and industrial loans:
Working capital lines of credit loans	7,831	5,969	3,206	5,649	23	25
Non-working capital loans	20,867	18,119	6,237	17,202	616	625
Commercial real estate and multi-family residential loans:
Construction and land development loans	816	429	125	1,319	0	0
Owner occupied loans	5,874	5,082	1,566	3,082	41	45
Nonowner occupied loans	30,769	30,283	6,691	24,108	246	252
Multifamily loans	0	0	0	0	0	0
Agri-business and agricultural loans:
Loans secured by farmland	1,126	628	195	610	0	0
Loans for agricultural production	225	225	18	410	0	0
Other commercial loans	0	0	0	129	0	0
Consumer 1-4 family mortgage loans:
Closed end first mortgage loans	2,461	2,256	285	1,872	44	48
Open end and junior lien loans	409	409	3	118	0	0
Residential construction loans	0	0	0	0	0	0
Other consumer loans	0	0	0	0	0	0
Total	$               70,494	$               63,516	$               18,326	$               54,924	$                    970	$                    995

Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans

The following table presents the recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans as of June 30, 2012 and December 31, 2011:

	June 30, 2012		December 31, 2011
		Loans Past Due		Loans Past Due
		Over 90 Days		Over 90 Days
		Still		Still
	Nonaccrual	Accruing	Nonaccrual	Accruing
Commercial and industrial loans:
Working capital lines of credit loans	$                 1,928	$                         0	$                 4,743	$                        0
Non-working capital loans	5,201	0	5,433	0
Commercial real estate and multi-family residential loans:
Construction and land development loans	413	0	429	0
Owner occupied loans	4,699	0	4,371	0
Nonowner occupied loans	19,957	0	21,971	0
Multifamily loans	0	0	0	0
Agri-business and agricultural loans:
Loans secured by farmland	606	0	628	0
Loans for agricultural production	203	0	225	0
Other commercial loans	0	0	0	0
Consumer 1-4 family mortgage loans:
Closed end first mortgage loans	1,171	65	1,193	52
Open end and junior lien loans	330	40	452	0
Residential construction loans	0	0	0	0
Other consumer loans	6	0	7	0
Total	$               34,514	$                     105	$               39,452	$                      52

Aging of the recorded investment in past due loans

The following table presents the aging of the recorded investment in past due loans as of June 30, 2012 by class of loans:

	30-89	Greater than
	Days	90 Days	Total	Loans Not
	Past Due	Past Due	Past Due	Past Due	Total
Commercial and industrial loans:
Working capital lines of credit loans	$                2,632	$                  1,928	$                4,560	$           408,956	$          413,516
Non-working capital loans	19	5,201	5,220	370,482	375,702
Commercial real estate and multi-family residential loans:
Construction and land development loans	0	413	413	83,802	84,215
Owner occupied loans	0	4,699	4,699	352,047	356,746
Nonowner occupied loans	613	19,957	20,570	312,183	332,753
Multifamily loans	0	0	0	35,500	35,500
Agri-business and agricultural loans:
Loans secured by farmland	0	606	606	111,845	112,451
Loans for agricultural production	0	203	203	108,372	108,575
Other commercial loans	0	0	0	63,671	63,671
Consumer 1-4 family mortgage loans:
Closed end first mortgage loans	2,837	1,236	4,073	100,759	104,832
Open end and junior lien loans	432	370	802	170,766	171,568
Residential construction loans	56	0	56	9,134	9,190
Other consumer loans	146	6	152	45,529	45,681
Total	$                6,735	$                34,619	$              41,354	$        2,173,046	$       2,214,400

The recorded investment in loans does not include accrued interest.

The following table presents the aging of the recorded investment in past due loans as of December 31, 2011 by class of loans:

	30-89	Greater than
	Days	90 Days	Total	Loans Not
	Past Due	Past Due	Past Due	Past Due	Total
			(in thousands)
Commercial and industrial loans:
Working capital lines of credit loans	$                1,051	$                  4,743	$                5,794	$           368,098	$          373,892
Non-working capital loans	21	5,433	5,454	372,018	377,472
Commercial real estate and multi-family residential loans:
Construction and land development loans	0	429	429	81,650	82,079
Owner occupied loans	104	4,371	4,475	342,068	346,543
Nonowner occupied loans	0	21,971	21,971	362,710	384,681
Multifamily loans	0	0	0	38,374	38,374
Agri-business and agricultural loans:
Loans secured by farmland	0	628	628	117,619	118,247
Loans for agricultural production	0	225	225	119,531	119,756
Other commercial loans	0	0	0	58,249	58,249
Consumer 1-4 family mortgage loans:
Closed end first mortgage loans	2,569	1,245	3,814	102,970	106,784
Open end and junior lien loans	254	452	706	175,517	176,223
Residential construction loans	34	0	34	5,415	5,449
Other consumer loans	192	7	199	45,761	45,960
Total	$                4,225	$                39,504	$              43,729	$        2,189,980	$       2,233,709

Troubled debt restructuring

Troubled debt restructured loans are included in the totals for impaired loans. The Company has allocated $15.1 million and $15.7 million of specific reserves to customers whose loan terms have been modified in troubled debt restructurings as of June 30, 2012 and December 31, 2011. The Company is not committed to lend additional funds to debtors whose loans have been modified in a troubled debt restructuring.

	June 30,	December 31,
	2012	2011
Accruing troubled debt restructured loans	$             22,767	$              22,177
Nonaccrual troubled debt restructured loans	32,129	34,273
Total troubled debt restructured loans	$             54,896	$              56,450

Loans by class modified as troubled debt restructurings

The following table presents loans by class modified as troubled debt restructurings that occurred during the six month and three month periods ending June 30, 2012:

		Modifications
		Six Months Ended June 30, 2012
		All Modifications Classified as Troubled Debt Restructurings
			Pre-Modification	Post-Modification
			Outstanding	Outstanding
		Number of	Recorded	Recorded
		Loans	Investment	Investment
Troubled Debt Restructurings
	Commercial and industrial loans:
	Non-working capital loans	1	$                    942	$                    1,060
	Commercial real estate and multi-family residential loans:
	Construction and land development loans	5	1,638	1,638
	Owner occupied loans	1	849	849
	Nonowner occupied loans	1	385	385
	Consumer 1-4 family loans:
	Closed end first mortgage loans	1	39	39
	Total	9	$                 3,853	$                    3,971

		Interest Rate Reductions			Principal and Interest Forgiveness					Modified Repayment Terms
			Interest at	Interest at				Interest at	Interest at		Extension
		Number of	Pre-Modification	Post-Modification	Number of	Principal at	Principal at	Pre-Modification	Post-Modification	Number of	Period or
		Loans	Rate	Rate	Loans	Pre-Modification	Post-Modification	Rate	Rate	Loans	Range
											(in months)
Troubled Debt Restructurings
	Commercial and industrial loans:
	Non-working capital loans	0	$                         0	$                          0	0	$                           0	$                         0	$                         0	$                            0	0	0
	Commercial real estate and
	multi-family residential loans:
	Construction and land development loans	0	0	0	0	0	0	0	0	0	0
	Owner occupied loans	1	440	117	0	0	0	0	0	0	0
	Nonowner occupied loans	0	0	0	0	0	0	0	0	1	14
	Consumer 1-4 family loans:
	Closed end first mortgage loans	1	76	15	0	0	0	0	0	0	0
	Total	2	$                     516	$                        132	0	$                          0	$                            0	$                          0	$                            0	1	14

		Modifications
		Three Months Ended June 30, 2012
		All Modifications Classified as Troubled Debt Restructurings
			Pre-Modification	Post-Modification
			Outstanding	Outstanding
		Number of	Recorded	Recorded
		Loans	Investment	Investment
Troubled Debt Restructurings
	Commercial and industrial loans:
	Non-working capital loans	1	$                   942	$                     1,060
	Commercial real estate and multi-family residential loans:
	Owner occupied loans	1	849	849
	Nonowner occupied loans	1	385	385
	Consumer 1-4 family loans:
	Closed end first mortgage loans	1	39	39
	Total	4	$                 2,215	$                    2,333

		Interest Rate Reductions			Principal and Interest Forgiveness					Modified Repayment Terms
			Interest at	Interest at				Interest at	Interest at		Extension
		Number of	Pre-Modification	Post-Modification	Number of	Principal at	Principal at	Pre-Modification	Post-Modification	Number of	Period or
		Loans	Rate	Rate	Loans	Pre-Modification	Post-Modification	Rate	Rate	Loans	Range
											(in months)
Troubled Debt Restructurings
	Commercial and industrial loans:
	Non-working capital loans	0	$                         0	$                          0	0	$                         0	$                            0	$                          0	$                            0	0	0
	Commercial real estate and
	multi-family residential loans:	0	0	0	0	0	0	0	0	0	0
	Owner occupied loans	1	440	117	0	0	0	0	0	0	0
	Nonowner occupied loans	0	0	0	0	0	0	0	0	1	14
	Consumer 1-4 family loans:
	Closed end first mortgage loans	1	76	15	0	0	0	0	0	0	0
	Total	2	$                     516	$                        132	0	$                          0	$                            0	$                          0	$                            0	1	14

Troubled debt restructurings subsequently defaulted

The following table presents loans by class modified as troubled debt restructurings for which there was a payment default within twelve months following the modification which occurred during the three month and six month periods ending June 30, 2012:

		Number of	Recorded
		Loans	Investment
Troubled Debt Restructurings that Subsequently Defaulted
	Consumer 1-4 family loans:
	Closed end first mortgage loans	1	$                  65
	Total	1	$                  65

Trouble debt restructurings by transaction

The following tables present loans by class modified as troubled debt restructurings that occurred during the period ending December 31, 2011:

		All Modifications Classified as Troubled Debt Restructurings
			Pre-Modification	Post-Modification
			Outstanding	Outstanding
		Number of	Recorded	Recorded
		Loans	Investment	Investment
Troubled Debt Restructurings
	Commercial and industrial loans:
	Working capital lines of credit loans	3	$                    639	$                       639
	Non-working capital loans	6	6,187	6,261
	Commercial real estate and multi-family residential loans:
	Construction and land development loans
	Owner occupied loans	8	6,648	6,651
	Nonowner occupied loans	8	23,767	23,767
	Agri-business and agricultural loans:
	Loans secured by farmland	2	683	683
	Consumer 1-4 family loans:
	Closed end first mortgage loans	6	942	849
	Total	33	$               38,866	$                  38,850

25

		Interest Rate Reductions			Principal and Interest Forgiveness					Modified Repayment Terms
			Interest at	Interest at		Principal at	Principal at	Interest at	Interest at		Extension
		Number of	Pre-Modification	Post-Modification	Number of	Pre-Modification	Post-Modification	Pre-Modification	Post-Modification	Number of	Period or
		Loans	Rate	Rate	Loans	Rate	Rate	Rate	Rate	Loans	Range
						(in thousands)					(in months)
Troubled Debt Restructurings
	Commercial and industrial loans:
	Working capital lines of credit loans	0	$                        0	$                           0	0	$                          0	$                            0	$                         0	$                            0	3	11-60
	Non-working capital loans	0	0	0	0	0	0	0	0	4	12-36
	Commercial real estate and
	multi-family residential loans:
	Owner occupied loans	0	0	0	1	2,125	2,125	641	429	7	20-70
	Nonowner occupied loans	0	0	0	0	0	0	0	0	7	6-36
	Agri-business and agricultural loans:
	Loans secured by farmland	0	0	0	0	0	0	0	0	1	22
	Consumer 1-4 family loans:
	Closed end first mortgage loans	5	402	324	1	550	450	66	57	0	0
	Total	5	$                    402	$                       324	2	$                   2,675	$                     2,575	$                     707	$                        486	22	6-70

Credit quality indicators

Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be Pass rated loans with the exception of consumer troubled debt restructurings which are evaluated and listed with Substandard commercial grade loans.  Loans listed as Not Rated are consumer loans included in groups of homogenous loans which are analyzed for credit quality indicators utilizing delinquency status.  As of June 30, 2012 and based on the most recent analysis performed, the risk category of loans by class of loans is as follows:

		Special			Not
	Pass	Mention	Substandard	Doubtful	Rated
			(in thousands)
Commercial and industrial loans:
Working capital lines of credit loans	$            395,594	$              6,110	$              11,812	$                        0	$                       0
Non-working capital loans	331,602	7,981	34,788	0	1,331
Commercial real estate and multi-family residential loans:
Construction and land development loans	66,427	4,960	12,828	0	0
Owner occupied loans	325,661	7,594	23,441	0	50
Nonowner occupied loans	296,157	10,138	26,458	0	0
Multifamily loans	34,287	1,213	0	0	0
Agri-business and agricultural loans:
Loans secured by farmland	111,132	70	1,230	0	19
Loans for agricultural production	108,372	0	203	0	0
Other commercial loans	63,563	0	108	0	0
Consumer 1-4 family mortgage loans:
Closed end first mortgage loans	19,014	50	813	0	84,955
Open end and junior lien loans	13,527	351	0	0	157,690
Residential construction loans	0	0	0	0	9,190
Other consumer loans	8,348	396	497	0	36,440
Total	$         1,773,684	$            38,863	$            112,178	$                        0	$            289,675

The recorded investment in loans does not include accrued interest.

29

Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be Pass rated loans with the exception of consumer troubled debt restructurings which are evaluated and listed with Substandard commercial grade loans.  Loans listed as Not Rated are consumer loans included in groups of homogenous loans which are analyzed for credit quality indicators utilizing delinquency status.  As of December 31, 2011 and based on the most recent analysis performed, the risk category of loans by class of loans is as follows:

		Special			Not
	Pass	Mention	Substandard	Doubtful	Rated
			(in thousands)
Commercial and industrial loans:
Working capital lines of credit loans	$            352,055	$              5,625	$              16,212	$                        0	$                       0
Non-working capital loans	331,881	7,437	36,751	0	1,403
Commercial real estate and multi-family residential loans:
Construction and land development loans	64,808	3,296	13,976	0	0
Owner occupied loans	318,191	5,913	22,400	0	38
Nonowner occupied loans	337,090	8,875	38,716	0	0
Multifamily loans	37,127	1,247	0	0	0
Agri-business and agricultural loans:
Loans secured by farmland	116,742	70	1,415	0	20
Loans for agricultural production	119,531	0	225	0	0
Other commercial loans	58,061	66	120	0	2
Consumer 1-4 family mortgage loans:
Closed end first mortgage loans	17,307	53	974	0	88,450
Open end and junior lien loans	11,569	319	0	0	164,335
Residential construction loans	0	0	0	0	5,449
Other consumer loans	7,416	375	497	0	37,672
Total	$         1,771,778	$            33,276	$            131,286	$                        0	$            297,369

XML

FAIR VALUE DISCLOSURES, Reconciliation using significant unobservable inputs (Details) (USD $)	6 Months Ended
	Jun. 30, 2012
Reconciliation of all assets measured at fair value on a recurring basis using significant unobservable inputs [Roll Forward]
Assets measured at fair value, transferred out of Level 2 and into Level 3	$ 686,000
State and Municipal Securities [Member]
Reconciliation of all assets measured at fair value on a recurring basis using significant unobservable inputs [Roll Forward]
Balance or recurring Level 3 assets at beginning of period	686,000
Change in fair value of securities	0
Principal payments	(45,000)
Balance or recurring Level 3 assets at end of period	641,000
Assets measured at fair value on a recurring basis using significant unobservable inputs	$ 641,000

XML

EMPLOYEE BENEFIT PLANS (Tables)

6 Months Ended

Jun. 30, 2012

EMPLOYEE BENEFIT PLANS [Abstract]

Components of net periodic benefit cost

Components of net periodic benefit cost:

	Six Months Ended June 30,
	Pension Benefits		SERP Benefits
	2012	2011	2012	2011
Interest cost	$          64	$          71	$          26	$          33
Expected return on plan assets	(69)	(78)	(38)	(40)
Recognized net actuarial  loss	68	41	42	31
Net pension expense	$          63	$          34	$          30	$          24

	Three Months Ended June 30,
	Pension Benefits		SERP Benefits
	2012	2011	2012	2011
Interest cost	$          29	$          35	$          10	$          16
Expected return on plan assets	(29)	(39)	(18)	(20)
Recognized net actuarial loss	41	21	25	16
Net pension expense	$          41	$          17	$          17	$          12

XML

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (Unaudited) (Parenthetical) (USD $)	6 Months Ended
	Jun. 30, 2012	Jun. 30, 2011
CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (Unaudited)
Common stock cash dividends declared (in dollars per share)	$ 0.325	$ 0.31
Treasury shares purchased under deferred directors' plan (in shares)	7,204	5,058
Treasury stock shares sold (in shares)		30,100
Stock activity under stock compensation plans (in shares)	114,928	34,000

XML

CONSOLIDATED BALANCE SHEETS (Unaudited) (Parenthetical) (USD $) In Thousands, except Share data, unless otherwise specified	Jun. 30, 2012	Dec. 31, 2011
ASSETS
Loans, allowance for loan losses	$ 51,817	$ 53,400
EQUITY
Common stock, shares authorized (in shares)	90,000,000	90,000,000
Common stock, shares issued (in shares)	16,331,947	16,217,019
Common stock, shares outstanding (in shares)	16,253,496	16,145,772
Treasury stock, at cost (in shares)	78,451	71,247

XML

ACCUMULATED OTHER COMPREHENSIVE INCOME

6 Months Ended

Jun. 30, 2012

ACCUMULATED OTHER COMPREHENSIVE INCOME [Abstract]

ACCUMULATED OTHER COMPREHENSIVE INCOME

NOTE 9. ACCUMULATED OTHER COMPREHENSIVE INCOME

The following table summarizes the changes within each classification of accumulated other comprehensive income for the six months ended June 30, 2012 and 2011:

		Current
	Balance	Period	Balance
	at December 31, 2011	Change	at June 30, 2012
Unrealized loss on securities available for sale
without other than temporary impairment	$                           7,688	$                886	$                           8,574
Unrealized loss on securities available for sale
with other than temporary impairment	(523)	335	(188)
Total unrealized loss on securities available for sale	7,165	1,221	8,386
Unrealized loss on defined benefit pension plans	(2,026)	131	(1,895)
Total	$                           5,139	$             1,352	$                           6,491
		Current
	Balance	Period	Balance
	at December 31, 2010	Change	at June 30, 2011
Unrealized loss on securities available for sale
without other than temporary impairment	$                           4,285	$             1,446	$                           5,731
Unrealized loss on securities available for sale
with other than temporary impairment	(1,425)	1,062	(363)
Total unrealized loss on securities available for sale	2,860	2,508	5,368
Unrealized loss on defined benefit pension plans	(1,510)	(96)	(1,606)
Total	$                           1,350	$             2,412	$                           3,762

XML

Document and Entity Information	6 Months Ended
	Jun. 30, 2012	Jul. 31, 2012
Document and Entity Information [Abstract]
Entity Registrant Name	LAKELAND FINANCIAL CORP
Entity Central Index Key	0000721994
Current Fiscal Year End Date	--12-31
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Filer Category	Accelerated Filer
Entity Common Stock, Shares Outstanding		16,339,122
Document Fiscal Year Focus	2012
Document Fiscal Period Focus	Q2
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Jun. 30, 2012

XML

SUBSEQUENT EVENTS

6 Months Ended

Jun. 30, 2012

SUBSEQUENT EVENTS [Abstract]

SUBSEQUENT EVENTS

NOTE 10. SUBSEQUENT EVENTS

There were no subsequent events that would have a material impact to the financial statements presented in this Form 10-Q.

XML

CONSOLIDATED STATEMENTS OF INCOME (Unaudited) (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended		6 Months Ended
	Jun. 30, 2012	Jun. 30, 2011	Jun. 30, 2012	Jun. 30, 2011
Interest and fees on loans
Taxable	$ 25,795	$ 26,300	$ 51,986	$ 52,165
Tax exempt	112	122	224	243
Interest and dividends on securities
Taxable	2,627	3,361	5,391	7,418
Tax exempt	699	687	1,396	1,376
Interest on short-term investments	16	78	27	96
Total interest income	29,249	30,548	59,024	61,298
Interest on deposits	6,602	7,093	13,363	13,778
Interest on borrowings
Short-term	104	147	217	318
Long-term	395	363	799	723
Total interest expense	7,101	7,603	14,379	14,819
NET INTEREST INCOME	22,148	22,945	44,645	46,479
Provision for loan losses	500	2,900	1,299	8,500
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	21,648	20,045	43,346	37,979
NONINTEREST INCOME
Wealth advisory fees	897	929	1,811	1,747
Investment brokerage fees	940	621	1,740	1,352
Service charges on deposit accounts	2,011	1,939	3,892	3,902
Loan, insurance and service fees	1,452	1,260	2,641	2,336
Merchant card fee income	289	288	605	522
Other income	280	646	945	1,018
Mortgage banking income	392	203	984	154
Net securities gains (losses)	0	32	3	(166)
Other than temporary impairment on available-for-sale securities:
Total impairment losses recognized on securities	(475)	0	(985)	(121)
Loss recognized in other comprehensive income	26	0	26	0
Net impairment loss recognized in earnings	(449)	0	(959)	(121)
Total noninterest income	5,812	5,918	11,662	10,744
NONINTEREST EXPENSE
Salaries and employee benefits	8,363	8,018	17,438	16,191
Net occupancy expense	831	752	1,716	1,627
Equipment costs	596	510	1,213	1,064
Data processing fees and supplies	1,060	979	1,901	2,091
Other expense	3,399	3,714	6,661	7,168
Total noninterest expense	14,249	13,973	28,929	28,141
INCOME BEFORE INCOME TAX EXPENSE	13,211	11,990	26,079	20,582
Income tax expense	4,392	4,001	8,634	6,628
NET INCOME	$ 8,819	$ 7,989	$ 17,445	$ 13,954
BASIC WEIGHTED AVERAGE COMMON SHARES (in shares)	16,324,928	16,201,311	16,298,981	16,198,348
BASIC EARNINGS PER COMMON SHARE (in dollars per share)	$ 0.54	$ 0.49	$ 1.07	$ 0.86
DILUTED WEIGHTED AVERAGE COMMON SHARES (in shares)	16,453,561	16,300,229	16,450,832	16,296,684
DILUTED EARNINGS PER COMMON SHARE (in dollars per share)	$ 0.54	$ 0.49	$ 1.06	$ 0.86

XML

ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY

6 Months Ended

Jun. 30, 2012

ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY [Abstract]

ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY

NOTE 4. ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY

The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of June 30, 2012:

		Commercial
		Real Estate			Consumer
	Commercial	and Multifamily	Agri-business	Other	1-4 Family	Other
	and Industrial	Residential	and Agricultural	Commercial	Mortgage	Consumer	Unallocated	Total
Three Months Ended June 30, 2012	(in thousands)
Balance April 1,	$               22,134	$               23,236	$                    538	$                    186	$                 2,527	$                    523	$                 3,613	$               52,757
Provision for loan losses	(1,048)	829	881	(12)	(110)	65	(105)	500
Loans charged-off	(1,676)	0	0	0	(78)	(97)	0	(1,851)
Recoveries	286	18	0	2	73	32	0	411
Net loans charged-off	(1,390)	18	0	2	(5)	(65)	0	(1,440)
Balance June 30,	$               19,696	$               24,083	$                 1,419	$                    176	$                 2,412	$                    523	$                 3,508	$               51,817
Six Months Ended June 30, 2012
Balance January 1,	$               22,830	$               23,489	$                    695	$                      65	$                 2,322	$                    645	$                 3,354	$               53,400
Provision for loan losses	(1,152)	1,394	724	107	61	11	154	1,299
Loans charged-off	(2,454)	(847)	0	0	(92)	(191)	0	(3,584)
Recoveries	472	47	0	4	121	58	0	702
Net loans charged-off	(1,982)	(800)	0	4	29	(133)	0	(2,882)
Balance June 30,	$               19,696	$               24,083	$                 1,419	$                    176	$                 2,412	$                    523	$                 3,508	$               51,817
Allowance for loan losses:
Ending allowance balance attributable to loans:
Individually evaluated for impairment	$                 6,721	$                 8,946	$                      75	$                        0	$                    481	$                        5	$                        0	$               16,228
Collectively evaluated for impairment	12,975	15,137	1,344	176	1,931	518	3,508	35,589
Total ending allowance balance	$               19,696	$               24,083	$                 1,419	$                    176	$                 2,412	$                    523	$                 3,508	$               51,817
Loans:
Loans individually evaluated for impairment	$               20,420	$               35,234	$                    809	$                        0	$                 2,787	$                        6	$                        0	$               59,256
Loans collectively evaluated for impairment	768,798	773,980	220,217	63,671	282,803	45,675	0	2,155,144
Total ending loans balance	$             789,218	$             809,214	$             221,026	$               63,671	$             285,590	$               45,681	$                        0	$          2,214,400

The recorded investment in loans does not include accrued interest.

The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of June 30, 2011:

		Commercial
		Real Estate			Consumer
	Commercial	and Multifamily	Agri-business	Other	1-4 Family	Other
	and Industrial	Residential	and Agricultural	Commercial	Mortgage	Consumer	Unallocated	Total
	(in thousands)
Three Months Ended June 30, 2011
Balance April 1,	$               22,549	$               17,884	$                 1,194	$                    270	$                 2,480	$                    548	$                 3,570	$               48,495
Provision for loan losses	506	1,855	(246)	290	499	108	(112)	2,900
Loans charged-off	(189)	(25)	0	0	(337)	(98)	0	(649)
Recoveries	133	318	0	0	16	47	0	514
Net loans charged-off	(56)	293	0	0	(321)	(51)	0	(135)
Balance June 30,	$               22,999	$               20,032	$                    948	$                    560	$                 2,658	$                    605	$                 3,458	$               51,260
Six Months Ended June 30, 2011
Balance January 1,	$               21,479	$               15,893	$                 1,318	$                    270	$                 1,694	$                    682	$                 3,671	$               45,007
Provision for loan losses	1,877	5,228	(370)	290	1,662	26	(213)	8,500
Loans charged-off	(587)	(1,416)	0	0	(717)	(229)	0	(2,949)
Recoveries	230	327	0	0	19	126	0	702
Net loans charged-off	(357)	(1,089)	0	0	(698)	(103)	0	(2,247)
Balance June 30,	$               22,999	$               20,032	$                    948	$                    560	$                 2,658	$                    605	$                 3,458	$               51,260

The recorded investment in loans does not include accrued interest.

The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of December 31, 2011:

		Commercial
		Real Estate			Consumer
	Commercial	and Multifamily	Agri-business	Other	1-4 Family	Other
	and Industrial	Residential	and Agricultural	Commercial	Mortgage	Consumer	Unallocated	Total
	(in thousands)
Balance January 1	$               21,479	$               15,893	$                 1,318	$                    270	$                 1,694	$                    682	$                 3,671	$               45,007
Provision for loan losses	3,112	9,748	(520)	(205)	1,632	350	(317)	13,800
Loans charged-off	(2,587)	(2,514)	(103)	0	(1,050)	(575)	0	(6,829)
Recoveries	826	362	0	0	46	188	0	1,422
Net loans charged-off	(1,761)	(2,152)	(103)	0	(1,004)	(387)	0	(5,407)
Balance December 31	$               22,830	$               23,489	$                    695	$                      65	$                 2,322	$                    645	$                 3,354	$               53,400
Allowance for loan losses:
Ending allowance balance attributable to loans:
Individually evaluated for impairment	$                 9,443	$                 8,382	$                    213	$                        -	$                    288	$                        0	$                        0	$               18,326
Collectively evaluated for impairment	13,387	15,107	482	65	2,034	645	3,354	35,074
Total ending allowance balance	$               22,830	$               23,489	$                    695	$                      65	$                 2,322	$                    645	$                 3,354	$               53,400
Loans:
Loans individually evaluated for impairment	$               24,204	$               35,794	$                    853	$                        0	$                 2,665	$                        0	$                        0	$               63,516
Loans collectively evaluated for impairment	727,160	815,883	237,150	58,249	285,791	45,960	0	2,170,193
Total ending loans balance	$             751,364	$             851,677	$             238,003	$               58,249	$             288,456	$               45,960	$                        0	$          2,233,709

The recorded investment in loans does not include accrued interest.

The allowance for loan losses to total loans at June 30, 2012 and 2011 was 2.34% and 2.39% respectively.  The allowance for loan losses to total loans at December 31, 2011 was 2.39%.

The following table presents loans individually evaluated for impairment as of and for the three-month and six-month periods ended June 30, 2012 and 2011:

				Three Months Ended June 30, 2012			Six Months Ended June 30, 2012
						Cash Basis			Cash Basis
	Unpaid		Allowance for	Average	Interest	Interest	Average	Interest	Interest
	Principal	Recorded	Loan Losses	Recorded	Income	Income	Recorded	Income	Income
	Balance	Investment	Allocated	Investment	Recognized	Recognized	Investment	Recognized	Recognized
With no related allowance recorded:
Commercial and industrial loans:
Non-working capital loans	$                    505	$                    166	$                        0	$                    168	$                        0	$                        0	$                    170	$                        0	$                        0
Commercial real estate and multi-family residential loans:
Owner occupied loans	654	629	0	637	0	0	464	0	0
Nonowner occupied loans	391	391	0	265	0	0	133	0	0
Agri-business and agricultural loans:
Loans secured by farmland	443	265	0	266	0	0	133	0	0
Loans for ag production	203	203	0	204	0	0	102	0	0
Consumer 1-4 family loans:
Closed end first mortgage loans	580	580	0	583	0	0	440	0	0
Open end and junior lien loans	20	20	0	20	0	0	30	0	0
With an allowance recorded:
Commercial and industrial loans:
Working capital lines of credit loans	5,598	2,989	1,450	4,395	13	13	5,100	29	28
Non-working capital loans	17,954	17,265	5,271	17,264	177	178	17,494	357	360
Commercial real estate and multi-family residential loans:
Construction and land development loans	2,386	1,996	510	2,036	17	17	1,503	17	17
Owner occupied loans	5,405	4,636	1,500	4,288	6	6	4,438	18	16
Nonowner occupied loans	28,184	27,582	6,936	27,561	104	105	28,481	202	204
Multifamily loans	0	0	0	0	0	0	0	0	0
Agri-business and agricultural loans:
Loans secured by farmland	1,735	341	75	345	0	0	484	0	0
Loans for agricultural production	0	0	0	0	0	0	105	0	0
Other commercial loans	0	0	0	0	0	0	0	0	0
Consumer 1-4 family mortgage loans:
Closed end first mortgage loans	1,875	1,877	312	1,833	9	11	1,815	20	22
Open end and junior lien loans	310	310	169	312	0	0	333	0	0
Residential construction loans	0	0	0	0	0	0	0	0	0
Other consumer loans	6	6	5	6	0	0	7	0	0
Total	$               66,249	$               59,256	$               16,228	$               59,378	$                    326	$                    330	$               60,596	$                    643	$                    647

The recorded investment in loans does not include accrued interest.

The following table presents loans individually evaluated for impairment by class of loans as of December 31, 2011:

						Cash Basis
	Unpaid		Allowance for	Average	Interest	Interest
	Principal	Recorded	Loan Losses	Recorded	Income	Income
	Balance	Investment	Allocated	Investment	Recognized	Recognized
With no related allowance recorded:
Commercial and industrial loans:
Non-working capital loans	$                    116	$                    116	$                        0	$                      30	$                        0	$                        0
Commercial real estate and multi-family residential loans:
Nonowner occupied loans	0	0	0	425	0	0
With an allowance recorded:
Commercial and industrial loans:
Working capital lines of credit loans	7,831	5,969	3,206	5,649	23	25
Non-working capital loans	20,867	18,119	6,237	17,202	616	625
Commercial real estate and multi-family residential loans:
Construction and land development loans	816	429	125	1,319	0	0
Owner occupied loans	5,874	5,082	1,566	3,082	41	45
Nonowner occupied loans	30,769	30,283	6,691	24,108	246	252
Multifamily loans	0	0	0	0	0	0
Agri-business and agricultural loans:
Loans secured by farmland	1,126	628	195	610	0	0
Loans for agricultural production	225	225	18	410	0	0
Other commercial loans	0	0	0	129	0	0
Consumer 1-4 family mortgage loans:
Closed end first mortgage loans	2,461	2,256	285	1,872	44	48
Open end and junior lien loans	409	409	3	118	0	0
Residential construction loans	0	0	0	0	0	0
Other consumer loans	0	0	0	0	0	0
Total	$               70,494	$               63,516	$               18,326	$               54,924	$                    970	$                    995

The recorded investment in loans does not include accrued interest.

The following table presents the recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans as of June 30, 2012 and December 31, 2011:

	June 30, 2012		December 31, 2011
		Loans Past Due		Loans Past Due
		Over 90 Days		Over 90 Days
		Still		Still
	Nonaccrual	Accruing	Nonaccrual	Accruing
Commercial and industrial loans:
Working capital lines of credit loans	$                 1,928	$                         0	$                 4,743	$                        0
Non-working capital loans	5,201	0	5,433	0
Commercial real estate and multi-family residential loans:
Construction and land development loans	413	0	429	0
Owner occupied loans	4,699	0	4,371	0
Nonowner occupied loans	19,957	0	21,971	0
Multifamily loans	0	0	0	0
Agri-business and agricultural loans:
Loans secured by farmland	606	0	628	0
Loans for agricultural production	203	0	225	0
Other commercial loans	0	0	0	0
Consumer 1-4 family mortgage loans:
Closed end first mortgage loans	1,171	65	1,193	52
Open end and junior lien loans	330	40	452	0
Residential construction loans	0	0	0	0
Other consumer loans	6	0	7	0
Total	$               34,514	$                     105	$               39,452	$                      52

The recorded investment in loans does not include accrued interest.

The following table presents the aging of the recorded investment in past due loans as of June 30, 2012 by class of loans:

	30-89	Greater than
	Days	90 Days	Total	Loans Not
	Past Due	Past Due	Past Due	Past Due	Total
Commercial and industrial loans:
Working capital lines of credit loans	$                2,632	$                  1,928	$                4,560	$           408,956	$          413,516
Non-working capital loans	19	5,201	5,220	370,482	375,702
Commercial real estate and multi-family residential loans:
Construction and land development loans	0	413	413	83,802	84,215
Owner occupied loans	0	4,699	4,699	352,047	356,746
Nonowner occupied loans	613	19,957	20,570	312,183	332,753
Multifamily loans	0	0	0	35,500	35,500
Agri-business and agricultural loans:
Loans secured by farmland	0	606	606	111,845	112,451
Loans for agricultural production	0	203	203	108,372	108,575
Other commercial loans	0	0	0	63,671	63,671
Consumer 1-4 family mortgage loans:
Closed end first mortgage loans	2,837	1,236	4,073	100,759	104,832
Open end and junior lien loans	432	370	802	170,766	171,568
Residential construction loans	56	0	56	9,134	9,190
Other consumer loans	146	6	152	45,529	45,681
Total	$                6,735	$                34,619	$              41,354	$        2,173,046	$       2,214,400

The recorded investment in loans does not include accrued interest.

The following table presents the aging of the recorded investment in past due loans as of December 31, 2011 by class of loans:

	30-89	Greater than
	Days	90 Days	Total	Loans Not
	Past Due	Past Due	Past Due	Past Due	Total
			(in thousands)
Commercial and industrial loans:
Working capital lines of credit loans	$                1,051	$                  4,743	$                5,794	$           368,098	$          373,892
Non-working capital loans	21	5,433	5,454	372,018	377,472
Commercial real estate and multi-family residential loans:
Construction and land development loans	0	429	429	81,650	82,079
Owner occupied loans	104	4,371	4,475	342,068	346,543
Nonowner occupied loans	0	21,971	21,971	362,710	384,681
Multifamily loans	0	0	0	38,374	38,374
Agri-business and agricultural loans:
Loans secured by farmland	0	628	628	117,619	118,247
Loans for agricultural production	0	225	225	119,531	119,756
Other commercial loans	0	0	0	58,249	58,249
Consumer 1-4 family mortgage loans:
Closed end first mortgage loans	2,569	1,245	3,814	102,970	106,784
Open end and junior lien loans	254	452	706	175,517	176,223
Residential construction loans	34	0	34	5,415	5,449
Other consumer loans	192	7	199	45,761	45,960
Total	$                4,225	$                39,504	$              43,729	$        2,189,980	$       2,233,709

The recorded investment in loans does not include accrued interest.

Troubled Debt Restructurings:

Troubled debt restructured loans are included in the totals for impaired loans. The Company has allocated $15.1 million and $15.7 million of specific reserves to customers whose loan terms have been modified in troubled debt restructurings as of June 30, 2012 and December 31, 2011. The Company is not committed to lend additional funds to debtors whose loans have been modified in a troubled debt restructuring.

	June 30,	December 31,
	2012	2011
Accruing troubled debt restructured loans	$             22,767	$              22,177
Nonaccrual troubled debt restructured loans	32,129	34,273
Total troubled debt restructured loans	$             54,896	$              56,450

During the three and six months ending June 30, 2012 certain loans were modified as troubled debt restructurings. The modified terms of these loans include one or a combination of the following: inadequate compensation for the terms of the restructure or renewal; a reduction in the interest rate on a loan to one that would not be readily available in the marketplace for borrowers with a similar risk profile; a modification of the repayment terms which delays principal repayment for some period; or renewal terms offered to borrowers in financial distress where no additional credit enhancements were obtained at the time of renewal.

There were renewal terms on several loans offered to borrowers under financial distress which did not require additional compensation or consideration and would not have been readily available in the marketplace for loans bearing similar risk profiles.  In this instance, it was determined that a concession had been granted.  It is difficult to quantify the concession granted due to an absence in market terms to be used for comparison.  The renewals during the first three months were to one borrower engaged in construction and land development, where the aggregate recorded investment totaled $1.6 million.  The renewal during the three months ended June 30, 2012, was a non-working capital term loan with a recorded investment of $1.1 million.  These loans are included in the table of all modifications below.

Renegotiated interest rates include loans with a reduction in rate for a short-term (part of the remaining life of the loan) or long-term (life of loan).  There were modifications to borrowers at rates that were readily available in the market, but to borrowers who would not have qualified for the terms offered in the modification without a concession being granted. Also included are borrowers who received interest rate concessions that were below market rates.

Delays in principal repayment include loans which were intended to be amortizing during the period, but due to financial hardship the borrowers under these loans were unable to meet the original or intended repayment terms. These include loans with principal deferrals for a prolonged period or those with modified payments which are an exception to bank policy.

The following table presents loans by class modified as troubled debt restructurings that occurred during the six month and three month periods ending June 30, 2012:

		Modifications
		Six Months Ended June 30, 2012
		All Modifications Classified as Troubled Debt Restructurings
			Pre-Modification	Post-Modification
			Outstanding	Outstanding
		Number of	Recorded	Recorded
		Loans	Investment	Investment
Troubled Debt Restructurings
	Commercial and industrial loans:
	Non-working capital loans	1	$                    942	$                    1,060
	Commercial real estate and multi-family residential loans:
	Construction and land development loans	5	1,638	1,638
	Owner occupied loans	1	849	849
	Nonowner occupied loans	1	385	385
	Consumer 1-4 family loans:
	Closed end first mortgage loans	1	39	39
	Total	9	$                 3,853	$                    3,971

		Interest Rate Reductions			Principal and Interest Forgiveness					Modified Repayment Terms
			Interest at	Interest at				Interest at	Interest at		Extension
		Number of	Pre-Modification	Post-Modification	Number of	Principal at	Principal at	Pre-Modification	Post-Modification	Number of	Period or
		Loans	Rate	Rate	Loans	Pre-Modification	Post-Modification	Rate	Rate	Loans	Range
											(in months)
Troubled Debt Restructurings
	Commercial and industrial loans:
	Non-working capital loans	0	$                         0	$                          0	0	$                           0	$                         0	$                         0	$                            0	0	0
	Commercial real estate and
	multi-family residential loans:
	Construction and land development loans	0	0	0	0	0	0	0	0	0	0
	Owner occupied loans	1	440	117	0	0	0	0	0	0	0
	Nonowner occupied loans	0	0	0	0	0	0	0	0	1	14
	Consumer 1-4 family loans:
	Closed end first mortgage loans	1	76	15	0	0	0	0	0	0	0
	Total	2	$                     516	$                        132	0	$                          0	$                            0	$                          0	$                            0	1	14

		Modifications
		Three Months Ended June 30, 2012
		All Modifications Classified as Troubled Debt Restructurings
			Pre-Modification	Post-Modification
			Outstanding	Outstanding
		Number of	Recorded	Recorded
		Loans	Investment	Investment
Troubled Debt Restructurings
	Commercial and industrial loans:
	Non-working capital loans	1	$                   942	$                     1,060
	Commercial real estate and multi-family residential loans:
	Owner occupied loans	1	849	849
	Nonowner occupied loans	1	385	385
	Consumer 1-4 family loans:
	Closed end first mortgage loans	1	39	39
	Total	4	$                 2,215	$                    2,333

		Interest Rate Reductions			Principal and Interest Forgiveness					Modified Repayment Terms
			Interest at	Interest at				Interest at	Interest at		Extension
		Number of	Pre-Modification	Post-Modification	Number of	Principal at	Principal at	Pre-Modification	Post-Modification	Number of	Period or
		Loans	Rate	Rate	Loans	Pre-Modification	Post-Modification	Rate	Rate	Loans	Range
											(in months)
Troubled Debt Restructurings
	Commercial and industrial loans:
	Non-working capital loans	0	$                         0	$                          0	0	$                         0	$                            0	$                          0	$                            0	0	0
	Commercial real estate and
	multi-family residential loans:	0	0	0	0	0	0	0	0	0	0
	Owner occupied loans	1	440	117	0	0	0	0	0	0	0
	Nonowner occupied loans	0	0	0	0	0	0	0	0	1	14
	Consumer 1-4 family loans:
	Closed end first mortgage loans	1	76	15	0	0	0	0	0	0	0
	Total	2	$                     516	$                        132	0	$                          0	$                            0	$                          0	$                            0	1	14

For the three month period ending June 30, 2012 the commercial and industrial loan troubled debt restructurings described above increased the allowance for loan losses by $690,000, the commercial real estate and multi-family residential loan troubled debt restructurings described above increased the allowance for loan losses by $290,000 and the consumer 1-4 family loan troubled debt restructurings described above increased the allowance for loan losses by $6,000.  For the six month period ending June 30, 2012 the commercial and industrial loan troubled debt restructurings described above increased the allowance for loan losses by $690,000, the commercial real estate and multi-family residential loan troubled debt restructurings described above increased the allowance for loan losses by $790,000 and the consumer 1-4 family loan troubled debt restructurings described above increased the allowance for loan losses by $6,000.

No charge offs resulted from any troubled debt restructurings described above during the three and six month periods ending June 30, 2012.

The following table presents loans by class modified as troubled debt restructurings for which there was a payment default within twelve months following the modification which occurred during the three month and six month periods ending June 30, 2012:

		Number of	Recorded
		Loans	Investment
Troubled Debt Restructurings that Subsequently Defaulted
	Consumer 1-4 family loans:
	Closed end first mortgage loans	1	$                  65
	Total	1	$                  65

A loan is considered to be in payment default once it is 30 days contractually past due under the modified terms.

The troubled debt restructurings that subsequently defaulted described above increased the allowance for loan losses by $1,000 and did not result in any charge offs during the three and six month periods ending June 30, 2012.

During the year ending December 31, 2011, the terms of certain loans were modified as troubled debt restructurings. The modified terms of these loans included one or a combination of the following: a reduction of the stated interest rate of the loan below market rates; principal and interest forgiveness; a modification of repayment terms that delays principal repayment for some period; or inadequate compensation for the terms of the restructure. Clarifications in the accounting guidance for troubled debt restructurings that became effective in the third quarter of 2011 resulted in $15.6 million being added to total troubled debt restructured loans in 2011. Of the $15.6 million added, $15.3 million was included in nonperforming and impaired loans at December 31, 2010.

Loans with renegotiated interest rates include reductions in rate for a short-term (part of the remaining life of the loan) or long-term (life of loan). Included are modifications to borrowers at a rate that is readily available in the market, but for borrowers who would not have otherwise qualified for the terms offered in the modification without a concession being granted. Also included are borrowers who received interest rate concessions that are below market rates.

Delays in principal repayment include loans that were intended to be amortizing during the period, but, due to financial hardship, these borrowers were unable to meet the original or intended repayment terms. These include loans with principal deferrals for a prolonged period or those with modified payments, which are an exception to bank policy.

Inadequate compensation for the terms of the restructure were identified in some loans where terms offered would not have been readily available in the marketplace for loans bearing similar risk profiles, including loans that were renewed under terms similar to original terms. In some instances it was determined that a concession had been granted; however, it is difficult to quantify these concessions due to an absence in market terms to be used for comparison. These loans included two non-working capital loans with a recorded investment of $636,000, one non-owner occupied loan with a recorded investment of $642,000 and one loan secured by farmland with a recorded investment of $413,000. These loans are included in the table of all modifications below.

The following tables present loans by class modified as troubled debt restructurings that occurred during the period ending December 31, 2011:

		All Modifications Classified as Troubled Debt Restructurings
			Pre-Modification	Post-Modification
			Outstanding	Outstanding
		Number of	Recorded	Recorded
		Loans	Investment	Investment
Troubled Debt Restructurings
	Commercial and industrial loans:
	Working capital lines of credit loans	3	$                    639	$                       639
	Non-working capital loans	6	6,187	6,261
	Commercial real estate and multi-family residential loans:
	Construction and land development loans
	Owner occupied loans	8	6,648	6,651
	Nonowner occupied loans	8	23,767	23,767
	Agri-business and agricultural loans:
	Loans secured by farmland	2	683	683
	Consumer 1-4 family loans:
	Closed end first mortgage loans	6	942	849
	Total	33	$               38,866	$                  38,850

25

		Interest Rate Reductions			Principal and Interest Forgiveness					Modified Repayment Terms
			Interest at	Interest at		Principal at	Principal at	Interest at	Interest at		Extension
		Number of	Pre-Modification	Post-Modification	Number of	Pre-Modification	Post-Modification	Pre-Modification	Post-Modification	Number of	Period or
		Loans	Rate	Rate	Loans	Rate	Rate	Rate	Rate	Loans	Range
						(in thousands)					(in months)
Troubled Debt Restructurings
	Commercial and industrial loans:
	Working capital lines of credit loans	0	$                        0	$                           0	0	$                          0	$                            0	$                         0	$                            0	3	11-60
	Non-working capital loans	0	0	0	0	0	0	0	0	4	12-36
	Commercial real estate and
	multi-family residential loans:
	Owner occupied loans	0	0	0	1	2,125	2,125	641	429	7	20-70
	Nonowner occupied loans	0	0	0	0	0	0	0	0	7	6-36
	Agri-business and agricultural loans:
	Loans secured by farmland	0	0	0	0	0	0	0	0	1	22
	Consumer 1-4 family loans:
	Closed end first mortgage loans	5	402	324	1	550	450	66	57	0	0
	Total	5	$                    402	$                       324	2	$                   2,675	$                     2,575	$                     707	$                        486	22	6-70

All of the commercial and industrial loan troubled debt restructurings described above also had inadequate compensation of additional collateral as part of the restructuring.

For the period ending December 31, 2011, the commercial and industrial loan troubled debt restructurings described above decreased the allowance for loan losses by $112,000, the commercial real estate and multi-family residential loan troubled debt restructurings described above increased the allowance for loan losses by $3.2 million, the agri-business and agricultural loan troubled debt restructurings described above decreased the allowance for loan losses by $11,000 and the consumer 1-4 family loan troubled debt restructurings described above increased the allowance for loan losses by $76,000. The five commercial and industrial loans and one agri-business and agricultural loan that decreased the provision during 2011 had modifications during the first five months of the year and had improved their positions during the remainder of the year warranting the decrease in allocation.

26

The commercial real estate and multi-family residential loan troubled debt restructurings described above also resulted in charge offs of $667,000 during the period ending December 31, 2011. No charge offs resulted from any other troubled debt restructurings described above during the period ending December 31, 2011.

27

Credit Quality Indicators:

The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Company analyzes commercial loans individually by classifying the loans as to credit risk. This analysis is performed on a quarterly basis for Special Mention, Substandard and Doubtful grade loans and annually on Pass grade loans over $250,000.

The Company uses the following definitions for risk ratings:

Special Mention. Loans classified as special mention have a potential weakness that deserves management's close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the institution's credit position at some future date.

Substandard. Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the Company will sustain some loss if the deficiencies are not corrected.

Doubtful. Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristics that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable.

28

Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be Pass rated loans with the exception of consumer troubled debt restructurings which are evaluated and listed with Substandard commercial grade loans.  Loans listed as Not Rated are consumer loans included in groups of homogenous loans which are analyzed for credit quality indicators utilizing delinquency status.  As of June 30, 2012 and based on the most recent analysis performed, the risk category of loans by class of loans is as follows:

		Special			Not
	Pass	Mention	Substandard	Doubtful	Rated
			(in thousands)
Commercial and industrial loans:
Working capital lines of credit loans	$            395,594	$              6,110	$              11,812	$                        0	$                       0
Non-working capital loans	331,602	7,981	34,788	0	1,331
Commercial real estate and multi-family residential loans:
Construction and land development loans	66,427	4,960	12,828	0	0
Owner occupied loans	325,661	7,594	23,441	0	50
Nonowner occupied loans	296,157	10,138	26,458	0	0
Multifamily loans	34,287	1,213	0	0	0
Agri-business and agricultural loans:
Loans secured by farmland	111,132	70	1,230	0	19
Loans for agricultural production	108,372	0	203	0	0
Other commercial loans	63,563	0	108	0	0
Consumer 1-4 family mortgage loans:
Closed end first mortgage loans	19,014	50	813	0	84,955
Open end and junior lien loans	13,527	351	0	0	157,690
Residential construction loans	0	0	0	0	9,190
Other consumer loans	8,348	396	497	0	36,440
Total	$         1,773,684	$            38,863	$            112,178	$                        0	$            289,675

The recorded investment in loans does not include accrued interest.

29

Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be Pass rated loans with the exception of consumer troubled debt restructurings which are evaluated and listed with Substandard commercial grade loans.  Loans listed as Not Rated are consumer loans included in groups of homogenous loans which are analyzed for credit quality indicators utilizing delinquency status.  As of December 31, 2011 and based on the most recent analysis performed, the risk category of loans by class of loans is as follows:

		Special			Not
	Pass	Mention	Substandard	Doubtful	Rated
			(in thousands)
Commercial and industrial loans:
Working capital lines of credit loans	$            352,055	$              5,625	$              16,212	$                        0	$                       0
Non-working capital loans	331,881	7,437	36,751	0	1,403
Commercial real estate and multi-family residential loans:
Construction and land development loans	64,808	3,296	13,976	0	0
Owner occupied loans	318,191	5,913	22,400	0	38
Nonowner occupied loans	337,090	8,875	38,716	0	0
Multifamily loans	37,127	1,247	0	0	0
Agri-business and agricultural loans:
Loans secured by farmland	116,742	70	1,415	0	20
Loans for agricultural production	119,531	0	225	0	0
Other commercial loans	58,061	66	120	0	2
Consumer 1-4 family mortgage loans:
Closed end first mortgage loans	17,307	53	974	0	88,450
Open end and junior lien loans	11,569	319	0	0	164,335
Residential construction loans	0	0	0	0	5,449
Other consumer loans	7,416	375	497	0	37,672
Total	$         1,771,778	$            33,276	$            131,286	$                        0	$            297,369

The recorded investment in loans does not include accrued interest.

XML

LOANS

6 Months Ended

Jun. 30, 2012

LOANS [Abstract]

LOANS

NOTE 3. LOANS

	June 30,			December 31,
	2012			2011
Commercial and industrial loans:
Working capital lines of credit loans	$   413,394	18.7	%	$   373,768	16.7	%
Non-working capital loans	375,677	17.0		377,388	16.9
Total commercial and industrial loans	789,071	35.6		751,156	33.6
Commercial real estate and multi-family residential loans:
Construction and land development loans	84,416	3.8		82,284	3.7
Owner occupied loans	356,889	16.1		346,669	15.5
Nonowner occupied loans	333,237	15.0		385,090	17.2
Multifamily loans	35,587	1.6		38,477	1.7
Total commercial real estate and multi-family residential loans	810,129	36.6		852,520	38.2
Agri-business and agricultural loans:
Loans secured by farmland	112,431	5.1		118,224	5.3
Loans for agricultural production	108,514	4.9		119,705	5.4
Total agri-business and agricultural loans	220,945	10.0		237,929	10.7
Other commercial loans	63,681	2.9		58,278	2.6
Total commercial loans	1,883,826	85.1		1,899,883	85.0
Consumer 1-4 family mortgage loans:
Closed end first mortgage loans	105,057	4.7		106,999	4.8
Open end and junior lien loans	171,063	7.7		175,694	7.9
Residential construction and land development loans	9,190	0.4		5,462	0.2
Total consumer 1-4 family mortgage loans	285,310	12.9		288,155	12.9
Other consumer loans	45,726	2.1		45,999	2.1
Total consumer loans	331,036	14.9		334,154	15.0
Subtotal	2,214,862	100.0	%	2,234,037	100.0	%
Less:  Allowance for loan losses	(51,817)			(53,400)
Net deferred loan fees	(462)			(328)
Loans, net	$2,162,583			$2,180,309

XML

SECURITIES (Tables)

6 Months Ended

Jun. 30, 2012

SECURITIES [Abstract]

Summary of available-for-sale securities

Information related to the fair value and amortized cost of securities available for sale and the related gross unrealized gains and losses recognized in accumulated other comprehensive income (loss) is provided in the tables below.

		Gross	Gross
	Fair	Unrealized	Unrealized	Amortized
	Value	Gain	Losses	Cost
June 30, 2012
U.S. Treasury securities	$           1,046	$                43	$                  0	$           1,003
U.S. government sponsored agencies	5,298	269	0	5,029
Agency residential mortgage-backed securities	362,009	9,383	(1,138)	353,764
Non-agency residential mortgage-backed securities	28,207	373	(808)	28,642
State and municipal securities	81,880	5,536	(22)	76,366
Total	$       478,440	$         15,604	$         (1,968)	$       464,804
December 31, 2011
U.S. Treasury securities	$           1,055	$                52	$                  0	$           1,003
U.S. government sponsored agencies	5,277	244	0	5,033
Agency residential mortgage-backed securities	350,102	8,989	(923)	342,036
Non-agency residential mortgage-backed securities	32,207	191	(2,225)	34,241
State and municipal securities	78,750	5,292	(9)	73,467
Total	$       467,391	$         14,768	$         (3,157)	$       455,780

Schedule of available-for-sale securities by maturity

Information regarding the fair value and amortized cost of available for sale debt securities by maturity as of June 30, 2012 is presented below. Maturity information is based on contractual maturity for all securities other than mortgage-backed securities. Actual maturities of securities may differ from contractual maturities because borrowers may have the right to prepay the obligation without prepayment penalty.

	Amortized	Fair
	Cost	Value
Due in one year or less	$              1,793	$           1,797
Due after one year through five years	23,236	24,847
Due after five years through ten years	34,263	36,820
Due after ten years	23,106	24,760
	82,398	88,224
Mortgage-backed securities	382,406	390,216
Total debt securities	$          464,804	$       478,440

Schedule of sales of securities available for sale

Security proceeds, gross gains and gross losses are presented below.

	Six months ended June 30,
	2012	2011
Sales of securities available for sale
Proceeds	$                  0	$         73,318
Gross gains	0	4,005
Gross losses	0	(4,171)
	Three months ended June 30,
	2012	2011
Sales of securities available for sale
Proceeds	$                  0	$           4,471
Gross gains	0	76
Gross losses	0	(44)

Schedule of available-for-sale securities continuous unrealized loss position

Information regarding securities with unrealized losses as of June 30, 2012 and December 31, 2011 is presented below. The tables distribute the securities between those with unrealized losses for less than twelve months and those with unrealized losses for twelve months or more.

	Less than 12 months		12 months or more		Total
	Fair	Unrealized	Fair	Unrealized	Fair	Unrealized
	Value	Losses	Value	Losses	Value	Losses
June 30, 2012
Agency residential mortgage-backed
securities	$          99,303	$            (903)	$      11,689	$          (235)	$       110,992	$         (1,138)
Non-agency residential mortgage-backed
securities	3,981	(96)	11,172	(712)	15,153	(808)
State and municipal securities	1,956	(22)			1,956	(22)
Total temporarily impaired	$        105,240	$         (1,021)	$      22,861	$          (947)	$       128,101	$         (1,968)

32

	Less than 12 months		12 months or more		Total
	Fair	Unrealized	Fair	Unrealized	Fair	Unrealized
	Value	Losses	Value	Losses	Value	Losses
December 31, 2011
Agency residential mortgage-backed
securities	$          74,463	$            (860)	$        4,813	$            (63)	$         79,276	$            (923)
Non-agency residential mortgage-backed
securities	3,379	(4)	23,885	(2,221)	27,264	(2,225)
State and municipal securities	341	(2)	1,003	(7)	1,344	(9)
Total temporarily impaired	$          78,183	$            (866)	$      29,701	$       (2,291)	$       107,884	$         (3,157)

Quantitative disclosure of available-for-sale securities

The number of securities with unrealized losses as of June 30, 2012 and December 31, 2011 is presented below.

	Less than	12 months
	12 months	or more	Total
June 30, 2012
Agency residential mortgage-backed securities	27	4	31
Non-agency residential mortgage-backed securities	1	5	6
State and municipal securities	11	0	11
Total temporarily impaired	39	9	48
	Less than	12 months
	12 months	or more	Total
December 31, 2011
Agency residential mortgage-backed securities	21	1	22
Non-agency residential mortgage-backed securities	2	9	11
State and municipal securities	3	2	5
Total temporarily impaired	26	12	38

Schedule of debt securities credit loss recognized

The following table provides information about debt securities for which only a credit loss was recognized in income and other losses are recorded in other comprehensive income.  The table represents the three months and six months ended June 30, 2012 and 2011.

	Three Months Ended June 30,
	2012	2011
Balance April 1,	$                  869	$                   194
Additions related to other-than-temporary impairment losses
not previously recognized	198	0
Additional increases to the amount of credit loss for which
other-than-temporary impairment was previously recognized	251	0
Reductions for previous credit losses realized on
securities sold during the year	0	0
Balance June 30,	$               1,318	$                   194

34

	Six Months Ended June 30,
	2012	2011
Balance January 1,	$                  359	$                1,812
Additions related to other-than-temporary impairment losses
not previously recognized	747	0
Additional increases to the amount of credit loss for which
other-than-temporary impairment was previously recognized	212	121
Reductions for previous credit losses realized on
securities sold during the year	0	(1,739)
Balance June 30,	$               1,318	$                   194

Schedule of securities with at least one rating below investment grade

Information on securities with at least one rating below investment grade as of June 30, 2012 is presented below.

		Other Than
		Temporary					June 30, 2012	1-Month	3-Month	6-Month
		Impairment	June 30, 2012				Lowest	Constant	Constant	Constant
		Since	Par	Amortized	Fair	Unrealized	Credit	Default	Default	Default	Credit
Description	CUSIP	Purchase	Value	Cost	Value	Gain/(Loss)	Rating	Rate	Rate	Rate	Support
CWHL 2006-18 2A7	12543WAJ7	$           202	$             2,437	$             2,188	$                2,144	$                  (44)	C	4.56	6.87	7.19	0.97
CWALT 2005-46CB A1	12667G6U2	254	3,237	2,833	2,712	(121)	C	5.95	5.35	5.45	1.38
CWALT 2005-J8 1A3	12667GJ20	348	4,620	4,083	3,987	(96)	CC	12.53	6.77	7.30	4.68
CHASE 2006-S3 1A5	16162XAE7	197	823	624	664	40	D	5.74	8.45	8.33	0.00
CMSI 2007-61A5	173103AE2	0	2,100	2,098	2,106	8	B	4.05	1.30	3.54	6.60
GSR 2006-10F 1A1	36266WAC6	0	3,194	2,971	2,821	(150)	C	0.00	0.00	0.00	0.67
MALT 2004-6 7 A1	576434SK1	0	2,791	2,773	2,804	31	B	0.00	0.00	0.00	11.84
MANA 2007-F1 1A1	59023YAA2	0	1,806	1,771	1,468	(303)	D	0.00	0.00	0.00	0.00
RFMSI 2006-S5 A14	74957EAP2	317	2,507	2,149	2,055	(94)	D	6.75	5.06	4.29	0.00
		$        1,318	$           23,515	$           21,490	$             20,761	$                (729)

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RECLASSIFICATIONS

6 Months Ended

Jun. 30, 2012

EQUITY

RECLASSIFICATIONS

NOTE 11. RECLASSIFICATIONS

Certain amounts appearing in the financial statements and notes thereto for prior periods have been reclassified to conform with the current presentation. The reclassification had no effect on net income or stockholders' equity as previously reported.

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NEW ACCOUNTING PRONOUNCEMENTS

6 Months Ended

Jun. 30, 2012

NEW ACCOUNTING PRONOUNCEMENTS [Abstract]

NEW ACCOUNTING PRONOUNCEMENTS

NOTE 7.  NEW ACCOUNTING PRONOUNCEMENTS

In May 2011, the FASB issued an amendment to achieve common fair value measurement and disclosure requirements between U.S. and international accounting principles. The amendment results in a consistent definition of fair value and common requirements for measurement of and disclosure about fair value between U.S. GAAP and International Financial Reporting Standards ("IFRS"). The changes to U.S. GAAP as a result of the amendment are as follows:  (1) The concepts of highest and best use and valuation premise are only relevant when measuring the fair value of nonfinancial assets (that is, it does not apply to financial assets or any liabilities); (2) U.S. GAAP currently prohibits application of a blockage factor in valuing financial instruments with quoted prices in active markets. The amendment extends that prohibition to all fair value measurements; (3) An exception is provided to the basic fair value measurement principles for an entity that holds a group of financial assets and financial liabilities with offsetting positions in market risks or counterparty credit risk that are managed on the basis of the entity's net exposure to either of those risks. This exception allows the entity, if certain criteria are met, to measure the fair value of the net asset or liability position in a manner consistent with how market participants would price the net risk position; (4) The exception aligns the fair value measurement of instruments classified within an entity's stockholders' equity with the guidance for liabilities; and (5) Disclosure requirements have been enhanced for recurring Level 3 fair value measurements to disclose quantitative information about unobservable inputs and assumptions used, to describe the valuation processes used by the entity, and to describe the sensitivity of fair value measurements to changes in unobservable inputs and interrelationships between those inputs. In addition, entities must report the level in the fair value hierarchy of items that are not measured at fair value in the statement of condition but whose fair value must be disclosed. The provisions of the amendment are effective for the Company's interim and annual periods beginning on or after December 15, 2011. The adoption of this standard did not have a material impact on the Company's statements of income and condition and the disclosure requirements are already included.

37

In June 2011, the FASB amended existing guidance and eliminated the option to present the components of other comprehensive income as part of the statement of changes in stockholders' equity. The amendment requires that comprehensive income be presented in either a single continuous statement or in two separate consecutive statements. In December 2011, the FASB deferred the effective date for amendments to the presentation of reclassifications of items out of accumulated other comprehensive income. The adoption of the remaining amendments changed the presentation of the components of comprehensive income for the Company as part of Note 9 into two consecutive statements. In December 2011, the FASB deferred the effective date pertaining to reclassification adjustments out of accumulated other comprehensive income in this standard until the Board is able to reconsider those paragraphs. These amendments are effective for interim and annual periods beginning on or after December 15, 2011.  The adoption of this standard did not have a material impact on the Company's statements of income and condition.

In September 2011, the FASB amended existing guidance relating to goodwill impairment testing. The amendment permits an assessment of qualitative factors to determine whether the existence of events or circumstances leads to a determination that it is more likely than not that the fair value of a reporting unit is less than its carrying amount. If, after assessing these events or circumstances, it is concluded that it is not more likely than not that the fair value of a reporting unit is less than its carrying amount, then performing the two-step impairment test is unnecessary. The amendments in this guidance are effective for annual and interim goodwill impairment tests performed for fiscal years beginning after December 15, 2011. The adoption of this standard did not have a material impact on the Company's statements of income and condition.

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SECURITIES

6 Months Ended

Jun. 30, 2012

SECURITIES [Abstract]

SECURITIES

NOTE 5. SECURITIES

Information related to the fair value and amortized cost of securities available for sale and the related gross unrealized gains and losses recognized in accumulated other comprehensive income (loss) is provided in the tables below.

		Gross	Gross
	Fair	Unrealized	Unrealized	Amortized
	Value	Gain	Losses	Cost
June 30, 2012
U.S. Treasury securities	$           1,046	$                43	$                  0	$           1,003
U.S. government sponsored agencies	5,298	269	0	5,029
Agency residential mortgage-backed securities	362,009	9,383	(1,138)	353,764
Non-agency residential mortgage-backed securities	28,207	373	(808)	28,642
State and municipal securities	81,880	5,536	(22)	76,366
Total	$       478,440	$         15,604	$         (1,968)	$       464,804
December 31, 2011
U.S. Treasury securities	$           1,055	$                52	$                  0	$           1,003
U.S. government sponsored agencies	5,277	244	0	5,033
Agency residential mortgage-backed securities	350,102	8,989	(923)	342,036
Non-agency residential mortgage-backed securities	32,207	191	(2,225)	34,241
State and municipal securities	78,750	5,292	(9)	73,467
Total	$       467,391	$         14,768	$         (3,157)	$       455,780

Total other-than-temporary impairment recognized in accumulated other comprehensive income was $783,000 at June 30, 2012 and $213,000 at December 31, 2011.

Information regarding the fair value and amortized cost of available for sale debt securities by maturity as of June 30, 2012 is presented below. Maturity information is based on contractual maturity for all securities other than mortgage-backed securities. Actual maturities of securities may differ from contractual maturities because borrowers may have the right to prepay the obligation without prepayment penalty.

	Amortized	Fair
	Cost	Value
Due in one year or less	$              1,793	$           1,797
Due after one year through five years	23,236	24,847
Due after five years through ten years	34,263	36,820
Due after ten years	23,106	24,760
	82,398	88,224
Mortgage-backed securities	382,406	390,216
Total debt securities	$          464,804	$       478,440

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Security proceeds, gross gains and gross losses are presented below.

	Six months ended June 30,
	2012	2011
Sales of securities available for sale
Proceeds	$                  0	$         73,318
Gross gains	0	4,005
Gross losses	0	(4,171)
	Three months ended June 30,
	2012	2011
Sales of securities available for sale
Proceeds	$                  0	$           4,471
Gross gains	0	76
Gross losses	0	(44)

There were no securities sales during the first six months of 2012.  All of the gains in 2012 were from calls.  The Company sold 36 securities with a total book value of $73.5 million and a total fair value of $73.3 million during the first six months of 2011.  The sales were related to a strategic realignment of the securities portfolio, and included six of the seven non-agency residential mortgage backed securities on which the Company had previously recognized other-than-temporary impairment.

Purchase premiums or discounts are recognized in interest income using the interest method over the terms of the securities or over estimated lives for mortgage-backed securities. Gains and losses on sales are based on the amortized cost of the security sold and recorded on the trade date.

Securities with carrying values of $216.5 million and $259.3 million were pledged as of June 30, 2012 and 2011, as collateral for deposits of public funds, securities sold under agreements to repurchase, borrowings from the Federal Home Loan Bank and for other purposes as permitted or required by law.

Information regarding securities with unrealized losses as of June 30, 2012 and December 31, 2011 is presented below. The tables distribute the securities between those with unrealized losses for less than twelve months and those with unrealized losses for twelve months or more.

	Less than 12 months		12 months or more		Total
	Fair	Unrealized	Fair	Unrealized	Fair	Unrealized
	Value	Losses	Value	Losses	Value	Losses
June 30, 2012
Agency residential mortgage-backed
securities	$          99,303	$            (903)	$      11,689	$          (235)	$       110,992	$         (1,138)
Non-agency residential mortgage-backed
securities	3,981	(96)	11,172	(712)	15,153	(808)
State and municipal securities	1,956	(22)			1,956	(22)
Total temporarily impaired	$        105,240	$         (1,021)	$      22,861	$          (947)	$       128,101	$         (1,968)

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	Less than 12 months		12 months or more		Total
	Fair	Unrealized	Fair	Unrealized	Fair	Unrealized
	Value	Losses	Value	Losses	Value	Losses
December 31, 2011
Agency residential mortgage-backed
securities	$          74,463	$            (860)	$        4,813	$            (63)	$         79,276	$            (923)
Non-agency residential mortgage-backed
securities	3,379	(4)	23,885	(2,221)	27,264	(2,225)
State and municipal securities	341	(2)	1,003	(7)	1,344	(9)
Total temporarily impaired	$          78,183	$            (866)	$      29,701	$       (2,291)	$       107,884	$         (3,157)

The number of securities with unrealized losses as of June 30, 2012 and December 31, 2011 is presented below.

	Less than	12 months
	12 months	or more	Total
June 30, 2012
Agency residential mortgage-backed securities	27	4	31
Non-agency residential mortgage-backed securities	1	5	6
State and municipal securities	11	0	11
Total temporarily impaired	39	9	48
	Less than	12 months
	12 months	or more	Total
December 31, 2011
Agency residential mortgage-backed securities	21	1	22
Non-agency residential mortgage-backed securities	2	9	11
State and municipal securities	3	2	5
Total temporarily impaired	26	12	38

All of the following are considered to determine whether or not the impairment of these securities is other-than-temporary. Ninety-four percent of the securities are backed by the U.S. government, government agencies, government sponsored agencies or are A rated or better, except for certain non-local municipal securities which are not rated. Mortgage-backed securities which are not issued by the U.S. government or government sponsored agencies (non-agency residential mortgage-backed securities) met specific criteria set by the Asset Liability Management Committee at their time of purchase, including having the highest rating available by either Moody's or S&P. None of the securities have call provisions (with the exception of the municipal securities) and all payments on the securities have been received on their original terms. For the government, government-sponsored agency and municipal securities, management was not concerned about the risk of credit losses, and there was nothing to indicate that full payment of the principal will not be received. Management considered the unrealized losses on these securities to be primarily interest rate driven and does not expect material losses given current market conditions unless the securities are sold.  However, at this time management does not have the intent to sell and it is more likely than not that it will not be required to sell these securities before the recovery of their amortized cost basis.

33

As of June 30, 2012, the Company had $28.2 million of non-agency residential mortgage-backed securities which were not issued by the federal government or government sponsored agencies, but were rated AAA by S&P and/or Aaa by Moody's at the time of purchase.  At December 31, 2011, the Company had $32.2 million of these non-agency residential mortgage-backed securities.  Three of the 14 remaining non-agency residential mortgage backed securities were still rated AAA/Aaa as of June 30, 2012 by at least one of the rating agencies S&P, Moody's and Fitch, but the other eleven had been downgraded, including nine which had been downgraded to below investment grade by at least one of those rating agencies.

For these non-agency residential mortgage-backed securities, additional analysis is performed to determine if the impairment is temporary or other-than-temporary in which case impairment would need to be recorded for these securities. The Company performs an independent analysis of the cash flows of the individual securities based upon assumptions as to collateral defaults, prepayment speeds, expected losses and the severity of potential losses.  Based upon the initial review, securities may be identified for further analysis by computing the net present value using an appropriate discount rate (the current accounting yield) and comparing it to the book value of the security to determine if there is any other-than-temporary impairment that must be recorded. Based on this analysis of the non-agency residential mortgage-backed securities, the Company recorded an other-than-temporary impairment of $449,000 and $959,000, respectively, relating to four securities in the three-months and six-months ended June 30, 2012, which is equal to the credit loss, establishing a new, lower amortized cost basis.  Because management did not have the intent to sell these securities and did not believe that it was more likely than not they would be required to sell these securities before the recovery of their new, lower amortized cost basis, management did not consider the remaining unrealized losses of the investment securities to be other-than-temporarily impaired at June 30, 2012.

The following table provides information about debt securities for which only a credit loss was recognized in income and other losses are recorded in other comprehensive income.  The table represents the three months and six months ended June 30, 2012 and 2011.

	Three Months Ended June 30,
	2012	2011
Balance April 1,	$                  869	$                   194
Additions related to other-than-temporary impairment losses
not previously recognized	198	0
Additional increases to the amount of credit loss for which
other-than-temporary impairment was previously recognized	251	0
Reductions for previous credit losses realized on
securities sold during the year	0	0
Balance June 30,	$               1,318	$                   194

34

	Six Months Ended June 30,
	2012	2011
Balance January 1,	$                  359	$                1,812
Additions related to other-than-temporary impairment losses
not previously recognized	747	0
Additional increases to the amount of credit loss for which
other-than-temporary impairment was previously recognized	212	121
Reductions for previous credit losses realized on
securities sold during the year	0	(1,739)
Balance June 30,	$               1,318	$                   194

35

Information on securities with at least one rating below investment grade as of June 30, 2012 is presented below.

		Other Than
		Temporary					June 30, 2012	1-Month	3-Month	6-Month
		Impairment	June 30, 2012				Lowest	Constant	Constant	Constant
		Since	Par	Amortized	Fair	Unrealized	Credit	Default	Default	Default	Credit
Description	CUSIP	Purchase	Value	Cost	Value	Gain/(Loss)	Rating	Rate	Rate	Rate	Support
CWHL 2006-18 2A7	12543WAJ7	$           202	$             2,437	$             2,188	$                2,144	$                  (44)	C	4.56	6.87	7.19	0.97
CWALT 2005-46CB A1	12667G6U2	254	3,237	2,833	2,712	(121)	C	5.95	5.35	5.45	1.38
CWALT 2005-J8 1A3	12667GJ20	348	4,620	4,083	3,987	(96)	CC	12.53	6.77	7.30	4.68
CHASE 2006-S3 1A5	16162XAE7	197	823	624	664	40	D	5.74	8.45	8.33	0.00
CMSI 2007-61A5	173103AE2	0	2,100	2,098	2,106	8	B	4.05	1.30	3.54	6.60
GSR 2006-10F 1A1	36266WAC6	0	3,194	2,971	2,821	(150)	C	0.00	0.00	0.00	0.67
MALT 2004-6 7 A1	576434SK1	0	2,791	2,773	2,804	31	B	0.00	0.00	0.00	11.84
MANA 2007-F1 1A1	59023YAA2	0	1,806	1,771	1,468	(303)	D	0.00	0.00	0.00	0.00
RFMSI 2006-S5 A14	74957EAP2	317	2,507	2,149	2,055	(94)	D	6.75	5.06	4.29	0.00
		$        1,318	$           23,515	$           21,490	$             20,761	$                (729)

All of these securities are super senior or senior tranche non-agency residential mortgage-backed securities.  The credit support is the credit support percentage for a tranche from other subordinated tranches, which is the amount of principal in the subordinated tranches expressed as a percentage of the remaining principal in the super senior or senior tranche.  The super senior or senior tranches receive the prepayments and the subordinate tranches absorb the losses.  The super senior or senior tranches do not absorb losses until the subordinate tranches are gone.

36

The Company does not have a history of actively trading securities, but keeps the securities available for sale should liquidity or other needs develop that would warrant the sale of securities. While these securities are held in the available for sale portfolio, it is management's current intent and ability to hold them until a recovery in fair value or maturity.

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EMPLOYEE BENEFIT PLANS

6 Months Ended

Jun. 30, 2012

EMPLOYEE BENEFIT PLANS [Abstract]

EMPLOYEE BENEFIT PLANS

NOTE 6. EMPLOYEE BENEFIT PLANS

Components of net periodic benefit cost:

	Six Months Ended June 30,
	Pension Benefits		SERP Benefits
	2012	2011	2012	2011
Interest cost	$          64	$          71	$          26	$          33
Expected return on plan assets	(69)	(78)	(38)	(40)
Recognized net actuarial  loss	68	41	42	31
Net pension expense	$          63	$          34	$          30	$          24

	Three Months Ended June 30,
	Pension Benefits		SERP Benefits
	2012	2011	2012	2011
Interest cost	$          29	$          35	$          10	$          16
Expected return on plan assets	(29)	(39)	(18)	(20)
Recognized net actuarial loss	41	21	25	16
Net pension expense	$          41	$          17	$          17	$          12

The Company previously disclosed in its financial statements for the year ended December 31, 2011 that it expected to contribute $170,000 to its pension plan and $114,000 to its SERP plan in 2012.  The Company has contributed $62,000 to its pension plan and $114,000 to its SERP plan as of June 30, 2012.  The Company expects to contribute an additional $108,000 to its pension plan during the remainder of 2012.  The Company does not expect to make any additional contributions to its SERP plan during the remainder of 2012.

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FAIR VALUE DISCLOSURES

6 Months Ended

Jun. 30, 2012

FAIR VALUE DISCLOSURES [Abstract]

FAIR VALUE DISCLOSURES

NOTE 8.  FAIR VALUE DISCLOSURES

Fair value is the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three levels of inputs that may be used to measure fair values:

Level 1	Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date.
Level 2	Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data.
Level 3	Significant unobservable inputs that reflect a company's own assumptions about the assumptions that market participants would use in pricing an asset or liability.

38

The Company used the following methods and significant assumptions to estimate the fair value of each type of financial instrument:

Securities:  Securities available for sale are valued primarily by a third party pricing service. The fair values of securities available for sale are determined on a recurring basis by obtaining quoted prices on nationally recognized securities exchanges (Level 1 inputs) or pricing models utilizing significant observable inputs such as matrix pricing, which is a mathematical technique widely used in the industry to value debt securities without relying exclusively on quoted prices for the specific securities but rather by relying on the securities' relationship to other benchmark quoted securities (Level 2 inputs). These models utilize the market approach with standard inputs that include, but are not limited to benchmark yields, reported trades, broker/dealer quotes, issuer spreads, two-sided markets, benchmark securities, bids, offers and reference data.  For certain municipal securities that are not rated and observable inputs about the specific issuer are not available, fair values are estimated using observable data from other municipal securities presumed to be similar or other market data on other non-rated municipal securities (Level 3 inputs).  There were no transfers from or into Level 1, Level 2 or Level 3 during the first six months of 2012.

Mortgage banking derivatives:  The fair value of derivatives are based on observable market data as of the measurement date (Level 2).

Impaired loans:  Impaired loans with specific allocations of the allowance for loan losses are general based on the fair value of the underlying collateral if repayment is expected solely from the collateral.  Fair value is determined using several methods.  Generally, the fair value of real estate is based on appraisals by qualified third party appraisers.  These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach.  Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are usually significant and result in a Level 3 classification of the inputs for determining fair value. In addition, the Company's management routinely applies internal discount factors to the value of appraisals used in the fair value evaluation of impaired loans.  The deductions to the appraisals take into account changing business factors and market conditions, as well as value impairment in cases where the appraisal date predates a likely change in market conditions.  Commercial real estate is generally discounted from its appraised value by 0-50% with the higher discounts applied to real estate that is determined to have a thin trading market or to be specialized collateral.  In addition to real estate, the Company's management evaluates other types of collateral as follows: Raw and finished inventory is discounted from its cost or book value by 35-65%, depending on the marketability of the goods.  Finished goods are generally discounted by 30-60%, depending on the ease of marketability, cost of transportation or scope of use of the finished good.  Work in process inventory is typically discounted by 50-100%, depending on the length of manufacturing time, types of components used in the completion process, and the breadth of the user base.  Equipment is valued at a percentage of depreciated book value or recent appraised value, if available, and is typically discounted at 30-70% after various considerations including age and condition of the equipment, marketability, breadth of use, and whether the equipment includes unique components or add-ons.  Marketable securities are discounted by 10-30%, depending on the type of investment, age of valuation report and general market conditions.  This methodology is based on a market approach and typically results in a Level 3 classification of the inputs for determining fair value.

39

Mortgage servicing rights:  As of June 30, 2012 the fair value of the Company's Level 3 servicing assets for residential mortgage loans was $2.2 million, some of which are not currently impaired and therefore carried at amortized cost.  These residential mortgage loans have a weighted average interest rate of 4.69%, a weighted average maturity of 19 years and are secured by homes generally within the Company's market area, which is primarily Northern Indiana.  A valuation model is used to estimate fair value, which is based on an income approach.  The inputs used include estimates of prepayment speeds, discount rate, cost to service, escrow account earnings, contractual servicing fee income, ancillary income, late fees, and float income.  The most significant assumption used to value mortgage servicing rights is prepayment rate.  Prepayment rates are estimated based on published industry consensus prepayment rates.  The most significant unobservable assumption is the discount rate.  At June 30, 2012 the constant prepayment speed (PSA) used was 384 and the discount rate used was 9.3%.  At December 31, 2011 the constant prepayment speed (PSA) used was 387 and the discount rate used was 9.2%.

Other real estate owned:  Nonrecurring adjustments to certain commercial and residential real estate properties classified as other real estate owned are measured at the lower of carrying amount or fair value, less costs to sell. Fair values are generally based on third party appraisals of the property and are reviewed by the Company's internal appraisal officer.  Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales.  Such adjustments are usually significant and result in a Level 3 classification.   In addition, the Company's management may apply discount factors to the appraisals to take into account changing business factors and market conditions, as well as value impairment in cases where the appraisal date predates a likely change in market conditions.  In cases where the carrying amount exceeds the fair value, less costs to sell, an impairment loss is recognized.

Real estate mortgage loans held for sale:  Real estate mortgage loans held for sale are carried at the lower of cost or fair value, as determined by outstanding commitments, from third party investors, and results in a Level 2 classification.

The table below presents the balances of assets measured at fair value on a recurring basis:

	June 30, 2012
	Fair Value Measurements Using			Assets
Assets	Level 1	Level 2	Level 3	at Fair Value
U.S. Treasury securities	$             1,046	$                      0	$                     0	$              1,046
U.S. Government sponsored agencies	0	5,298	0	5,298
Residential mortgage-backed securities	0	362,009	0	362,009
Non-agency residential mortgage-backed securities	0	28,207	0	28,207
State and municipal securities	0	81,239	641	81,880
Total Securities	1,046	476,753	641	478,440
Mortgage banking derivative	0	535	0	535
Total assets	$             1,046	$           477,288	$                 641	$          478,975
Liabilities
Mortgage banking derivative	$                    0	$                   (42)	$                     0	$                  (42)

40

	December 31, 2011
	Fair Value Measurements Using			Assets
Assets	Level 1	Level 2	Level 3	at Fair Value
U.S. Treasury securities	$             1,055	$                      0	$                     0	$              1,055
U.S. Government sponsored agencies	0	5,277	0	5,277
Residential mortgage-backed securities	0	350,102	0	350,102
Non-agency residential mortgage-backed securities	0	32,207	0	32,207
State and municipal securities	0	78,064	686	78,750
Total Securities	1,055	465,650	686	467,391
Mortgage banking derivative	0	406	0	406
Total assets	$             1,055	$           466,056	$                 686	$          467,797
Liabilities
Mortgage banking derivative	$                    0	$                   (81)	$                     0	$                  (81)

There were no transfers from or into Level 1, Level 2 or Level 3 during 2012 and there were no transfers from or into Level 1 or Level 2 during the six months ended June 30, 2011.

The table below presents a reconciliation of all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the six months ended June 30, 2012:

	State and
	Municipal
	Securities
	June 30, 2012
Balance or recurring Level 3 assets at January 1	$                 686
Change in fair value of securities	0
Principal payments	(45)
Balance or recurring Level 3 assets at June 30	$                 641

The fair value of 3 state and municipal securities with a fair value of $686,000 as of December 31, 2011 were transferred out of Level 2 and into Level 3 because of a lack of observable market data for these investments.  The Company's policy is to recognize transfers as of the end of the reporting period.  As a result, the fair value for these state and municipal securities was transferred on December 31, 2011.

41

The securities measured at fair value included below are nonrated Indiana municipal revenue bonds and are not actively traded.

Quantitative Information about Level 3 Fair Value Measurements
	Fair Value at			Range
	6/30/2012	Valuation Technique	Unobservable Input	(Weighted Average)
	(in thousands)
State and municipal securities	$             641	Price to type, par, call	Discount to benchmark index	1%

The Company's Controlling Department, which is responsible for all accounting and SEC compliance and the Company's Treasury Department, which is responsible for investment portfolio management and asset/liability modeling, are the two areas that decide the Company's valuation policies and procedures.  Both of these areas report directly to the President and Chief Financial Officer of the Company.  For assets or liabilities that may be considered for Level 3 fair value measurement on a recurring basis, these two areas and the President and Chief Financial Officer determine the appropriate level of the assets or liabilities under consideration.  If there are assets or liabilities that are determined as Level 3 by this group, the Risk Management Committee of the Company and the Audit Committee of the Board of Directors are made aware of such assets at their next scheduled meeting.

Securities pricing is obtained from a third party pricing service and is tested at least annually against prices from another third party provider and reviewed with a market value tolerance variance of 3%.  If any securities fall above this tolerance threshold, they are reviewed in more detail to determine why the variance exists.  Changes in market value are reviewed monthly in aggregate yield by security type and any material differences are reviewed to determine why they exist.  At least annually, the pricing methodology of the pricing service is received and reviewed to support the fair value levels used by the Company. A detailed pricing evaluation is requested and reviewed on any security determined to be fair value using unobservable inputs by the pricing service.

The primary methodology used in the fair value measurement of the Company's state and municipal securities classified as Level 3 is a discount to the AAA municipal benchmark index.  Significant increases or (decreases) in this index as well as the degree to which the security differs in ratings, coupon, call and duration will result in a higher or (lower) fair value measurement for those securities that are not callable.  For those securities that are continuously callable, a slight premium to par is used.

42

The table below presents the balances of assets measured at fair value on a nonrecurring basis:

	June 30, 2012
	Fair Value Measurements Using			Assets
Assets	Level 1	Level 2	Level 3	at Fair Value
		(in thousands)
Impaired loans:
Commercial and industrial loans:
Working capital lines of credit loans	$                   0	$                     0	$            1,539	$             1,539
Non-working capital loans	0	0	5,102	5,102
Commercial real estate and multi-family residential loans:
Construction and land development loans	0	0	1,486	1,486
Owner occupied loans	0	0	3,136	3,136
Nonowner occupied loans	0	0	20,646	20,646
Multifamily loans	0	0	0	0
Agri-business and agricultural loans:
Loans secured by farmland	0	0	266	266
Loans for agricultural production	0	0	0	0
Other commercial loans	0	0	0	0
Consumer 1-4 family mortgage loans:
Closed end first mortgage loans	0	0	514	514
Open end and junior lien loans	0	0	141	141
Residential construction loans	0	0	0	0
Other consumer loans	0	0	1	1
Total impaired loans	$                   0	$                     0	$          32,831	$          32,831
Mortgage servicing rights	0	0	1,838	1,838
Other real estate owned	0	0	805	805
Total assets	$                   0	$                     0	$          35,474	$          35,474

43

The following table presents the valuation methodology and unobservable inputs for Level 3 assets measured at fair value on a non-recurring basis at June 30, 2012:

				Range of Inputs
	Fair Value	Valuation Methodology	Unobservable Inputs	(Average)
Impaired Loans:
Commercial and industrial:	$        6,641	Collateral based	Discount to reflect	0% - 83%
		measurements	current market conditions	(25%)
			and ultimate collectability
Impaired loans:
Commercial real estate:	25,268	Collateral based	Discount to reflect	0% - 88%
		measurements	current market conditions	(40%)
			and ultimate collectability
Impaired loans:
Agri-business and agricultural:	266	Collateral based	Discount to reflect	9% - 24%
		measurements	current market conditions	(16%)
			and ultimate collectability
Impaired loans:
Consumer 1-4 family mortgage	655	Collateral based	Discount to reflect	0% - 20%
		measurements	current market conditions	(8%)
			and ultimate collectability
Impaired loans:
Other consumer	1	Collateral based	Discount to reflect	83%
		measurements	current market conditions
			and ultimate collectability
Mortgage servicing rights	1,838	Discounted cash flows	Discount rate	9.1% - 9.5%
				(9.3%)
Other real estate owned	805	Appraisals	Discount to reflect	31% - 61%
			current market conditions	(46%)

44

	December 31, 2011
	Fair Value Measurements Using			Assets
Assets	Level 1	Level 2	Level 3	at Fair Value
		(in thousands)
Impaired loans:
Commercial and industrial loans:
Working capital lines of credit loans	$                   0	$                     0	$            2,762	$             2,762
Non-working capital loans	0	0	11,885	11,885
Commercial real estate and multi-family residential loans:
Construction and land development loans	0	0	303	303
Owner occupied loans	0	0	3,515	3,515
Nonowner occupied loans	0	0	23,591	23,591
Multifamily loans	0	0	0	0
Agri-business and agricultural loans:
Loans secured by farmland	0	0	433	433
Loans for agricultural production	0	0	207	207
Other commercial loans	0	0	0	0
Consumer 1-4 family mortgage loans:
Closed end first mortgage loans	0	0	878	878
Open end and junior lien loans	0	0	406	406
Residential construction loans	0	0	0	0
Other consumer loans	0	0	0	0
Total impaired loans	$                   0	$                     0	$          43,980	$          43,980
Mortgage servicing rights	0	0	1,734	1,734
Other real estate owned	0	0	730	730
Total assets	$                   0	$                     0	$          46,444	$          46,444

Impaired loans, which are measured for impairment using the fair value of the collateral for collateral dependent loans, had a gross carrying amount of $47.6 million, with a valuation allowance of $14.7 million at June 30, 2012, resulting in a net recovery in the provision for loan losses of $1.8 million and $3.5 million, respectively, for the three months and six months ended June 30, 2012.  At June 30, 2011, impaired loans had a carrying amount of $42.5 million, with a valuation allowance of $14.8 million, resulting in an additional provision for loans losses of $2.5 million and $3.4 million, respectively, for the three months and six months ending June 30, 2011.

Mortgage servicing rights, which are carried at the lower of cost or fair value, included a portion carried at their fair value of $1.8 million, which is made up of the outstanding balance of $1.9 million, net of a valuation allowance of $86,000 at June 30, 2012, resulting in a net recovery of $22,000 for the six months ended June 30, 2012.  The Company realized a net recovery of $7,000 in the impairment of mortgage servicing rights for the six months ended June 30, 2011.

45

The Company also recognized a $61,000 reduction in the value of other real estate owned during the six months ended June 30, 2012.  During the six months ended June 30, 2011 the Company recognized a $20,000 reduction in the value of other real estate owned.

The following table contains the estimated fair values and the related carrying values of the Company's financial instruments. Items which are not financial instruments are not included.

	June 30, 2012
	Carrying	Estimated Fair Value
	Value	Level 1	Level 2	Level 3	Total
Financial Assets:
Cash and cash equivalents	$       194,949	$       194,949	$                  0	$                  0	$    194,949
Securities available for sale	478,440	1,046	476,753	641	478,440
Real estate mortgages held for sale	5,124	0	5,211	0	5,211
Loans, net	2,162,583	0	0	2,180,124	2,180,124
Federal Home Loan Bank stock	7,313	N/A	N/A	N/A	N/A
Federal Reserve Bank stock	3,420	N/A	N/A	N/A	N/A
Accrued interest receivable	9,441	4	1,708	7,729	9,441
Financial Liabilities:
Certificates of deposit	(955,215)	0	(972,320)	0	(972,320)
All other deposits	(1,570,270)	(1,570,270)	0	0	(1,570,270)
Securities sold under agreements to repurchase	(98,696)	0	(98,696)	0	(98,696)
Long-term borrowings	(15,038)	0	(15,837)	0	(15,837)
Subordinated debentures	(30,928)	0	0	(31,238)	(31,238)
Standby letters of credit	(383)	0	0	(383)	(383)
Accrued interest payable	(6,834)	(351)	(6,480)	(3)	(6,834)

46

	December 31, 2011
	Carrying	Estimated
	Value	Fair Value
Financial Assets:
Cash and cash equivalents	$       104,584	$       104,584
Securities available for sale	467,391	467,391
Real estate mortgages held for sale	2,953	2,998
Loans, net	2,180,309	2,141,459
Federal Home Loan Bank stock	7,313	N/A
Federal Reserve Bank stock	3,420	N/A
Accrued interest receivable	9,604	9,604
Financial Liabilities:
Certificates of deposit	(910,381)	(925,619)
All other deposits	(1,502,315)	(1,502,315)
Securities sold under agreements to repurchase	(131,990)	(131,990)
Other short-term borrowings	(10,000)	(10,000)
Long-term borrowings	(15,040)	(16,079)
Subordinated debentures	(30,928)	(31,240)
Standby letters of credit	(247)	(247)
Accrued interest payable	(5,574)	(5,574)

The methods and assumptions, not previously presented, used to estimate fair values are described as follows:

Cash and cash equivalents - The carrying amount of cash and cash equivalents approximate fair value and are classified as Level 1.

Loans, net – Fair values of loans, excluding loans held for sale, are estimated as follows:  For variable rate loans, fair values are based on carrying values resulting in a Level 3 classification.  Fair values for other loans are estimated using discounted cash flow analyses, using current market rates applied to the estimated life resulting in a Level 3 classification.  Impaired loans are valued at the lower of cost or fair value as described previously.  The methods utilized to estimate the fair value of loans do not necessarily represent an exit price.

Federal Home Loan Bank stock and Federal Reserve Bank stock– It is not practical to determine the fair value of Federal Home Loan Bank stock and Federal Reserve Bank stock due to restrictions placed on its transferability.

Certificates of deposit - Fair values of certificates of deposit are estimated using discounted cash flow analyses using current market rates applied to the estimated life resulting in a Level 2 classification.

All other deposits- The fair values for all other deposits other than certificates of deposit are equal to the amount payable on demand (the carrying value) resulting in a Level 1 classification.

47

Securities sold under agreements to repurchase – The carrying amount of borrowings under repurchase agreements approximate their fair values resulting in a Level 2 classification.

Long-term borrowings – The fair value of long-term borrowings is estimated using discounted cash flow analyses based on current borrowing rates resulting in a Level 2 classification.

Subordinated debentures- The fair value of subordinated debentures is based on the rates currently available to the Company with similar term and remaining maturity and credit spread resulting in a Level 3 classification.

Standby letters of credit – The fair value of off-balance sheet items is based on the current fees and costs that would be charged to enter into or terminate such arrangements resulting in a Level 3 classification.

Accrued interest receivable/payable – The carrying amounts of accrued interest approximate fair value resulting in a Level 1, Level 2 or Level 3 classification which is consistent with its associated asset/liability.

XML

FAIR VALUE DISCLOSURES (Details) (USD $) In Thousands, unless otherwise specified	6 Months Ended	12 Months Ended
	Jun. 30, 2012	Dec. 31, 2011
Assets Pledged As Collateral for Loans Receivable [Line Items]
Weighted average interest rate, residential mortgages (in hundredths)	4.69%
Weighted average maturity of residential mortgages	19 years
Prepayment Speed used in unobservable assumptions	384	387
Discount rate used to estimate fair value (in hundredths)	9.30%	9.20%
Level 3 [Member] | Residential Mortgage [Member]
Assets Pledged As Collateral for Loans Receivable [Line Items]
Servicing Asset at Fair Value, Amount	2,200
Commercial Real Estate [Member] | Minimum [Member] | Level 3 [Member]
Assets Pledged As Collateral for Loans Receivable [Line Items]
Percentage of discount from appraised value (in hundredths)	0.00%
Commercial Real Estate [Member] | Maximum [Member] | Level 3 [Member]
Assets Pledged As Collateral for Loans Receivable [Line Items]
Percentage of discount from appraised value (in hundredths)	50.00%
Inventories, Raw and Finished [Member] | Minimum [Member] | Level 3 [Member]
Assets Pledged As Collateral for Loans Receivable [Line Items]
Percentage of discount from appraised value (in hundredths)	35.00%
Inventories, Raw and Finished [Member] | Maximum [Member] | Level 3 [Member]
Assets Pledged As Collateral for Loans Receivable [Line Items]
Percentage of discount from appraised value (in hundredths)	65.00%
Inventory, Finished Goods [Member] | Minimum [Member] | Level 3 [Member]
Assets Pledged As Collateral for Loans Receivable [Line Items]
Percentage of discount from appraised value (in hundredths)	30.00%
Inventory, Finished Goods [Member] | Maximum [Member] | Level 3 [Member]
Assets Pledged As Collateral for Loans Receivable [Line Items]
Percentage of discount from appraised value (in hundredths)	60.00%
Inventory, Work in Process [Member] | Minimum [Member] | Level 3 [Member]
Assets Pledged As Collateral for Loans Receivable [Line Items]
Percentage of discount from appraised value (in hundredths)	50.00%
Inventory, Work in Process [Member] | Maximum [Member] | Level 3 [Member]
Assets Pledged As Collateral for Loans Receivable [Line Items]
Percentage of discount from appraised value (in hundredths)	100.00%
Equipment [Member] | Minimum [Member] | Level 3 [Member]
Assets Pledged As Collateral for Loans Receivable [Line Items]
Percentage of discount from appraised value (in hundredths)	30.00%
Equipment [Member] | Maximum [Member] | Level 3 [Member]
Assets Pledged As Collateral for Loans Receivable [Line Items]
Percentage of discount from appraised value (in hundredths)	70.00%
Marketable Securities [Member] | Minimum [Member] | Level 3 [Member]
Assets Pledged As Collateral for Loans Receivable [Line Items]
Percentage of discount from appraised value (in hundredths)	10.00%
Marketable Securities [Member] | Maximum [Member] | Level 3 [Member]
Assets Pledged As Collateral for Loans Receivable [Line Items]
Percentage of discount from appraised value (in hundredths)	30.00%

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LOANS (Tables)

6 Months Ended

Jun. 30, 2012

LOANS [Abstract]

Schedule of loans

	June 30,			December 31,
	2012			2011
Commercial and industrial loans:
Working capital lines of credit loans	$   413,394	18.7	%	$   373,768	16.7	%
Non-working capital loans	375,677	17.0		377,388	16.9
Total commercial and industrial loans	789,071	35.6		751,156	33.6
Commercial real estate and multi-family residential loans:
Construction and land development loans	84,416	3.8		82,284	3.7
Owner occupied loans	356,889	16.1		346,669	15.5
Nonowner occupied loans	333,237	15.0		385,090	17.2
Multifamily loans	35,587	1.6		38,477	1.7
Total commercial real estate and multi-family residential loans	810,129	36.6		852,520	38.2
Agri-business and agricultural loans:
Loans secured by farmland	112,431	5.1		118,224	5.3
Loans for agricultural production	108,514	4.9		119,705	5.4
Total agri-business and agricultural loans	220,945	10.0		237,929	10.7
Other commercial loans	63,681	2.9		58,278	2.6
Total commercial loans	1,883,826	85.1		1,899,883	85.0
Consumer 1-4 family mortgage loans:
Closed end first mortgage loans	105,057	4.7		106,999	4.8
Open end and junior lien loans	171,063	7.7		175,694	7.9
Residential construction and land development loans	9,190	0.4		5,462	0.2
Total consumer 1-4 family mortgage loans	285,310	12.9		288,155	12.9
Other consumer loans	45,726	2.1		45,999	2.1
Total consumer loans	331,036	14.9		334,154	15.0
Subtotal	2,214,862	100.0	%	2,234,037	100.0	%
Less:  Allowance for loan losses	(51,817)			(53,400)
Net deferred loan fees	(462)			(328)
Loans, net	$2,162,583			$2,180,309

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ACCUMULATED OTHER COMPREHENSIVE INCOME (Tables)

6 Months Ended

Jun. 30, 2012

ACCUMULATED OTHER COMPREHENSIVE INCOME [Abstract]

Schedule of changes in accumulated other comprehensive income

The following table summarizes the changes within each classification of accumulated other comprehensive income for the six months ended June 30, 2012 and 2011:

		Current
	Balance	Period	Balance
	at December 31, 2011	Change	at June 30, 2012
Unrealized loss on securities available for sale
without other than temporary impairment	$                           7,688	$                886	$                           8,574
Unrealized loss on securities available for sale
with other than temporary impairment	(523)	335	(188)
Total unrealized loss on securities available for sale	7,165	1,221	8,386
Unrealized loss on defined benefit pension plans	(2,026)	131	(1,895)
Total	$                           5,139	$             1,352	$                           6,491
		Current
	Balance	Period	Balance
	at December 31, 2010	Change	at June 30, 2011
Unrealized loss on securities available for sale
without other than temporary impairment	$                           4,285	$             1,446	$                           5,731
Unrealized loss on securities available for sale
with other than temporary impairment	(1,425)	1,062	(363)
Total unrealized loss on securities available for sale	2,860	2,508	5,368
Unrealized loss on defined benefit pension plans	(1,510)	(96)	(1,606)
Total	$                           1,350	$             2,412	$                           3,762

XML

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Unaudited) (USD $) In Thousands, unless otherwise specified	3 Months Ended		6 Months Ended
	Jun. 30, 2012	Jun. 30, 2011	Jun. 30, 2012	Jun. 30, 2011
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Unaudited)
Net income	$ 8,819	$ 7,989	$ 17,445	$ 13,954
Change in securities available for sale:
Unrealized holding gain (loss) on securities available for sale arising during the period	(181)	3,914	1,069	3,794
Reclassification adjustment for (gains)/losses included in net income	0	(32)	(3)	166
Reclassification adjustment for other than temporary impairment	449	0	959	121
Net securities gain activity during the period	268	3,882	2,025	4,081
Tax effect	(58)	(1,560)	(804)	(1,573)
Net of tax amount	210	2,322	1,221	2,508
Defined benefit pension plans:
Net gain (loss) on defined benefit pension plans	0	0	110	(233)
Amortization of net actuarial loss	66	37	110	72
Net gain/(loss) activity during the period	66	37	220	(161)
Tax effect	(26)	(16)	(89)	65
Net of tax amount	40	21	131	(96)
Total other comprehensive income, net of tax	250	2,343	1,352	2,412
Comprehensive income	$ 9,069	$ 10,332	$ 18,797	$ 16,366

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EARNINGS PER SHARE

6 Months Ended

Jun. 30, 2012

EARNINGS PER SHARE [Abstract]

EARNINGS PER SHARE

NOTE 2. EARNINGS PER SHARE

Basic earnings per common share is net income available to common shareholders divided by the weighted average number of common shares outstanding during the period.  Diluted earnings per common share includes the dilutive effect of additional potential common shares issuable under stock options, stock awards and warrants.

	Three Months Ended June 30,		Six Months Ended June 30,
	2012	2011	2012	2011
Weighted average shares outstanding for basic earnings per common share	16,324,928	16,201,311	16,298,981	16,198,348
Dilutive effect of stock options, awards and warrants	128,633	98,918	151,851	98,336
Weighted average shares outstanding for diluted earnings per common share	16,453,561	16,300,229	16,450,832	16,296,684
Basic earnings per common share	$              0.54	$              0.49	$              1.07	$              0.86
Diluted earnings per common share	$              0.54	$              0.49	$              1.06	$              0.86

Stock options for 0 and 70,000 shares for both the three-month and six-month periods ended June 30, 2012 and 2011, respectively, were not considered in computing diluted earnings per common share because they were antidilutive.

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EARNINGS PER SHARE (Details) (USD $)	3 Months Ended		6 Months Ended
	Jun. 30, 2012	Jun. 30, 2011	Jun. 30, 2012	Jun. 30, 2011
EARNINGS PER SHARE [Abstract]
Weighted average shares outstanding for basic earnings per common share (in shares)	16,324,928	16,201,311	16,298,981	16,198,348
Dilutive effect of stock options, awards and warrants (in shares)	128,633	98,918	151,851	98,336
Weighted average shares outstanding for diluted earnings per common share (in shares)	16,453,561	16,300,229	16,450,832	16,296,684
Basic earnings per common share (in dollars per share)	$ 0.54	$ 0.49	$ 1.07	$ 0.86
Diluted earnings per common share (in dollars per share)	$ 0.54	$ 0.49	$ 1.06	$ 0.86
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Stock options excluded from computation of diluted earnings per share (in shares)	0	0	70,000	70,000

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FAIR VALUE DISCLOSURES, Estimated fair values and the related carrying values of financial instruments (Details) (USD $) In Thousands, unless otherwise specified	Jun. 30, 2012		Dec. 31, 2011
Financial Assets [Abstract]
Securities available for sale	$ 478,440
Carrying value [Member]
Financial Assets [Abstract]
Cash and cash equivalents	194,949		104,584
Securities available for sale	478,440		467,391
Real estate mortgages held for sale	5,124		2,953
Loans, net	2,162,583		2,180,309
Federal Home Loan Bank stock	7,313		7,313
Federal Reserve Bank stock	3,420		3,420
Accrued interest receivable	9,441		9,604
Financial Liabilities [Abstract]
Certificates of deposit	(955,215)		(910,381)
All other deposits	(1,570,270)		(1,502,315)
Securities sold under agreements to repurchase	(98,696)		(131,990)
Other short-term borrowings			(10,000)
Long-term borrowings	(15,038)		(15,040)
Subordinated debentures	(30,928)		(30,928)
Standby letters of credit	(383)		(247)
Accrued interest payable	(6,834)		(5,574)
Estimated fair value [Member]
Financial Assets [Abstract]
Cash and cash equivalents	194,949		104,584
Securities available for sale	478,440		467,391
Real estate mortgages held for sale	5,211		2,998
Loans, net	2,180,124		2,141,459
Federal Home Loan Bank stock	0	[1]
Federal Reserve Bank stock	0	[1]
Accrued interest receivable	9,441		9,604
Financial Liabilities [Abstract]
Certificates of deposit	(972,320)		(925,619)
All other deposits	(1,570,270)		(1,502,315)
Securities sold under agreements to repurchase	(98,696)		(131,990)
Other short-term borrowings			(10,000)
Long-term borrowings	(15,837)		(16,079)
Subordinated debentures	(31,238)		(31,240)
Standby letters of credit	(383)		(247)
Accrued interest payable	(6,834)		(5,574)
Estimated fair value [Member] | Level 1 [Member]
Financial Assets [Abstract]
Cash and cash equivalents	194,949
Securities available for sale	1,046
Real estate mortgages held for sale	0
Loans, net	0
Federal Home Loan Bank stock	0	[1]
Federal Reserve Bank stock	0	[1]
Accrued interest receivable	4
Financial Liabilities [Abstract]
Certificates of deposit	0
All other deposits	(1,570,270)
Securities sold under agreements to repurchase	0
Long-term borrowings	0
Subordinated debentures	0
Standby letters of credit	0
Accrued interest payable	(351)
Estimated fair value [Member] | Level 2 [Member]
Financial Assets [Abstract]
Cash and cash equivalents	0
Securities available for sale	476,753
Real estate mortgages held for sale	5,211
Loans, net	0
Federal Home Loan Bank stock	0	[1]
Federal Reserve Bank stock	0	[1]
Accrued interest receivable	1,708
Financial Liabilities [Abstract]
Certificates of deposit	(972,320)
All other deposits	0
Securities sold under agreements to repurchase	(98,696)
Long-term borrowings	(15,837)
Subordinated debentures	0
Standby letters of credit	0
Accrued interest payable	(6,480)
Estimated fair value [Member] | Level 3 [Member]
Financial Assets [Abstract]
Cash and cash equivalents	0
Securities available for sale	641
Real estate mortgages held for sale	0
Loans, net	2,180,124
Federal Home Loan Bank stock	0	[1]
Federal Reserve Bank stock	0	[1]
Accrued interest receivable	7,729
Financial Liabilities [Abstract]
Certificates of deposit	0
All other deposits	0
Securities sold under agreements to repurchase	0
Long-term borrowings	0
Subordinated debentures	(31,238)
Standby letters of credit	(383)
Accrued interest payable	$ (3)

[1] N/A

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EARNINGS PER SHARE (Tables)

6 Months Ended

Jun. 30, 2012

EARNINGS PER SHARE [Abstract]

Schedule of weighted average number of shares

Basic earnings per common share is net income available to common shareholders divided by the weighted average number of common shares outstanding during the period.  Diluted earnings per common share includes the dilutive effect of additional potential common shares issuable under stock options, stock awards and warrants.

	Three Months Ended June 30,		Six Months Ended June 30,
	2012	2011	2012	2011
Weighted average shares outstanding for basic earnings per common share	16,324,928	16,201,311	16,298,981	16,198,348
Dilutive effect of stock options, awards and warrants	128,633	98,918	151,851	98,336
Weighted average shares outstanding for diluted earnings per common share	16,453,561	16,300,229	16,450,832	16,296,684
Basic earnings per common share	$              0.54	$              0.49	$              1.07	$              0.86
Diluted earnings per common share	$              0.54	$              0.49	$              1.06	$              0.86