EXHIBIT 23.1

                       CONSENT OF INDEPENDENT ACCOUNTANTS


We  hereby  consent  to the  incorporation  by  reference  in this  Registration
Statement  on Form S-3 of our report  dated  December  2, 2002  relating  to the
financial  statements  and  financial  statement  schedules,  which  appears  in
Electronic  Clearing  House Inc.'s Annual Report on Form 10-K for the year ended
September 30, 2002.  We also consent to the  references to us under the headings
"Experts" in such Registration Statement.





PricewaterhouseCoopers LLP


Los Angeles, California
November 6, 2003