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CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2011
Dec. 31, 2010
Dec. 31, 2009
Cash flows from operating activities:      
Net Income $ 30,662 $ 24,543 $ 18,979
Adjustments to reconcile net income to net cash from operating activities:      
Depreciation, adjustments 2,279 2,194 2,252
Provision for loan losses, adjustments 13,800 23,947 21,202
Loss on sale and write down of other real estate owned 387 129 154
Amortization of intangible assets 54 54 206
Amortization of loan servicing rights 594 620 587
Net change in loan servicing rights valuation allowance 86 (24) 0
Loans originated for sale (78,425) (91,638) (121,900)
Net gain on sales of loans (1,712) (2,023) (2,085)
Proceeds from sale of loans 82,161 88,818 121,969
Gain loss on disposition of property (17) (4) 7
Net securities gains (losses) (167) 4 2
Impairment on available for sale securities 286 1,587 225
Net securities amortization 3,601 1,741 546
Stock compensation expense 1,342 739 411
Earnings on life insurance (970) (1,085) (207)
Proceeds from life insurance policies 0 0 (319)
Tax benefit of stock option exercises (138) (371) (191)
Net change:      
Accrued income receivable (538) (474) (1)
Accrued expenses payable 1,558 (1,891) (2,882)
Other assets (3,990) (2,811) (14,358)
Other liabilities 121 1,644 (317)
Total adjustments 20,680 21,156 5,283
Net cash from operating activities 51,342 45,699 24,262
Cash flows from investing activities:      
Proceeds from sale of available for sale securities 73,318 0 0
Proceeds from maturities, calls and principal paydowns of securities available for sale 84,051 90,458 114,976
Purchases of securities available for sale (179,296) (114,063) (129,154)
Purchase of life insurance (134) (1,102) (2,147)
Net increase in total loans (150,055) (94,702) (187,129)
Proceeds from sales of land, premises and equipment 33 0 16
Purchases of land, premises and equipment (6,660) (3,027) (1,318)
Proceeds from sales of other real estate 2,070 2,789 391
Net cash from investing activities (176,673) (119,647) (204,365)
Cash flows from financing activities:      
Net increase (decrease) in total deposits 211,671 349,900 (34,174)
Net increase (decrease) in short-term borrowings (32,062) (179,999) 151,442
Proceeds from long-term borrowings 0 0 40,000
Payments on long-term borrowings (1) (25,001) (90,001)
Common dividends paid (10,045) (9,989) (7,698)
Preferred dividends paid (13) (1,601) (2,021)
Proceeds from issuance of preferred stock and warrant 0 0 56,044
Redemption of preferred stock 0 (56,044) 0
Proceeds from issuane of common stock 0 0 57,922
Proceeds from stock option exercise 468 1,052 796
Purchase of treasury stock (244) (212) (231)
Net cash from financing activities 169,774 78,106 172,079
Net change in cash and cash equivalents 44,443 4,158 (8,024)
Cash and cash equivalents at beginning of the period 60,141 55,983 64,007
Cash and cash equivalents at end of the period 104,584 60,141 55,983
Cash paid during the period for:      
Interest 29,215 32,494 39,274
Income taxes 21,529 18,587 11,700
Supplemental non-cash disclosures:      
Loans transferred to other real estate $ 898 $ 5,740 $ 464