EXHIBIT 3.2.1




                            AMENDMENT TO THE BY-LAWS
                                       OF
                         ELECTRONIC CLEARING HOUSE, INC.
                             (a Nevada corporation)


THIS AMENDMENT TO THE BY-LAWS of Electronic Clearing House, Inc., a Nevada
corporation (the "Corporation"), evidences the action of the Board of Directors
of the Corporation at a duly noticed meeting held on April 25, 2005 to amend the
first sentence of Section 2 of Article III of the By-Laws of the Corporation to
read in its entirety as follows:

     "The present designated number of directors which constitute the board
     shall be six (6)."

     IN WITNESS WHEREOF, the undersigned has hereby subscribed her name as of
this 25th day of April, 2005.




                                -----------------------------------
                                   Donna Rehman, Secretary