EXHIBIT 23.1

                       CONSENT OF INDEPENDENT ACCOUNTANTS


We hereby consent to the  incorporation  by reference to Amendment No. 1 in this
Registration Statement on Form S-3 of our report dated December 5, 2003 relating
to the financial statements and financial statement schedules,  which appears in
Electronic  Clearing  House Inc.'s Annual Report on Form 10-K for the year ended
September 30, 2003.  We also consent to the  references to us under the headings
"Experts" in such Registration Statement.





PricewaterhouseCoopers LLP


Los Angeles, California
December 24, 2003